127 Water St, Frederick, MD 21701
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Property image
OFF MARKET

127 Water St
Frederick, MD 21701

  • 2 Beds
  • 1.5 Baths
  • 1,092 sqft

$398,300

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $2,437/mo*
Refinance Your Home

$398,300

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $2,437/mo*
Refinance Your Home
2 Beds
1.5 Baths
1,092 sqft

Local Information

  • Map ViewExplore the area around 127 Water St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Townhouse
Year Built
1880
Living Area
1,092 sqft
Price/Sqft
$365
Parking
2 Open Spaces

About this House

127 Water Street – Downtown Frederick Living at Its Finest Just steps off Carroll Creek, in the very heartbeat of Downtown Frederick, sits a home that blends charm, convenience, and that unmistakable Frederick vibe. Imagine a Thursday evening… you stroll two blocks to catch Alive at Five, music floating through the air as you grab a drink and watch the sun set over Carroll Creek. Saturday morning, you wander over to the Farmers Market for fresh bread and flowers. Dinner? Take your pick—award‑winning restaurants, iconic breweries, and cozy cafés are all within walking distance. And on First Saturdays, the whole city comes alive right outside your door. Now picture coming home to 127 Water Street—a freshly updated 2‑bedroom, 1.5‑bath home that’s been thoughtfully freshened up inside, including a brand‑new AC system for peace of mind. The layout is cozy and functional, but what truly sets this home apart are the rare Downtown Frederick features everyone dreams of: ✅ Driveway parking for two cars (no circling the block hunting for a spot!) ✅ A fenced rear yard, perfect for pets, gardening, or a quiet evening by the firepit. ✅ A quiet, tucked‑away street that isn’t a through street—less traffic, more peace. It’s all here—the energy of downtown living paired with the comfort of a home that makes life easy. If you’ve been dreaming of that Frederick lifestyle where you can walk to everything yet retreat to your own private space, 127 Water Street is calling your name. Come experience it for yourself… and fall in love with what makes Downtown Frederick so special.
127 Water St, Frederick, MD 21701 is a 2 bedroom, 2 bathroom, 1,092 sqft townhouse built in 1880. It last sold for the $399,997 asking price on Aug 14, 2025. It is currently off market. The Trulia Estimate is $398,300, with a rent estimate of $2,372/month.

Home Details for 127 Water St

Interior Features

Interior Details
Basement: Other,UnfinishedNumber of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Office
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1092 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Exhaust Fan, Ice Maker, Microwave, Oven/Range - Electric, Refrigerator, Water Heater, Washer, Dryer, Electric Water HeaterDishwasherDisposalDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Electric,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Hardwood, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Hardwood, Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: Rubber Architectural ShingleFencing: Back YardOther Structures: Above Grade, Below GradeFoundation: StoneNo Private Pool
Parking & Garage
Open Parking Spaces: 2No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: On Street,Driveway
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1092 Square Feet

Property Information

Year Built
Year Built: 1880
Property Type / Style
Property Type: ResidentialProperty Subtype: TownhouseStructure Type: Interior Row/TownhouseArchitecture: Colonial
Building
Construction Materials: Brick, StoneNot a New Construction
Property Information
Condition: Very GoodParcel Number: 1102042665

Price & Status

Price
List Price: $399,997
Status Change & Dates
Off Market Date: Fri Aug 15 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: CLOSED

Location

Direction & Address
City: FREDERICKCommunity: Downtown Frederick
School Information
Elementary School District: Frederick County Public SchoolsJr High / Middle School District: Frederick County Public SchoolsHigh School District: Frederick County Public Schools

Building

Building Area
Building Area: 1752 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 1808 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDFR2067796Municipality: Frederick CityAbove Grade Unfinished Area: 1092
Last check for updates: about 2 hours ago
Listed by Eric Verdi, (301) 514-2403
IMPACT Maryland Real Estate
Bought with: Troyce Gatewood, (301) 379-9441, Real Broker, LLC - Frederick
Source: Bright MLS, MLS#MDFR2067796

Price History for 127 Water St

DatePriceEventSource
08/14/2025$400,000Sold
Bright MLS #MDFR2067796
07/25/2025$399,997ContingentBright MLS #MDFR2067796
07/23/2025$399,997Listed For SaleBright MLS #MDFR2067796
06/23/2025$297,000Sold
N/A
04/16/2023ListingRemovedBright MLS #MDFR2000110
04/27/2021$296,000Sold
N/A
03/16/2021$274,900PendingBright MLS #MDFR2000110
03/11/2021$274,900Listed For SaleBright MLS #MDFR2000110
11/16/2005$199,999Sold
N/A

Market trends in Frederick

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$433K
$4.69KMoM
Sale-to-List Price
100.0%
Price per sq ft
$222
$2MoM
Available listings
533
36MoM
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Property Tax and Assessment

Year2025
Tax$5,320
Assessment$286,600
Home facts updated by county records

Comparable Sales for 127 Water St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
18 1/2 N Wisner St, Frederick, MD
0.31
Townhouse
$402,000
05/07/26
3
1.5
1,232
50 E South St, Frederick, MD
0.23
Townhouse
$455,000
08/13/25
2
1.5
1,482
33 E South St, Frederick, MD
0.24
Townhouse
$300,000
07/02/26
2
1
964
13 McMurray St, Frederick, MD
0.53
Townhouse
$390,000
10/03/25
2
1.5
1,304
220 S Market St, Frederick, MD
0.32
Townhouse
$440,000
10/29/25
3
1
1,954
427 S Market St, Frederick, MD
0.42
Townhouse
$370,000
04/24/26
3
1
1,157
222 S Market St, Frederick, MD
0.32
Townhouse
$495,000
12/16/25
3
2
2,100
11 W South St, Frederick, MD
0.37
Townhouse
$455,000
06/12/26
3
2
1,791
112 E 4th St, Frederick, MD
0.69
Townhouse
$450,000
05/15/26
2
2
1,012

Nearby homes

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Assigned Schools

These are the assigned schools for 127 Water St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Frederick

At least 860 Trulia users voted on each feature.

  • 90 % Say it's dog friendly

  • 87 % Say there are sidewalks

  • 79 % Say car is needed

  • 77 % Say parking is easy

  • 75 % Say there's holiday spirit

  • 74 % Say streets are well-lit

  • 72 % Say yards are well-kept

  • 71 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 62 % Say it's walkable to restaurants

  • 62 % Say it's quiet

  • 62 % Say it's walkable to grocery stores

  • 53 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 46 % Say there's wildlife

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jennifer mens
    "Beautiful place nice people nice houses can’t go wrong just watch out for crazy drivers !!!!!!!!!!!!!!!!"
    0
    Flag
  • Jennifer mens
    "Dog owners would like that there’s a lot of other dog walkers and everyone is nice and mostly cleans up after themselves "
    0
    Flag
  • Daniel_davis25
    "They would like that we have dog appointment areas for them to use the restroom. Also they have doggy bags for pickup and disposal receptacles. "
    0
    Flag
  • Libragirl70
    "There are many dog owners here, dog parks and waste receptacles everywhere. Frederick is very dog friendly. "
    1
    Flag
  • Jeffrey A Leon
    "No longer commute as I am retired. But commute to DC is awful as traffic is terrible and horrible all times."
    0
    Flag
  • Angela Alvarez
    "I’ve lived in Urbana for a year and I love it, the swimming pools and gyms are amazing and the trash collection comes twice a week"
    0
    Flag
  • Angela Alvarez
    "Urbana is the best area of Frederick and the best schools too. It has some restaurants and shops too and an international population"
    0
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  • Angela Alvarez
    "I’ve lived here 2 years and it’s very safe although extremely diverse. It’s got a lot of nationalities "
    0
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  • amezy
    "I’ve lived here for over 10 years it’s pretty quiet most of the time and most people keep to themselves. Down side is that there’s nothing to do here so it gets pretty boring."
    0
    Flag
  • Jessica Croxall
    "Lots of dog owners in the neighborhood. Dog parks in the neighborhood that have water, room to run free. "
    0
    Flag
  • Abryle Haynes
    "I don’t know. Just make sure your dog is on a leash. Not all dogs are friendly. And you don’t know what your dog is really capable of around strangers and other dogs. "
    0
    Flag
  • Abryle Haynes
    "30 mins to and from Hagerstown and Montgomery county is not bad. But a lot of accidents on 70 and 270, daily. "
    0
    Flag
  • Lgarber626
    "My current neighborhood is nice and the families are friendly. It’s unique because there is more land separating the houses than in other areas of the county. "
    0
    Flag
  • Nadinewilsonsmith
    "The community event that’s makes the neighborhood special are Community Outreach, community events, clubs and church activities. "
    0
    Flag
  • Robin Wilcox
    "We have lived locally for 12 years and love it. I grew up in Montgomery County and love living here in Frederick!"
    0
    Flag
  • Noellauryn2
    "It’s a very safe neighborhood, there’s lots of parks I just find it can be hard to find a lot of kid and teen spaces. I’d recommend making sure your teen has a license I see this as a place to live with young kids!"
    0
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  • Terrywilson20115
    "Neighborhood is very dog friendly. People are constantly walking dogs of all sizes and breeds. We have a 100 pound Rottweiler and have no issues walking her in the neighborhood. Everyone is good about adhering to the leash laws. For the most part, people are good about cleaning up after their dog."
    4
    Flag
  • Csn45bxxp2
    "There are a lot of dogs and plenty of places to walk dogs in the area. Multiple parks, dog walking stations. Great place for a great dog life."
    1
    Flag
  • Trulia User
    "That people respect each other spaces on the sidewalks, but there is a problem with picking up at the pets. Even though there are receptacles with bags and then hang on waste area for them to put them in, so no need to be lazy."
    5
    Flag
  • Trulia User
    "Close to the interstate and there are lots of alternate routes using side streets, if you don't want to use the interstate. Roads are typically not congested. "
    5
    Flag
  • Trulia User
    "it is amazing great place to raise a family . schools are good and community is very good. all festivals are celebrated in a good way and people are friendly"
    1
    Flag
  • Trulia User
    "This is a diverse area of mostly well maintained homes. Nice families. I love walking the nature trails with my kids and dogs. Fox, owl, heron, deer are common sights. "
    3
    Flag
  • Trulia User
    "Friendly Neighbors and very diverse. Near downtown frederick and great restaurants and shopping centers "
    2
    Flag
  • Trulia User
    "There are events up at the community center and the pole throughout the summer. And then they do a Christmas decoration contest"
    1
    Flag
  • Trulia User
    "neighborhood is very safe, quiet and clean. it is a great place to live and raise kids. it is a family oriented community with nearby parks and trails. "
    2
    Flag
  • Trulia User
    "It has a rural feel but is close to amenities. Wide shoulders allow for nice walking areas. The community center used to be a one room school house and holds many neighborhoods events like pancake breakfasts, craft fairs, barbecues, etc."
    1
    Flag
  • Prince H.
    "Great peaceful environment and atmosphere. Family setting games and sporting events. Great to raise kids and family "
    1
    Flag
  • Fidel V.
    "Good place to live and friendly many communities in this area to help you out and parks are amazing "
    0
    Flag
  • Dmoore202000
    "I have lived here for 2 years., and the Frederick area is a great place to live and raise kids. Frederick for the most part is extremely safe, and the neighbors tend to look out for one another."
    0
    Flag
  • Herrodje
    "Area is extremely safe with plenty of open spaces to play. There is access to a lot of parks and great schools"
    16
    Flag
  • Colleen F.
    "There are many families and fun activities and the parks and recreation facilities are excellent. The library system is also top shelf."
    1
    Flag
  • Tamy W.
    "There can be a lot of traffic in this area so be wary when letting kids run around the neighborhood. "
    0
    Flag
  • Bella M.
    " Frederick has some of the most diverse schools and some of the highest rated academically he would be really smart to put your kids in a school in Frederick"
    1
    Flag
  • Trulia User
    "Difficult no public transportation, have to get ride from work partners. Or Uber which is an unnecessary expense."
    3
    Flag
  • Tiana M.
    "We love the community and family focus. Peaceful, beautiful, and lots to do. Not the best public transportation but the services are expanding. "
    5
    Flag
  • Marcelaweedon
    "I don’t know if any right now, but I wish I did. I would like to be a part of them or start one. I feel like this would be a good way for old and new neighbors to meet each other. My neighbors are friendly to each other. Just don’t see community events happening."
    8
    Flag
  • Eloy G. C.
    "I’ve been just 3 months in so don’t know well the area or the neighbors. It is a very peaceful neighborhood to live in though."
    1
    Flag
  • Keith.kiddy
    "Neighbors get together and drink wine and occasionally have barbecues. Everyone is always looking out for each other "
    6
    Flag
  • Kathy M. M.
    "just moved. not too aware of Community events that they have. I moved from Miami FL to Frederick Maryland for it having a good mixture of city life a quietness, however I yet have much of it to explore "
    1
    Flag
  • Tia B. .
    "Frederick is a lovely historic and diverse community. The people are friendly and helpful. I do old recommend Frederick to anyone looking for a safe and tight knit community. "
    1
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 127 Water St

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Off Market Homes Near 127 Water St

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information