521 Mountain Top Dr, Murphy, NC 28906
OFF MARKET

521 Mountain Top Dr
Murphy, NC 28906

  • 4 Beds
  • 3 Baths
  • 3,100 sqft (on 2.41 acres)

$450,700

Trulia Estimate
as of May 13, 2026
Est. Refi. Payment $2,460/mo*
Refinance Your Home

$450,700

Trulia Estimate
as of May 13, 2026
Est. Refi. Payment $2,460/mo*
Refinance Your Home
4 Beds
3 Baths
3,100 sqft
(on 2.41 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

The “RETREAT”
The “RETREAT” is located in DICKEY MOUNTAIN ESTATES, a very desirable community located just west of Murphy North Carolina. It’s well known for its naturalness and beauty in harmony with the Smokey Mountains. Preserved with the Flora and Fauna natural to the area, the community prides itself in maintaining this condition which offers the feeling of peace and tranquility. Within this element is the “RETREAT”, a home occupying 2.41 acres overlooking a most enviable long range view, visible year round. The fall colors flood the valley below, above and around while the skies are illuminated by the morning sunrises. The double sized lot is fronted by 280 feet of well landscaped road frontage with a generous driveway and parking able to accommodate a large RV and several cars. The home has its own deep well and filtration system.
With 3100 sq. ft. The “RETREAT” is a two level log sided home with a metal roof, and 2400 sq. ft. of wrap around porches, large open decking and stairs for outdoor living. The upper level is a split floor plan and consists of a large Master bedroom with walk-in closet, bath and bay window on one side to enjoy the Mountain View and a 12x14 tiled Oak kitchen and separate laundry room. A large vaulted Great Room central with a large stone fireplace, 12ft. sliding glass doors leading to a 8x46 ft porch on one end and entry and dining area on the other end. Two bedrooms and a bath occupy the other side of the home. A wraparound porch and deck surround the upper level. The lower level consists of a 12x17 room with a closet and bath with a Jacuzzi tub. This room is currently used as an artist studio but could be a bedroom or office. A second 10x14 room is currently a music room but could be easily converted to a kitchen. A third 10x17 room is currently used for entertainment. There is a separate lower level entrance foyer which also serves the adjoining garage and carport and the adjoining Bonus Building.
The 2 level 16x24 Bonus Building of 576 sq. ft. is currently used as a fully equipped wood working shop. It could easily serve as a Guest House as it is fully insulated and finished with sheet rock.
Some of the shop equipment, appliances and furniture may be negotiated.
(Note: All of the above dimensions are approximate.)
MOTIVATED!!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 521 Mountain Top Dr

Interior Features

Interior Details
BasementAtticIn-law unitNumber of Rooms: 11Types of Rooms: Walk In Closet, Dining Room, Family Room, Laundry Room, Master Bath, Pantry, WorkshopCeiling Fan
Heating & Cooling
Heating: Forced Air, Gas, Propane ButaneAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2Floors: Other, Carpet, Linoleum Vinyl
Appliances & Utilities
Cable ReadyDishwasherDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
FireplaceJetted Bath Tub
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: MetalDeckExterior: WoodFoundation Type: FootingPatioPorch
Parking & Garage
GarageParking Space: 1Parking: Carport, Garage Attached

Property Information

Year Built
Year Built: 1998Year Updated: 2003
Property Type / Style
Property Type: Single Family HomeArchitecture: Ranch / Rambler

Lot Information

Lot Area: 2.41 acres

Mobile R/V

RV Parking
Rv Parking

Price History for 521 Mountain Top Dr

DatePriceEventSource
02/24/2025$2,590Sold
N/A
03/10/2021ListingRemovedN/A
07/31/2016$255,000ListingRemovedN/A
05/25/2016$255,000PriceChange
N/A
04/16/2016$285,000PriceChange
N/A
03/21/2016$255,000PriceChange
N/A
03/14/2016$275,250Listed For SaleN/A
10/31/2015$225,500ListingRemovedN/A
10/24/2015$225,500PriceChange
N/A
10/22/2015$235,500PendingN/A
10/18/2015$235,500PriceChange
N/A
10/12/2015$242,500PriceChange
N/A
08/18/2015$255,000Listed For SaleN/A
06/29/2015$242,500ListingRemovedN/A
06/12/2015$242,500PriceChange
N/A
05/26/2015$248,500PriceChange
N/A
05/18/2015$262,500PriceChange
N/A
05/09/2015$275,000Listed For SaleN/A
08/20/2014$211,500ListingRemovedN/A
08/20/2014$211,500PriceChange
N/A
08/05/2014$201,500Listed For SaleN/A
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Property Tax and Assessment

Year2025
Tax
Assessment$259,060
Home facts updated by county records

Comparable Sales for 521 Mountain Top Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
84 Sunset Ter, Murphy, NC
0.39
Single-Family Home
$259,900
07/25/25
3
3
3,052
40 Goldfinch Ln, Murphy, NC
1.24
Single-Family Home
$3,000
10/07/25
3
2
1,825
830 Hunter Rdg, Murphy, NC
0.22
Single-Family Home
$345,000
07/18/25
2
2
-
25 Raymond Rd, Murphy, NC
0.59
Single-Family Home
$200,000
02/20/26
5
2
2,250
78 Goldfinch Ln, Murphy, NC
1.17
Single-Family Home
$400,000
02/20/26
2
3.5
3,202
121 Oriole Ln, Murphy, NC
0.92
Single-Family Home
$375,000
10/09/25
3
2
2,100
478 Little Ranger Rd, Murphy, NC
1.16
Single-Family Home
$195,000
08/25/25
3
2
2,268
56 Sandy Ln, Murphy, NC
1.11
Single-Family Home
$160,000
09/08/25
3
2
1,248
2424 Dickey Rd, Murphy, NC
0.91
Single-Family Home
$365,000
09/22/25
2
2
1,478
100 Coopers Ridge Rd, Murphy, NC
0.68
Single-Family Home
$265,000
06/27/25
2
1
1,368

Assigned Schools

These are the assigned schools for 521 Mountain Top Dr.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 32 % Say there are community events

  • 23 % Say streets are well-lit

  • 21 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 13 % Say it's walkable to grocery stores

Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    0
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
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  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
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521 Mountain Top Dr, Murphy, NC 28906 is a 4 bedroom, 3 bathroom, 3,100 sqft single-family home built in 1998. This property is not currently available for sale. 521 Mountain Top Dr was last sold on Feb 24, 2025 for $2,590. The current Trulia Estimate for 521 Mountain Top Dr is $450,700.