4654 Harbor View Ter, Morganton, NC 28655
Property image
Property image
OFF MARKET

$1,556,900

Trulia Estimate
  • 4 Beds
  • 3.5 Baths
  • 4,702 sqft (on 0.86 acres)

4654 Harbor View Ter, Morganton, NC 28655

Est. Refi. Payment $8,741/mo*
Refinance Your Home
Currently Off Market - Sold Dec 23, 2024 for $1,400,000

Home Value

Trulia Estimate
$1.56M
Since last month
Increased$13K (+0.8%)
Since last year
Increased$91K (+6.3%)
Since last sale
Increased$142K (+10.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +109% in the last 10 years
MonthEstimated value
2026
August 2026$1.54M
July 2026$1.53M
June 2026$1.42M
May 2026$1.43M
April 2026$1.43M
March 2026$1.4M
February 2026$1.41M
January 2026$1.48M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.22
Single-Family Home
$1,723,000
09/30/25
3
2.5
4,647
0.37
Single-Family Home
$1,950,000
02/26/26
4
4.5
4,245
0.43
Single-Family Home
$1,595,000
06/30/26
3
3.5
2,701
0.50
Single-Family Home
$1,077,500
07/09/26
3
2.5
3,793
0.63
Single-Family Home
$1,200,000
12/16/25
4
3.5
2,837
0.67
Single-Family Home
$1,575,000
10/16/25
5
5.5
4,959
0.24
Single-Family Home
$410,000
06/16/26
3
3
2,028
0.26
Single-Family Home
$762,500
12/31/25
3
2.5
3,408

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.06
-
-
-
-
Off Market
0.08
$860,000
4
3
3,542
For Sale
0.14
$99,900
-
-
-
For Sale
0.12
$789,900
3
3
2,947
For Sale
0.22
$2,250,000
3
2.5
4,647
For Sale
0.24
$410,000
3
3
2,028
Recently Sold
0.24
$524,900
3
2.5
2,411
For Sale
0.24
$524,900
3
2.5
2,411
For Sale
0.28
$325,000
-
-
-
For Sale
0.29
$870,900
3
3
3,101
Off Market
0.29
-
-
-
-
Off Market

Local Information

  • Map ViewExplore the area around 4654 Harbor View Ter.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1997
Lot Size
0.86 acres
Living Area
4,702 sqft
Price/Sqft
$331
Parking
3 Car Garage
HOA
$77/Monthly

About this House

The ultimate lakefront home. Great views of the lake from the open family, breakfast and kitchen areas with access to deck. Updated appliances and fixtures throughout the house. Formal dining with built in cabinetry. Main level primary suite as well as large laundry room. Upper level has 2 spacious bedrooms and a full bath. Additional unfinished bonus and/or storage areas with easy accessibility. Lower level has 4th bedroom, full bath, 2 large unfinished areas and family/rec room with fireplace. So much space for you and your family & friends. Fresh paint and updates throughout. Hardwood floors and tiled kitchen and baths. Oversized 3 car garage and plenty of driveway parking as well. Main level deck and lower level patio provides loads of outdoor living space. Short walk to the covered dock and lake. Float or swim in the peaceful waters of Lake James or hike/bike on the Fonta Flora Trail. And just 15 minutes to the charming town of Morganton for shops & restaurants.
4654 Harbor View Ter, Morganton, NC 28655 is a 4 bedroom, 4 bathroom, 4,702 sqft single-family home built in 1997. It last sold for $1,400,000 on Dec 23, 2024 (15% below the $1,645,000 asking price). More recently, it was listed as a rental in April 2024 with an asking price of $3,700 per month. That rental listing was removed on July 17, 2024. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,556,900, with a rent estimate of $4,383/month.
Last check for updates: about 17 hours ago
Listed by Polly Leadbetter
Engel & Volkers Foothills Lake James
Bought with: Polly Leadbetter, (828) 584-9999, Engel & Volkers Foothills Lake James
Source: Canopy MLS as distributed by MLS GRID, MLS#4170378

Home Details for 4654 Harbor View Ter

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out AccessNumber of Rooms: 15Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Bathroom Half, Breakfast, Dining Room, Family Room, Kitchen, Laundry, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 4702 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Underground Power Lines, Underground Utilities, Wired Internet AvailableAppliances: Dishwasher, Electric Cooktop, Microwave, Refrigerator with Ice Maker, Wall OvenDishwasherLaundry: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer HookupMicrowave
Heating & Cooling
Heating: Central,Electric,Forced Air,Heat PumpHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Family Room, Gas, Gas Log, Living Room
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Insulated Windows, Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Carpet, Tile, Wood
View
Has a ViewView: Long Range, Mountain(s), Water
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Front Porch, PatioOther Structures: None
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
Pool
Pool: Community
Frontage
WaterfrontWaterfront: Boat Lift, Covered structure, Dock, WaterfrontResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Concrete, PavedOn Waterfront
Water & Sewer
Sewer: Septic InstalledWater Body: Lake James
Farm & Range
Horse Amenities: None
Surface & Elevation
Elevation: 1000 FeetElevation: 1000Elevation Units: Feet
Finished Area
Finished Area (above surface): 3088 Square FeetFinished Area (below surface): 1614 Square Feet

Days on Market

Cumulative Days on Market: 123

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Brick FullNot a New Construction
Property Information
Parcel Number: 49893

Price & Status

Price
List Price: $1,645,000

Location

Direction & Address
City: MorgantonCommunity: East Shores
School Information
Elementary School: Glen AlpineJr High / Middle School: Table RockHigh School: Freedom

Building

Building Area
Building Area: 3088 Square Feet

Community

Community Features: Clubhouse, Game Court, Lake Access, Street Lights, Tennis Court(s)Not Senior Community

HOA

HOA Name: East Shores Owners AssociationHOA Phone: 828-443-7909Has an HOAHOA Fee: $460/Semi-Annually

Lot Information

Lot Area: 0.86 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

BasementMls Number: 4170378Attic: Walk-InWater ViewWater View: WaterAttribution Contact: polly.leadbetter@evrealestate.comAbove Grade Unfinished Area: 3088

Additional Information

ClubhouseGame CourtLake AccessStreet LightsTennis Court(s)

Price and Tax history

DateEventPrice
Dec 23, 2024
Source: Canopy MLS as distributed by MLS GRID #4170378
Sold
$1,400,000
Aug 9, 2024
Source: Canopy MLS as distributed by MLS GRID #4170378
Listed For Sale
$1,645,000
Jul 17, 2024
Source: Engel & Volkers
ListingRemoved
Apr 26, 2024
Source: Engel & Volkers
Listed For Rent
$3,700
Oct 10, 2023
Source: High Country AOR #241614
ListingRemoved

Market trends in Morganton

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$280K
$38.5K
MoM
Sale-to-List Price
Price per sq ft
$182
$21
MoM
Available listings
202
3
MoM

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Morganton

At least 149 Trulia users voted on each feature.
  • 84 % Say parking is easy

  • 81 % Say yards are well-kept

  • 80 % Say car is needed

  • 72 % Say it's dog friendly

  • 67 % Say there's holiday spirit

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 58 % Say kids play outside

  • 52 % Say people would walk alone at night

  • 51 % Say there's wildlife

  • 49 % Say neighbors are friendly

  • 49 % Say streets are well-lit

  • 34 % Say it's walkable to restaurants

  • 33 % Say there are sidewalks

  • 32 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ashleyjay1125
    "Morganton is small but it’s quite not a lot of crime, with a country like setting most anywhere you live. "
  • Schafincow13
    "Great friendly people . Always something to do down town. Live bands you can hear from the house. Breweries near by. Movie theatre. Down town Morganton does trick r treating and also the churches do trunk r treating. We have an actual witch that lives near by. There are dog parks that you can take your fury friend to. Several festivals near by. Firework display in parks and other town close by."
  • Prkrrp
    "We have lots of festivals throughout the year. Our town has several parades to celebrate different holidays. We several parks in the community that support local sports and out door activities. Lake James is also close by. Lake James is good for fishing, swimming and boating. "
  • Lisa B.
    "lots of dogs in the neighborhood. people clean up after pets. leashes used. it's a dog friendly community. "
  • Kellyrae0928
    "There is Tons of trails to walk, dog parks and greenway tracks! Most businesses are also dog friendly."
  • Bananasrock84
    "I feel very safe in my neighborhood. The neighbors are very friendly and helpful. I've never had to worry about my mail or packages going missing."
  • Shelly S.
    "We have a good community, low crime rate and genuinely nice friendly people. I know all of my neighbors, and we all try to lend a helping hand when needed. We may not live in Mayberry but we have a small town feel. "
  • Brandi N. P.
    "I live in Morganton in the Parkview Apartments and it is wonderful. Upkeep is always done in a timely manor, I feel safe at home. Really quiet neighborhood, walking distance to Bethel Park. Clean. Nice neighbors that become friends, we love it!"
  • Trulia User
    "I have lived in Morganton all of my life. It is a great place to live with lots of Southern charm. Small town environment meets the rural South."
  • Ryanpatrickpage
    "Great people! No crime in my neighborhood. Park nearby with dog park. Plenty of places to grocery shop."
  • Sleepinbeauty305
    "I dont have kids so I have no idea. So sorry. It is how ever a good neighborhood and neighbors are friendly."
  • Sherry.young
    "Friday night Concerts on the square in downtown Morganton. Cute shops, restaurants and parks close by too. "
  • kevinsimpsondc
    "I own a downtown condo with my wife. We both grew up in Morganton, both love it and both hope to retire and move back to Morganton! It's a great place to raise a family and offers many options for how the parents want to raise their children. Overall, you will get from it what you put into it..."
  • Dameronlyon
    "It's quiet peacefull,besides k9ds playing nearby at the school and in my neighborhood.Near the mountains and beautiful sights yet also close to town and shopping "
  • Lyssaleigh1972
    "My husband retired from the navy, 20 year service and we moved here from Norfolk Virginia. It was difficult at first but we’ve been here for about 4 years now and I love it. My son goes to New Dimensions, best school in my opinion. We are looking for our forever home here in Morganton. "
  • Lyssa L.
    "easy access to everything. Interstate, shopping, movies, restaurants, brewing..ect. I have lived for about 4 years and I love it. The people are diverse and nice. good school and nice parks. "
  • Lindsay S.
    "There are very few rentals allowing dogs. However, dogs are fairly common and accepted in this neighborhood. "

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-08-29 07:13:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Frequently asked questions about 4654 Harbor View Ter

  • What is 4654 Harbor View Ter estimated to be worth?
    Trulia's estimated value for 4654 Harbor View Ter in Morganton, NC is $1,556,900.
  • What is the price history for 4654 Harbor View Ter?
    4654 Harbor View Ter in Morganton, NC last sold for $1,400,000 in December 2024.
  • Is Morganton a buyer's or seller's market?
    Morganton is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Morganton?
    The median sale price in Morganton is $280K. That is up $38.5K from the prior month.
  • Does 4654 Harbor View Ter have air conditioning?
    Yes, 4654 Harbor View Ter in Morganton, NC has air conditioning.
  • Does 4654 Harbor View Ter have a pool?
    Yes, 4654 Harbor View Ter in Morganton, NC has a pool.

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