686 Cottage Ave E, Saint Paul, MN 55106
OFF MARKET

686 Cottage Ave E
Saint Paul, MN 55106

Payne Phalen
  • 3 Beds
  • 1 Bath
  • 1,667 sqft

$286,400

Trulia Estimate
as of Jul 25, 2026
Est. Refi. Payment $1,820/mo*
Refinance Your Home

$286,400

Trulia Estimate
as of Jul 25, 2026
Est. Refi. Payment $1,820/mo*
Refinance Your Home
3 Beds
1 Bath
1,667 sqft

Local Information

  • Map ViewExplore the area around 686 Cottage Ave E.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1967
Living Area
1,667 sqft
Price/Sqft
$172
Parking
Garage
HOA
None

About this House

Wonderfully maintained Rambler with gleaming hardwood floors and perfect coved ceilings, and fresh paint throughout! The large eat in kitchen has new LVT flooring and a newer Kenmore Elite Induction stove. The bathroom has freshly updated fixtures and a new granite top. The bedrooms are nice sized and the wood floors are gorgeous. The roof is 2 years old and the furnace and water heater are newer. The exterior landscaping has just been updated and there are 40 year old concord grapes growing on the East fence line. There is also a raspberry patch out by the garage. The detached garage is oversized and has storage above and a super quiet garage door opener. Book your showing and fall in love today!
686 Cottage Ave E, Saint Paul, MN 55106 is a 3 bedroom, 1 bathroom, 1,667 sqft single-family home in Payne Phalen, built in 1967. It last sold for $253,000 on Oct 17, 2024 (5% above the $240,000 asking price). It is currently off market. The Trulia Estimate is $286,400, with a rent estimate of $2,190/month.

Home Details for 686 Cottage Ave E

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Block,Drain Tiled,Finished,Storage SpaceNumber of Rooms: 9Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Laundry, Living Room, Storage
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1667 Square FeetFoundation Area: 960
Appliances & Utilities
Appliances: Dryer, Gas Water Heater, Microwave, Range, Refrigerator, WasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: 100 Amp ServiceGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less Architectural ShingleFencing: Chain Link, Full
Parking & Garage
Number of Garage Spaces: 1.5Number of Covered Spaces: 1.5Other Parking: Garage Dimensions (19x13)No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 1.5Parking: Detached Garage,Concrete,Garage Door Opener
Frontage
Road Frontage: City Street, Curbs, Sidewalks, Street Lights, Storm SewerRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 960 Square FeetFinished Area (below surface): 707 Square Feet

Days on Market

Cumulative Days on Market: 5

Property Information

Year Built
Year Built: 1967
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 202922420183

Price & Status

Price
List Price: $240,000
Status Change & Dates
Off Market Date: Wed Sep 11 2024

Media

Location

Direction & Address
City: Saint Paul
School Information
High School District: St. Paul

Building

Building Area
Building Area: 1667 Square Feet

HOA

No HOA

Lot Information

Lot Area: 4704.48 sqft

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6594351Above Grade Unfinished Area: 960Activation Date: Fri Sep 06 2024
Last check for updates: about 5 hours ago
Listed by Darryn A Sanders, (651) 428-4346
RE/MAX Results
Bought with: Niki H Moeller, (612) 306-8500, RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID, MLS#6594351

Price History for 686 Cottage Ave E

DatePriceEventSource
10/17/2024$253,000Sold
NorthstarMLS as distributed by MLS GRID #6594351
09/11/2024$240,000PendingNorthstarMLS as distributed by MLS GRID #6594351
09/06/2024$240,000Listed For SaleNorthstarMLS as distributed by MLS GRID #6594351

Market trends in Payne Phalen

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$256K
$4.65KMoM
Sale-to-List Price
101.3%
Price per sq ft
$153
$0MoM
Available listings
94
1MoM
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Property Tax and Assessment

Year2025
Tax$4,256
Assessment$259,000
Home facts updated by county records

Comparable Sales for 686 Cottage Ave E

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
711 Sherwood Ave, Saint Paul, MN
0.11
Single-Family Home
$285,000
01/23/26
3
1
1,176
675 Sherwood Ave, Saint Paul, MN
0.09
Single-Family Home
$282,000
03/16/26
4
1
2,101
1339 Payne Ave, Saint Paul, MN
0.13
Single-Family Home
$255,000
07/31/25
3
1
998
1396 Searle St, Saint Paul, MN
0.14
Single-Family Home
$285,000
11/06/25
5
1
1,568
1320 Edgerton St, Saint Paul, MN
0.23
Single-Family Home
$225,000
06/02/26
3
1
1,264
1418 Payne Ave, Saint Paul, MN
0.12
Single-Family Home
$205,000
11/13/25
2
1
1,152
761 Sherwood Ave, Saint Paul, MN
0.19
Single-Family Home
$260,000
05/08/26
2
1
1,168
691 Orange Ave E, Saint Paul, MN
0.22
Single-Family Home
$274,999
06/12/26
3
2
1,692
662 Sherwood Ave, Saint Paul, MN
0.07
Single-Family Home
$247,500
11/19/25
2
1
795

Nearby homes

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Assigned Schools

These are the assigned schools for 686 Cottage Ave E.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Payne Phalen
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Payne Phalen

At least 167 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 84 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 75 % Say car is needed

  • 73 % Say parking is easy

  • 68 % Say kids play outside

  • 61 % Say streets are well-lit

  • 59 % Say there's holiday spirit

  • 57 % Say it's walkable to restaurants

  • 51 % Say neighbors are friendly

  • 48 % Say it's walkable to grocery stores

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 41 % Say it's quiet

  • 39 % Say people would walk alone at night

  • 34 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Rigsy
    "Many green spaces to walk the dogs around, there are many lakes around that have walking paths around them. Lots of dog walkers and people are dog friendly. "
    0
    Flag
  • Shawnya
    "We live in an area with wonderful green space of fields, community center, golf course, lake, bike, trails, and walking trails. Many families. Lots of activities at the community center."
    0
    Flag
  • Shawnya
    "There are parks and fields nearby. Many bike paths and walkable areas. In our neighborhood, there are small lakes with paths around them, so lots of walking available. "
    1
    Flag
  • Jesse Duckett
    "Don’t allow the dog to bark and pick up dog poop and the neighbourhood around will love that and do everything "
    0
    Flag
  • Jesse Duckett
    "I living in this neighborhood for 3 years now and people are lovely and friendly with each others .I wouldn’t want to live anywhere else "
    0
    Flag
  • Bethany Nomeland
    "Lots of cultural differences in this neighborhood. Cub foods near by. Near train tracks. Lots of fire works during the 4th. "
    3
    Flag
  • Trulia User
    "I’ve just moved here and so far it seems nice. It’s very quiet, I’m enjoying my time. Clean gutters too."
    4
    Flag
  • Trulia User
    "most of my neighbors are friendly but stay to themselves . They keep there yards up. seems to be if your dog gets loose alot of people go out there way to catch a loose dog and help. "
    5
    Flag
  • Trulia User
    "I lived in this neighborhood most of my life and raised my children here. we all love it here. it's home. my"
    3
    Flag
  • Trulia User
    "Quiet residential neighborhood, lots of families and great walking paths, golf, and water sports nearby at lake Phalen. "
    0
    Flag
  • Nina R. E.
    "Not bad at all Lots of dog walking opportunities and neutral neighbors not terrible not amazing just average "
    11
    Flag
  • Kyle
    "Many people in the neighborhood are out walking their dogs. just avoid Payne, Maryland, and Edgerton. "
    7
    Flag
  • Shawnya
    "Lots of green space, and close to trails, golf course, playgrounds, biking trails, lake, fields at community center"
    5
    Flag
  • Connie.williams1406
    "I’ve lived here for 25 years. I love my neighborhood. Love the parks, Lakes, farmers markets, dog parks, etc. public transportation available."
    9
    Flag
  • Maggie
    "There is a lot of culture and things are very close together and accessible. Stores and gas stations are all over for conveniance and there are a lot of great parks"
    9
    Flag
  • Lchurch22
    "It’s a wonderfully diverse neighborhood and despite a few people clinging to the past it’s progressive and welcoming. "
    11
    Flag
  • Cheethao77
    "No issues in this neighborhood, dogs are walked all the time and everyone picks up after their dogs. "
    4
    Flag
  • Lchurch22
    "Hmong community center egg rolls And flea market. Arlington hills community center is awesome. I find the best books at library "
    5
    Flag
  • Cheethao77
    "We celebrate Independence Day with a neighborhood BBQ and potluck every year. Everyone looks out for each other."
    0
    Flag
  • Ahammons40
    "I have been living here a long time it’s very beautiful homes and nice neighbors and it’s clean Everything is close by there’s really no traffic during rush hour nice local restaurants"
    2
    Flag
  • Pang K.
    "There are nice neighbors, but people tend to keep to themselves and mind their own business. I’m a female and I go about errands and etc by myself. For the most part, I’ve always been okay. "
    1
    Flag
  • Adam.schaberg
    "My daily commute is over an hour long because I drive from Saint Paul to Chanhassen, however, it’s very convenient to get places from my house. "
    0
    Flag
  • Adam.schaberg
    "Growing arts community and vibrant family owned businesses are a staple for this neighborhood. It makes sense that people are moving here because homes are inexpensive and there is a lot of potential. "
    1
    Flag
  • Adam.schaberg
    "There aren’t off-leash dog parks close but lots of big open parks for them to run around. Lots of homes have fenced in backyards. "
    0
    Flag
  • Sheldon S.
    "Public transportation is great in the neighborhood. It’s a quick trip to downtown and there are great biking and walking trails in the area."
    0
    Flag
  • Sheldon S.
    "National Night Out, lots of St Paul Parks & Rec events and get togethers, Harvest Festival Parade and events, Lighting of Sue’s Park Tree. "
    0
    Flag
  • Troy R.
    "Always be vigilant and aware of your children's surroundings. Lots of nearby perks and trails to hang out with your kids, But I suggest not sitting then to roam alone. "
    0
    Flag
  • Bethanyfinnern
    "A little rough. Bad streets, lots of crime. We hear gun shots regularly. Lots of people in poverty. Many people on our block don’t have cars and use shopping carts to go get groceries from the near by Cub."
    0
    Flag
  • Cierab20
    "everything they do or have. that's what makes it special. They have great get togethers back to school events and things for all ages to enjoy. this a great community I live in "
    0
    Flag

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Homes for sale near 686 Cottage Ave E

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Off Market Homes Near 686 Cottage Ave E

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Based on information submitted to the MLS GRID as of 2026-07-25 07:33:28 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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