551 E Church St, Frederick, MD 21701
Property image
Property image
FOR SALE

$425,000

Original price: $450,000
  • 3 Beds
  • 1.5 Baths
  • 1,305 sqft

551 E Church St, Frederick, MD 21701

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Home Highlights

Single-Family Home
Built in 1930
$326/sqft
Garage

Local Information

  • Map ViewExplore the area around 551 E Church St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehicles—an exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.
Last check for updates: about 19 hours ago
Listing courtesy of Sharon Lelm, (301) 676-4031
Charis Realty Group, (301) 831-5099
Source: Bright MLS, MLS#MDFR2083490
Also Listed on Bright MLS.

Home Details for 551 E Church St

Interior Features

Interior Details
Basement: Full,Improved,Interior Entry,Concrete,Unfinished,Water Proofing SystemNumber of Rooms: 1Types of Rooms: Bonus Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1305 Square Feet
Appliances & Utilities
Appliances: Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water HeaterDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Wood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Wood
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: PatioFencing: Full, Wrought IronOther Structures: Above Grade, Below GradeExterior: Extensive Hardscape, Sidewalks, Street LightsFoundation: BlockNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 4Parking: Storage,Garage Faces Rear,Oversized,Alley Access,Detached,Off Street
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1305 Square Feet

Days on Market

Days on Market: 21

Property Information

Year Built
Year Built: 1930
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Cape Cod
Building
Construction Materials: BrickNot a New Construction
Property Information
Condition: ExcellentParcel Number: 1102017792

Price & Status

Price
List Price: $425,000Price Per Sqft: $326
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: FREDERICKCommunity: Downtown Frederick
School Information
Elementary School District: Frederick County Public SchoolsJr High / Middle School District: Frederick County Public SchoolsHigh School District: Frederick County Public Schools

Agent Information

Listing Agent
Listing ID: MDFR2083490

Building

Building Area
Building Area: 1305 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 7405 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDFR2083490Above Grade Unfinished Area: 1305

Additional Information

Source Internet Automated Valuation Display: YSource Internet Consumer Comment: YSource Internet Entire Listing Display: YSource Internet Address Display: Y

Around this home

What Locals Say about Frederick

At least 861 Trulia users voted on each feature.

  • 90 % Say it's dog friendly

  • 87 % Say there are sidewalks

  • 79 % Say car is needed

  • 77 % Say parking is easy

  • 75 % Say there's holiday spirit

  • 74 % Say streets are well-lit

  • 72 % Say yards are well-kept

  • 71 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 62 % Say it's walkable to restaurants

  • 62 % Say it's quiet

  • 62 % Say it's walkable to grocery stores

  • 53 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 46 % Say there's wildlife

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Very quiet and very nice and very clean "
    0
    Flag
  • Jennifer mens
    "Beautiful place nice people nice houses can’t go wrong just watch out for crazy drivers !!!!!!!!!!!!!!!!"
    0
    Flag
  • Jennifer mens
    "Dog owners would like that there’s a lot of other dog walkers and everyone is nice and mostly cleans up after themselves "
    0
    Flag
  • Daniel_davis25
    "They would like that we have dog appointment areas for them to use the restroom. Also they have doggy bags for pickup and disposal receptacles. "
    0
    Flag
  • Libragirl70
    "There are many dog owners here, dog parks and waste receptacles everywhere. Frederick is very dog friendly. "
    1
    Flag
  • Jeffrey A Leon
    "No longer commute as I am retired. But commute to DC is awful as traffic is terrible and horrible all times."
    0
    Flag
  • Angela Alvarez
    "I’ve lived in Urbana for a year and I love it, the swimming pools and gyms are amazing and the trash collection comes twice a week"
    0
    Flag
  • Angela Alvarez
    "Urbana is the best area of Frederick and the best schools too. It has some restaurants and shops too and an international population"
    0
    Flag
  • Angela Alvarez
    "I’ve lived here 2 years and it’s very safe although extremely diverse. It’s got a lot of nationalities "
    0
    Flag
  • amezy
    "I’ve lived here for over 10 years it’s pretty quiet most of the time and most people keep to themselves. Down side is that there’s nothing to do here so it gets pretty boring."
    0
    Flag
  • Jessica Croxall
    "Lots of dog owners in the neighborhood. Dog parks in the neighborhood that have water, room to run free. "
    0
    Flag
  • Abryle Haynes
    "I don’t know. Just make sure your dog is on a leash. Not all dogs are friendly. And you don’t know what your dog is really capable of around strangers and other dogs. "
    0
    Flag
  • Abryle Haynes
    "30 mins to and from Hagerstown and Montgomery county is not bad. But a lot of accidents on 70 and 270, daily. "
    0
    Flag
  • Lgarber626
    "My current neighborhood is nice and the families are friendly. It’s unique because there is more land separating the houses than in other areas of the county. "
    0
    Flag
  • Nadinewilsonsmith
    "The community event that’s makes the neighborhood special are Community Outreach, community events, clubs and church activities. "
    0
    Flag
  • Robin Wilcox
    "We have lived locally for 12 years and love it. I grew up in Montgomery County and love living here in Frederick!"
    0
    Flag
  • Noellauryn2
    "It’s a very safe neighborhood, there’s lots of parks I just find it can be hard to find a lot of kid and teen spaces. I’d recommend making sure your teen has a license I see this as a place to live with young kids!"
    0
    Flag
  • Terrywilson20115
    "Neighborhood is very dog friendly. People are constantly walking dogs of all sizes and breeds. We have a 100 pound Rottweiler and have no issues walking her in the neighborhood. Everyone is good about adhering to the leash laws. For the most part, people are good about cleaning up after their dog."
    4
    Flag
  • Csn45bxxp2
    "There are a lot of dogs and plenty of places to walk dogs in the area. Multiple parks, dog walking stations. Great place for a great dog life."
    1
    Flag
  • Trulia User
    "That people respect each other spaces on the sidewalks, but there is a problem with picking up at the pets. Even though there are receptacles with bags and then hang on waste area for them to put them in, so no need to be lazy."
    5
    Flag
  • Trulia User
    "Close to the interstate and there are lots of alternate routes using side streets, if you don't want to use the interstate. Roads are typically not congested. "
    5
    Flag
  • Trulia User
    "it is amazing great place to raise a family . schools are good and community is very good. all festivals are celebrated in a good way and people are friendly"
    1
    Flag
  • Trulia User
    "This is a diverse area of mostly well maintained homes. Nice families. I love walking the nature trails with my kids and dogs. Fox, owl, heron, deer are common sights. "
    3
    Flag
  • Trulia User
    "Friendly Neighbors and very diverse. Near downtown frederick and great restaurants and shopping centers "
    2
    Flag
  • Trulia User
    "There are events up at the community center and the pole throughout the summer. And then they do a Christmas decoration contest"
    1
    Flag
  • Trulia User
    "neighborhood is very safe, quiet and clean. it is a great place to live and raise kids. it is a family oriented community with nearby parks and trails. "
    2
    Flag
  • Trulia User
    "It has a rural feel but is close to amenities. Wide shoulders allow for nice walking areas. The community center used to be a one room school house and holds many neighborhoods events like pancake breakfasts, craft fairs, barbecues, etc."
    1
    Flag
  • Prince H.
    "Great peaceful environment and atmosphere. Family setting games and sporting events. Great to raise kids and family "
    1
    Flag
  • Fidel V.
    "Good place to live and friendly many communities in this area to help you out and parks are amazing "
    0
    Flag
  • Dmoore202000
    "I have lived here for 2 years., and the Frederick area is a great place to live and raise kids. Frederick for the most part is extremely safe, and the neighbors tend to look out for one another."
    0
    Flag
  • Herrodje
    "Area is extremely safe with plenty of open spaces to play. There is access to a lot of parks and great schools"
    16
    Flag
  • Colleen F.
    "There are many families and fun activities and the parks and recreation facilities are excellent. The library system is also top shelf."
    1
    Flag
  • Tamy W.
    "There can be a lot of traffic in this area so be wary when letting kids run around the neighborhood. "
    0
    Flag
  • Bella M.
    " Frederick has some of the most diverse schools and some of the highest rated academically he would be really smart to put your kids in a school in Frederick"
    1
    Flag
  • Trulia User
    "Difficult no public transportation, have to get ride from work partners. Or Uber which is an unnecessary expense."
    3
    Flag
  • Tiana M.
    "We love the community and family focus. Peaceful, beautiful, and lots to do. Not the best public transportation but the services are expanding. "
    5
    Flag
  • Marcelaweedon
    "I don’t know if any right now, but I wish I did. I would like to be a part of them or start one. I feel like this would be a good way for old and new neighbors to meet each other. My neighbors are friendly to each other. Just don’t see community events happening."
    8
    Flag
  • Eloy G. C.
    "I’ve been just 3 months in so don’t know well the area or the neighbors. It is a very peaceful neighborhood to live in though."
    1
    Flag
  • Keith.kiddy
    "Neighbors get together and drink wine and occasionally have barbecues. Everyone is always looking out for each other "
    6
    Flag
  • Kathy M. M.
    "just moved. not too aware of Community events that they have. I moved from Miami FL to Frederick Maryland for it having a good mixture of city life a quietness, however I yet have much of it to explore "
    1
    Flag

Market trends in Frederick

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$441K
$7.33KMoM
Sale-to-List Price
100.0%
Price per sq ft
$224
$2MoM
Available listings
547
2MoM

Home Value

Trulia Estimate
$421K
Since last month
Increased$33K (+8.6%)
Since last year
Increased$53K (+14.3%)
Since last sale
Increased$182K (+76%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +71% in the last 10 years
MonthEstimated value
2026
September 2026$421K
August 2026$450K
July 2026$387K
June 2026$400K
May 2026$399K
April 2026$392K
March 2026$390K
February 2026$384K
January 2026$373K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
515 E Church St, Frederick, MD
0.10
Single-Family Home
$300,000
04/14/26
2
1.5
1,008
327 E 3rd St, Frederick, MD
0.19
Single-Family Home
$358,000
08/11/26
3
1.5
1,240
497 Sagner Ave, Frederick, MD
0.42
Single-Family Home
$335,000
05/01/26
3
1.5
1,264
809 Shawnee Dr, Frederick, MD
0.45
Single-Family Home
$430,000
02/20/26
3
2
1,754
210 E 3rd St, Frederick, MD
0.39
Single-Family Home
$335,000
11/04/25
3
1.5
1,200
915 Shawnee Dr, Frederick, MD
0.57
Single-Family Home
$357,000
10/24/25
3
2
1,770
338 E Church St, Frederick, MD
0.26
Single-Family Home
$520,000
04/30/26
2
1.5
1,244

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
543 E Church St, Frederick, MD 21701
0.03
$389,999
3
1
1,120
For Sale
106 Pine Ave, Frederick, MD 21701
0.05
$365,000
2
1.5
952
Off Market
552 E Church St, Frederick, MD 21701
0.02
$409,900
3
1.5
1,273
For Sale
122 Pine Ave, Frederick, MD 21701
0.08
$331,700
2
1
1,124
Off Market
515 E Church St, Frederick, MD 21701
0.10
$300,000
2
1.5
1,008
Recently Sold
503 E Church St, Frederick, MD 21701
0.14
$309,000
3
1.5
1,412
Off Market
350 E 3rd St, Frederick, MD 21701
0.17
$441,700
3
2
1,958
Off Market
499 E Church St, Frederick, MD 21701
0.17
$647,000
6
3.5
3,046
Off Market
335 E 3rd St, Frederick, MD 21701
0.18
$577,900
3
2
1,632
Off Market
327 E 3rd St, Frederick, MD 21701
0.19
$358,000
3
1.5
1,240
Recently Sold
336 E 3rd St, Frederick, MD 21701
0.21
$529,000
2
2
1,504
For Sale

Price and Tax history

DateEventPrice
Sep 11, 2026
Source: Bright MLS #MDFR2083490
PriceChange
$425,000
Price decreased by 6%
Aug 24, 2026
Source: Bright MLS #MDFR2083490
Listed For Sale
$450,000
Jul 1, 2014
Source: N/A
Sold
$239,000
Oct 29, 2013
Source: N/A
Sold
$122,000

LGBTQ Local Legal Protections

Sharon Lelm, Charis Realty Group, (301) 831-5099
Agent Phone: (301) 676-4031
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

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Frequently asked questions about 551 E Church St

  • What is the estimated monthly payment for 551 E Church St?
    Based on a $425,000 list price with 20% down at today's rates, the estimated monthly payment for 551 E Church St in Frederick, MD is approximately $2,702 (about $2,294 principal & interest, $333 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 551 E Church St compare to homes in Frederick?
    551 E Church St in Frederick, MD is listed at $425,000, about 4% below the $441K median sale price in Frederick.
  • What do residents say about Frederick?
    Residents describe Frederick, MD as dog-friendly, pedestrian-friendly, and easy to park in. See homes for sale in Frederick, MD.
  • What are the closest schools to 551 E Church St?
    The closest schools to 551 E Church St in Frederick, MD are Gov. Thomas Johnson High School (rated 5/10), Gov. Thomas Johnson Middle School (rated 8/10), Spring Ridge Elementary School (Pre-K, rated 8/10).
  • Does 551 E Church St have air conditioning?
    Yes, 551 E Church St in Frederick, MD has air conditioning.
  • Does 551 E Church St have laundry facilities?
    Yes, 551 E Church St in Frederick, MD has in-unit laundry.
551 E Church St, Frederick, MD 21701 is a 3 bedroom, 2 bathroom, 1,305 sqft single-family home built in 1930. This property is currently available for sale and was listed by Bright MLS on Aug 24, 2026. The MLS # for this home is MLS# MDFR2083490.