225 N  Montgomery St, Spencer, IN 47460
Property image
Property image
SOLD
DEC 5, 2025

$198,500

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 2,272 sqft

225 N Montgomery St, Spencer, IN 47460

Est. Refi. Payment $1,225/mo*
Refinance Your Home
Currently Off Market - Sold Dec 5, 2025 for $193,000 (3% below list price)

Home Value

Trulia Estimate
$199K
Since last month
Increased$300 (+0.2%)
Since last year
Increased$12K (+6.4%)
Since last sale
Increased$5K (+2.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +129% in the last 10 years
MonthEstimated value
2026
August 2026$198K
July 2026$198K
June 2026$199K
May 2026$198K
April 2026$197K
March 2026$195K
February 2026$194K
January 2026$193K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.15
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.28
Single-Family Home
$123,000
06/29/26
2
1
1,776
0.28
Single-Family Home
$171,000
07/09/26
2
1
2,588
0.25
Single-Family Home
$190,000
01/23/26
2
1
1,160
0.28
Single-Family Home
$203,000
10/07/25
2
1
1,162
0.39
Single-Family Home
$185,000
08/07/26
2
1
965
0.39
Single-Family Home
$250,000
12/11/25
3
1
2,404
0.29
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.47
Single-Family Home
$185,000
12/22/25
2
1
952

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.04
$202,300
2
1
1,408
Off Market
0.03
$250,500
3
2
1,696
Off Market
0.04
$203,700
2
1.5
1,792
Off Market
0.03
$303,600
3
2
2,934
Off Market
0.06
$189,900
4
2.5
2,289
For Sale
0.07
$294,300
4
2.5
3,823
Off Market
0.12
-
-
-
-
Off Market
0.12
$123,700
2
3
1,764
Off Market
0.12
-
3
2
2,412
Off Market
0.11
$211,300
2
1.5
1,045
Off Market
0.15
$180,000
2
2
2,346
Recently Sold

Local Information

  • Map ViewExplore the area around 225 N Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1926
2,272 sqft
$85/sqft
1 Car Garage

About this House

Welcome home to this charming 2 bedroom, 1 bath bungalow located in Spencer. Built in 1926, this craftsman home is filled with character, featuring beautiful original woodwork, hardwood floors, and a formal dining room perfect for gatherings. The inviting covered front porch is ideal for enjoying your morning coffee, while the updated bathroom offers modern convenience with a walk-in shower and updated vanity. Additional features include a 1-car attached garage and a back patio. Situated just blocks from the elementary school, library, and town square amenities, this property keeps you close to all Spencer has to offer.
225 N Montgomery St, Spencer, IN 47460 is a 2 bedroom, 1 bathroom, 2,272 sqft single-family home built in 1926. It last sold for $193,000 on Dec 5, 2025 (3% below the $199,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $198,500, with a rent estimate of $1,436/month.
Last check for updates: about 9 hours ago
Listed by Samantha Carver
HOME TEAM Properties
Bought with: Samantha Carver, HOME TEAM Properties
Source: MIBOR as distributed by MLS GRID, MLS#22063008

Home Details for 225 N Montgomery St

Active Status

MLS Status: Sold

Interior Features

Interior Details
Basement: UnfinishedNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2272 Square Feet
Appliances & Utilities
Appliances: Dryer, Electric Oven, Refrigerator, WasherDryerLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,High Efficiency (90%+ AFUE )Has CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living Room, Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Window: Wood Work StainedFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Hardwood

Exterior Features

Exterior Home Features
Patio / Porch: CoveredFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Attached,Concrete
Farm & Range
Horse Amenities: None

Days on Market

Cumulative Days on Market: 39

Property Information

Year Built
Year Built: 1926
Property Type / Style
Property Type: ResidentialProperty Subtype: Residential, Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Vinyl SidingNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 601020400400447028

Price & Status

Price
List Price: $199,900Price Per Sqft: $85/sqft
Status Change & Dates
Off Market Date: Sat Oct 25 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: SpencerCommunity: Allison
School Information
Elementary School: Spencer Elementary SchoolJr High / Middle School: Owen Valley Middle SchoolHigh School: Owen Valley Community High SchoolHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 2272 Square Feet

HOA

No HOA

Lot Information

Lot Area: 3920.4 sqft

Miscellaneous

BasementMls Number: 22063008Attic: Access Only

Price and Tax history

DateEventPrice
Dec 5, 2025
Source: MIBOR as distributed by MLS GRID #22063008
Sold
$193,000
Oct 27, 2025
Source: MIBOR as distributed by MLS GRID #22063008
Pending
$199,900
Sep 18, 2025
Source: IRMLS #202537822
Listed For Sale
$199,900

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-11 01:03:56 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Frequently asked questions about 225 N Montgomery St

  • What is 225 N Montgomery St estimated to be worth?
    Trulia's estimated value for 225 N Montgomery St in Spencer, IN is $198,500.
  • What is the price history for 225 N Montgomery St?
    225 N Montgomery St in Spencer, IN last sold for $193,000 in December 2025.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IN as easy to park in, well-kept, and quiet. Most residents say you need a car. See recently sold homes in Spencer, IN.
  • Does 225 N Montgomery St have air conditioning?
    Yes, 225 N Montgomery St in Spencer, IN has air conditioning.
  • Does 225 N Montgomery St have laundry facilities?
    Yes, 225 N Montgomery St in Spencer, IN has in-unit laundry.

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