304 S  Main St, Elgin, TX 78621
Property image
Property image
FOR SALE
3D VIEW

$259,000

Original price: $265,000
  • 3 Beds
  • 2 Baths
  • 1,510 sqft

304 S Main St, Elgin, TX 78621

Est. Mortgage $1,717/mo*
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Home Highlights

Property Type
Single-Family Home
Year Built
1940
Price/Sqft
$172

Local Information

  • Map ViewExplore the area around 304 S Main St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval.
Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience.
Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function.
Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
Last check for updates: about 7 hours ago
Listing courtesy of Sharon Carroll, (512) 233-4868
Coldwell Banker Realty
Originating MLS: Four Rivers Association of REALTORS
Source: Central Texas MLS, MLS#599413

Home Details for 304 S Main St

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 2Types of Rooms: Master Bedroom, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1510 Square Feet
Appliances & Utilities
Utilities: Electricity Available, High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Cooktop, Microwave, Washer, Some Electric AppliancesDishwasherDryerLaundry: Washer Hookup,Electric Dryer Hookup,Laundry Closet,In Kitchen,Main LevelMicrowaveWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Electric,1 UnitHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: NoneSpa: NoneNo FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: NoneFloors: Tile, Wood
View
No ViewView: None

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Covered, Patio, PorchFencing: Back Yard, Front Yard, Gate, Picket, WoodOther Structures: OutbuildingExterior: Covered Patio, Porch, Private Yard, Rain GuttersFoundation: Pillar/Post/Pier
Parking & Garage
No GarageNo Attached GarageParking: No Garage
Pool
Pool: None
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Not Connected (at lot), Public SewerWater Body: None
Farm & Range
Not Allowed to Raise Horses

Days on Market

Cumulative Days on Market: 251Days on Market: 180+

Property Information

Year Built
Year Built: 1940
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: HardiPlank Type
Property Information
Condition: ResaleParcel Number: 14388

Price & Status

Price
List Price: $259,000Price Per Sqft: $172
Status Change & Dates
Possession Timing: Closing & Funding

Location

Direction & Address
City: ElginCommunity: Elgin City
School Information
Elementary School: Booker T. Washington ELEMElementary School District: Elgin ISDJr High / Middle School: Elgin Middle SchoolJr High / Middle School District: Elgin ISDHigh School: Elgin High SchoolHigh School District: Elgin ISD

Agent Information

Listing Agent
Listing ID: 599413

Community

Community Features: None

HOA

Association for this Listing: Four Rivers Association of REALTORSNo HOA

Lot Information

Lot Area: 5702.004 sqft

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, Texas Vet, USDA Loan, VA Loan

Miscellaneous

Mls Number: 599413Living Area Range Units: Square FeetAttic: Access OnlyAttribution Contact: (512) 233-4868Above Grade Unfinished Area Units: Square FeetActivation Date: Wed Dec 10 2025Below Grade Unfinished Area Units: Square FeetUniversal Property Id: US-48021-N-14388-R-N

Additional Information

NoneDays On Market Replication: 251

Around this home

What Locals Say about Elgin

At least 54 Trulia users voted on each feature.
  • 91 % Say yards are well-kept

  • 87 % Say parking is easy

  • 82 % Say car is needed

  • 80 % Say kids play outside

  • 76 % Say it's dog friendly

  • 74 % Say there's holiday spirit

  • 60 % Say it's quiet

  • 55 % Say people would walk alone at night

  • 52 % Say there are sidewalks

  • 48 % Say neighbors are friendly

  • 44 % Say they plan to stay for at least 5 years

  • 42 % Say there's wildlife

  • 38 % Say streets are well-lit

  • 31 % Say there are community events

  • 28 % Say it's walkable to restaurants

  • 28 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • David Hamlin
    "The area is pretty decent, couple parks, mostly just quiet, everyone keeps to themselves"
  • Pullo1187
    " I’m looking for commercial lot Ranch gardens, homes, etc. And also, I’m looking for offices in a space for Ofice."
  • Melissa W.
    "not a bad neighborhood I just wish there was more for our kids to do. the playground is not very big or good. my 2 year old gets bored fast there."
  • HJ
    "If you Google the schools in Elgin, search results show the schools get a 2-3 out of 10 score. I hear the middle and high school have fights too. "
  • fragososergio
    "Town has been growing pretty quickly but small town vibe is still present. Relatively short drive to the city. Best of both worlds."
  • Sammyzimmhamilton
    "there are some people who let their dogs run around off the leash unaccompanied. it is annoying when the dogs poop in your yard. "
  • Stormy
    "My neighbors have all been really nice. Elgin is a good little area. The down town is charming. Good food choices. "
  • Joe A.
    "A lot of pet friendly parks and pet owners. Elgin is a small but cozy community and is growing but not at a fast rate. Walmart and H-E-B are our biggest “tourist spots” lol"
  • Shontae
    "convienant to schools and access to all major highways nice quiet polite neighbors few crime shopping close by "
  • Beckyjjones2222
    "its very diverse & family friendly.its close to shopping & for big entertainment Austin is just 20 miles. It takes about 20 minutes to get to University of Texas"
  • Laurasedai2001
    "It's a quite place but close enough o the hustle and bustle of a big city, Austin, Texas. peeps are friendly and respectful thus far. lived here 5 years. "
  • Jenniferrfries
    "we have a beautiful, busy main street, community festivals, small town living with a major city in easy driving distance."
  • Anastacia B.
    "I love it here in this neighborhood it's quite and the neighbors are nice with friendly attitudes management is also great "
  • Sonya S.
    "Elgin Tx is a highly valued suburb of Austin Tx. I enjoyed raising my kids here. They the area is becoming more and more covenant everyday."
  • Current H. O.
    "Great Family Community! Very nice and quiet neighborhood surrounded by a lovely green belt. "

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
151
5
MoM

Home Value

Trulia Estimate
$257K
Since last month
Decreased$7K (-2.6%)
Since last year
Decreased$1K (-0.5%)
Since last sale
Increased$145K (+134.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +129% in the last 10 years
MonthEstimated value
2026
August 2026$253K
August 2026$252K
July 2026$260K
June 2026$260K
May 2026$261K
April 2026$260K
March 2026$270K
February 2026$270K
January 2026$279K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.61
Single-Family Home
-
09/12/25
3
2
1,785
1.16
Single-Family Home
-
05/15/26
3
2
1,698

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.17
$299,000
3
2
1,326
For Sale
0.19
$139,000
-
-
-
For Sale
0.23
$170,000
-
-
-
For Sale
0.30
$110,000
1
1
1,216
For Sale
0.34
$139,900
-
-
-
For Sale
0.38
$125,000
-
-
-
For Sale
0.34
$144,000
3
1
912
Off Market
0.42
$285,500
2
2
1,360
For Sale
0.36
$99,000
-
-
-
For Sale
0.41
$349,000
3
2
2,287
For Sale
0.35
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Aug 13, 2026
Source: Central Texas MLS #599413
PriceChange
$259,000
Price decreased by 2%
Apr 10, 2026
Source: Central Texas MLS #599413
PriceChange
$265,000
Price decreased by 4%
Feb 10, 2026
Source: Unlock MLS #5311698
PriceChange
$275,000
Price decreased by 4%
Jan 20, 2026
Source: Unlock MLS #5311698
PriceChange
$285,000
Price decreased by 3%
Dec 29, 2025
Source: Central Texas MLS #599413
PriceChange
$294,000
Price decreased by 2%

LGBTQ Local Legal Protections

Sharon Carroll, Coldwell Banker Realty
Agent Phone: (512) 233-4868
Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026 Central Texas MLS, All Rights Reserved.

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Frequently asked questions about 304 S Main St

  • What is the estimated monthly payment for 304 S Main St?
    Based on a $259,000 list price with 20% down at today's rates, the estimated monthly payment for 304 S Main St in Elgin, TX is approximately $1,754 (about $1,364 principal & interest, $315 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Elgin?
    Residents describe Elgin, TX as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Elgin, TX.
  • What are the closest schools to 304 S Main St?
    The closest schools to 304 S Main St in Elgin, TX are Elgin Elementary School (Pre-K, rated 2/10), Elgin High School (rated 2/10), Elgin Int (Elementary, rated 2/10).
  • What is 304 S Main St estimated to be worth?
    Trulia's estimated value for 304 S Main St in Elgin, TX is $257,200.
  • Does 304 S Main St have air conditioning?
    Yes, 304 S Main St in Elgin, TX has air conditioning.
  • Does 304 S Main St have laundry facilities?
    Yes, 304 S Main St in Elgin, TX has in-unit laundry.
304 S Main St, Elgin, TX 78621 is a 3 bedroom, 2 bathroom, 1,510 sqft single-family home built in 1940. This property is currently available for sale and was listed by Central Texas MLS on Dec 12, 2025. The MLS # for this home is MLS# 599413.