2485 SETTLERS TRAIL, Saint Cloud, FL 34772
SOLD
MAY 22, 2026

2485 SETTLERS TRAIL
Saint Cloud, FL 34772

  • 3 Beds
  • 2 Baths
  • 1,955 sqft

$368,440

Last Sold: May 22, 2026
5% over list $350K
$188/sqft
Est. Refi. Payment $2,424/mo*
Refinance Your Home

$368,440

Last Sold: May 22, 2026
5% over list $350K
$188/sqft
Est. Refi. Payment $2,424/mo*
Refinance Your Home
3 Beds
2 Baths
1,955 sqft

Local Information

  • Map ViewExplore the area around 2485 SETTLERS TRAIL.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2004
Living Area
1,955 sqft
Price/Sqft
$188/sqft
Parking
2 Car Garage
HOA
$27/Monthly

About this House

Welcome to this spacious and well-maintained single-family home in the desirable Settlers Trail community of St. Cloud! This lovely residence offers 3 bedrooms and 2 full bathrooms — perfect for comfortable everyday living and entertaining guests. NEW ROOF 2025. The home features tile flooring throughout, a functional split floor plan, and an attached garage. The primary suite is privately located on one side of the home, while the additional bedrooms are situated on the opposite side for added privacy. The primary bedroom includes dual walk-in closets and an en-suite bathroom with a garden tub and separate shower. Step outside to enjoy the screened and covered patio, ideal for relaxing and enjoying Florida’s beautiful weather year-round. Located in a community with an affordable monthly HOA, this property offers convenient access to nearby schools, parks, shopping, and dining, along with easy commuting via major roadways. Don’t miss this wonderful opportunity!
2485 SETTLERS TRAIL, Saint Cloud, FL 34772 is a 3 bedroom, 2 bathroom, 1,955 sqft single-family home built in 2004. It last sold for $368,440 on May 22, 2026 (5% above the $350,000 asking price). It is currently off market. The Trulia Estimate is $366,800, with a rent estimate of $2,347/month.

Home Details for 2485 SETTLERS TRAIL

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1955 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water ConnectedAppliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, WasherDishwasherDryerLaundry: Inside,Laundry ClosetMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Tile
View
No ViewView: Canal

Exterior Features

Exterior Home Features
Roof: ShingleExterior: SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 41

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 162630059300012530

Price & Status

Price
List Price: $350,000Price Per Sqft: $188/sqft
Status Change & Dates
Off Market Date: Wed Apr 08 2026

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: CANOE CREEK LAKES UNIT 9
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Building

Building Area
Building Area: 2610 Square Feet

Community

Community Features: Deed Restrictions, SidewalksNot Senior Community

HOA

HOA Name: Leland Managment/Kaitlin MarshallHOA Phone: 407-781-1188Association for this Listing: Sarasota - ManateeHas an HOAHOA Fee: $27/Monthly

Lot Information

Lot Area: 8625 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6377763Water ViewWater View: CanalShowing Requirements: See Remarks, ShowingTimeUniversal Property Id: US-12097-N-162630059300012530-R-N

Additional Information

Deed RestrictionsSidewalks
Last check for updates: about 4 hours ago
Listed by Mark Ramey, (407) 496-1766
EXP REALTY LLC, (888) 883-8509
Bought with: Neerupa Sahai, (352) 978-9165, PREFERRED REAL ESTATE BROKERS, (407) 440-4900
Originating MLS: Sarasota - Manatee
Source: Stellar MLS, MLS#O6377763
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 2485 SETTLERS TRAIL

DatePriceEventSource
05/22/2026$368,440Sold
Stellar MLS #O6377763
04/08/2026$350,000PendingStellar MLS #O6377763
03/28/2026$350,000PriceChange
Stellar MLS #O6377763
02/26/2026$375,000Listed For SaleeXp Realty #O6377763
03/19/2004$163,500Sold
N/A

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Property Tax and Assessment

Year2025
Tax$1,633
Assessment$339,000
Home facts updated by county records

Comparable Sales for 2485 SETTLERS TRAIL

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2601 SETTLERS TRAIL, Saint Cloud, FL
0.13
Single-Family Home
$368,000
10/21/25
4
2
1,776
2708 KAYAK COURT, Saint Cloud, FL
0.22
Single-Family Home
$357,663
04/22/26
3
2
1,806
2720 SETTLERS TRAIL, Saint Cloud, FL
0.22
Single-Family Home
$347,000
08/08/25
3
2
1,572
4205 RED BIRD AVENUE, Saint Cloud, FL
0.34
Single-Family Home
$380,000
01/23/26
3
2
1,686
4260 CLIMBING ASTER COURT, Saint Cloud, FL
0.28
Single-Family Home
$330,000
09/30/25
4
2
2,101
4600 CYPRESS LANDING LANE, Saint Cloud, FL
0.19
Single-Family Home
$489,000
02/11/26
4
2
1,970
2924 JEBIDIAH LOOP, Saint Cloud, FL
0.46
Single-Family Home
$365,000
10/09/25
3
2
1,925
4878 ZION DRIVE, Saint Cloud, FL
0.40
Single-Family Home
$380,000
08/29/25
3
2
1,621

Nearby homes

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Assigned Schools

These are the assigned schools for 2485 SETTLERS TRAIL.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 467 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say streets are well-lit

  • 66 % Say kids play outside

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 2485 SETTLERS TRAIL

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Off Market Homes Near 2485 SETTLERS TRAIL

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