3206 Phillip Street, Schenectady, NY 12306
Property image
Property image
FOR SALE
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$264,900

Original price: $274,900
  • 4 Beds
  • 1 Bath
  • 1,368 sqft

3206 Phillip Street, Schenectady, NY 12306

Est. Mortgage $1,921/mo*
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Home Highlights

Property Type
Single-Family Home
Year Built
1930
Price/Sqft
$194
Parking
Open Parking

Local Information

  • Map ViewExplore the area around 3206 Phillip Street.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Wonderfully cared for home close to everything Rotterdam has to offer! Updated throughout including four bedrooms plus bonus room, plenty of closets, built-ins, and windows galore. Large mud room and a private, mature backyard with a fantastic covered patio (carport) allowing for endless possibilities. A convenient location that's close to shopping and amenities all in the Schalmont School district. Working from home? Access to high speed internet including Greenlight at this location! LOW TAXES- estimated at $3,659.69 with STAR. Don't miss this one- set up your showing today!
Last check for updates: about 19 hours ago
Listing by: Own Real Estate, (518) 596-3506
John P Jackson, (518) 596-3506
Own Real Estate, (518) 596-3506
James Jackson, (518) 421-1217
Source: Global MLS, MLS#202622500
Also Listed on Global MLS.

Home Details for 3206 Phillip Street

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Bilco DoorsNumber of Rooms: 9Types of Rooms: Bedroom, Full Bathroom, Kitchen, Living Room, Mud Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1368 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Electric Oven, Microwave, Range Hood, Refrigerator, Tankless Water HeaterDishwasherLaundry: Electric Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: CoveredOther Structures: Shed(s)Exterior: GardenGarden
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Off Street,Paved,Driveway
Frontage
Not on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 1368 Square Feet

Days on Market

Days on Market: 39

Property Information

Year Built
Year Built: 1930
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Bungalow
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 422800 48.18119

Price & Status

Price
List Price: $264,900Price Per Sqft: $194
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Schenectady
School Information
Elementary School: Jefferson ESHigh School District: Schalmont

Agent Information

Listing Agent
Listing ID: 202622500

Building

Building Area
Building Area: 1368 Square Feet

HOA

No HOA

Lot Information

Lot Area: 7405.2 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 202622500Above Grade Unfinished Area: 1368Showing Requirements: Lockbox, Sign on Property

Around this home

What Locals Say about Schenectady

At least 1176 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 81 % Say car is needed

  • 80 % Say yards are well-kept

  • 78 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 65 % Say kids play outside

  • 62 % Say there are sidewalks

  • 60 % Say people would walk alone at night

  • 57 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 53 % Say neighbors are friendly

  • 53 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 48 % Say it's walkable to grocery stores

  • 45 % Say streets are well-lit

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Walkable to transportation"
    0
    Flag
  • Homeowner
    "The area has plummeted in the last 15 years. It’s known for loud parties, drugs, unkempt homes, kids trespassing on your property, overall not a nice area"
    0
    Flag
  • pdcomley@nycap.rr.com
    "Immaculate, peaceful, convenient neighborhood. Easy living. . Many organized activities if you are looking to be involved. "
    0
    Flag
  • Amber
    "The neighborhood has a lot of Nice walking paths and close to lots of parks. It is very family friendly. "
    0
    Flag
  • Mshilindra
    "It’s peaceful if you’re planning on moving here from a big busy city. You can make a living and start saving more. It’s better to raise a family. "
    0
    Flag
  • Kelly Kilian
    "The quiet setting on the evening traffic, quiet down the wildlife in the backyard. The trains that go by in the back not something you see every day houses are somewhat far apart, so it makes it hard to get to know your neighbors, but I did meet one very nice elderly gentleman Close proximity, and driving distance to stores, markets and restaurants"
    0
    Flag
  • Boris Mio
    "Rotterdam is a Great place to live with family, so far enjoying my time here with family, good neighbors."
    0
    Flag
  • sharif murray
    "Casino bars music events restaurants lot of parks the place is still in development to becoming better "
    0
    Flag
  • Marlene Morales
    "Not too bad. 22 minutes to downtown Albany. Roundabout made all the difference. Close to the highway. "
    0
    Flag
  • Pattyhalpin8
    "We have lived here for 12 years. Safe and friendly community. People take pride of their homes and properties. Easy access to grocery stores, etc. we love it here! "
    0
    Flag
  • Trulia User
    "I am not sure about the community events in this area. I know the do garage sales in the summer, kids do trick or treating on Halloween."
    4
    Flag
  • Trulia User
    "They would absolutely love the local reserve to walk their dogs in. Nice safe area and not that much traffic as well"
    1
    Flag
  • Trulia User
    "the neighborhood is increasingly becoming questionable, along with loud music from neighbors who have no consideration for others in the surrounding, last but not least cars do not obey the speed limit during the day or night making it unsafe for both adults and children in the neighborhood."
    9
    Flag
  • Trulia User
    "I love Bellevue to live with my family. I’m still looking for a house or apartment in this area for a meal and tranquility for my children."
    1
    Flag
  • Trulia User
    "the value neighborhood has access to a bus running every day of the week taking you to downtown Schenectady to tractors and great restaurants and casino and you can jump right on 890 and go to Albany New York City within a couple minutes Amsterdam so it's real easy to commute and less traffic and less time spent on the road"
    0
    Flag
  • Trulia User
    "We have a close little neighborhood in our area of town. We have block parties every year. We all chat with each other. "
    0
    Flag
  • Trulia User
    "There are lots of dog walkers in our neighborhood. Neighbors are friendly towards dogs. You see all types of dogs, large to small. "
    0
    Flag
  • Trulia User
    "My neighborhood does not have great public transportation. You will need a car to live around here. Does have Great schools, safe and close to shopping areas and restaurants "
    0
    Flag
  • Trulia User
    "I've lived here for a few years I love the neighborhood. everyone is friendly and it has a great neighborhood feel"
    4
    Flag
  • Trulia User
    "it's a very busy neighborhood. They love to walk out their dog every day. They do not like being stared at. they love when others play with their dogs. "
    0
    Flag
  • Trulia User
    "it's a cute small town that feels safe and neighborly, there's the city of Schenectady in close proximity as well in luding Rivers casino and there's shopping plazas and malls nearby also, it is a really convenient location."
    3
    Flag
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    4
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Hannah G.
    "Indian meadows park is great for kids. Great for birthday party & lots of fun things for kids of all ages all year long !"
    0
    Flag
  • Sharif M.
    "The commute is very reliable from buses to trains and taxis everywhere has a bus stop or taxis around "
    0
    Flag
  • Dhorweezy
    "Rotterdam is a nice town to live in. The school is great and in general feels safe. I have alway left my car unlocked and no issues"
    0
    Flag
  • Gtmelvin86
    "I work I’m the area for over two years and I think it’s a great place to live and raise a family and also to visit with lots of activities"
    8
    Flag
  • Desiree S.
    "oktoberfest is really great and brings everyone together, we go every year and the scotia glenville car show and holiday on the ave is so much fun as well! "
    1
    Flag
  • Summer A.
    "We all have dogs and we all take care of them and everyone and dogs a friends.this area has a lot of different animals around like roosters, horses,pigs, dogs, cats, little orange foxes coyotes, love hearing them in the distance kinda scary in a hott summer night "
    0
    Flag
  • Alex B.
    "the town is very active and has many events throughout the year, such as NiskaDay, a big parade and all day fair"
    0
    Flag
  • Jpawlinga
    "Great sense of community, the neighbors are nice and there are a lot of kids in the neighborhood to play with "
    2
    Flag
  • Tarell G.
    "Great school district. The rating don’t show it because state testing is not required. The community is really tight nipped with sports. "
    0
    Flag
  • Bjulib
    "It is dog friendly. people are always friendly when I am walking my dog. Never received any guide lines about having dogs in the area I live in. "
    8
    Flag
  • Annahujak
    "My neighborhood is walkable to groceries, a library branch, the post office and various small shops. My work commute is 10-15 minutes. "
    0
    Flag
  • Clvandem
    "It’s full of families riding bikes with their kids, walking their dogs etc.... people are friendly and it’s safe."
    0
    Flag
  • Quanishawilliams32
    "dogs are always on leashes and I've never had a bad experience with dogs in this neighborhood. I also drive so I wouldn't notice. "
    2
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Chriss
    "There’s something here for everybody. Stores, restaurants both fine and cheap, pubs, movie theater, anything you want."
    0
    Flag

Market trends in Schenectady

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$304K
$2.5KMoM
Sale-to-List Price
102.2%
1.5%MoM
Price per sq ft
$206
$2MoM
Available listings
328
21MoM

Home Value

Trulia Estimate
$265K
Since last month
Decreased$13K (-4.8%)
Since last year
Increased$71K (+36.8%)
Since last sale
Increased$208K (+369.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +106% in the last 10 years
MonthEstimated value
2026
August 2026$265K
August 2026$263K
July 2026$278K
June 2026$211K
May 2026$211K
April 2026$203K
March 2026$205K
February 2026$200K
January 2026$199K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3234 Franklin Street, Schenectady, NY
0.12
Single-Family Home
$260,000
08/11/26
3
1
1,484
3256 Williams Street, Schenectady, NY
0.09
Single-Family Home
$301,500
08/17/26
3
1
1,377
1034 Wallace Avenue, Schenectady, NY
0.22
Single-Family Home
$240,000
04/14/26
3
1
1,272
3041 Granville Avenue, Schenectady, NY
0.18
Single-Family Home
$202,000
10/07/25
3
1
920
1231 N Westcott Road, Schenectady, NY
0.48
Single-Family Home
$177,000
09/05/25
4
1
1,460
3229 Taylor Street, Schenectady, NY
0.21
Single-Family Home
$250,000
04/10/26
3
1
1,010
264 Rotterdam Street, Schenectady, NY
0.14
Single-Family Home
$225,000
12/08/25
4
2
1,638
218 Mariaville Road, Schenectady, NY
0.16
Single-Family Home
$304,000
12/15/25
3
1
1,464

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3233 Phillip Street, Schenectady, NY 12306
0.05
$383,700
5
2
2,303
Off Market
3210 WILLIAMS Street, Schenectady, NY 12306
0.08
$253,400
3
1
1,227
Off Market
3256 Williams Street, Schenectady, NY 12306
0.09
$301,500
3
1
1,377
Recently Sold
330 Mariaville Road, Schenectady, NY 12306
0.08
$270,500
2
2
1,430
Off Market
3233 WILLIAMS Street, Schenectady, NY 12306
0.10
-
3
1
1,300
Off Market
3219 William Street, Schenectady, NY 12306
0.09
$352,500
3
2
1,776
Recently Sold
3219 Williams Street, Schenectady, NY 12306
0.09
$352,500
3
2
1,776
Recently Sold
3255 WILLIAMS Street, Schenectady, NY 12306
0.12
$400,900
3
2.5
1,912
Off Market
3234 Franklin Street, Schenectady, NY 12306
0.12
$260,000
3
1
1,484
Recently Sold
3220 Franklin Street, Schenectady, NY 12306
0.12
$406,900
3
2.5
2,040
Off Market
362 Mariaville Road, Schenectady, NY 12306
0.12
$313,100
3
2
1,369
Off Market

Price and Tax history

DateEventPrice
Aug 9, 2026
Source: Global MLS #202622500
PriceChange
$264,900
Price decreased by 4%
Jul 24, 2026
Source: Global MLS #202622500
Listed For Sale
$274,900
Sep 25, 2003
Source: N/A
Sold
$56,400
Apr 19, 2000
Source: Global MLS #2020026
Sold
$55,000

LGBTQ Local Legal Protections

John P Jackson, Own Real Estate, (518) 596-3506
Agent Phone: (518) 596-3506
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker

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Frequently asked questions about 3206 Phillip Street

  • What is the estimated monthly payment for 3206 Phillip Street?
    Based on a $264,900 list price with 20% down at today's rates, the estimated monthly payment for 3206 Phillip Street in Schenectady, NY is approximately $1,939 (about $1,370 principal & interest, $494 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3206 Phillip Street compare to homes in Schenectady?
    3206 Phillip Street in Schenectady, NY is listed at $264,900, about 13% below the $304K median sale price in Schenectady.
  • What do residents say about Schenectady?
    Residents describe Schenectady, NY as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Schenectady, NY.
  • What are the closest schools to 3206 Phillip Street?
    The closest schools to 3206 Phillip Street in Schenectady, NY are Jefferson Elementary School (rated 4/10), Schalmont High School (rated 5/10), Schalmont Middle School (Elementary, rated 3/10).
  • Does 3206 Phillip Street have air conditioning?
    Yes, 3206 Phillip Street in Schenectady, NY has air conditioning.
  • Does 3206 Phillip Street have laundry facilities?
    Yes, 3206 Phillip Street in Schenectady, NY has laundry facilities.
3206 Phillip Street, Schenectady, NY 12306 is a 4 bedroom, 1 bathroom, 1,368 sqft single-family home built in 1930. This property is currently available for sale and was listed by Global MLS on Jul 24, 2026. The MLS # for this home is MLS# 202622500.