434 Division Street, Schenectady, NY 12304
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Property image
FOR SALE
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$369,999

  • 5 Beds
  • 2 Baths
  • 2,400 sqft

434 Division Street, Schenectady, NY 12304

Central State Street
Est. Mortgage $2,508/mo*
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Home Highlights

Multi-Family
Built in 1920
$154/sqft

Local Information

  • Map ViewExplore the area around 434 Division Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Completely Renovated Two-Family -- Turnkey & Move-In Ready!

Thoughtfully transformed throughout, this beautifully reimagined 5-bedroom, 2-bath two-family blends modern style with turnkey convenience. Featuring sophisticated kitchens with stone countertops and new appliances, beautifully renovated baths, new flooring, and updated electrical, plumbing, and heating.
An exceptional opportunity for owner-occupants or investors seeking a stylish, move-in-ready property with excellent income potential.
Listing Agent is related to the Seller.
Last check for updates: about 15 hours ago
Listing by: NAI Platform LLC, (518) 465-1400
Jaiwanti Loaknauth, (518) 506-0910
Source: Global MLS, MLS#202625062
Also Listed on Global MLS.

Home Details for 434 Division Street

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Unfinished
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2400 Square Feet
Heating & Cooling
Heating: Forced AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Spa
Gas & Electric
Electric: 100 Amp Service, Circuit Breakers

Exterior Features

Exterior Home Features
Roof: SlateExterior: None
Parking & Garage
No CarportNo GarageNo Attached GarageParking: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2400 Square Feet

Days on Market

Days on Market: 7

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyArchitecture: Other
Building
Construction Materials: Drywall, Vinyl SidingAttached To Another Structure
Property Information
Parcel Number: 421500 49.44280

Price & Status

Price
List Price: $369,999Price Per Sqft: $154
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Schenectady
School Information
High School: SchenectadyHigh School District: Schenectady

Agent Information

Listing Agent
Listing ID: 202625062

Building

Building Area
Building Area: 2400 Square Feet

HOA

No HOA

Lot Information

Lot Area: 3049.2 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 202625062Above Grade Unfinished Area: 2400Showing Requirements: Lockbox, Showing Service

Around this home

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 70 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    5
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

Market trends in Schenectady

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$304K
$2.5KMoM
Sale-to-List Price
102.2%
1.5%MoM
Price per sq ft
$206
$2MoM
Available listings
328
21MoM

Home Value

Trulia Estimate
$358K
Since last month
Increased$107K (+42.5%)
Since last year
Increased$137K (+61.7%)
Since last sale
Increased$188K (+110.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +391% in the last 10 years
MonthEstimated value
2026
September 2026$358K
August 2026$372K
July 2026$251K
June 2026$248K
May 2026$256K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
423 Division Street, Schenectady, NY
0.04
Multi-Family Home
$280,000
04/20/26
4
2
2,376
227-229 Elm Street, Schenectady, NY
0.17
Multi-Family Home
$230,000
05/13/26
4
2
2,375
82 Robinson Street, Schenectady, NY
0.39
Multi-Family Home
$170,000
03/13/26
6
2
2,222
79 Robinson Street, Schenectady, NY
0.38
Multi-Family Home
$210,000
08/28/26
6
2
2,222
309 Division Street, Schenectady, NY
0.12
Multi-Family Home
$275,000
02/20/26
6
2
2,232

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1630-1632 Bradley Street, Schenectady, NY 12304
0.03
$367,800
6
2
2,836
Off Market
423 Division Street, Schenectady, NY 12304
0.04
$280,000
4
2
2,376
Recently Sold
409-411 DIVISION Street, Schenectady, NY 12304
0.06
$275,400
6
2
2,364
Off Market
1745 Nora Avenue, Schenectady, NY 12304
0.11
$302,200
3
1.5
1,610
Off Market
1615 Bradley Street, Schenectady, NY 12304
0.08
$281,600
3
2
1,500
Off Market
315 Division Street, Schenectady, NY 12304
0.12
$232,500
6
2
2,220
Off Market
309 Division Street, Schenectady, NY 12304
0.12
$275,000
6
2
2,232
Recently Sold
1587 Bradley Street, Schenectady, NY 12304
0.11
$295,200
4
2.5
1,862
Off Market
401 Furman Street, Schenectady, NY 12304
0.13
$252,400
3
1.5
1,332
Off Market
318 Linden Street, Schenectady, NY 12304
0.17
$200,000
3
1
1,411
Recently Sold
1572 Bradley Street, Schenectady, NY 12304
0.13
$225,500
4
1
1,572
Off Market

Price and Tax history

DateEventPrice
Aug 29, 2026
Source: Global MLS #202625062
Listed For Sale
$369,999
Nov 25, 2025
Source: Global MLS #202522971
Sold
$170,000
Sep 24, 2025
Source: Global MLS #202522971
Pending
$180,000
Sep 11, 2025
Source: Global MLS #202522971
PendingToActive
$180,000
Aug 5, 2025
Source: Global MLS #202522971
Pending
$180,000

LGBTQ Local Legal Protections

Jaiwanti Loaknauth, NAI Platform LLC, (518) 465-1400
Agent Phone: (518) 506-0910
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker

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Frequently asked questions about 434 Division Street

  • What is the estimated monthly payment for 434 Division Street?
    Based on a $369,999 list price with 20% down at today's rates, the estimated monthly payment for 434 Division Street in Schenectady, NY is approximately $2,522 (about $1,920 principal & interest, $527 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 434 Division Street compare to homes in Schenectady?
    434 Division Street in Schenectady, NY is listed at $369,999, about 22% above the $304K median sale price in Schenectady.
  • What do residents say about the Central State Street neighborhood?
    Residents describe the Central State Street neighborhood in Schenectady, NY as pedestrian-friendly, well-kept, and dog-friendly. See homes for sale in Central State Street, Schenectady.
  • What are the closest schools to 434 Division Street?
    The closest schools to 434 Division Street in Schenectady, NY are Central Park International Magnet School (Middle, rated 2/10), Paige Elementary School (Pre-K, rated 3/10), Schenectady High School (rated 3/10).
  • Is there a virtual tour of 434 Division Street?
    Yes, a virtual tour of 434 Division Street in Schenectady, NY is available.
434 Division Street, Schenectady, NY 12304 is a 5 bedroom, 2 bathroom, 2,400 sqft multi-family built in 1920. 434 Division Street is located in Central State Street, Schenectady. This property is currently available for sale and was listed by Global MLS on Aug 29, 2026. The MLS # for this home is MLS# 202625062.