281 N  Montgomery St, Spencer, IN 47460
OFF MARKET

281 N Montgomery St
Spencer, IN 47460

  • 3 Beds
  • 2 Baths
  • 2,934 sqft

$305,800

Trulia Estimate
as of Jun 23, 2026
Est. Refi. Payment $1,786/mo*

$305,800

Trulia Estimate
as of Jun 23, 2026
Est. Refi. Payment $1,786/mo*
3 Beds
2 Baths
2,934 sqft

Local Information

  • Map ViewExplore the area around 281 N Montgomery St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Beautiful 2,934 sq ft 2 story home in town. 2-3 bedrooms, 2 full baths, an apartment for extra income. This home has been lovingly renovated and maintained and has so much new and old charm. Large entry, living room, dining room , wood floors, spacious kitchen and laundry room on main level. Covered front and back porches, open patio, fenced yard and 2 car detached garage. Established landscaping rounds out the lovely outdoor space with plenty of room and entertaining areas.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from October 11, 2024

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 281 N Montgomery St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: PartialNumber of Rooms: 11Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2934 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Microwave, Refrigerator, Electric RangeDishwasherLaundry: Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Duke Energy IndianaGas: Community NatGas(Spencer)
Windows, Doors, Floors & Walls
Flooring: Hardwood, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Hardwood, Vinyl

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Patio, Porch CoveredFencing: MetalFoundation: Stone
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 2934 Square Feet

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 601020400400.450028

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Thu Oct 10 2024

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 3078 Square Feet

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

BasementMls Number: 202426556Attribution Contact: Cell: 812-585-0420Above Grade Unfinished Area: 2934
Last check for updates: about 13 hours ago
Listed by Rene West, (812) 585-0420
West & Co., REALTORS
Bought with: Debbie Foutch, (812) 821-7005, Owen County Home Company
Source: IRMLS, MLS#202426556

Price History for 281 N Montgomery St

DatePriceEventSource
10/11/2024$285,000Sold
IRMLS #202426556
08/12/2024$299,900PriceChange
IRMLS #202426556
07/17/2024$319,900Listed For SaleIRMLS #202426556
10/03/2011$126,000Sold
N/A
02/25/2011$126,000Listed For SaleAgent Provided
11/13/2010$129,900ListingRemovedAgent Provided
11/02/2010$129,900Listed For SaleAgent Provided
06/04/2010$149,900ListingRemovedAgent Provided
11/07/2009$149,900PriceChange
Agent Provided
06/01/2009$155,000Listed For SaleAgent Provided

Market trends in Spencer

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
51
12
MoM
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Property Tax and Assessment

Year2025
Tax$1,987
Assessment$295,700
Home facts updated by county records

Comparable Sales for 281 N Montgomery St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.11
Single-Family Home
$255,000
05/11/26
4
2.5
3,222
0.19
Single-Family Home
$190,000
07/15/25
3
2
2,834
0.17
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.40
Single-Family Home
$250,000
12/11/25
3
1
2,584
0.03
Single-Family Home
$193,000
12/05/25
2
1
2,272
0.13
Single-Family Home
$120,000
07/31/25
2
3
1,764
0.31
Single-Family Home
$151,250
04/15/26
3
1
3,862
0.43
Single-Family Home
$175,000
08/26/25
2
2
2,182

Nearby homes

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Assigned Schools

These are the assigned schools for 281 N Montgomery St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 18 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say kids play outside

  • 61 % Say it's walkable to restaurants

  • 59 % Say there are sidewalks

  • 59 % Say people would walk alone at night

  • 58 % Say there's wildlife

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say neighbors are friendly

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 39 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 281 N Montgomery St

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Off Market Homes Near 281 N Montgomery St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
281 N Montgomery St, Spencer, IN 47460 is a 3 bedroom, 2 bathroom, 2,934 sqft single-family home built in 1900. This property is not currently available for sale. 281 N Montgomery St was last sold on Oct 11, 2024 for $285,000 (5% lower than the asking price of $299,900). The current Trulia Estimate for 281 N Montgomery St is $305,800.