320 N  Montgomery St, Spencer, IN 47460
OFF MARKET

320 N Montgomery St
Spencer, IN 47460

  • 4 Beds
  • 2 Baths
  • 2,768 sqft

$282,000

Trulia Estimate
as of May 30, 2026
Est. Refi. Payment $1,627/mo*

$282,000

Trulia Estimate
as of May 30, 2026
Est. Refi. Payment $1,627/mo*
4 Beds
2 Baths
2,768 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Well-maintained 1-1/2 Story with four bedrooms and two full baths in Spencer. This home includes LOTS of recent updates (2022) including a NEW roof & decking, Bryant Furnace & A/C, Carpet on the Upper Level, Quartz Countertops, and Fresh Paint! The water heater was replaced in 2021. Still original to the home is a 7.5' solid wood interior door, wood trim, built-in china cabinet, hardwood floors on the main level and the fireplace. The main level includes the kitchen, dining room, living room, primary bedroom, library/study, one full bath, and the laundry. Upstairs are three additional bedrooms, a second full bath, and a family room. This level also has forced air baseboard heat. A detached two car garage is accessed from the alley at the back. The backyard is fenced. This old fashioned charmer is just a couple of blocks from Spencer Elementary and ready for a new owner to move right in!!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from March 28, 2023

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 320 N Montgomery St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 9Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Family Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2768 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Refrigerator, Washer, Dryer-Electric, Exhaust Fan, Electric Water HeaterDishwasherLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Baseboard,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: OneHas a Fireplace
Gas & Electric
Electric: Duke Energy IndianaGas: Community NatGas(Spencer)
Windows, Doors, Floors & Walls
Flooring: Hardwood, Carpet
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Hardwood, Carpet

Exterior Features

Exterior Home Features
Roof: AsphaltFencing: Partial, Chain Link
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage Door Opener
Frontage
Not on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 2768 Square Feet

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 601020400400.473028

Price & Status

Price
List Price: $260,000
Status Change & Dates
Off Market Date: Mon Mar 20 2023

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 2768 Square Feet

Lot Information

Lot Area: 6098.4 sqft

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 202240712Attribution Contact: Offc: 812-650-3600Above Grade Unfinished Area: 2768
Last check for updates: about 8 hours ago
Listed by Marla Harris, (812) 650-3600
Realty Professionals
Bought with: Stockton K Miller, Century 21 Scheetz - Bloomington
Source: IRMLS, MLS#202240712

Price History for 320 N Montgomery St

DatePriceEventSource
03/28/2023$254,000Sold
IRMLS #202240712
03/06/2023$260,000PendingRE/MAX International #202240712
09/30/2022$260,000Listed For SaleIRMLS #202240712
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Property Tax and Assessment

Year2025
Tax$1,647
Assessment$249,000
Home facts updated by county records

Comparable Sales for 320 N Montgomery St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.13
Single-Family Home
$255,000
05/11/26
4
2.5
3,222
0.17
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.21
Single-Family Home
$190,000
07/15/25
3
2
2,834
0.31
Single-Family Home
$280,000
06/19/25
3
2
1,590
0.06
Single-Family Home
$193,000
12/05/25
2
1
2,272
0.37
Single-Family Home
$250,000
12/11/25
3
1
2,584
0.45
Single-Family Home
$175,000
08/26/25
2
2
2,182
0.30
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.17
Single-Family Home
$120,000
07/31/25
2
3
1,764

Nearby homes

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Assigned Schools

These are the assigned schools for 320 N Montgomery St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 18 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say kids play outside

  • 61 % Say it's walkable to restaurants

  • 59 % Say there are sidewalks

  • 59 % Say people would walk alone at night

  • 58 % Say there's wildlife

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say neighbors are friendly

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 39 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

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Apartments for Rent

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Homes for sale near 320 N Montgomery St

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Off Market Homes Near 320 N Montgomery St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Homes for rent near 320 N Montgomery St

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320 N Montgomery St, Spencer, IN 47460 is a 4 bedroom, 2 bathroom, 2,768 sqft single-family home built in 1920. This property is not currently available for sale. 320 N Montgomery St was last sold on Mar 28, 2023 for $254,000 (2% lower than the asking price of $260,000). The current Trulia Estimate for 320 N Montgomery St is $282,000.