48 Elm Street, Schenectady, NY 12304
Property image
Property image
OFF MARKET

$308,100

Trulia Estimate
  • 6 Beds
  • 2 Baths
  • 2,200 sqft

48 Elm Street, Schenectady, NY 12304

Central State Street
Est. Refi. Payment $2,103/mo*
Refinance Your Home
Currently Off Market - Sold Jul 31, 2025 for $275,000

Home Value

Trulia Estimate
$308K
Since last month
Increased$400 (+0.1%)
Since last year
Increased$32K (+11.4%)
Since last sale
Increased$33K (+12.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +375% in the last 10 years
MonthEstimated value
2026
August 2026$308K
August 2026$308K
July 2026$308K
June 2026$309K
May 2026$307K
April 2026$307K
March 2026$302K
February 2026$300K
January 2026$300K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
44 Elm Street, Schenectady, NY
0.01
Multi-Family Home
$290,000
02/19/26
6
2
2,198
147 Linden Street, Schenectady, NY
0.17
Multi-Family Home
$262,500
01/26/26
6
2
2,308
1321 State Street, Schenectady, NY
0.10
Multi-Family Home
$240,000
04/24/26
6
2
2,196
106 Elm Street, Schenectady, NY
0.10
Multi-Family Home
$296,500
12/05/25
6
2
2,172
309 Division Street, Schenectady, NY
0.28
Multi-Family Home
$275,000
02/20/26
6
2
2,232
79 Robinson Street, Schenectady, NY
0.14
Multi-Family Home
$210,000
08/28/26
6
2
2,222
82 Robinson Street, Schenectady, NY
0.16
Multi-Family Home
$170,000
03/13/26
6
2
2,222

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
44 Elm Street, Schenectady, NY 12304
0.01
$290,000
6
2
2,198
Recently Sold
63 Elm Street, Schenectady, NY 12304
0.05
$316,100
5
2
2,368
Off Market
26 Linden Street, Schenectady, NY 12304
0.07
$262,000
4
2
1,866
For Sale
55 Elder Street, Schenectady, NY 12304
0.08
$284,700
4
3
1,600
Off Market
1232 STATE Street, Schenectady, NY 12304
0.11
$358,500
Studio
-
4,470
Off Market
1321 State Street, Schenectady, NY 12304
0.10
$240,000
6
2
2,196
Recently Sold
67 Division Street, Schenectady, NY 12304
0.11
$261,700
3
2
1,717
Off Market
106 Elm Street, Schenectady, NY 12304
0.10
$296,500
6
2
2,172
Recently Sold
54-56 ELDER Street, Schenectady, NY 12304
0.11
$225,200
6
2
2,040
Off Market
22 Elder Street, Schenectady, NY 12304
0.11
$449,000
9
2
3,440
For Sale
22-24 ELDER Street, Schenectady, NY 12304
0.11
$279,600
6
2
2,300
Off Market

Local Information

  • Map ViewExplore the area around 48 Elm Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1905
2,200 sqft
$140/sqft
Garage

About this House

This well-maintained two-family home in the heart of Schenectady is now available! Each level features three bedrooms and one bath, along with a private driveway and a two-car detached garage. Currently fully rented with month-to-month tenants, this property is ideally located near State Street, shopping, restaurants, hospitals, and public transportation. Just minutes from downtown Schenectady and the Mohawk Commons, it's perfect for both owner-occupants and investors looking to expand their portfolio. Don't miss out!
48 Elm Street, Schenectady, NY 12304 is a 6 bedroom, 2 bathroom, 2,200 sqft multi-family in Central State Street, built in 1905. It last sold for $275,000 on Jul 31, 2025 (8% below the $299,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $308,100, with a rent estimate of $1,769/month.
Last check for updates: about 3 hours ago
Listed by Moonrani G Gumani, (201) 238-4972
Miranda Real Estate Group Inc
Bought with: ShiCoah Yarbrough, (518) 986-0925, Miranda Real Estate Group Inc
Source: Global MLS, MLS#202514166

Home Details for 48 Elm Street

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Unfinished
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2200 Square Feet
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Tile, Ceramic Tile, Hardwood
Levels, Entrance, & Accessibility
Floors: Tile, Ceramic Tile, Hardwood
Security
Security: Smoke Detector(s), Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: SlatePatio / Porch: Front PorchFencing: Wire, Wood, Back YardOther Structures: Garage(s)Exterior: OtherFoundation: Brick/Mortar, Combination
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageParking Spaces: 3Parking: Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2200 Square Feet

Property Information

Year Built
Year Built: 1905
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyArchitecture: Traditional
Building
Construction Materials: Drywall, Vinyl SidingAttached To Another Structure
Property Information
Parcel Number: 421500 49.59410

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Wed Apr 23 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Schenectady
School Information
Elementary School: Lincoln SchoolHigh School: SchenectadyHigh School District: Schenectady

Building

Building Area
Building Area: 2200 Square Feet

HOA

No HOA

Lot Information

Lot Area: 4791.6 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 202514166Above Grade Unfinished Area: 2200Showing Requirements: Showing Service, 24 Hour Notice

Price and Tax history

DateEventPrice
Jul 31, 2025
Source: Global MLS #202514166
Sold
$275,000
Apr 25, 2025
Source: NY State MLS #11459159
Contingent
$299,900
Apr 24, 2025
Source: Global MLS #202514166
Pending
$299,900
Apr 16, 2025
Source: Global MLS #202514166
PriceChange
$299,900
Price decreased by 5%
Mar 27, 2025
Source: Global MLS #202514166
Listed For Sale
$315,900

Market trends in Schenectady

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$304K
$2.5KMoM
Sale-to-List Price
102.2%
1.5%MoM
Price per sq ft
$206
$2MoM
Available listings
328
21MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 70 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    5
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker

Frequently asked questions about 48 Elm Street

  • What is 48 Elm Street estimated to be worth?
    Trulia's estimated value for 48 Elm Street in Schenectady, NY is $308,100.
  • What is the price history for 48 Elm Street?
    48 Elm Street in Schenectady, NY last sold for $275,000 in July 2025.
  • Is Schenectady a buyer's or seller's market?
    Schenectady is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Schenectady?
    The median sale price in Schenectady is $304K. That is down $2.5K from the prior month.
  • Does 48 Elm Street have air conditioning?
    Yes, 48 Elm Street in Schenectady, NY has air conditioning.

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