4654 Harbor View Ter, Morganton, NC 28655
OFF MARKET

4654 Harbor View Ter
Morganton, NC 28655

  • 4 Beds
  • 3.5 Baths
  • 4,702 sqft (on 0.86 acres)

$1,447,900

Trulia Estimate
as of May 31, 2026
Est. Refi. Payment $8,089/mo*

$1,447,900

Trulia Estimate
as of May 31, 2026
Est. Refi. Payment $8,089/mo*
4 Beds
3.5 Baths
4,702 sqft
(on 0.86 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

The ultimate lakefront home. Great views of the lake from the open family, breakfast and kitchen areas with access to deck. Updated appliances and fixtures throughout the house. Formal dining with built in cabinetry. Main level primary suite as well as large laundry room. Upper level has 2 spacious bedrooms and a full bath. Additional unfinished bonus and/or storage areas with easy accessibility. Lower level has 4th bedroom, full bath, 2 large unfinished areas and family/rec room with fireplace. So much space for you and your family & friends. Fresh paint and updates throughout. Hardwood floors and tiled kitchen and baths. Oversized 3 car garage and plenty of driveway parking as well. Main level deck and lower level patio provides loads of outdoor living space. Short walk to the covered dock and lake. Float or swim in the peaceful waters of Lake James or hike/bike on the Fonta Flora Trail. And just 15 minutes to the charming town of Morganton for shops & restaurants.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from December 26, 2024

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
$77/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 4654 Harbor View Ter

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out AccessNumber of Rooms: 15Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Bathroom Half, Breakfast, Dining Room, Family Room, Kitchen, Laundry, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 4702 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Underground Power Lines, Underground Utilities, Wired Internet AvailableAppliances: Dishwasher, Electric Cooktop, Microwave, Refrigerator with Ice Maker, Wall OvenDishwasherLaundry: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer HookupMicrowave
Heating & Cooling
Heating: Central,Electric,Forced Air,Heat PumpHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Family Room, Gas, Gas Log, Living Room
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Insulated Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Carpet, Tile, Wood
View
Has a ViewView: Long Range, Mountain(s), Water
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Front Porch, PatioOther Structures: None
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
Pool
Pool: Community
Frontage
WaterfrontWaterfront: Boat Lift, Covered structure, Dock, WaterfrontResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Concrete, PavedOn Waterfront
Water & Sewer
Sewer: Septic InstalledWater Body: Lake James
Farm & Range
Horse Amenities: None
Surface & Elevation
Elevation: 1000 FeetElevation: 1000Elevation Units: Feet
Finished Area
Finished Area (above surface): 3088 Square FeetFinished Area (below surface): 1614 Square Feet

Days on Market

Cumulative Days on Market: 123

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Brick FullNot a New Construction
Property Information
Parcel Number: 49893

Price & Status

Price
List Price: $1,645,000

Location

Direction & Address
City: MorgantonCommunity: East Shores
School Information
Elementary School: Glen AlpineJr High / Middle School: Table RockHigh School: Freedom

Building

Building Area
Building Area: 3088 Square Feet

Community

Community Features: Clubhouse, Game Court, Lake Access, Street Lights, Tennis Court(s)Not Senior Community

HOA

HOA Name: East Shores Owners AssociationHOA Phone: 828-443-7909Has an HOAHOA Fee: $460/Semi-Annually

Lot Information

Lot Area: 0.86 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

BasementMls Number: 4170378Attic: Walk-InWater ViewWater View: WaterAttribution Contact: polly.leadbetter@evrealestate.comAbove Grade Unfinished Area: 3088

Additional Information

ClubhouseGame CourtLake AccessStreet LightsTennis Court(s)
Last check for updates: about 13 hours ago
Listed by Polly Leadbetter
Engel & Volkers Foothills Lake James
Bought with: Polly Leadbetter, (828) 584-9999, Engel & Volkers Foothills Lake James
Source: Canopy MLS as distributed by MLS GRID, MLS#4170378

Price History for 4654 Harbor View Ter

DatePriceEventSource
12/23/2024$1,400,000Sold
Canopy MLS as distributed by MLS GRID #4170378
08/09/2024$1,645,000Listed For SaleCanopy MLS as distributed by MLS GRID #4170378
07/17/2024ListingRemovedEngel & Volkers
04/26/2024$3,700Listed For RentEngel & Volkers
10/10/2023ListingRemovedHigh Country AOR #241614
09/25/2023ListingRemovedZillow Rentals
07/26/2023$4,000Listed For RentZillow Rentals
01/18/2023$1,850,000Listed For SaleCanopy MLS as distributed by MLS GRID #3935824
03/15/2022$1,025,000Sold
N/A
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Property Tax and Assessment

Year2025
Tax$7,221
Assessment$1,088,379
Home facts updated by county records

Comparable Sales for 4654 Harbor View Ter

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.22
Single-Family Home
$1,723,000
09/30/25
3
3.5
4,647
0.37
Single-Family Home
$1,950,000
02/26/26
4
4.5
4,245
0.63
Single-Family Home
$1,200,000
12/16/25
4
3.5
2,837
0.67
Single-Family Home
$1,575,000
10/16/25
5
5.5
4,959
0.53
Single-Family Home
$1,440,000
07/02/25
3
3.5
3,562
0.26
Single-Family Home
$762,500
12/31/25
3
2.5
3,408
0.61
Single-Family Home
$720,000
10/30/25
4
2.5
2,700
0.77
Single-Family Home
$1,300,000
12/05/25
5
4
3,074
0.64
Single-Family Home
$760,000
01/23/26
3
3.5
3,455

Nearby homes

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Assigned Schools

These are the assigned schools for 4654 Harbor View Ter.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Morganton

At least 148 Trulia users voted on each feature.
  • 84 % Say parking is easy

  • 81 % Say yards are well-kept

  • 80 % Say car is needed

  • 72 % Say it's dog friendly

  • 66 % Say there's holiday spirit

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 58 % Say kids play outside

  • 52 % Say people would walk alone at night

  • 51 % Say there's wildlife

  • 49 % Say neighbors are friendly

  • 49 % Say streets are well-lit

  • 34 % Say it's walkable to restaurants

  • 33 % Say there are sidewalks

  • 32 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ashleyjay1125
    "Morganton is small but it’s quite not a lot of crime, with a country like setting most anywhere you live. "
  • Schafincow13
    "Great friendly people . Always something to do down town. Live bands you can hear from the house. Breweries near by. Movie theatre. Down town Morganton does trick r treating and also the churches do trunk r treating. We have an actual witch that lives near by. There are dog parks that you can take your fury friend to. Several festivals near by. Firework display in parks and other town close by."
  • Prkrrp
    "We have lots of festivals throughout the year. Our town has several parades to celebrate different holidays. We several parks in the community that support local sports and out door activities. Lake James is also close by. Lake James is good for fishing, swimming and boating. "
  • Lisa B.
    "lots of dogs in the neighborhood. people clean up after pets. leashes used. it's a dog friendly community. "
  • Kellyrae0928
    "There is Tons of trails to walk, dog parks and greenway tracks! Most businesses are also dog friendly."
  • Bananasrock84
    "I feel very safe in my neighborhood. The neighbors are very friendly and helpful. I've never had to worry about my mail or packages going missing."
  • Shelly S.
    "We have a good community, low crime rate and genuinely nice friendly people. I know all of my neighbors, and we all try to lend a helping hand when needed. We may not live in Mayberry but we have a small town feel. "
  • Brandi N. P.
    "I live in Morganton in the Parkview Apartments and it is wonderful. Upkeep is always done in a timely manor, I feel safe at home. Really quiet neighborhood, walking distance to Bethel Park. Clean. Nice neighbors that become friends, we love it!"
  • Trulia User
    "I have lived in Morganton all of my life. It is a great place to live with lots of Southern charm. Small town environment meets the rural South."
  • Ryanpatrickpage
    "Great people! No crime in my neighborhood. Park nearby with dog park. Plenty of places to grocery shop."
  • Sleepinbeauty305
    "I dont have kids so I have no idea. So sorry. It is how ever a good neighborhood and neighbors are friendly."
  • Sherry.young
    "Friday night Concerts on the square in downtown Morganton. Cute shops, restaurants and parks close by too. "
  • kevinsimpsondc
    "I own a downtown condo with my wife. We both grew up in Morganton, both love it and both hope to retire and move back to Morganton! It's a great place to raise a family and offers many options for how the parents want to raise their children. Overall, you will get from it what you put into it..."
  • Dameronlyon
    "It's quiet peacefull,besides k9ds playing nearby at the school and in my neighborhood.Near the mountains and beautiful sights yet also close to town and shopping "
  • Lyssaleigh1972
    "My husband retired from the navy, 20 year service and we moved here from Norfolk Virginia. It was difficult at first but we’ve been here for about 4 years now and I love it. My son goes to New Dimensions, best school in my opinion. We are looking for our forever home here in Morganton. "
  • Lyssa L.
    "easy access to everything. Interstate, shopping, movies, restaurants, brewing..ect. I have lived for about 4 years and I love it. The people are diverse and nice. good school and nice parks. "
  • Lindsay S.
    "There are very few rentals allowing dogs. However, dogs are fairly common and accepted in this neighborhood. "

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Apartments for Rent

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Homes for sale near 4654 Harbor View Ter

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Off Market Homes Near 4654 Harbor View Ter

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Based on information submitted to the MLS GRID as of 2026-05-30 14:48:13 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Homes for rent near 4654 Harbor View Ter

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4654 Harbor View Ter, Morganton, NC 28655 is a 4 bedroom, 4 bathroom, 4,702 sqft single-family home built in 1997. This property is not currently available for sale. 4654 Harbor View Ter was last sold on Dec 23, 2024 for $1,400,000 (15% lower than the asking price of $1,645,000). The current Trulia Estimate for 4654 Harbor View Ter is $1,447,900.