3480 Pawleys Loop N, Saint Cloud, FL 34769
FOR SALE
OPEN FRI, 4-7PM

3480 Pawleys Loop N
Saint Cloud, FL 34769

  • 5 Beds
  • 3 Baths
  • 3,447 sqft

$550,000

Est. Mortgage $3,497/mo*
Get Pre-Qualified

$550,000

Est. Mortgage $3,497/mo*
Get Pre-Qualified
5 Beds
3 Baths
3,447 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to this beautifully upgraded 5-bedroom, 3-bath pool home in Stevens Plantation, set on nearly 1/4 acre with peaceful water views and no rear neighbors. This home offers both style and peace of mind with major recent improvements, including a brand new roof, new exterior impact windows, new gutters, fresh exterior paint, new flooring throughout, and updated appliances—giving you the feel of a move-in ready home without the projects. Step inside to a bright, open layout designed for everyday living and entertaining. The main living area flows seamlessly between the kitchen, dining, and family spaces, creating a comfortable and connected environment. The kitchen features modern finishes, ample cabinetry, updated appliances, and a direct view of the pool and water—so you’re always part of the moment. Upstairs, a spacious loft provides flexible living space perfect for a second living area, media room, or playroom. The primary suite is a true retreat, complete with a large walk-in shower, soaking tub, and dual vanities. Additional bedrooms offer plenty of space for family, guests, or a home office. Out back, enjoy your private screened pool and patio area—ideal for relaxing or entertaining—while taking in the tranquil water views and added privacy of no rear neighbors. The nearly 1/4-acre lot gives you extra room to spread out and enjoy both indoor and outdoor living. Conveniently located near the Florida Turnpike and major roadways, with easy access to downtown St. Cloud, shopping, dining, and everyday essentials, this home combines comfort, updates, and location in one complete package.

Open House

Friday, May 08
4:00 PM to 7:00 PM
Saturday, May 09
12:00 PM to 3:00 PM

Home Highlights

Parking
3 Car Garage
Outdoor
Pool
View
Pond
HOA
$50/Monthly
Price/Sqft
$160
Listed
30 days ago

Home Details for 3480 Pawleys Loop N

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3447 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity ConnectedAppliances: Convection Oven, Dishwasher, Microwave, RefrigeratorDishwasherLaundry: InsideMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Tile
View
No ViewView: Pond

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, Rain Gutters, SidewalkFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached
Pool
Pool: In GroundPool
Frontage
WaterfrontWaterfront: PondRoad Surface Type: AsphaltOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 176Days on Market: 30

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Stucco, Wood FrameNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 152630070000015000

Price & Status

Price
List Price: $550,000Price Per Sqft: $160

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: STEVENS PLANTATION

Agent Information

Listing Agent
Listing ID: S5137411

Building

Building Area
Building Area: 4152 Square Feet

Community

Not Senior Community

HOA

HOA Name: Leland Management/Gabriel RuperezHOA Phone: 407-459-7477Association for this Listing: OsceolaHas an HOAHOA Fee: $50/Monthly

Lot Information

Lot Area: 9583 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5137411Water ViewWater View: PondBack On Market Date: Tue Apr 07 2026Showing Requirements: Appointment Only, ShowingTimeUniversal Property Id: US-12097-N-152630070000015000-R-N
Last check for updates: about 7 hours ago
Listing Provided by: Steve Pugh, (407) 846-0940
EXP REALTY LLC, (407) 846-0940
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5137411
Also Listed on Stellar MLS, eXp Realty.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3480 Pawleys Loop N

DatePriceEventSource
04/07/2026$550,000Listed For SaleStellar MLS #S5137411
03/26/2026$540,000ListingRemovedStellar MLS #S5137411
01/28/2026$540,000PriceChange
Stellar MLS #S5137411
01/08/2026$580,000PriceChange
eXp Realty #S5137411
12/17/2025$600,000PriceChange
eXp Realty #S5137411
10/30/2025$625,000Listed For SaleStellar MLS #S5137411
09/25/2025ListingRemovedN/A
08/12/2025$625,000Listed For SaleN/A
01/05/2025$485,000ListingRemovedStellar MLS #O5978403
01/05/2024ListingRemovedStellar MLS #O5978403
01/03/2022$485,000Sold
N/A
10/24/2021$485,000PendingStellar MLS #O5978403
10/22/2021ListingRemovedStellar MLS #O5978403
10/18/2021$485,000Listed For SaleStellar MLS #O5978403
06/21/2011$281,000Sold
N/A
03/28/2011$299,000Listed For SaleAgent Provided
07/27/2006$505,500Sold
N/A

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Property Tax and Assessment

Year2024
Tax$9,518
Assessment$474,500
Home facts updated by county records

Comparable Sales for 3480 Pawleys Loop N

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3341 Pawleys Loop N, Saint Cloud, FL
0.18
Single-Family Home
$575,000
10/10/25
5
3
3,402
3180 Pawleys Loop N, Saint Cloud, FL
0.10
Single-Family Home
$665,000
06/23/25
5
3
3,237
3380 Pawleys Loop N, Saint Cloud, FL
0.11
Single-Family Home
$519,950
02/13/26
5
4
3,237
2864 Lafayette Trace Dr, Saint Cloud, FL
0.21
Single-Family Home
$458,000
09/22/25
4
3
2,820
2840 Lafayette Trace Dr, Saint Cloud, FL
0.28
Single-Family Home
$615,000
09/15/25
4
2.5
3,032
3291 Pawleys Loop N, Saint Cloud, FL
0.24
Single-Family Home
$439,900
05/28/25
4
3
2,408
3510 Pawleys Loop S, Saint Cloud, FL
0.13
Single-Family Home
$410,000
03/27/26
4
2
2,052
3709 Cedar Hammock Trl, Saint Cloud, FL
0.19
Single-Family Home
$415,000
04/21/26
4
2
2,365
3151 Cedar Hammock Ct, Saint Cloud, FL
0.32
Single-Family Home
$420,000
01/01/26
3
3
3,085
3220 Pawleys Loop N, Saint Cloud, FL
0.16
Single-Family Home
$399,900
03/13/26
4
2
2,052

Assigned Schools

These are the assigned schools for 3480 Pawleys Loop N.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Steve Pugh, EXP REALTY LLC, (407) 846-0940
Agent Phone: (407) 846-0940
3480 Pawleys Loop N, Saint Cloud, FL 34769 is a 5 bedroom, 3 bathroom, 3,447 sqft single-family home built in 2006. This property is currently available for sale and was listed by Stellar MLS on Apr 7, 2026. The MLS # for this home is MLS# S5137411.