123 Water St, Frederick, MD 21701
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Property image
OFF MARKET

123 Water St
Frederick, MD 21701

  • 3 Beds
  • 1.5 Baths
  • 1,480 sqft

$477,900

Trulia Estimate
as of Jul 27, 2026

$477,900

Trulia Estimate
as of Jul 27, 2026
3 Beds
1.5 Baths
1,480 sqft

Local Information

  • Map ViewExplore the area around 123 Water St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1885
Living Area
1,480 sqft
Price/Sqft
$323
Parking
Open Parking

About this House

Every downtown, desired amenity wrapped into one property! Newly renovated, charming single family near Carroll Creek in sought after downtown Frederick with ample rear parking, spacious, beautiful back yard with covered patio, privacy fence and shrub screening, sitting on a dead-end street with minimum residential, threw traffic. Fresh interior and exterior paint. Spacious eat-in kitchen with quartz counters, island, pantry, and access to relaxing backyard. Original hardwood and engineered planks throughout. Dining/Sitting Room with cozy gas-heat stove and entry to second private covered porch. Half bath, laundry and large family room complete the main level. Charming staircase leads to three bedrooms with sizable closets and newly renovated full bath with oversized vanity on upper level. Fully unfinished attic offers plenty of storage and endless possibilities. New metal roofs on back porch and new boards installed on front porch, efficient Williams gas heating stove installed for main source heating along with base board units throughout, six portal AC window units and newly installed hot water heater. Walking distance to MARC and the easiest access to 70/270/340/15. The cutest little, must-see downtown gem!
123 Water St, Frederick, MD 21701 is a 3 bedroom, 2 bathroom, 1,480 sqft single-family home built in 1885. It last sold for $385,000 on Oct 30, 2024 (4% below the $399,000 asking price). It is currently off market. The Trulia Estimate is $477,900, with a rent estimate of $2,643/month.

Home Details for 123 Water St

Interior Features

Interior Details
Number of Rooms: 1Types of Rooms: Basement
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1480 Square Feet
Appliances & Utilities
Utilities: Natural Gas Available, Cable Connected, Sewer Available, Water Available, CableAppliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Washer, Electric Water HeaterDishwasherDryerLaundry: Main Level,Laundry RoomRefrigeratorWasher
Heating & Cooling
Heating: Space Heater,Other,Electric,Natural GasHas CoolingAir Conditioning: Window Unit(s),ElectricHas HeatingHeating Fuel: Space Heater
Fireplace & Spa
No FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: ReplacementDoor: Storm Door(s), Sliding GlassFlooring: Hardwood, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Hardwood, Luxury Vinyl
View
Has a ViewView: City, Garden
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Patio, Porch, RoofFencing: Board, Back Yard, WoodOther Structures: Above Grade, Below GradeExterior: Chimney Cap(s), Sidewalks, Street LightsFoundation: Stone, OtherNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 3Parking: Parking Space Conveys,Off Street,On Street
Pool
Pool: None
Frontage
Road Frontage: AlleyResponsible for Road Maintenance: City/CountyRoad Surface Type: Black TopNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses
Finished Area
Finished Area (above surface): 1480 Square Feet

Property Information

Year Built
Year Built: 1885
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Colonial
Building
Construction Materials: FrameNot a New ConstructionNo Additional Parcels
Property Information
Condition: ExcellentParcel Number: 1102036274

Price & Status

Price
List Price: $399,000
Status Change & Dates
Off Market Date: Fri Nov 01 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: CLOSED

Media

Location

Direction & Address
City: FREDERICKCommunity: Frederick Historic District
School Information
Elementary School District: Frederick County Public SchoolsJr High / Middle School District: Frederick County Public SchoolsHigh School District: Frederick County Public Schools

Building

Building Area
Building Area: 2220 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 2475 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Home Inspection, Home SaleListing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: MDFR2048358Municipality: Frederick CityAbove Grade Unfinished Area: 1480

Additional Information

HOA Amenities: None
Last check for updates: about 12 hours ago
Listed by Lisa Williams, (301) 748-4809
RE/MAX Achievers
Bought with: J.T. Smith, (202) 246-8967, RE/MAX Results
Source: Bright MLS, MLS#MDFR2048358

Price History for 123 Water St

DatePriceEventSource
10/30/2024$385,000Sold
Bright MLS #MDFR2048358
09/25/2024$399,000ContingentBright MLS #MDFR2048358
09/06/2024$399,000PriceChange
Bright MLS #MDFR2048358
08/24/2024$425,000PendingToActiveBright MLS #MDFR2048358
08/20/2024$425,000PendingBright MLS #MDFR2048358
08/14/2024$425,000PriceChange
Bright MLS #MDFR2048358
07/05/2024$449,900PriceChange
Bright MLS #MDFR2048358
05/13/2024$464,900Listed For SaleBright MLS #MDFR2048358
01/20/2004$130,000Sold
N/A

Market trends in Frederick

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$433K
$4.69KMoM
Sale-to-List Price
100.0%
Price per sq ft
$222
$2MoM
Available listings
533
36MoM
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Property Tax and Assessment

Year2025
Tax$88
Assessment$280,100
Home facts updated by county records

Comparable Sales for 123 Water St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
226 S Carroll St, Frederick, MD
0.17
Single-Family Home
$355,000
08/28/25
2
1
1,060
29 Winchester St, Frederick, MD
0.15
Single-Family Home
$235,000
10/14/25
2
1.5
1,064
497 Sagner Ave, Frederick, MD
0.37
Single-Family Home
$335,000
05/01/26
3
1.5
1,264
115 Water St, Frederick, MD
0.02
Single-Family Home
$355,000
08/27/25
2
1
900
313 S Market St, Frederick, MD
0.37
Single-Family Home
$450,000
01/23/26
2
2
1,590
210 E 3rd St, Frederick, MD
0.47
Single-Family Home
$335,000
11/04/25
3
1.5
1,200
13 E All Saints St, Frederick, MD
0.31
Single-Family Home
$275,000
12/17/25
3
1
2,040
7 N Wisner St, Frederick, MD
0.27
Single-Family Home
$345,000
07/15/26
2
1
1,034
9 E All Saints St, Frederick, MD
0.32
Single-Family Home
$409,000
07/21/26
6
1
2,332

Nearby homes

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Assigned Schools

These are the assigned schools for 123 Water St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Frederick

At least 860 Trulia users voted on each feature.

  • 90 % Say it's dog friendly

  • 87 % Say there are sidewalks

  • 79 % Say car is needed

  • 77 % Say parking is easy

  • 75 % Say there's holiday spirit

  • 74 % Say streets are well-lit

  • 72 % Say yards are well-kept

  • 71 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 62 % Say it's walkable to restaurants

  • 62 % Say it's quiet

  • 62 % Say it's walkable to grocery stores

  • 53 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 46 % Say there's wildlife

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jennifer mens
    "Beautiful place nice people nice houses can’t go wrong just watch out for crazy drivers !!!!!!!!!!!!!!!!"
    0
    Flag
  • Jennifer mens
    "Dog owners would like that there’s a lot of other dog walkers and everyone is nice and mostly cleans up after themselves "
    0
    Flag
  • Daniel_davis25
    "They would like that we have dog appointment areas for them to use the restroom. Also they have doggy bags for pickup and disposal receptacles. "
    0
    Flag
  • Libragirl70
    "There are many dog owners here, dog parks and waste receptacles everywhere. Frederick is very dog friendly. "
    1
    Flag
  • Jeffrey A Leon
    "No longer commute as I am retired. But commute to DC is awful as traffic is terrible and horrible all times."
    0
    Flag
  • Angela Alvarez
    "I’ve lived in Urbana for a year and I love it, the swimming pools and gyms are amazing and the trash collection comes twice a week"
    0
    Flag
  • Angela Alvarez
    "Urbana is the best area of Frederick and the best schools too. It has some restaurants and shops too and an international population"
    0
    Flag
  • Angela Alvarez
    "I’ve lived here 2 years and it’s very safe although extremely diverse. It’s got a lot of nationalities "
    0
    Flag
  • amezy
    "I’ve lived here for over 10 years it’s pretty quiet most of the time and most people keep to themselves. Down side is that there’s nothing to do here so it gets pretty boring."
    0
    Flag
  • Jessica Croxall
    "Lots of dog owners in the neighborhood. Dog parks in the neighborhood that have water, room to run free. "
    0
    Flag
  • Abryle Haynes
    "I don’t know. Just make sure your dog is on a leash. Not all dogs are friendly. And you don’t know what your dog is really capable of around strangers and other dogs. "
    0
    Flag
  • Abryle Haynes
    "30 mins to and from Hagerstown and Montgomery county is not bad. But a lot of accidents on 70 and 270, daily. "
    0
    Flag
  • Lgarber626
    "My current neighborhood is nice and the families are friendly. It’s unique because there is more land separating the houses than in other areas of the county. "
    0
    Flag
  • Nadinewilsonsmith
    "The community event that’s makes the neighborhood special are Community Outreach, community events, clubs and church activities. "
    0
    Flag
  • Robin Wilcox
    "We have lived locally for 12 years and love it. I grew up in Montgomery County and love living here in Frederick!"
    0
    Flag
  • Noellauryn2
    "It’s a very safe neighborhood, there’s lots of parks I just find it can be hard to find a lot of kid and teen spaces. I’d recommend making sure your teen has a license I see this as a place to live with young kids!"
    0
    Flag
  • Terrywilson20115
    "Neighborhood is very dog friendly. People are constantly walking dogs of all sizes and breeds. We have a 100 pound Rottweiler and have no issues walking her in the neighborhood. Everyone is good about adhering to the leash laws. For the most part, people are good about cleaning up after their dog."
    4
    Flag
  • Csn45bxxp2
    "There are a lot of dogs and plenty of places to walk dogs in the area. Multiple parks, dog walking stations. Great place for a great dog life."
    1
    Flag
  • Trulia User
    "That people respect each other spaces on the sidewalks, but there is a problem with picking up at the pets. Even though there are receptacles with bags and then hang on waste area for them to put them in, so no need to be lazy."
    5
    Flag
  • Trulia User
    "Close to the interstate and there are lots of alternate routes using side streets, if you don't want to use the interstate. Roads are typically not congested. "
    5
    Flag
  • Trulia User
    "it is amazing great place to raise a family . schools are good and community is very good. all festivals are celebrated in a good way and people are friendly"
    1
    Flag
  • Trulia User
    "This is a diverse area of mostly well maintained homes. Nice families. I love walking the nature trails with my kids and dogs. Fox, owl, heron, deer are common sights. "
    3
    Flag
  • Trulia User
    "Friendly Neighbors and very diverse. Near downtown frederick and great restaurants and shopping centers "
    2
    Flag
  • Trulia User
    "There are events up at the community center and the pole throughout the summer. And then they do a Christmas decoration contest"
    1
    Flag
  • Trulia User
    "neighborhood is very safe, quiet and clean. it is a great place to live and raise kids. it is a family oriented community with nearby parks and trails. "
    2
    Flag
  • Trulia User
    "It has a rural feel but is close to amenities. Wide shoulders allow for nice walking areas. The community center used to be a one room school house and holds many neighborhoods events like pancake breakfasts, craft fairs, barbecues, etc."
    1
    Flag
  • Prince H.
    "Great peaceful environment and atmosphere. Family setting games and sporting events. Great to raise kids and family "
    1
    Flag
  • Fidel V.
    "Good place to live and friendly many communities in this area to help you out and parks are amazing "
    0
    Flag
  • Dmoore202000
    "I have lived here for 2 years., and the Frederick area is a great place to live and raise kids. Frederick for the most part is extremely safe, and the neighbors tend to look out for one another."
    0
    Flag
  • Herrodje
    "Area is extremely safe with plenty of open spaces to play. There is access to a lot of parks and great schools"
    16
    Flag
  • Colleen F.
    "There are many families and fun activities and the parks and recreation facilities are excellent. The library system is also top shelf."
    1
    Flag
  • Tamy W.
    "There can be a lot of traffic in this area so be wary when letting kids run around the neighborhood. "
    0
    Flag
  • Bella M.
    " Frederick has some of the most diverse schools and some of the highest rated academically he would be really smart to put your kids in a school in Frederick"
    1
    Flag
  • Trulia User
    "Difficult no public transportation, have to get ride from work partners. Or Uber which is an unnecessary expense."
    3
    Flag
  • Tiana M.
    "We love the community and family focus. Peaceful, beautiful, and lots to do. Not the best public transportation but the services are expanding. "
    5
    Flag
  • Marcelaweedon
    "I don’t know if any right now, but I wish I did. I would like to be a part of them or start one. I feel like this would be a good way for old and new neighbors to meet each other. My neighbors are friendly to each other. Just don’t see community events happening."
    8
    Flag
  • Eloy G. C.
    "I’ve been just 3 months in so don’t know well the area or the neighbors. It is a very peaceful neighborhood to live in though."
    1
    Flag
  • Keith.kiddy
    "Neighbors get together and drink wine and occasionally have barbecues. Everyone is always looking out for each other "
    6
    Flag
  • Kathy M. M.
    "just moved. not too aware of Community events that they have. I moved from Miami FL to Frederick Maryland for it having a good mixture of city life a quietness, however I yet have much of it to explore "
    1
    Flag
  • Tia B. .
    "Frederick is a lovely historic and diverse community. The people are friendly and helpful. I do old recommend Frederick to anyone looking for a safe and tight knit community. "
    1
    Flag

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Homes for sale near 123 Water St

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Off Market Homes Near 123 Water St

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information