3922 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
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FOR SALE
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3922 CEDAR HAMMOCK TRAIL
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,895 sqft

$380,000

Est. Mortgage $2,546/mo*
Get Pre-Qualified

$380,000

Est. Mortgage $2,546/mo*
Get Pre-Qualified
3 Beds
2 Baths
1,895 sqft

Home Highlights

Parking
2 Car Garage
Outdoor
Porch
Climate Control
Heating & Cooling
HOA
$72/Monthly
Price/Sqft
$201
Listed
49 days ago

Local Information

  • Map ViewExplore the area around 3922 CEDAR HAMMOCK TRAIL.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Seller will consider a closing-cost and/or flooring credit with an acceptable offer. Current taxes reflect non-homestead status and a previous owner's tax circumstance that will be paid off at closing; buyers are encouraged to verify anticipated taxes and available exemptions. Welcome to 3922 Cedar Hammock Trail, a spacious 3-bedroom, 2-bath home in the desirable Stevens Plantation community of St. Cloud. With nearly 1,900 square feet, this home offers a comfortable split-bedroom floor plan with plenty of room to gather, entertain, and make the space your own. Several of the big-ticket items have already been taken care of, including a NEW ROOF in 2024, HVAC in 2023, and fresh interior paint in 2025. The open living and dining areas offer flexible space for everyday living, while the kitchen provides ample cabinetry, counter space, and an easy flow into the main living areas. The private primary suite features generous space, a walk-in closet, and an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to a fully fenced backyard with plenty of room for pets, play, entertaining, or creating your own outdoor retreat. The home offers an excellent opportunity for a buyer to personalize the flooring to their taste—and with the seller willing to consider a credit with an acceptable offer, you can make those updates your way. Conveniently located near shopping, dining, schools, major roadways, and everything the growing St. Cloud area has to offer.

Home Details for 3922 CEDAR HAMMOCK TRAIL

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Dinette, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1895 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Water ConnectedAppliances: Oven, Cooktop, Dishwasher, Disposal, Microwave, RefrigeratorDishwasherDisposalLaundry: Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: French DoorsFlooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Rear PorchFencing: VinylVegetation: Fruit Trees, Mature LandscapingExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Faces Side
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 49Days on Market: 49

Property Information

Year Built
Year Built: 2007
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 152630070000011550

Price & Status

Price
List Price: $380,000Price Per Sqft: $201

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: STEVENS PLANTATION
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: O6417320

Building

Building Area
Building Area: 2504 Square Feet

Community

Not Senior Community

HOA

HOA Name: Kayla GovanHOA Phone: 407-214-9727Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $72/Monthly

Lot Information

Lot Area: 9670 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6417320Universal Property Id: US-12097-N-152630070000011550-R-N
Last check for updates: about 4 hours ago
Listing Provided by: Carla Trine, (407) 756-6392
MAINFRAME REAL ESTATE, (407) 513-4257
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6417320
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Price and Tax history

DateEventPrice
Jun 29, 2026
Source: Stellar MLS #O6417320
Listed For Sale
$380,000
Nov 4, 2024
Source: Stellar MLS #G5086669
ListingRemoved
$389,000
Sep 4, 2024
Source: Stellar MLS #G5086669
Listed For Sale
$389,000
Aug 28, 2024
Source: Zillow Rentals
ListingRemoved
$2,450
Aug 16, 2024
Source: Zillow Rentals
Listed For Rent
$2,450

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Home Value

Trulia Estimate
$374K
Since last month
Decreased$300 (-0.1%)
Since last year
Increased$4K (+1%)
Since last sale
Increased$257K (+220%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +83% in the last 10 years
MonthEstimated value
2026
August 2026$374K
July 2026$375K
June 2026$372K
May 2026$376K
April 2026$379K
March 2026$374K
February 2026$376K
January 2026$370K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2708 KAYAK COURT, Saint Cloud, FL
0.09
Single-Family Home
$357,663
04/22/26
3
2
1,806
4205 RED BIRD AVENUE, Saint Cloud, FL
0.20
Single-Family Home
$380,000
01/23/26
3
2
1,686
4217 SKY FLOWER LANE, Saint Cloud, FL
0.26
Single-Family Home
$325,000
04/30/26
3
2
1,585
4209 RED BIRD AVENUE, Saint Cloud, FL
0.22
Single-Family Home
$340,000
08/10/26
3
2
1,389
2485 SETTLERS TRAIL, Saint Cloud, FL
0.29
Single-Family Home
$368,440
05/22/26
3
2
1,955
4260 CLIMBING ASTER COURT, Saint Cloud, FL
0.22
Single-Family Home
$330,000
09/30/25
4
2
2,101
3799 CEDAR HAMMOCK TRAIL, Saint Cloud, FL
0.21
Single-Family Home
$362,500
02/06/26
4
2
2,365
2601 SETTLERS TRAIL, Saint Cloud, FL
0.23
Single-Family Home
$368,000
10/21/25
4
2
1,776
2885 LAFAYETTE TRACE DRIVE, Saint Cloud, FL
0.32
Single-Family Home
$380,000
08/28/25
3
2
1,689
4216 GOLD RUSH LANE, Saint Cloud, FL
0.32
Single-Family Home
$395,000
08/29/25
3
2
1,734

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3934 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.05
$382,800
3
2
1,895
Off Market
3914 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.03
$496,400
6
3
3,367
Off Market
3939 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.07
$524,400
5
3.5
3,642
Off Market
3915 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.04
$428,900
4
2
2,365
Off Market
3903 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.05
$435,900
4
3
2,745
Off Market
3764 MARIETTA WAY, Saint Cloud, FL 34772
0.11
$404,000
3
2
1,515
Off Market
3830 MARIETTA WAY, Saint Cloud, FL 34772
0.10
$575,000
5
3.5
3,612
Recently Sold
2708 KAYAK COURT, Saint Cloud, FL 34772
0.09
$357,663
3
2
1,806
Recently Sold
2706 KAYAK COURT, Saint Cloud, FL 34772
0.09
$354,100
3
2
1,389
Off Market
3845 MARIETTA WAY, Saint Cloud, FL 34772
0.13
$497,400
5
4
3,397
Off Market
3767 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772
0.12
$439,900
5
3
3,257
For Sale

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 3922 CEDAR HAMMOCK TRAIL

  • What is the estimated monthly payment for 3922 CEDAR HAMMOCK TRAIL?
    Based on a $380,000 list price with 20% down at today's rates, the estimated monthly payment for 3922 CEDAR HAMMOCK TRAIL in Saint Cloud, FL is approximately $2,513 (about $1,966 principal & interest, $472 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3922 CEDAR HAMMOCK TRAIL compare to homes in Saint Cloud?
    3922 CEDAR HAMMOCK TRAIL in Saint Cloud, FL is listed at $380,000, about 2% below the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3922 CEDAR HAMMOCK TRAIL?
    The closest schools to 3922 CEDAR HAMMOCK TRAIL in Saint Cloud, FL are St. Cloud Elementary School (Pre-K, rated 6/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 3922 CEDAR HAMMOCK TRAIL have air conditioning?
    Yes, 3922 CEDAR HAMMOCK TRAIL in Saint Cloud, FL has air conditioning.
  • Does 3922 CEDAR HAMMOCK TRAIL have laundry facilities?
    Yes, 3922 CEDAR HAMMOCK TRAIL in Saint Cloud, FL has laundry facilities.
Carla Trine, MAINFRAME REAL ESTATE, (407) 513-4257
Agent Phone: (407) 756-6392
3922 CEDAR HAMMOCK TRAIL, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,895 sqft single-family home built in 2007. This property is currently available for sale and was listed by Stellar MLS on Jun 29, 2026. The MLS # for this home is MLS# O6417320.