320 N  Montgomery St, Spencer, IN 47460
Property image
Property image
OFF MARKET

320 N Montgomery St
Spencer, IN 47460

  • 4 Beds
  • 2 Baths
  • 2,768 sqft

$278,800

Trulia Estimate
as of Aug 5, 2026

$278,800

Trulia Estimate
as of Aug 5, 2026
4 Beds
2 Baths
2,768 sqft

Local Information

  • Map ViewExplore the area around 320 N Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1920
Living Area
2,768 sqft
Price/Sqft
$101
Parking
Garage

About this House

Well-maintained 1-1/2 Story with four bedrooms and two full baths in Spencer. This home includes LOTS of recent updates (2022) including a NEW roof & decking, Bryant Furnace & A/C, Carpet on the Upper Level, Quartz Countertops, and Fresh Paint! The water heater was replaced in 2021. Still original to the home is a 7.5' solid wood interior door, wood trim, built-in china cabinet, hardwood floors on the main level and the fireplace. The main level includes the kitchen, dining room, living room, primary bedroom, library/study, one full bath, and the laundry. Upstairs are three additional bedrooms, a second full bath, and a family room. This level also has forced air baseboard heat. A detached two car garage is accessed from the alley at the back. The backyard is fenced. This old fashioned charmer is just a couple of blocks from Spencer Elementary and ready for a new owner to move right in!!
320 N Montgomery St, Spencer, IN 47460 is a 4 bedroom, 2 bathroom, 2,768 sqft single-family home built in 1920. It last sold for $254,000 on Mar 28, 2023. It is currently off market. The Trulia Estimate is $278,800, with a rent estimate of $2,069/month.

Home Details for 320 N Montgomery St

Interior Features

Interior Details
BasementAtticNumber of Rooms: 4
Heating & Cooling
Heating: OtherAir ConditioningCooling System: CentralHeating Fuel: Other
Levels, Entrance, & Accessibility
Stories: 1

Exterior Features

Exterior Home Features
Roof: AsphaltFoundation Type: Crawl Raised
Parking & Garage
GarageParking: Garage Detached

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: Single Family Home

Lot Information

Lot Area: 6098 sqft

Price History for 320 N Montgomery St

DatePriceEventSource
03/28/2023$254,000Sold
IRMLS #202240712
03/06/2023$260,000PendingRE/MAX International #202240712
09/30/2022$260,000Listed For SaleIRMLS #202240712

Market trends in Spencer

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50
1
MoM
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Property Tax and Assessment

Year2025
Tax$1,647
Assessment$249,000
Home facts updated by county records

Comparable Sales for 320 N Montgomery St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.13
Single-Family Home
$255,000
05/11/26
4
2.5
3,222
0.24
Single-Family Home
$226,000
07/14/26
4
1.5
3,456
0.16
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.06
Single-Family Home
$193,000
12/05/25
2
1
2,272
0.37
Single-Family Home
$250,000
12/11/25
3
1
2,404
0.50
Single-Family Home
$299,999
08/03/26
6
2
2,592
0.27
Single-Family Home
$285,000
10/31/25
3
2
3,416
0.45
Single-Family Home
$175,000
08/26/25
2
2
2,182
0.29
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.22
Single-Family Home
$190,000
01/23/26
2
1
1,160

Nearby homes

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Assigned Schools

These are the assigned schools for 320 N Montgomery St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

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Apartments for Rent

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Homes for sale near 320 N Montgomery St

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Off Market Homes Near 320 N Montgomery St

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