$860,000
Original price: $885,000
- 4 Beds
- 3 Baths
- 3,542 sqft (on 0.82 acres)
4639 Harbor View Ter, Morganton, NC 28655
Est. Mortgage $5,176/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2003
0.82 acre lot
$243/sqft
2 Car Garage
HOA $136/mo
Local Information
-- mins to
About this House
If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers.
Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court.
The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining.
Two additional bedrooms, another full bath, and laundry complete the main level.
Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.
With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library.
Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.
Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte.
Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs.
Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court.
The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining.
Two additional bedrooms, another full bath, and laundry complete the main level.
Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.
With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library.
Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.
Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte.
Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs.
Last check for updates: about 7 hours ago
Listing Provided by: Carmyn Shugart
True North Realty
Source: Canopy MLS as distributed by MLS GRID, MLS#4367035

Also Listed on Canopy MLS as distributed by MLS GRID.
Home Details for 4639 Harbor View Ter
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MLS Status: Active |
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Interior Details Basement: Apartment,Exterior Entry,Finished,Full,Interior Entry,Walk-Out AccessNumber of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, 2 Nd Kitchen, Bonus Room, Dining Area, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 3542 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/DryerDishwasherLaundry: In Basement,Main LevelMicrowaveRefrigerator |
Heating & Cooling Heating: Central,Heat PumpHas CoolingAir Conditioning: Central Air,Heat PumpHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: Gas |
Levels, Entrance, & Accessibility Stories: 1Levels: One |
View Has a ViewView: Long Range, Mountain(s) |
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Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level |
Frontage Waterfront: Boat Slip (Deed)Responsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Concrete, Paved |
Water & Sewer Sewer: Septic InstalledWater Body: Lake James |
Surface & Elevation Elevation Units: Feet |
Finished Area Finished Area (above surface): 1945 Square FeetFinished Area (below surface): 1597 Square Feet |
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Cumulative Days on Market: 148Days on Market: 156 |
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Year Built Year Built: 2003 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: StuccoNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: 1764249985 |
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Price List Price: $860,000Price Per Sqft: $243 |
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Direction & Address City: MorgantonCommunity: East Shores |
School Information Elementary School: Glen AlpineJr High / Middle School: Table RockHigh School: Freedom |
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Listing Agent Listing ID: 4367035 |
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Building Area Building Area: 1945 Square Feet |
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Not Senior Community |
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HOA Name: East Shores HOAHOA Phone: 828-443-7909Has an HOAHOA Fee: $814/Semi-Annually |
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Lot Area: 0.82 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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BasementMls Number: 4367035Attribution ContactAbove Grade Unfinished Area: 1945 |
Around this home
What Locals Say about Morganton
At least 149 Trulia users voted on each feature.
84 % Say parking is easy
81 % Say yards are well-kept
80 % Say car is needed
72 % Say it's dog friendly
67 % Say there's holiday spirit
58 % Say they plan to stay for at least 5 years
58 % Say it's quiet
58 % Say kids play outside
52 % Say people would walk alone at night
51 % Say there's wildlife
49 % Say neighbors are friendly
49 % Say streets are well-lit
34 % Say it's walkable to restaurants
33 % Say there are sidewalks
32 % Say it's walkable to grocery stores
29 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Morganton
Last updated August 2026
Avg. sale price
$270K
$9.83KMoM
Sale-to-List Price
—
Price per sq ft
$179
$3MoM
Available listings
221
19MoM
Home Value
Trulia Estimate
$839KSince last month
Decreased$14K (-1.6%)Since last year
Increased$139K (+19.9%)Since last sale
Increased$460K (+121.3%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +98% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $839K |
| August 2026 | $830K |
| July 2026 | $853K |
| June 2026 | $890K |
| May 2026 | $896K |
| April 2026 | $923K |
| March 2026 | $700K |
| February 2026 | $686K |
| January 2026 | $682K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.17 | Single-Family Home | $410,000 | 06/16/26 | 3 | 3 | 2,028 | |
0.51 | Single-Family Home | $565,000 | 08/17/26 | 3 | 3.5 | 2,706 | |
0.21 | Single-Family Home | $762,500 | 12/31/25 | 3 | 2.5 | 3,408 | |
0.24 | Single-Family Home | $1,723,000 | 09/30/25 | 3 | 2.5 | 4,647 | |
0.57 | Single-Family Home | $1,077,500 | 07/09/26 | 3 | 2.5 | 3,793 | |
0.65 | Single-Family Home | $720,000 | 10/30/25 | 4 | 2.5 | 2,700 | |
0.44 | Single-Family Home | $1,950,000 | 02/26/26 | 4 | 4.5 | 4,245 | |
0.64 | Single-Family Home | $760,000 | 01/23/26 | 3 | 3.5 | 3,455 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | - | - | - | - | Off Market | |
0.06 | $99,900 | - | - | - | For Sale | |
0.08 | $1,591,600 | 4 | 3.5 | 4,702 | Off Market | |
0.10 | $789,900 | 3 | 3 | 2,947 | For Sale | |
0.17 | $410,000 | 3 | 3 | 2,028 | Recently Sold | |
0.17 | $524,900 | 3 | 2.5 | 2,411 | For Sale | |
0.17 | $524,900 | 3 | 2.5 | 2,411 | For Sale | |
0.21 | $762,500 | 3 | 2.5 | 3,408 | Recently Sold | |
0.24 | $2,250,000 | 3 | 2.5 | 4,647 | For Sale | |
0.24 | $859,400 | 3 | 3 | 3,101 | Off Market | |
0.28 | $325,000 | - | - | - | For Sale |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 20, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | PriceChange | $860,000 Price decreased by 3% |
Jul 20, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | PriceChange | $885,000 Price decreased by 1% |
Jun 29, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | PriceChange | $895,000 Price decreased by 3% |
May 14, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | PriceChange | $925,000 Price decreased by 3% |
Apr 24, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | PriceChange | $949,000 Price decreased by 4% |
Apr 10, 2026 Source: Canopy MLS as distributed by MLS GRID #4367035 | Listed For Sale | $985,000 |
May 29, 2019 Source: Canopy MLS as distributed by MLS GRID #3490875 | Sold | $379,000 |
Apr 19, 2019 Source: Agent Provided | Pending | $389,900 |
Apr 13, 2019 Source: Agent Provided | PriceChange | $389,900 Price decreased by 3% |
Feb 25, 2019 Source: Agent Provided | PriceChange | $399,900 Price decreased by 6% |
Oct 26, 2018 Source: Agent Provided | Listed For Sale | $424,900 |
May 19, 2017 Source: N/A | Sold | $339,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $3,761 | $560,184 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Carmyn Shugart, True North Realty

Based on information submitted to the MLS GRID as of 2026-09-12 14:48:03 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 4639 Harbor View Ter
- What is the estimated monthly payment for 4639 Harbor View Ter?Based on a $860,000 list price with 20% down at today's rates, the estimated monthly payment for 4639 Harbor View Ter in Morganton, NC is approximately $5,165 (about $4,624 principal & interest, $466 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 4639 Harbor View Ter compare to homes in Morganton?4639 Harbor View Ter in Morganton, NC is listed at $860,000, about 219% above the $270K median sale price in Morganton.
- What do residents say about Morganton?Residents describe Morganton, NC as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Morganton, NC.
- What are the closest schools to 4639 Harbor View Ter?The closest schools to 4639 Harbor View Ter in Morganton, NC are Freedom High (rated 4/10), Glen Alpine Elementary (Pre-K, rated 7/10), Table Rock Middle (rated 7/10).
- Does 4639 Harbor View Ter have air conditioning?Yes, 4639 Harbor View Ter in Morganton, NC has air conditioning.
- Does 4639 Harbor View Ter have laundry facilities?Yes, 4639 Harbor View Ter in Morganton, NC has laundry facilities.
4639 Harbor View Ter, Morganton, NC 28655 is a 4 bedroom, 3 bathroom, 3,542 sqft single-family home built in 2003. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Apr 8, 2026. The MLS # for this home is MLS# 4367035.

