427 S  Washington St, Spencer, IN 47460
Property image
Property image
FOR SALE
NEW - 2 DAYS AGO

$189,900

  • 2 Beds
  • 1 Bath
  • 1,040 sqft

427 S Washington St, Spencer, IN 47460

Est. Mortgage $1,146/mo*
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Home Highlights

Outdoor
Yes
Price/Sqft
$183
Climate Control
Forced Air, Natural Gas & Central Air
Listed
2 days ago

Local Information

  • Map ViewExplore the area around 427 S Washington St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Charming 2-bedroom, 1-bath home offering a comfortable layout with an eat-in kitchen, living room, and convenient laundry/mud room with utility area. Enjoy the 6x13 covered front porch or the spacious 12x29 covered back patio, complete with a small storage room-perfect for outdoor entertaining and relaxing. The large fenced-in backyard provides plenty of room for pets, gardening, or outdoor activities. A great opportunity for a first-time buyer, downsizer, or investor!
Last check for updates: about 23 hours ago
Listing Provided by: Christopher Wesley
RE/MAX Select Associates, Inc.
Source: MIBOR as distributed by MLS GRID, MLS#22122019

Home Details for 427 S Washington St

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Bedroom 2, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1040 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dryer, Disposal, Gas Water Heater, Microwave, Electric Oven, Range Hood, Refrigerator, WasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: 200+ Amp ServiceHas Electric on Property
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: Accessible Entrance, Accessible Full Bath
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: CoveredFencing: Fenced, Chain Link, FullFoundation: Block
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Alley Access
Farm & Range
Horse Amenities: None

Days on Market

Cumulative Days on Market: 2Days on Market: 2

Property Information

Year Built
Year Built: 1945
Property Type / Style
Property Type: ResidentialProperty Subtype: Residential, Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 601029100600015028

Price & Status

Price
List Price: $189,900Price Per Sqft: $183
Status Change & Dates
Possession Timing: Negotiable

Location

Direction & Address
City: SpencerCommunity: No Subdivision
School Information
Elementary School: Spencer Elementary SchoolJr High / Middle School: Owen Valley Middle SchoolHigh School: Owen Valley Community High SchoolHigh School District: Spencer-Owen Community Schools

Agent Information

Listing Agent
Listing ID: 22122019

Building

Building Area
Building Area: 1040 Square Feet

HOA

No HOA

Lot Information

Lot Area: 8712 sqft

Miscellaneous

Mls Number: 22122019

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50

Home Value

Trulia Estimate
$182K
Since last month
Increased$36K (+24.4%)
Since last year
Increased$50K (+37.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +348% in the last 10 years
MonthEstimated value
2026
August 2026$182K
July 2026$146K
June 2026$143K
May 2026$141K
April 2026$133K
March 2026$130K
February 2026$127K
January 2026$133K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.09
Single-Family Home
$169,000
12/26/25
3
1
1,236
0.12
Single-Family Home
$185,000
08/07/26
2
1
965
0.30
Single-Family Home
$148,500
12/01/25
2
1
864
0.45
Single-Family Home
$185,000
12/22/25
2
1
952
0.48
Single-Family Home
$190,000
01/23/26
2
1
1,160
0.36
Single-Family Home
$171,000
07/09/26
2
1
2,588
0.61
Single-Family Home
$203,000
10/07/25
2
1
1,162
0.33
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.45
Single-Family Home
$123,000
06/29/26
2
1
1,776

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$189,100
3
1
1,136
Off Market
0.08
$262,500
3
2
1,317
For Sale
0.09
$180,100
2
2
2,182
Off Market
0.09
$164,700
3
2
1,546
Off Market
0.09
$170,800
4
2
1,352
Off Market
0.09
$225,100
3
2
1,368
Off Market
0.10
$237,500
3
2.5
1,540
Off Market
0.11
$149,900
2
1
824
Off Market
0.09
$169,000
3
1
1,236
Recently Sold
0.14
$279,500
3
2.5
1,627
Off Market
0.14
$235,900
3
2
1,705
Off Market

Price and Tax history

DateEventPrice
Aug 24, 2026
Source: MIBOR as distributed by MLS GRID #22122019
Listed For Sale
$189,900

LGBTQ Local Legal Protections

Christopher Wesley, RE/MAX Select Associates, Inc.
Based on information submitted to the MLS GRID as of 2026-08-26 11:12:58 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 427 S Washington St

  • What is the estimated monthly payment for 427 S Washington St?
    Based on a $189,900 list price with 20% down at today's rates, the estimated monthly payment for 427 S Washington St in Spencer, IN is approximately $1,172 (about $991 principal & interest, $106 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Spencer?
    Residents describe Spencer, IN as easy to park in, well-kept, and quiet. Most residents say you need a car. See homes for sale in Spencer, IN.
  • What are the closest schools to 427 S Washington St?
    The closest schools to 427 S Washington St in Spencer, IN are Owen Valley Community High School (rated 8/10), Owen Valley Middle School (rated 6/10), Spencer Elementary School (Pre-K, rated 5/10).
  • What is 427 S Washington St estimated to be worth?
    Trulia's estimated value for 427 S Washington St in Spencer, IN is $182,100.
  • Does 427 S Washington St have air conditioning?
    Yes, 427 S Washington St in Spencer, IN has air conditioning.
  • Does 427 S Washington St have laundry facilities?
    Yes, 427 S Washington St in Spencer, IN has in-unit laundry.
427 S Washington St, Spencer, IN 47460 is a 2 bedroom, 1 bathroom, 1,040 sqft single-family home built in 1945. This property is currently available for sale and was listed by MIBOR as distributed by MLS GRID on Aug 24, 2026. The MLS # for this home is MLS# 22122019.