$259,000
Original price: $265,000
- 3 Beds
- 2 Baths
- 1,510 sqft
304 S Main St, Elgin, TX 78621
Est. Mortgage $1,717/mo*
Get Pre-QualifiedHome Highlights
Property Type
Single-Family Home
Year Built
1940
Price/Sqft
$172
Local Information
-- mins to
About this House
1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval.
Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience.
Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function.
Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
Step inside this charming Elgin property, where a classic white picket fence welcomes you to a space that feels like home—while offering exciting mixed-use potential. Located just up the road from downtown shops and local restaurants, it’s ideal for a residence, boutique office, studio, or live/work setup, blending small-town charm with everyday convenience.
Inside, arched doorways and inviting spaces showcase timeless character, while wood and tile flooring throughout make the home both warm and practical. A cozy bedroom nook works perfectly as a reading corner or flexible workspace, and the generous layout allows for comfortable living, entertaining, or business use. The primary suite overlooks the backyard and features two walk-in closets for added comfort and function.
Out back, enjoy a large covered porch with ceiling fan—perfect for relaxing or hosting—plus a spacious yard and storage shed for tools, hobbies, or inventory. With a 2019 roof, new dishwasher, refrigerator, and water heater, this property is move-in ready and full of possibility for those seeking a home, a business, or both in the heart of Elgin.
Last check for updates: about 7 hours ago
Listing courtesy of Sharon Carroll, (512) 233-4868
Coldwell Banker Realty
Originating MLS: Four Rivers Association of REALTORS
Source: Central Texas MLS, MLS#599413

Home Details for 304 S Main St
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MLS Status: Active |
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Interior Details Number of Rooms: 2Types of Rooms: Master Bedroom, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1510 Square Feet |
Appliances & Utilities Utilities: Electricity Available, High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Cooktop, Microwave, Washer, Some Electric AppliancesDishwasherDryerLaundry: Washer Hookup,Electric Dryer Hookup,Laundry Closet,In Kitchen,Main LevelMicrowaveWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Electric,1 UnitHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: NoneSpa: NoneNo FireplaceNo Spa |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Window: Window TreatmentsFlooring: Tile, Wood |
Levels, Entrance, & Accessibility Stories: 1Levels: OneAccessibility: NoneFloors: Tile, Wood |
View No ViewView: None |
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Exterior Home Features Roof: Composition ShinglePatio / Porch: Covered, Patio, PorchFencing: Back Yard, Front Yard, Gate, Picket, WoodOther Structures: OutbuildingExterior: Covered Patio, Porch, Private Yard, Rain GuttersFoundation: Pillar/Post/Pier |
Parking & Garage No GarageNo Attached GarageParking: No Garage |
Pool Pool: None |
Frontage Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront |
Water & Sewer Sewer: Not Connected (at lot), Public SewerWater Body: None |
Farm & Range Not Allowed to Raise Horses |
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Cumulative Days on Market: 251Days on Market: 180+ |
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Year Built Year Built: 1940 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional |
Building Construction Materials: HardiPlank Type |
Property Information Condition: ResaleParcel Number: 14388 |
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Price List Price: $259,000Price Per Sqft: $172 |
Status Change & Dates Possession Timing: Closing & Funding |
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Direction & Address City: ElginCommunity: Elgin City |
School Information Elementary School: Booker T. Washington ELEMElementary School District: Elgin ISDJr High / Middle School: Elgin Middle SchoolJr High / Middle School District: Elgin ISDHigh School: Elgin High SchoolHigh School District: Elgin ISD |
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Listing Agent Listing ID: 599413 |
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Community Features: None |
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Association for this Listing: Four Rivers Association of REALTORSNo HOA |
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Lot Area: 5702.004 sqft |
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Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, Texas Vet, USDA Loan, VA Loan |
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Mls Number: 599413Living Area Range Units: Square FeetAttic: Access OnlyAttribution Contact: (512) 233-4868Above Grade Unfinished Area Units: Square FeetActivation Date: Wed Dec 10 2025Below Grade Unfinished Area Units: Square FeetUniversal Property Id: US-48021-N-14388-R-N |
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NoneDays On Market Replication: 251 |
Around this home
What Locals Say about Elgin
At least 54 Trulia users voted on each feature.
91 % Say yards are well-kept
87 % Say parking is easy
82 % Say car is needed
80 % Say kids play outside
76 % Say it's dog friendly
74 % Say there's holiday spirit
60 % Say it's quiet
55 % Say people would walk alone at night
52 % Say there are sidewalks
48 % Say neighbors are friendly
44 % Say they plan to stay for at least 5 years
42 % Say there's wildlife
38 % Say streets are well-lit
31 % Say there are community events
28 % Say it's walkable to restaurants
28 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Elgin
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
151
5MoM
Home Value
Trulia Estimate
$257KSince last month
Decreased$7K (-2.6%)Since last year
Decreased$1K (-0.5%)Since last sale
Increased$145K (+134.1%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +129% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $253K |
| August 2026 | $252K |
| July 2026 | $260K |
| June 2026 | $260K |
| May 2026 | $261K |
| April 2026 | $260K |
| March 2026 | $270K |
| February 2026 | $270K |
| January 2026 | $279K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.61 | Single-Family Home | - | 09/12/25 | 3 | 2 | 1,785 | |
1.16 | Single-Family Home | - | 05/15/26 | 3 | 2 | 1,698 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.17 | $299,000 | 3 | 2 | 1,326 | For Sale | |
0.19 | $139,000 | - | - | - | For Sale | |
0.23 | $170,000 | - | - | - | For Sale | |
0.30 | $110,000 | 1 | 1 | 1,216 | For Sale | |
0.34 | $139,900 | - | - | - | For Sale | |
0.38 | $125,000 | - | - | - | For Sale | |
0.34 | $144,000 | 3 | 1 | 912 | Off Market | |
0.42 | $285,500 | 2 | 2 | 1,360 | For Sale | |
0.36 | $99,000 | - | - | - | For Sale | |
0.41 | $349,000 | 3 | 2 | 2,287 | For Sale | |
0.35 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 13, 2026 Source: Central Texas MLS #599413 | PriceChange | $259,000 Price decreased by 2% |
Apr 10, 2026 Source: Central Texas MLS #599413 | PriceChange | $265,000 Price decreased by 4% |
Feb 10, 2026 Source: Unlock MLS #5311698 | PriceChange | $275,000 Price decreased by 4% |
Jan 20, 2026 Source: Unlock MLS #5311698 | PriceChange | $285,000 Price decreased by 3% |
Dec 29, 2025 Source: Central Texas MLS #599413 | PriceChange | $294,000 Price decreased by 2% |
Dec 20, 2025 Source: Unlock MLS #5311698 | PriceChange | $299,000 Price decreased by 4% |
Dec 12, 2025 Source: Central Texas MLS #599413 | Listed For Sale | $310,000 |
Dec 6, 2025 Source: N/A | ListingRemoved | |
Nov 26, 2025 Source: N/A | PriceChange | $330,000 Price decreased by 1% |
Nov 3, 2025 Source: N/A | Listed For Sale | $335,000 |
Oct 22, 2024 Source: Zillow Rentals | ListingRemoved | $1,995 |
Oct 9, 2024 Source: Zillow Rentals | Listed For Rent | $1,995 |
Oct 1, 2024 Source: Zillow Rentals | ListingRemoved | $1,995 |
Sep 16, 2024 Source: Zillow Rentals | Listed For Rent | $1,995 |
Oct 13, 2023 Source: Zillow Rentals | ListingRemoved | |
Sep 29, 2023 Source: Zillow Rentals | PriceChange | $1,965 Price increased by 2% |
Sep 26, 2023 Source: Zillow Rentals | Listed For Rent | $1,925 |
Sep 26, 2023 Source: Zillow Rentals | ListingRemoved | |
Sep 25, 2023 Source: Zillow Rentals | Listed For Rent | $1,925 |
Mar 7, 2019 Source: N/A | Sold | -- |
Feb 10, 2019 Source: Agent Provided | Pending | $175,000 |
Feb 1, 2019 Source: Agent Provided | PendingToActive | $175,000 |
Jan 30, 2019 Source: Agent Provided | Pending | $175,000 |
Jan 22, 2019 Source: Agent Provided | PriceChange | $175,000 Price increased by 6% |
Oct 20, 2018 Source: N/A | Listed For Sale | $165,000 |
Aug 4, 2015 Source: N/A | Sold | -- |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $6,567 | $265,354 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Sharon Carroll, Coldwell Banker Realty
Agent Phone: (512) 233-4868

Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2026 Central Texas MLS, All Rights Reserved.
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Frequently asked questions about 304 S Main St
- What is the estimated monthly payment for 304 S Main St?Based on a $259,000 list price with 20% down at today's rates, the estimated monthly payment for 304 S Main St in Elgin, TX is approximately $1,754 (about $1,364 principal & interest, $315 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Elgin?Residents describe Elgin, TX as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Elgin, TX.
- What are the closest schools to 304 S Main St?The closest schools to 304 S Main St in Elgin, TX are Elgin Elementary School (Pre-K, rated 2/10), Elgin High School (rated 2/10), Elgin Int (Elementary, rated 2/10).
- What is 304 S Main St estimated to be worth?Trulia's estimated value for 304 S Main St in Elgin, TX is $257,200.
- Does 304 S Main St have air conditioning?Yes, 304 S Main St in Elgin, TX has air conditioning.
- Does 304 S Main St have laundry facilities?Yes, 304 S Main St in Elgin, TX has in-unit laundry.
304 S Main St, Elgin, TX 78621 is a 3 bedroom, 2 bathroom, 1,510 sqft single-family home built in 1940. This property is currently available for sale and was listed by Central Texas MLS on Dec 12, 2025. The MLS # for this home is MLS# 599413.

