4634 Harbor View Ter
Morganton, NC 28655
- 3 Beds
- 3 Baths
- 2,947 sqft (on 0.78 acres)
3 Beds
3 Baths
2,947 sqft
(on 0.78 acres)
Home Highlights
Parking
2 Car Garage
Climate Control
Heating & Cooling
HOA
$169/Monthly
Price/Sqft
$268
Listed
7 days ago
Local Information
-- mins to
About this House
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
Home Details for 4634 Harbor View Ter
|
|---|
MLS Status: Active |
|
|---|
Interior Details Basement: Interior Entry,Storage SpaceNumber of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom S, Bonus Room, Den, Dining Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2947 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Electric Oven, MicrowaveDishwasherLaundry: Laundry RoomMicrowave |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Fireplace: Gas Log, Living Room |
Levels, Entrance, & Accessibility Stories: 1.5Levels: One and One Half |
View Has a ViewView: Water |
|
|---|
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Open Parking Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 4Parking: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level |
Pool Pool: Community |
Frontage WaterfrontWaterfront: Boat Slip – Community, WaterfrontResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Concrete, PavedOn Waterfront |
Water & Sewer Sewer: Septic InstalledWater Body: Lake James |
Surface & Elevation Elevation Units: Feet |
Finished Area Finished Area (above surface): 2947 Square Feet |
|
|---|
Cumulative Days on Market: 141Days on Market: 7 |
|
|---|
Year Built Year Built: 1995 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Brick FullNot a New ConstructionNo Additional Parcels |
Property Information Not Included in Sale: Chandelier in living roomParcel Number: 49887 |
|
|---|
Price List Price: $789,900Price Per Sqft: $268 |
|
|---|
Direction & Address City: MorgantonCommunity: East Shores |
School Information Elementary School: Glen AlpineJr High / Middle School: Table RockHigh School: Freedom |
|
|---|
Listing Agent Listing ID: 4407190 |
|
|---|
Building Area Building Area: 2947 Square Feet |
|
|---|
Community Features: Clubhouse, Lake Access, Tennis Court(s)Not Senior Community |
|
|---|
HOA Name: East Shores HOAHas an HOAHOA Fee: $1,014/Semi-Annually |
|
|---|
Lot Area: 0.78 acres |
|
|---|
Special Conditions: Standard |
|
|---|
Listing Terms: Cash, Conventional, FHA, VA Loan |
|
|---|
BasementMls Number: 4407190Water ViewWater View: WaterAttribution Contact: zac.campbell@dashnc.comAbove Grade Unfinished Area: 2947 |
|
|---|
ClubhouseLake AccessTennis Court(s) |
Last check for updates: about 20 hours ago
Listing Provided by: Zac Campbell
DASH Carolina
Source: Canopy MLS as distributed by MLS GRID, MLS#4407190

Also Listed on Canopy MLS as distributed by MLS GRID.
Market trends in Morganton
Last updated June 2026
Avg. sale price
$241K
$8.33KMoM
Sale-to-List Price
—
Price per sq ft
$161
$2MoM
Available listings
198
22MoM
Price History for 4634 Harbor View Ter
| Date | Price | Event | Source |
|---|---|---|---|
| 07/23/2026 | $789,900 | Listed For Sale | Canopy MLS as distributed by MLS GRID #4407190 |
| 07/23/2026 | $789,900 | ListingRemoved | Canopy MLS as distributed by MLS GRID #4340012 |
| 07/23/2026 | $789,900 | PriceChange | Canopy MLS as distributed by MLS GRID #4340012 |
| 06/19/2026 | $829,000 | Pending | Canopy MLS as distributed by MLS GRID #4340012 |
| 05/01/2026 | $829,000 | PriceChange | Canopy MLS as distributed by MLS GRID #4340012 |
| 01/29/2026 | $849,000 | Listed For Sale | Canopy MLS as distributed by MLS GRID #4340012 |
| 11/05/2021 | ListingRemoved | Canopy MLS as distributed by MLS GRID #3765892 | |
| 07/23/2021 | $774,000 | Listed For Sale | Canopy MLS as distributed by MLS GRID #3765892 |
| 02/28/2021 | ListingRemoved | N/A | |
| 09/17/2020 | $3,000 | ListingRemoved | N/A |
| 09/06/2020 | $3,000 | PriceChange | N/A |
| 08/17/2020 | $3,200 | Listed For Rent | N/A |
| 11/29/2018 | $639,500 | ListingRemoved | Agent Provided |
| 09/09/2018 | $639,500 | Listed For Sale | Agent Provided |
| 06/02/2005 | $505,000 | Sold | N/A |
Similar Homes You May Like
New Listings near 4634 Harbor View Ter
Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $4,697 |
| Assessment | $703,066 |
Home facts updated by county records
Comparable Sales for 4634 Harbor View Ter
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.22 | Single-Family Home | $410,000 | 06/16/26 | 3 | 3 | 2,028 | |
0.13 | Single-Family Home | $762,500 | 12/31/25 | 3 | 2.5 | 3,408 | |
0.59 | Single-Family Home | $720,000 | 10/30/25 | 4 | 2.5 | 2,700 | |
0.45 | Single-Family Home | $1,595,000 | 06/30/26 | 3 | 3.5 | 2,701 | |
0.55 | Single-Family Home | $625,000 | 04/27/26 | 3 | 2 | 1,951 | |
0.62 | Single-Family Home | $1,077,500 | 07/09/26 | 3 | 2.5 | 3,793 | |
0.33 | Single-Family Home | $1,723,000 | 09/30/25 | 3 | 3.5 | 4,647 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 4634 Harbor View Ter.
What Locals Say about Morganton
At least 148 Trulia users voted on each feature.
84 % Say parking is easy
81 % Say yards are well-kept
80 % Say car is needed
72 % Say it's dog friendly
66 % Say there's holiday spirit
58 % Say they plan to stay for at least 5 years
58 % Say it's quiet
58 % Say kids play outside
52 % Say people would walk alone at night
51 % Say there's wildlife
49 % Say neighbors are friendly
49 % Say streets are well-lit
34 % Say it's walkable to restaurants
33 % Say there are sidewalks
32 % Say it's walkable to grocery stores
29 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Zac Campbell, DASH Carolina

Based on information submitted to the MLS GRID as of 2026-07-29 12:23:12 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
4634 Harbor View Ter, Morganton, NC 28655 is a 3 bedroom, 3 bathroom, 2,947 sqft single-family home built in 1995. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jul 23, 2026. The MLS # for this home is MLS# 4407190.

