218 N  Montgomery St, Spencer, IN 47460
Property image
Property image
OFF MARKET

218 N Montgomery St
Spencer, IN 47460

  • 3 Beds
  • 2 Baths
  • 1,696 sqft

$251,000

Trulia Estimate
as of Jul 28, 2026
Est. Refi. Payment $1,504/mo*

$251,000

Trulia Estimate
as of Jul 28, 2026
Est. Refi. Payment $1,504/mo*
3 Beds
2 Baths
1,696 sqft

Local Information

  • Map ViewExplore the area around 218 N Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1897
Living Area
1,696 sqft
Price/Sqft
$148

About this House

A rare opportunity to own this tastefully remodeled 3 bedroom, 2 bath home in downtown Spencer. Built in 1897, this house has attractive curb appeal including a new coat of paint to the exterior, landscaped yard, and inviting front porch. Natural light floods the 1st floor through the new vinyl windows and doors. The main level being completely remodeled includes new easy to maintain LVP flooring, vinyl windows, updated electric and plumbing, and a new furnace. Create culinary delights in the modern kitchen with ample counter and cabinet spaces and new stainless appliances. The backyard features off street parking, a deck and additional entertaining space surrounded by privacy fencing. Back inside, the second story houses all 3 bedrooms and a full bathroom complete with a jetted tub, dual sink vanity and a walk-in shower. Retreat at the end of your day to the master bedroom which features a vaulted ceiling, 2 closets and a private balcony perfect for unwinding at the end of the day.
218 N Montgomery St, Spencer, IN 47460 is a 3 bedroom, 2 bathroom, 1,696 sqft single-family home built in 1897. It last sold for $230,000 on Sep 3, 2024 (4% below the $239,900 asking price). It is currently off market. The Trulia Estimate is $251,000, with a rent estimate of $1,799/month.

Home Details for 218 N Montgomery St

Active Status

MLS Status: Sold

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Breakfast Room, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1696 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, WasherDishwasherDryerLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas HeatingHeating Fuel: Forced Air
Windows, Doors, Floors & Walls
Window: Windows Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Exterior Home Features
Patio / Porch: Covered, DeckFencing: Fenced, Partial, PrivacyOther Structures: StorageExterior: BalconyFoundation: Cellar, Crawl Space
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Gravel
Farm & Range
Horse Amenities: None

Days on Market

Cumulative Days on Market: 9

Property Information

Year Built
Year Built: 1897
Property Type / Style
Property Type: ResidentialProperty Subtype: Residential, Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: WoodNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 601020400400468028

Price & Status

Price
List Price: $239,900
Status Change & Dates
Off Market Date: Tue Aug 06 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: SpencerCommunity: No Subdivision
School Information
Elementary School: Spencer Elementary SchoolJr High / Middle School: Owen Valley Middle SchoolHigh School: Owen Valley Community High SchoolHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 1696 Square Feet

HOA

No HOA

Lot Information

Lot Area: 7405.2 sqft

Miscellaneous

Mls Number: 21990841
Last check for updates: about 8 hours ago
Listed by Samantha Carver
HOME TEAM Properties
Bought with: Non-BLC Member, MIBOR REALTOR® Association
Source: MIBOR as distributed by MLS GRID, MLS#21990841

Price History for 218 N Montgomery St

DatePriceEventSource
09/03/2024$230,000Sold
MIBOR as distributed by MLS GRID #21990841
08/07/2024$239,900PendingMIBOR as distributed by MLS GRID #21990841
07/29/2024$239,900Listed For SaleIRMLS #202428273
06/21/2012$123,900ListingRemovedAgent Provided
03/23/2012$123,900Listed For SaleAgent Provided
05/30/2003$105,000Sold
MIBOR as distributed by MLS GRID #2258450

Market trends in Spencer

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50
1
MoM
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Property Tax and Assessment

Year2025
Tax$1,432
Assessment$242,500
Home facts updated by county records

Comparable Sales for 218 N Montgomery St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.25
Single-Family Home
$226,000
07/14/26
4
1.5
3,456
0.13
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.15
Single-Family Home
$255,000
05/11/26
4
2.5
3,222
0.15
Single-Family Home
$120,000
07/31/25
2
3
1,764
0.03
Single-Family Home
$193,000
12/05/25
2
1
2,272
0.39
Single-Family Home
$175,000
08/26/25
2
2
2,182
0.36
Single-Family Home
$250,000
12/11/25
3
1
2,404
0.22
Single-Family Home
$190,000
01/23/26
2
1
1,160
0.31
Single-Family Home
$203,000
10/07/25
2
1
1,162

Nearby homes

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Assigned Schools

These are the assigned schools for 218 N Montgomery St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 218 N Montgomery St

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Off Market Homes Near 218 N Montgomery St

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Based on information submitted to the MLS GRID as of 2026-07-28 04:33:11 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information