309 Division Street, Schenectady, NY 12304
SOLD
FEB 20, 2026

309 Division Street
Schenectady, NY 12304

Central State Street
  • 6 Beds
  • 2 Baths
  • 2,232 sqft

$275,000

Last Sold: Feb 20, 2026
5% below list $289K
$123/sqft
Est. Refi. Payment $1,830/mo*
Refinance Your Home

$275,000

Last Sold: Feb 20, 2026
5% below list $289K
$123/sqft
Est. Refi. Payment $1,830/mo*
Refinance Your Home
6 Beds
2 Baths
2,232 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income.
Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 24, 2026

Home Highlights

Parking
2 Parking Spaces
Outdoor
Porch
A/C
Heating only
HOA
None
Price/Sqft
$123/sqft
Listed
180+ days ago

Home Details for 309 Division Street

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Unfinished
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2232 Square Feet
Heating & Cooling
Heating: Steam,Natural GasNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Steam
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Vinyl
Levels, Entrance, & Accessibility
Floors: Vinyl
Security
Security: Smoke Detector(s), Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Rear Porch, Front PorchFencing: Back YardOther Structures: Shed(s)Exterior: None
Parking & Garage
No CarportNo GarageParking Spaces: 2Parking: Off Street,None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2232 Square Feet

Property Information

Year Built
Year Built: 1910
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyStructure Type: DuplexArchitecture: Traditional
Building
Construction Materials: Vinyl SidingAttached To Another Structure
Property Information
Parcel Number: 421500 49.44252

Price & Status

Price
List Price: $289,000Price Per Sqft: $123/sqft
Status Change & Dates
Off Market Date: Wed Jan 07 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: Schenectady
School Information
High School: SchenectadyHigh School District: Schenectady

Building

Building Area
Building Area: 2232 Square Feet

HOA

No HOA

Lot Information

Lot Area: 5662.8 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Business

Expense
Tenant Pays: Hot Water, Heat, Cable TV, Electricity, Gas

Rental Terms, Policies & Fees

Owner Pays: Water

Miscellaneous

BasementMls Number: 202530633Above Grade Unfinished Area: 2232Showing Requirements: Sign on Property, Showing Service
Last check for updates: 1 day ago
Listed by Frances P Callahan, (518) 265-9295
Staged Nest Real Estate LLC
Bought with: Tracy Thompson, Thompson Real Estate Team
Source: Global MLS, MLS#202530633

Price History for 309 Division Street

DatePriceEventSource
02/20/2026$275,000Sold
Global MLS #202530633
01/10/2026$289,000PendingGlobal MLS #202530633
12/10/2025$289,000Listed For SaleGlobal MLS #202530633
12/15/2000$29,000Sold
N/A

Market trends in Schenectady

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$295K
$5.86KMoM
Sale-to-List Price
100.2%
Price per sq ft
$196
$4MoM
Available listings
280
21MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$147,541
Home facts updated by county records

Homeowner tools

Estimated monthly rent$1,610/mo
List your home for rent

Comparable Sales for 309 Division Street

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
309 McClellan Street, Schenectady, NY
0.16
Multi-Family Home
$312,000
12/29/25
6
2
2,572
147 Linden Street, Schenectady, NY
0.16
Multi-Family Home
$262,500
01/26/26
6
2
2,308
423 Division Street, Schenectady, NY
0.09
Multi-Family Home
$280,000
04/20/26
4
2
2,376
201-203 Linden Street, Schenectady, NY
0.16
Multi-Family Home
$250,000
07/09/25
6
2
2,304
127 McClellan Street, Schenectady, NY
0.20
Multi-Family Home
$270,000
06/20/25
6
2
2,254

Nearby homes

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Assigned Schools

These are the assigned schools for 309 Division Street.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 71 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    4
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    1
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

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Homes for sale near 309 Division Street

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Off Market Homes Near 309 Division Street

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker
309 Division Street, Schenectady, NY 12304 is a 6 bedroom, 2 bathroom, 2,232 sqft multi-family built in 1910. 309 Division Street is located in Central State Street, Schenectady. This property is not currently available for sale. 309 Division Street was last sold on Feb 20, 2026 for $275,000 (5% lower than the asking price of $289,000). The current Trulia Estimate for 309 Division Street is $277,100.