97 Elm St, Schenectady, NY 12304
FOR SALE
FOR SALE BY OWNER

$270,000

Original price: $325,000
  • 6 Beds
  • 2 Baths
  • 2,366 sqft

97 Elm St, Schenectady, NY 12304

Central State Street
Est. Mortgage $1,888/mo*
Get Pre-Qualified

Home Highlights

Multi-Family
Built in 1900
$114/sqft
Garage

Local Information

  • Map ViewExplore the area around 97 Elm St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Selling as is, needs some work. Currently has a tenant in downstairs apartment.

Please text if interested.

Home Details for 97 Elm St

Interior Features

Interior Details
BasementNumber of Rooms: 10
Heating & Cooling
Heating: Forced Air, GasHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2

Days on Market

Days on Market: 107 days on Trulia

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: Multi FamilyArchitecture: Other

Exterior Features

Exterior Home Features
Exterior: Other
Parking & Garage
GarageParking: Garage Detached

Price & Status

Price
Price Per Sqft: $114

Lot Information

Lot Area: 3310 sqft

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 70 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    5
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

Market trends in Schenectady

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$318K
$12.48KMoM
Sale-to-List Price
103.1%
0.8%MoM
Price per sq ft
$212
$6MoM
Available listings
328

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
106 Elm Street, Schenectady, NY
0.04
Multi-Family Home
$296,500
12/05/25
6
2
2,172
82 Robinson Street, Schenectady, NY
0.18
Multi-Family Home
$170,000
03/13/26
6
2
2,222
79 Robinson Street, Schenectady, NY
0.16
Multi-Family Home
$210,000
08/28/26
6
2
2,222
82 Robinson St, Schenectady, NY
0.18
Multi-Family Home
$170,000
03/26/26
5
2
2,222
227 Elm St, Schenectady, NY
0.13
Multi-Family Home
$230,000
05/18/26
6
2
2,375
147 Linden Street, Schenectady, NY
0.10
Multi-Family Home
$262,500
01/26/26
6
2
2,308
1321 State Street, Schenectady, NY
0.18
Multi-Family Home
$240,000
04/24/26
6
2
2,196
44 Elm Street, Schenectady, NY
0.09
Multi-Family Home
$290,000
02/19/26
6
2
2,198
54 Furman St, Schenectady, NY
0.12
Multi-Family Home
$229,000
11/20/25
6
2
2,274
434 Division Street, Schenectady, NY
0.30
Multi-Family Home
$170,000
11/25/25
5
2
2,400

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
106 Elm Street, Schenectady, NY 12304
0.04
$296,500
6
2
2,172
Recently Sold
63 Elm Street, Schenectady, NY 12304
0.05
$324,800
5
2
2,368
Off Market
106,108-10 Division Street, Schenectady, NY 12304
0.05
$300,000
6
3
2,300
Off Market
134 Elm Street, Schenectady, NY 12304
0.07
$283,400
6
2
-
Off Market
48 Elm Street, Schenectady, NY 12304
0.08
$306,900
6
2
2,200
Off Market
141 Elm Street, Schenectady, NY 12304
0.08
$333,800
6
2
-
Off Market
44 Elm Street, Schenectady, NY 12304
0.09
$290,000
6
2
2,198
Recently Sold
1737 Becker Street, Schenectady, NY 12304
0.09
$290,700
6
2
1,253
Off Market
67 Division Street, Schenectady, NY 12304
0.09
$264,500
3
2
1,717
Off Market
1626-1630 Becker Street, Schenectady, NY 12304
0.09
$150,000
10
4
2,619
Recently Sold
143 Linden Street, Schenectady, NY 12304
0.10
$240,800
3
1
1,304
Off Market
1745 Becker Street, Schenectady, NY 12304
0.10
$229,900
3
2
1,352
For Sale

Price and Tax history

DateEventPrice
Aug 23, 2026
Source: N/A
PriceChange
$270,000
Price decreased by 17%
Jun 18, 2026
Source: N/A
PriceChange
$325,000
Price decreased by 19%
Jun 8, 2026
Source: N/A
Listed For Sale
$400,000
Oct 19, 2020
Source: N/A
Sold
$80,000
Jan 15, 1998
Source: N/A
Sold
$38,000

LGBTQ Local Legal Protections

This property is for sale by owner and Zillow, Inc. is displaying it at the owner’s request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

Similar Homes You May Like

Skip to last item
Skip to first item
Skip to last item
  • Results are loading
Skip to first item

Frequently asked questions about 97 Elm St

  • What is the estimated monthly payment for 97 Elm St?
    Based on a $270,000 list price with 20% down at today's rates, the estimated monthly payment for 97 Elm St in Schenectady, NY is approximately $1,913 (about $1,453 principal & interest, $385 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 97 Elm St compare to homes in Schenectady?
    97 Elm St in Schenectady, NY is listed at $270,000, about 15% below the $318K median sale price in Schenectady.
  • What do residents say about the Central State Street neighborhood?
    Residents describe the Central State Street neighborhood in Schenectady, NY as pedestrian-friendly, well-kept, and dog-friendly. See homes for sale in Central State Street, Schenectady.
  • What are the closest schools to 97 Elm St?
    The closest schools to 97 Elm St in Schenectady, NY are Central Park International Magnet School (Middle, rated 2/10), Lincoln School (Pre-K/Elementary, rated 5/10), Schenectady High School (rated 3/10).
97 Elm St, Schenectady, NY 12304 is a 6 bedroom, 2 bathroom, 2,366 sqft multi-family built in 1900. 97 Elm St is located in Central State Street, Schenectady. This property is currently available for sale and was listed on Jun 8, 2026.