4639 Harbor View Ter, Morganton, NC 28655
Property image
Property image
FOR SALE
3D VIEW
0.82 ACRES

$860,000

Original price: $885,000
  • 4 Beds
  • 3 Baths
  • 3,542 sqft (on 0.82 acres)

4639 Harbor View Ter, Morganton, NC 28655

Est. Mortgage $5,176/mo*
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Home Highlights

Single-Family Home
Built in 2003
0.82 acre lot
$243/sqft
2 Car Garage
HOA $136/mo

Local Information

  • Map ViewExplore the area around 4639 Harbor View Ter.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers.

Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court.

The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining.

Two additional bedrooms, another full bath, and laundry complete the main level.

Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.

With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library.

Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.

Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte.

Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs.
Last check for updates: about 7 hours ago
Listing Provided by: Carmyn Shugart
True North Realty
Source: Canopy MLS as distributed by MLS GRID, MLS#4367035

Home Details for 4639 Harbor View Ter

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Apartment,Exterior Entry,Finished,Full,Interior Entry,Walk-Out AccessNumber of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, 2 Nd Kitchen, Bonus Room, Dining Area, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3542 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/DryerDishwasherLaundry: In Basement,Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Heat PumpHas CoolingAir Conditioning: Central Air,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: One
View
Has a ViewView: Long Range, Mountain(s)

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
Frontage
Waterfront: Boat Slip (Deed)Responsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Concrete, Paved
Water & Sewer
Sewer: Septic InstalledWater Body: Lake James
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1945 Square FeetFinished Area (below surface): 1597 Square Feet

Days on Market

Cumulative Days on Market: 148Days on Market: 156

Property Information

Year Built
Year Built: 2003
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 1764249985

Price & Status

Price
List Price: $860,000Price Per Sqft: $243

Location

Direction & Address
City: MorgantonCommunity: East Shores
School Information
Elementary School: Glen AlpineJr High / Middle School: Table RockHigh School: Freedom

Agent Information

Listing Agent
Listing ID: 4367035

Building

Building Area
Building Area: 1945 Square Feet

Community

Not Senior Community

HOA

HOA Name: East Shores HOAHOA Phone: 828-443-7909Has an HOAHOA Fee: $814/Semi-Annually

Lot Information

Lot Area: 0.82 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 4367035Attribution ContactAbove Grade Unfinished Area: 1945

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Morganton

At least 149 Trulia users voted on each feature.
  • 84 % Say parking is easy

  • 81 % Say yards are well-kept

  • 80 % Say car is needed

  • 72 % Say it's dog friendly

  • 67 % Say there's holiday spirit

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 58 % Say kids play outside

  • 52 % Say people would walk alone at night

  • 51 % Say there's wildlife

  • 49 % Say neighbors are friendly

  • 49 % Say streets are well-lit

  • 34 % Say it's walkable to restaurants

  • 33 % Say there are sidewalks

  • 32 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ashleyjay1125
    "Morganton is small but it’s quite not a lot of crime, with a country like setting most anywhere you live. "
  • Schafincow13
    "Great friendly people . Always something to do down town. Live bands you can hear from the house. Breweries near by. Movie theatre. Down town Morganton does trick r treating and also the churches do trunk r treating. We have an actual witch that lives near by. There are dog parks that you can take your fury friend to. Several festivals near by. Firework display in parks and other town close by."
  • Prkrrp
    "We have lots of festivals throughout the year. Our town has several parades to celebrate different holidays. We several parks in the community that support local sports and out door activities. Lake James is also close by. Lake James is good for fishing, swimming and boating. "
  • Lisa B.
    "lots of dogs in the neighborhood. people clean up after pets. leashes used. it's a dog friendly community. "
  • Kellyrae0928
    "There is Tons of trails to walk, dog parks and greenway tracks! Most businesses are also dog friendly."
  • Bananasrock84
    "I feel very safe in my neighborhood. The neighbors are very friendly and helpful. I've never had to worry about my mail or packages going missing."
  • Shelly S.
    "We have a good community, low crime rate and genuinely nice friendly people. I know all of my neighbors, and we all try to lend a helping hand when needed. We may not live in Mayberry but we have a small town feel. "
  • Brandi N. P.
    "I live in Morganton in the Parkview Apartments and it is wonderful. Upkeep is always done in a timely manor, I feel safe at home. Really quiet neighborhood, walking distance to Bethel Park. Clean. Nice neighbors that become friends, we love it!"
  • Trulia User
    "I have lived in Morganton all of my life. It is a great place to live with lots of Southern charm. Small town environment meets the rural South."
  • Ryanpatrickpage
    "Great people! No crime in my neighborhood. Park nearby with dog park. Plenty of places to grocery shop."
  • Sleepinbeauty305
    "I dont have kids so I have no idea. So sorry. It is how ever a good neighborhood and neighbors are friendly."
  • Sherry.young
    "Friday night Concerts on the square in downtown Morganton. Cute shops, restaurants and parks close by too. "
  • kevinsimpsondc
    "I own a downtown condo with my wife. We both grew up in Morganton, both love it and both hope to retire and move back to Morganton! It's a great place to raise a family and offers many options for how the parents want to raise their children. Overall, you will get from it what you put into it..."
  • Dameronlyon
    "It's quiet peacefull,besides k9ds playing nearby at the school and in my neighborhood.Near the mountains and beautiful sights yet also close to town and shopping "
  • Lyssaleigh1972
    "My husband retired from the navy, 20 year service and we moved here from Norfolk Virginia. It was difficult at first but we’ve been here for about 4 years now and I love it. My son goes to New Dimensions, best school in my opinion. We are looking for our forever home here in Morganton. "
  • Lyssa L.
    "easy access to everything. Interstate, shopping, movies, restaurants, brewing..ect. I have lived for about 4 years and I love it. The people are diverse and nice. good school and nice parks. "
  • Lindsay S.
    "There are very few rentals allowing dogs. However, dogs are fairly common and accepted in this neighborhood. "

Market trends in Morganton

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$270K
$9.83K
MoM
Sale-to-List Price
Price per sq ft
$179
$3
MoM
Available listings
221
19
MoM

Home Value

Trulia Estimate
$839K
Since last month
Decreased$14K (-1.6%)
Since last year
Increased$139K (+19.9%)
Since last sale
Increased$460K (+121.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +98% in the last 10 years
MonthEstimated value
2026
September 2026$839K
August 2026$830K
July 2026$853K
June 2026$890K
May 2026$896K
April 2026$923K
March 2026$700K
February 2026$686K
January 2026$682K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.17
Single-Family Home
$410,000
06/16/26
3
3
2,028
0.51
Single-Family Home
$565,000
08/17/26
3
3.5
2,706
0.21
Single-Family Home
$762,500
12/31/25
3
2.5
3,408
0.24
Single-Family Home
$1,723,000
09/30/25
3
2.5
4,647
0.57
Single-Family Home
$1,077,500
07/09/26
3
2.5
3,793
0.65
Single-Family Home
$720,000
10/30/25
4
2.5
2,700
0.44
Single-Family Home
$1,950,000
02/26/26
4
4.5
4,245
0.64
Single-Family Home
$760,000
01/23/26
3
3.5
3,455

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
-
-
-
-
Off Market
0.06
$99,900
-
-
-
For Sale
0.08
$1,591,600
4
3.5
4,702
Off Market
0.10
$789,900
3
3
2,947
For Sale
0.17
$410,000
3
3
2,028
Recently Sold
0.17
$524,900
3
2.5
2,411
For Sale
0.17
$524,900
3
2.5
2,411
For Sale
0.21
$762,500
3
2.5
3,408
Recently Sold
0.24
$2,250,000
3
2.5
4,647
For Sale
0.24
$859,400
3
3
3,101
Off Market
0.28
$325,000
-
-
-
For Sale

Price and Tax history

DateEventPrice
Aug 20, 2026
Source: Canopy MLS as distributed by MLS GRID #4367035
PriceChange
$860,000
Price decreased by 3%
Jul 20, 2026
Source: Canopy MLS as distributed by MLS GRID #4367035
PriceChange
$885,000
Price decreased by 1%
Jun 29, 2026
Source: Canopy MLS as distributed by MLS GRID #4367035
PriceChange
$895,000
Price decreased by 3%
May 14, 2026
Source: Canopy MLS as distributed by MLS GRID #4367035
PriceChange
$925,000
Price decreased by 3%
Apr 24, 2026
Source: Canopy MLS as distributed by MLS GRID #4367035
PriceChange
$949,000
Price decreased by 4%

LGBTQ Local Legal Protections

Carmyn Shugart, True North Realty
Based on information submitted to the MLS GRID as of 2026-09-12 14:48:03 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 4639 Harbor View Ter

  • What is the estimated monthly payment for 4639 Harbor View Ter?
    Based on a $860,000 list price with 20% down at today's rates, the estimated monthly payment for 4639 Harbor View Ter in Morganton, NC is approximately $5,165 (about $4,624 principal & interest, $466 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4639 Harbor View Ter compare to homes in Morganton?
    4639 Harbor View Ter in Morganton, NC is listed at $860,000, about 219% above the $270K median sale price in Morganton.
  • What do residents say about Morganton?
    Residents describe Morganton, NC as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Morganton, NC.
  • What are the closest schools to 4639 Harbor View Ter?
    The closest schools to 4639 Harbor View Ter in Morganton, NC are Freedom High (rated 4/10), Glen Alpine Elementary (Pre-K, rated 7/10), Table Rock Middle (rated 7/10).
  • Does 4639 Harbor View Ter have air conditioning?
    Yes, 4639 Harbor View Ter in Morganton, NC has air conditioning.
  • Does 4639 Harbor View Ter have laundry facilities?
    Yes, 4639 Harbor View Ter in Morganton, NC has laundry facilities.
4639 Harbor View Ter, Morganton, NC 28655 is a 4 bedroom, 3 bathroom, 3,542 sqft single-family home built in 2003. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Apr 8, 2026. The MLS # for this home is MLS# 4367035.