$299,900
- 3 Beds
- 2 Baths
- 1,404 sqft
865 Cottage Ave E, Saint Paul, MN 55106
Est. Mortgage $1,993/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 86% nearby.
Home Highlights
Single-Family Home
Built in 1959
$214/sqft
Garage
Local Information
-- mins to
About this House
Welcome home to this inviting 3 bedroom home featuring the convenience of all bedrooms located on the same level. The spacious living room offers plenty of room to relax, entertain, or gather with family and friends. The functional layout provides comfortable everyday living, while the well-designed floor plan creates a warm and welcoming atmosphere throughout. Whether you're looking for space to grow or simply appreciate the ease of single-level sleeping quarters, this home is ready to meet your needs.
Last check for updates: about 4 hours ago
Listing courtesy of Mai Miller, (651) 468-6963
Diversified Realty
Source: NorthstarMLS as distributed by MLS GRID, MLS#7121211

Also Listed on NorthstarMLS as distributed by MLS GRID.
We estimate this home will sell faster than 86% nearby.
Home Details for 865 Cottage Ave E
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MLS Status: Active |
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Interior Details Basement: Full,Partially FinishedNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Family Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1 |
Dimensions and Layout Living Area: 1404 Square FeetFoundation Area: 1140 |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa No Fireplace |
Gas & Electric Gas: Natural Gas |
Levels, Entrance, & Accessibility Stories: 1Levels: OneAccessibility: None |
View No View |
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Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageParking Spaces: 1Parking: Detached Garage |
Frontage Not on Waterfront |
Water & Sewer Sewer: City Sewer/Connected |
Finished Area Finished Area (above surface): 1140 Square FeetFinished Area (below surface): 264 Square Feet |
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Days on Market: 45 |
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Year Built Year Built: 1959 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family |
Building Not a New ConstructionNot Attached PropertyNo Additional Parcels |
Property Information Parcel Number: 212922320071 |
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Price List Price: $299,900Price Per Sqft: $214 |
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Direction & Address City: Saint PaulCommunity: Lanes Phalen Grove Add |
School Information High School District: St. Paul |
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Listing Agent Listing ID: 7121211 |
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Building Area Building Area: 1404 Square Feet |
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No HOAHOA Fee: No HOA Fee |
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Lot Area: 5052.96 sqft |
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Contingencies: None |
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BasementMls Number: 7121211Above Grade Unfinished Area: 1140 |
Around this home
What Locals Say about Payne Phalen
At least 167 Trulia users voted on each feature.
88 % Say there are sidewalks
84 % Say yards are well-kept
83 % Say it's dog friendly
75 % Say car is needed
73 % Say parking is easy
68 % Say kids play outside
61 % Say streets are well-lit
59 % Say there's holiday spirit
57 % Say it's walkable to restaurants
51 % Say neighbors are friendly
48 % Say it's walkable to grocery stores
47 % Say they plan to stay for at least 5 years
44 % Say there's wildlife
41 % Say it's quiet
39 % Say people would walk alone at night
34 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint Paul
Last updated August 2026
Avg. sale price
$302K
$3KMoM
Sale-to-List Price
100.0%
Price per sq ft
$185
$4MoM
Available listings
863
44MoM
Home Value
Trulia Estimate
$302KSince last month
Increased$1K (+0.4%)Since last year
Increased$21K (+7.3%)Since last sale
Increased$96K (+46.4%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +68% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $302K |
| August 2026 | $301K |
| July 2026 | $287K |
| June 2026 | $293K |
| May 2026 | $292K |
| April 2026 | $292K |
| March 2026 | $288K |
| February 2026 | $283K |
| January 2026 | $279K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.26 | Single-Family Home | $224,000 | 07/23/26 | 3 | 1.5 | 1,268 | |
0.06 | Single-Family Home | $312,000 | 09/30/25 | 3 | 1.5 | 2,141 | |
0.10 | Single-Family Home | $358,000 | 08/10/26 | 4 | 2 | 1,556 | |
0.08 | Single-Family Home | $310,000 | 02/09/26 | 4 | 2 | 1,820 | |
0.06 | Single-Family Home | $275,000 | 03/16/26 | 2 | 2 | 2,504 | |
0.07 | Single-Family Home | $320,000 | 01/02/26 | 4 | 2 | 2,022 | |
0.39 | Single-Family Home | $261,000 | 07/02/26 | 3 | 1.5 | 1,339 | |
0.31 | Single-Family Home | $285,000 | 11/07/25 | 3 | 2 | 1,118 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $376,600 | 4 | 2 | 2,482 | Off Market | |
0.02 | $306,000 | 2 | 1 | 1,910 | Recently Sold | |
0.03 | $287,300 | 3 | 2 | 2,040 | Off Market | |
0.05 | $314,300 | 3 | 2 | 1,566 | Off Market | |
0.06 | $316,800 | 3 | 1.5 | 2,141 | Off Market | |
0.06 | $275,000 | 2 | 2 | 2,504 | Recently Sold | |
0.05 | $259,100 | 4 | 1 | 1,555 | Off Market | |
0.07 | $320,000 | 4 | 2 | 2,022 | Recently Sold | |
0.06 | $299,990 | 3 | 1 | 1,404 | For Sale | |
0.10 | $46,000 | - | - | - | Recently Sold | |
0.08 | $340,100 | 3 | 3 | 2,700 | Off Market |
Price and Tax history
| Date | Event | Price |
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Aug 4, 2026 Source: NorthstarMLS as distributed by MLS GRID #7121211 | Listed For Sale | $299,900 |
Sep 14, 2018 Source: NorthstarMLS as distributed by MLS GRID #4980658 | Sold | $206,000 |
Aug 13, 2018 Source: Agent Provided | Pending | $179,900 |
Aug 10, 2018 Source: Agent Provided | Listed For Sale | $179,900 |
| Year | Property tax | Tax assessment |
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| 2025 | $3,978 | $249,200 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Mai Miller, Diversified Realty
Agent Phone: (651) 468-6963

Based on information submitted to the MLS GRID as of 2026-09-19 01:08:17 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 865 Cottage Ave E
- What is the estimated monthly payment for 865 Cottage Ave E?Based on a $299,900 list price with 20% down at today's rates, the estimated monthly payment for 865 Cottage Ave E in Saint Paul, MN is approximately $2,031 (about $1,641 principal & interest, $315 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 865 Cottage Ave E compare to homes in Saint Paul?865 Cottage Ave E in Saint Paul, MN is listed at $299,900, about 1% below the $302K median sale price in Saint Paul.
- What do residents say about the Payne Phalen neighborhood?Residents describe the Payne Phalen neighborhood in Saint Paul, MN as pedestrian-friendly, well-kept, and dog-friendly. See homes for sale in Payne Phalen, Saint Paul.
- What are the closest schools to 865 Cottage Ave E?The closest schools to 865 Cottage Ave E in Saint Paul, MN are Battle Creek Middle School (rated 2/10), Frost Lake Magnet Elementary School (Pre-K, rated 4/10), Johnson Senior High School (rated 2/10).
- Does 865 Cottage Ave E have air conditioning?Yes, 865 Cottage Ave E in Saint Paul, MN has air conditioning.
- How big is the lot at 865 Cottage Ave E?The lot at 865 Cottage Ave E in Saint Paul, MN is about 0.12 acres (5,053 sq ft).
865 Cottage Ave E, Saint Paul, MN 55106 is a 3 bedroom, 2 bathroom, 1,404 sqft single-family home built in 1959. 865 Cottage Ave E is located in Payne Phalen, Saint Paul. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Aug 4, 2026. The MLS # for this home is MLS# 7121211.