309 Division Street, Schenectady, NY 12304
Property image
Property image
SOLD
FEB 20, 2026

$292,100

Trulia Estimate
  • 6 Beds
  • 2 Baths
  • 2,232 sqft

309 Division Street, Schenectady, NY 12304

Central State Street
Est. Refi. Payment $2,033/mo*
Refinance Your Home
Currently Off Market - Sold Feb 20, 2026 for $275,000 (5% below list price)

Home Value

Trulia Estimate
$292K
Since last month
Increased$6K (+2.2%)
Since last year
Increased$45K (+18.3%)
Since last sale
Increased$16K (+5.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +346% in the last 10 years
MonthEstimated value
2026
September 2026$291K
August 2026$285K
July 2026$277K
June 2026$278K
February 2026$272K
January 2026$269K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
309 McClellan Street, Schenectady, NY
0.16
Multi-Family Home
$312,000
12/29/25
6
2
2,572
147 Linden Street, Schenectady, NY
0.16
Multi-Family Home
$262,500
01/26/26
6
2
2,308
423 Division Street, Schenectady, NY
0.09
Multi-Family Home
$280,000
04/20/26
4
2
2,376
227-229 Elm Street, Schenectady, NY
0.08
Multi-Family Home
$230,000
05/13/26
4
2
2,375
44 Elm Street, Schenectady, NY
0.28
Multi-Family Home
$290,000
02/19/26
6
2
2,198
106 Elm Street, Schenectady, NY
0.19
Multi-Family Home
$296,500
12/05/25
6
2
2,172

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
315 Division Street, Schenectady, NY 12304
0.01
$243,700
6
2
2,220
Off Market
409-411 DIVISION Street, Schenectady, NY 12304
0.07
$280,400
6
2
2,364
Off Market
423 Division Street, Schenectady, NY 12304
0.09
$280,000
4
2
2,376
Recently Sold
434 Division Street, Schenectady, NY 12304
0.12
$369,999
5
2
2,400
For Sale
1630-1632 Bradley Street, Schenectady, NY 12304
0.13
$374,300
6
2
2,836
Off Market
223-25 Furman Street, Schenectady, NY 12304
0.09
$354,700
5
4
2,500
Off Market
205 Division Street, Schenectady, NY 12304
0.08
$235,000
3
1
1,144
Recently Sold
227-229 Elm Street, Schenectady, NY 12304
0.08
$230,000
4
2
2,375
Recently Sold
215 Furman Street, Schenectady, NY 12304
0.10
$260,000
4
1.5
1,530
Recently Sold
209 Furman Street, Schenectady, NY 12304
0.11
$186,000
2
1
1,260
Recently Sold
215 Elm Street, Schenectady, NY 12304
0.10
$195,000
3
1.5
1,220
Recently Sold

Local Information

  • Map ViewExplore the area around 309 Division Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1910
2,232 sqft
$123/sqft
2 Parking Spaces

About this House

What's unique:Deep lot
Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income.
Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.
309 Division Street, Schenectady, NY 12304 is a 6 bedroom, 2 bathroom, 2,232 sqft multi-family in Central State Street, built in 1910. It last sold for $275,000 on Feb 20, 2026 (5% below the $289,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $292,100, with a rent estimate of $1,794/month.
Last check for updates: about 15 hours ago
Listed by Frances P Callahan, (518) 265-9295
Staged Nest Real Estate LLC
Bought with: Tracy Thompson, Thompson Real Estate Team
Source: Global MLS, MLS#202530633

Home Details for 309 Division Street

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Unfinished
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2232 Square Feet
Heating & Cooling
Heating: Steam,Natural GasNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Steam
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Vinyl
Levels, Entrance, & Accessibility
Floors: Vinyl
Security
Security: Smoke Detector(s), Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Rear Porch, Front PorchFencing: Back YardOther Structures: Shed(s)Exterior: None
Parking & Garage
No CarportNo GarageParking Spaces: 2Parking: Off Street,None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2232 Square Feet

Property Information

Year Built
Year Built: 1910
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyStructure Type: DuplexArchitecture: Traditional
Building
Construction Materials: Vinyl SidingAttached To Another Structure
Property Information
Parcel Number: 421500 49.44252

Price & Status

Price
List Price: $289,000Price Per Sqft: $123/sqft
Status Change & Dates
Off Market Date: Wed Jan 07 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: Schenectady
School Information
High School: SchenectadyHigh School District: Schenectady

Building

Building Area
Building Area: 2232 Square Feet

HOA

No HOA

Lot Information

Lot Area: 5662.8 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Business

Expense
Tenant Pays: Hot Water, Heat, Cable TV, Electricity, Gas

Rental Terms, Policies & Fees

Owner Pays: Water

Miscellaneous

BasementMls Number: 202530633Above Grade Unfinished Area: 2232Showing Requirements: Sign on Property, Showing Service

Price and Tax history

DateEventPrice
Feb 20, 2026
Source: Global MLS #202530633
Sold
$275,000
Jan 10, 2026
Source: Global MLS #202530633
Pending
$289,000
Dec 10, 2025
Source: Global MLS #202530633
Listed For Sale
$289,000
Dec 15, 2000
Source: N/A
Sold
$29,000

Market trends in Schenectady

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$318K
$12.48KMoM
Sale-to-List Price
103.1%
0.8%MoM
Price per sq ft
$212
$6MoM
Available listings
328

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 70 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    5
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker

Frequently asked questions about 309 Division Street

  • What is 309 Division Street estimated to be worth?
    Trulia's estimated value for 309 Division Street in Schenectady, NY is $292,100.
  • What is the price history for 309 Division Street?
    309 Division Street in Schenectady, NY last sold for $275,000 in February 2026.
  • Is Schenectady a buyer's or seller's market?
    Schenectady is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Schenectady?
    The median sale price in Schenectady is $318K. That is up $12.48K from the prior month.
  • Does 309 Division Street have parking?
    Yes, 309 Division Street in Schenectady, NY has on-site parking.

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