48 Elm Street, Schenectady, NY 12304
Property image
Property image
OFF MARKET

48 Elm Street
Schenectady, NY 12304

Central State Street
  • 6 Beds
  • 2 Baths
  • 2,200 sqft

$309,100

Trulia Estimate
as of Jul 14, 2026
Est. Refi. Payment $2,038/mo*
Refinance Your Home

$309,100

Trulia Estimate
as of Jul 14, 2026
Est. Refi. Payment $2,038/mo*
Refinance Your Home
6 Beds
2 Baths
2,200 sqft

Local Information

  • Map ViewExplore the area around 48 Elm Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

This well-maintained two-family home in the heart of Schenectady is now available! Each level features three bedrooms and one bath, along with a private driveway and a two-car detached garage. Currently fully rented with month-to-month tenants, this property is ideally located near State Street, shopping, restaurants, hospitals, and public transportation. Just minutes from downtown Schenectady and the Mohawk Commons, it's perfect for both owner-occupants and investors looking to expand their portfolio. Don't miss out!
48 Elm Street, Schenectady, NY 12304 is a 6 bedroom, 2 bathroom, 2,200 sqft multi-family in Central State Street, built in 1905. It last sold for $275,000 on Jul 31, 2025 (8% below the $299,900 asking price). It is currently off market. The Trulia Estimate is $309,100, with a rent estimate of $1,631/month.

Home Highlights

Parking
Garage
Outdoor
Porch
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 48 Elm Street

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Unfinished
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2200 Square Feet
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Tile, Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Floors: Tile, Ceramic Tile, Hardwood
Security
Security: Smoke Detector(s), Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: SlatePatio / Porch: Front PorchFencing: Wire, Wood, Back YardOther Structures: Garage(s)Exterior: OtherFoundation: Brick/Mortar, Combination
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageParking Spaces: 3Parking: Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2200 Square Feet

Property Information

Year Built
Year Built: 1905
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyArchitecture: Traditional
Building
Construction Materials: Drywall, Vinyl SidingAttached To Another Structure
Property Information
Parcel Number: 421500 49.59410

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Wed Apr 23 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Schenectady
School Information
Elementary School: Lincoln SchoolHigh School: SchenectadyHigh School District: Schenectady

Building

Building Area
Building Area: 2200 Square Feet

HOA

No HOA

Lot Information

Lot Area: 4791.6 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 202514166Above Grade Unfinished Area: 2200Showing Requirements: Showing Service, 24 Hour Notice
Last check for updates: about 4 hours ago
Listed by Moonrani G Gumani, (201) 238-4972
Miranda Real Estate Group Inc
Bought with: ShiCoah Yarbrough, (518) 986-0925, Miranda Real Estate Group Inc
Source: Global MLS, MLS#202514166

Price History for 48 Elm Street

DatePriceEventSource
07/31/2025$275,000Sold
Global MLS #202514166
04/25/2025$299,900ContingentNY State MLS #11459159
04/24/2025$299,900PendingGlobal MLS #202514166
04/16/2025$299,900PriceChange
Global MLS #202514166
03/27/2025$315,900Listed For SaleGlobal MLS #202514166
01/31/2025$319,900ListingRemovedNY State MLS #11341830
12/04/2024$319,900PriceChange
Global MLS #202425124
09/10/2024$323,900Listed For SaleGlobal MLS #202425124
06/17/2005$77,500Sold
Global MLS #24112990

Market trends in Schenectady

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$306K
$11.67KMoM
Sale-to-List Price
100.7%
0.5%MoM
Price per sq ft
$204
$8MoM
Available listings
307
27MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$129,326
Home facts updated by county records

Comparable Sales for 48 Elm Street

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
44 Elm Street, Schenectady, NY
0.01
Multi-Family Home
$290,000
02/19/26
6
2
2,198
147 Linden Street, Schenectady, NY
0.17
Multi-Family Home
$262,500
01/26/26
6
2
2,308
1321 State Street, Schenectady, NY
0.10
Multi-Family Home
$240,000
04/24/26
6
2
2,196
106 Elm Street, Schenectady, NY
0.10
Multi-Family Home
$296,500
12/05/25
6
2
2,172
309 Division Street, Schenectady, NY
0.28
Multi-Family Home
$275,000
02/20/26
6
2
2,232

Nearby homes

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Assigned Schools

These are the assigned schools for 48 Elm Street.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 71 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    4
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    1
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

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Homes for sale near 48 Elm Street

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Off Market Homes Near 48 Elm Street

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker