427 E  Jefferson St, Spencer, IN 47460
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FOR SALE
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427 E Jefferson St
Spencer, IN 47460

  • 3 Beds
  • 2 Baths
  • 1,508 sqft

$210,000

Original price: $215,000

$210,000

Original price: $215,000
3 Beds
2 Baths
1,508 sqft

Home Highlights

Climate Control
Heating & Cooling
Listed
117 days ago

Local Information

  • Map ViewExplore the area around 427 E Jefferson St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Charming and move-in ready ranch located in the heart of Spencer, directly across from the fairgrounds! This 3-bedroom, 2-bathroom home offers a perfect blend of character and updates, featuring original hardwood floors, freshly painted cabinets and a brand new roof complete with warranty! New electrical panel, wiring, and meter and the AC was serviced in time for the heat! Whether you're relaxing at home or taking advantage of the convenient location, this home is ready for it's next owner to enjoy!

Home Details for 427 E Jefferson St

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1508 Square Feet
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Foundation: Slab
Parking & Garage
No Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1508 Square Feet

Days on Market

Days on Market: 117

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 601021300400.355028

Price & Status

Price
List Price: $210,000

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Agent Information

Listing Agent
Listing ID: 202614321

Building

Building Area
Building Area: 1508 Square Feet

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

Mls Number: 202614321Attribution Contact: cell: 812-585-1534Above Grade Unfinished Area: 1508
Last check for updates: about 4 hours ago
Listing courtesy of Daniel Letman, (812) 585-1534
Century 21 Scheetz - Bloomington
Source: IRMLS, MLS#202614321
Also Listed on IRMLS.

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50

Price and Tax history

DateEventPrice
Jul 18, 2026
Source: IRMLS #202614321
PriceChange
$210,000
Price decreased by 2%
Jul 6, 2026
Source: IRMLS #202614321
PriceChange
$215,000
Price decreased by 2%
Apr 22, 2026
Source: IRMLS #202614321
Listed For Sale
$219,900
Jan 19, 2026
Source: IRMLS #202533819
ListingRemoved
$219,900
Nov 28, 2025
Source: IRMLS #202533819
PriceChange
$219,900
Price decreased by 2%

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Home Value

Trulia Estimate
$205K
Since last month
$0 (0%)
Since last year
Decreased$31K (-13.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +121% in the last 10 years
MonthEstimated value
2026
August 2026$205K
July 2026$205K
June 2026$213K
May 2026$215K
April 2026$217K
March 2026$213K
February 2026$213K
January 2026$212K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.22
Single-Family Home
$169,000
12/26/25
3
1
1,236
0.04
Single-Family Home
$148,500
12/01/25
2
1
864
0.16
Single-Family Home
$299,999
08/03/26
6
2
2,592
0.32
Single-Family Home
$175,000
08/26/25
2
2
2,182
0.17
Single-Family Home
$185,000
12/22/25
2
1
952
0.26
Single-Family Home
$250,000
12/11/25
3
1
2,404
0.17
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.30
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.18
Single-Family Home
$185,000
08/07/26
2
1
965

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$222,600
3
1
1,320
Off Market
0.03
$225,000
2
2
1,296
Recently Sold
0.04
$148,500
2
1
864
Recently Sold
0.05
$197,600
2
2
1,296
Off Market
0.11
$197,700
2
2
1,296
Off Market
0.11
$193,500
2
2
1,296
Off Market
0.07
$203,800
2
2
1,296
Off Market
0.08
$224,900
2
2
1,296
For Sale
0.11
$199,000
2
2
1,296
For Sale
0.13
$252,400
2
2
1,440
Off Market
0.14
$276,000
3
2
1,800
Off Market

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

Frequently asked questions about 427 E Jefferson St

  • What is the estimated monthly payment for 427 E Jefferson St?
    Based on a $210,000 list price with 20% down at today's rates, the estimated monthly payment for 427 E Jefferson St in Spencer, IN is approximately $1,289 (about $1,097 principal & interest, $117 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Spencer?
    Residents describe Spencer, IN as easy to park in, well-kept, and quiet. Most residents say you need a car. See homes for sale in Spencer, IN.
  • What are the closest schools to 427 E Jefferson St?
    The closest schools to 427 E Jefferson St in Spencer, IN are Owen Valley Community High School (rated 4/10), Owen Valley Middle School (rated 7/10), Spencer Elementary School (Pre-K, rated 4/10).
  • What is 427 E Jefferson St estimated to be worth?
    Trulia's estimated value for 427 E Jefferson St in Spencer, IN is $204,600.
  • Does 427 E Jefferson St have air conditioning?
    Yes, 427 E Jefferson St in Spencer, IN has air conditioning.
  • How big is the lot at 427 E Jefferson St?
    The lot at 427 E Jefferson St in Spencer, IN is about 0.19 acres (8,276 sq ft).
Daniel Letman, Century 21 Scheetz - Bloomington
Agent Phone: (812) 585-1534
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
427 E Jefferson St, Spencer, IN 47460 is a 3 bedroom, 2 bathroom, 1,508 sqft single-family home built in 1955. This property is currently available for sale and was listed by IRMLS on Apr 22, 2026. The MLS # for this home is MLS# 202614321.