281 N  Montgomery St, Spencer, IN 47460
Property image
Property image
OFF MARKET

$303,600

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 2,934 sqft

281 N Montgomery St, Spencer, IN 47460

Est. Refi. Payment $1,835/mo*
Refinance Your Home
Currently Off Market - Sold Oct 11, 2024 for $285,000

Home Value

Trulia Estimate
$304K
Since last month
Increased$500 (+0.2%)
Since last year
Increased$10K (+3.5%)
Since last sale
Increased$19K (+6.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +112% in the last 10 years
MonthEstimated value
2026
August 2026$304K
August 2026$304K
July 2026$303K
June 2026$304K
May 2026$306K
April 2026$301K
March 2026$297K
February 2026$295K
January 2026$294K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.11
Single-Family Home
$255,000
05/11/26
4
2.5
3,222
0.21
Single-Family Home
$226,000
07/14/26
4
1.5
3,456
0.17
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.40
Single-Family Home
$250,000
12/11/25
3
1
2,404
0.50
Single-Family Home
$299,999
08/03/26
6
2
2,592
0.03
Single-Family Home
$193,000
12/05/25
2
1
2,272
0.31
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.31
Single-Family Home
$370,000
08/28/26
3
2.5
2,822

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$193,000
2
1
2,272
Recently Sold
0.04
$203,700
2
1.5
1,792
Off Market
0.04
$250,500
3
2
1,696
Off Market
0.06
$294,300
4
2.5
3,823
Off Market
0.08
$211,300
2
1.5
1,045
Off Market
0.08
$189,900
4
2.5
2,289
For Sale
0.07
$202,300
2
1
1,408
Off Market
0.11
$255,000
4
2.5
3,222
Recently Sold
0.13
-
3
2
2,412
Off Market
0.13
$123,700
2
3
1,764
Off Market
0.16
$292,100
3
2.5
3,100
Off Market

Local Information

  • Map ViewExplore the area around 281 N Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1900
2,934 sqft
$103/sqft
Garage

About this House

Beautiful 2,934 sq ft 2 story home in town. 2-3 bedrooms, 2 full baths, an apartment for extra income. This home has been lovingly renovated and maintained and has so much new and old charm. Large entry, living room, dining room , wood floors, spacious kitchen and laundry room on main level. Covered front and back porches, open patio, fenced yard and 2 car detached garage. Established landscaping rounds out the lovely outdoor space with plenty of room and entertaining areas.
281 N Montgomery St, Spencer, IN 47460 is a 3 bedroom, 2 bathroom, 2,934 sqft single-family home built in 1900. It last sold for $285,000 on Oct 11, 2024 (5% below the $299,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $303,600, with a rent estimate of $2,171/month.
Last check for updates: about 1 hour ago
Listed by Rene West, (812) 585-0420
West & Co., REALTORS
Bought with: Debbie Foutch, (812) 821-7005, Owen County Home Company
Source: IRMLS, MLS#202426556

Home Details for 281 N Montgomery St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: PartialNumber of Rooms: 11Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2934 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Microwave, Refrigerator, Electric RangeDishwasherLaundry: Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Duke Energy IndianaGas: Community NatGas(Spencer)
Windows, Doors, Floors & Walls
Flooring: Hardwood, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Hardwood, Vinyl

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Patio, Porch CoveredFencing: MetalFoundation: Stone
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 2934 Square Feet

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 601020400400.450028

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Thu Oct 10 2024

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 3078 Square Feet

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

BasementMls Number: 202426556Attribution Contact: Cell: 812-585-0420Above Grade Unfinished Area: 2934

Price and Tax history

DateEventPrice
Oct 11, 2024
Source: IRMLS #202426556
Sold
$285,000
Aug 12, 2024
Source: IRMLS #202426556
PriceChange
$299,900
Price decreased by 6%
Jul 17, 2024
Source: IRMLS #202426556
Listed For Sale
$319,900
Oct 3, 2011
Source: N/A
Sold
$126,000
Feb 25, 2011
Source: Agent Provided
Listed For Sale
$126,000

Market trends in Spencer

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
50

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 19 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 59 % Say people would walk alone at night

  • 59 % Say there are sidewalks

  • 58 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Frequently asked questions about 281 N Montgomery St

  • What is 281 N Montgomery St estimated to be worth?
    Trulia's estimated value for 281 N Montgomery St in Spencer, IN is $303,600.
  • What is the price history for 281 N Montgomery St?
    281 N Montgomery St in Spencer, IN last sold for $285,000 in October 2024.
  • Is Spencer a buyer's or seller's market?
    Spencer is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Spencer?
    Residents describe Spencer, IN as easy to park in, well-kept, and quiet. Most residents say you need a car. See recently sold homes in Spencer, IN.
  • Does 281 N Montgomery St have air conditioning?
    Yes, 281 N Montgomery St in Spencer, IN has air conditioning.
  • Does 281 N Montgomery St have laundry facilities?
    Yes, 281 N Montgomery St in Spencer, IN has laundry facilities.

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