438 S  Montgomery St, Spencer, IN 47460
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OFF MARKET

438 S Montgomery St
Spencer, IN 47460

  • 4 Beds
  • 2 Baths
  • 1,352 sqft (on 0.25 acres)

$175,700

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $1,066/mo*

$175,700

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $1,066/mo*
4 Beds
2 Baths
1,352 sqft
(on 0.25 acres)

Local Information

  • Map ViewExplore the area around 438 S Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Seller will pay your closing cost up to $8000.00: Recently Remodeled 4 Bedroom, 2 full bath, manufactured home on a permanent foundation on the South side of Spencer. The home has nearly 1400 sq ft of living space, there is a large living room, a spacious kitchen and oversized dining area with an island separating the two. The home has new paint, new flooring, the plumbing fixtures are all new, plus a new refrigerator and water heater. Everything in the home has been gone over and it is in great condition. The lot is clean as a whistle, well landscaped with a new gravel driveway coming off the alley with ample parking spaces. There is also a nice storage shed and extra storage under the home as the foundation of the home is raised up out of the flood zone. The home overlooks Cooper Park and the White River and is in a beautiful location. The home is very affordably priced and will qualify for most financing. Call your realtor today for a showing, this home will not last long.
438 S Montgomery St, Spencer, IN 47460 is a 4 bedroom, 2 bathroom, 1,352 sqft mobile/manufactured built in 2005. It last sold for $141,900 on Jul 7, 2023 (5% below the $149,900 asking price). It is currently off market. The Trulia Estimate is $175,700, with a rent estimate of $1,451/month.

Home Highlights

Parking
Open Parking
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 438 S Montgomery St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Crawl Space,Exterior Entry,BrickNumber of Rooms: 7Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1352 Square Feet
Appliances & Utilities
Appliances: Refrigerator, Electric Range, Electric Water HeaterLaundry: Main LevelRefrigerator
Heating & Cooling
Heating: Electric,Forced AirHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Electric
Fireplace & Spa
Fireplace: NoneNo Fireplace
Gas & Electric
Electric: Duke Energy Indiana
Windows, Doors, Floors & Walls
Flooring: Other
Levels, Entrance, & Accessibility
Floors: Other

Exterior Features

Exterior Home Features
Roof: ShingleFencing: None
Parking & Garage
No GarageHas Open ParkingParking: Gravel
Frontage
Waterfront: NoneNot on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 1352 Square Feet

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Manufactured Home, Mobile HomeArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 601029100600.029028

Price & Status

Price
List Price: $149,900
Status Change & Dates
Off Market Date: Wed Jun 28 2023

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 1352 Square Feet

Lot Information

Lot Area: 10890 sqft

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: Appliances, Lighting

Mobile R/V

Mobile Home Park
Mobile Home Type: Double Wide

Miscellaneous

Mls Number: 202301894Attribution Contact: Cell: 812-821-7005Above Grade Unfinished Area: 1352
Last check for updates: about 2 hours ago
Listed by Debbie Foutch, (812) 821-7005
Owen County Home Company
Bought with: Joannie Sheese, West & Co., REALTORS
Source: IRMLS, MLS#202301894

Price History for 438 S Montgomery St

DatePriceEventSource
07/07/2023$141,900Sold
IRMLS #202301894
06/28/2023$149,900PendingIRMLS #202301894
04/26/2023$149,900PriceChange
IRMLS #202301894
01/21/2023$159,900PriceChange
IRMLS #202301894
12/18/2022$50,000PendingIRMLS #202249786
12/16/2022$50,000Listed For SaleIRMLS #202249786
06/25/2013$59,900ListingRemovedAgent Provided
06/18/2013$59,900Listed For SaleAgent Provided
03/13/2013$59,900ListingRemovedAgent Provided
08/19/2012$59,900PriceChange
Agent Provided
05/08/2012$69,900PriceChange
N/A
04/11/2012$79,900Listed For SaleN/A
12/20/2007$40,000Sold
N/A

Market trends in Spencer

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
51
12
MoM
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Property Tax and Assessment

Year2025
Tax$772
Assessment$123,700
Home facts updated by county records

Comparable Sales for 438 S Montgomery St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1.09
Mobile / Manufactured
$99,500
07/02/26
3
1
1,152
2.01
Mobile / Manufactured
$182,000
10/28/25
3
2
1,040
1.88
Mobile / Manufactured
$270,000
04/16/26
4
3
2,356
2.90
Mobile / Manufactured
$169,900
05/13/26
3
2
1,248
3.09
Mobile / Manufactured
$224,900
11/24/25
3
2
1,012
3.94
Mobile / Manufactured
$244,900
07/08/26
3
2
1,904
4.05
Mobile / Manufactured
$325,000
05/06/26
4
2
1,792
4.20
Mobile / Manufactured
$64,900
11/14/25
3
2
1,280
4.09
Mobile / Manufactured
$79,000
07/29/25
2
1.5
1,078

Nearby homes

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Assigned Schools

These are the assigned schools for 438 S Montgomery St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

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Apartments for Rent

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Homes for sale near 438 S Montgomery St

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Off Market Homes Near 438 S Montgomery St

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