427 E  Jefferson St, Spencer, IN 47460
FOR SALE

427 E Jefferson St
Spencer, IN 47460

  • 3 Beds
  • 2 Baths
  • 1,508 sqft

$219,900

Est. Mortgage $1,305/mo*

$219,900

Est. Mortgage $1,305/mo*
3 Beds
2 Baths
1,508 sqft
We estimate this home will sell faster than 91% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming and move-in ready ranch located in the heart of Spencer, directly across from the fairgrounds! This 3-bedroom, 2-bathroom home offers a perfect blend of character and updates, featuring original hardwood floors, freshly painted cabinets and a brand new roof complete with warranty! Weather you're relaxing at home or taking advantage of the convenient location, this home is ready for it's next owner to enjoy!
We estimate this home will sell faster than 91% nearby.

Home Highlights

Parking
No Info
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
27 days ago

Home Details for 427 E Jefferson St

Active Status

MLS Status: Active Under Contract

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1508 Square Feet
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Foundation: Slab
Parking & Garage
No Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1508 Square Feet

Days on Market

Days on Market: 27

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 601021300400.355028

Price & Status

Price
List Price: $219,900

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Agent Information

Listing Agent
Listing ID: 202614321

Building

Building Area
Building Area: 1508 Square Feet

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

Mls Number: 202614321Attribution Contact: cell: 812-585-1534Above Grade Unfinished Area: 1508
Last check for updates: about 3 hours ago
Listing courtesy of Daniel Letman, (812) 585-1534
Century 21 Scheetz - Bloomington
Source: IRMLS, MLS#202614321
Also Listed on IRMLS.

Price History for 427 E Jefferson St

DatePriceEventSource
04/22/2026$219,900Listed For SaleIRMLS #202614321
01/19/2026$219,900ListingRemovedIRMLS #202533819
11/28/2025$219,900PriceChange
IRMLS #202533819
10/08/2025$224,900PriceChange
IRMLS #202533819
09/25/2025$229,900PriceChange
IRMLS #202533819
09/06/2025$234,900PriceChange
IRMLS #202533819
08/23/2025$239,900Listed For SaleIRMLS #202533819
09/18/2009$91,000Sold
IRMLS #440635
08/08/2008$91,000Sold
IRMLS #437036

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Property Tax and Assessment

Year2025
Tax$1,230
Assessment$146,200
Home facts updated by county records

Comparable Sales for 427 E Jefferson St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.23
Single-Family Home
$280,000
06/19/25
3
2
1,590
0.22
Single-Family Home
$169,000
12/26/25
3
1
1,236
0.04
Single-Family Home
$148,500
12/01/25
2
1
864
0.32
Single-Family Home
$175,000
08/26/25
2
2
2,182
0.17
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.17
Single-Family Home
$185,000
12/22/25
2
1
952
0.30
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.26
Single-Family Home
$250,000
12/11/25
3
1
2,584
0.55
Single-Family Home
$120,000
07/31/25
2
3
1,764

Assigned Schools

These are the assigned schools for 427 E Jefferson St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 18 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say kids play outside

  • 61 % Say it's walkable to restaurants

  • 59 % Say there are sidewalks

  • 59 % Say people would walk alone at night

  • 58 % Say there's wildlife

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say neighbors are friendly

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 39 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

Daniel Letman, Century 21 Scheetz - Bloomington
Agent Phone: (812) 585-1534
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
427 E Jefferson St, Spencer, IN 47460 is a 3 bedroom, 2 bathroom, 1,508 sqft single-family home built in 1955. This property is currently available for sale and was listed by IRMLS on Apr 22, 2026. The MLS # for this home is MLS# 202614321.