4320 McClay Rd, Saint Charles, MO 63304
Property image
Property image
OFF MARKET
Listed by Susan A Rudman, Magnolia Real Estate, (636) 442-0214 . Bought with Keller Williams Realty West

4320 McClay Rd
Saint Charles, MO 63304

  • 4 Beds
  • 1.5 Baths
  • 1,120 sqft

$259,600

Trulia Estimate
as of Jul 10, 2026
Est. Refi. Payment $1,620/mo*
Refinance Your Home

$259,600

Trulia Estimate
as of Jul 10, 2026
Est. Refi. Payment $1,620/mo*
Refinance Your Home
4 Beds
1.5 Baths
1,120 sqft

Local Information

  • Map ViewExplore the area around 4320 McClay Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

VERSATILE PROPERTY AVAILABLE FOR INVESTORS OR OWNER OCCUPIED BUYERS. Almost directly ACROSS THE SREET FROM THE STONE HOUSE OF ST. CHARLES EVENT/WEDDING VENUE, this 4 BDRM, 1.5 BTHRM, COMPLETELY REMODELED/RENOVATED ( NEW ROOF/SOFFIT/FASCIA, ELECTRICAL/PANEL, GUT REHABBED KIT/BTHS, FLOORING/CARPETING & MORE!) is CURRENTLY AN ACTIVE AIRBNB. Guests book this property quickly because of its walking distance location to the venue. This BEAUTY started operating in February 2023 & is A "BOOKING MACHINE". GREAT REVIEWS & FULLY STOCKED, this property is BEING SOLD FULLY FURNISHED. Cleaning, Lawncare & Co-Host services already established & in place for future management, if desired. Property is UNINCORPORATED. SELLER MAKES NO GUARANTEES OR WARRANTIES REGARDING FUTURE ST. CHARLES CO RESTRICTIONS RE SHORT TERM RENTALS. SHOWING AVAILABILITY IS RESTRICTED BY PREVIOUSLY ESTABLISHED GUEST RESERVATIONS. APPT THROUGH SHOWING TIME IS REQUIRED.
4320 McClay Rd, Saint Charles, MO 63304 is a 4 bedroom, 2 bathroom, 1,120 sqft single-family home built in 1971. It last sold for $234,000 on Aug 30, 2023 (6% below the $249,900 asking price). It is currently off market. The Trulia Estimate is $259,600, with a rent estimate of $2,170/month.

Home Highlights

Parking
1 Carport Spaces
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 4320 McClay Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,Partially Finished,Storage Space,Walk-Out AccessNumber of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom, Bathroom, Family Room, Kitchen, Recreation Room, Storage
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1120 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Gas Water HeaterDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: Recreation RoomNo Fireplace
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Carpet, Hardwood
Levels, Entrance, & Accessibility
Levels: Multi/SplitFloors: Carpet, Hardwood

Exterior Features

Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageParking Spaces: 1Parking: Covered,Off Street
Frontage
Road Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 720 Square FeetFinished Area (below surface): 400 Square Feet

Days on Market

Cumulative Days on Market: 36

Property Information

Year Built
Year Built: 1971
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Split Foyer,Traditional
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Condition: Updated/RemodeledParcel Number: 301154089020006.0000000

Price & Status

Price
List Price: $249,900
Status Change & Dates
Off Market Date: Wed Aug 30 2023Possession Timing: Close Of Escrow

Location

Direction & Address
City: St CharlesCommunity: Harvest Ac #2
School Information
Elementary School: Central Elem.Jr High / Middle School: Hollenbeck MiddleHigh School: Francis Howell Central HighHigh School District: Francis Howell R-III

Building

Building Area
Building Area: 1120 Square Feet

HOA

Association for this Listing: St. Charles County Association of REALTORS

Lot Information

Lot Area: 6098.4 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Closing-BuyerListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 23036542Above Grade Unfinished Area: 720Showing Requirements: Showing Service, Appointment Only, Combination Lock Box
Last check for updates: about 16 hours ago
Listed by Susan A Rudman, (205) 789-5198
Magnolia Real Estate
Matthew F Becker, (636) 485-3585
Magnolia Real Estate
Bought with: James M Smith, (636) 578-9258, Keller Williams Realty West
Originating MLS: St. Charles County Association of REALTORS
Source: MARIS, MLS#23036542

Price History for 4320 McClay Rd

DatePriceEventSource
08/30/2023--Sold
MARIS #23036542
08/01/2023$249,900ContingentMARIS #23036542
07/26/2023$249,900Listed For SaleMARIS #23036542
11/08/2021--Sold
N/A
09/30/2021--Sold
N/A

Market trends in Saint Charles

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$317K
$2.88KMoM
Sale-to-List Price
100.0%
0.4%MoM
Price per sq ft
$176
$3MoM
Available listings
285
39MoM
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Property Tax and Assessment

Year2025
Tax$2,346
Assessment$207,096
Home facts updated by county records

Comparable Sales for 4320 McClay Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4316 McClay Rd, Saint Charles, MO
0.01
Single-Family Home
-
10/24/25
3
1.5
936
20 Wilbert Dr, Saint Charles, MO
0.07
Single-Family Home
-
08/08/25
3
1.5
1,010
17 Edward Dr, Saint Charles, MO
0.08
Single-Family Home
-
08/15/25
3
2
910
6 Fern Dr, Saint Charles, MO
0.24
Single-Family Home
-
09/04/25
3
2
1,412
7 Marveline Dr, Saint Charles, MO
0.21
Single-Family Home
-
12/23/25
3
2
1,400
518 Saint Peters Howell Rd, Saint Charles, MO
0.19
Single-Family Home
-
04/29/26
5
2
1,404
513 Harvest Dr, Saint Charles, MO
0.17
Single-Family Home
-
10/14/25
3
1
1,380
464 Fall River Lane St, Charles, MO
0.34
Single-Family Home
-
06/16/26
3
2
1,205
156 Pezold Dr, Saint Charles, MO
0.10
Single-Family Home
-
06/17/26
3
1
936
4204 Elkhart Lake Rd, Saint Charles, MO
0.36
Single-Family Home
-
11/14/25
3
2
1,626

Nearby homes

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Assigned Schools

These are the assigned schools for 4320 McClay Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Charles

At least 377 Trulia users voted on each feature.

  • 90 % Say it's dog friendly

  • 88 % Say car is needed

  • 79 % Say parking is easy

  • 75 % Say there's holiday spirit

  • 73 % Say there are sidewalks

  • 73 % Say yards are well-kept

  • 71 % Say people would walk alone at night

  • 71 % Say kids play outside

  • 67 % Say streets are well-lit

  • 62 % Say it's quiet

  • 55 % Say they plan to stay for at least 5 years

  • 52 % Say neighbors are friendly

  • 48 % Say it's walkable to restaurants

  • 47 % Say there's wildlife

  • 46 % Say it's walkable to grocery stores

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Few sidewalks "
    0
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  • Trulia User
    "We have taco Tuesday and ice cream day they do a lot in this neighborhood they sometimes have where we can come and get snack bags or they do a haunted house for Halloween real quiet and nice "
    0
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  • Colleen Dietmeyer
    "A very family friendly area with a lot of sidewalks for great walks with your dogs. Grocery store and restaurants all in walking distance. "
    0
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  • Colleen Dietmeyer
    "Lots of dogs around and everyone is out walking them all of the time. I’m disappointed there is no dog park tho. "
    0
    Flag
  • C9jy2pzc47
    "I would say the downtown area is very well maintained, with events and festivals happening every other week."
    0
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  • Terri Hoover
    "This area is a great family area. I’ve been here for almost 3 yrs and have heard of no issues in the neighborhood.the people are friendly and help each other."
    0
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  • topguyno1
    "I lived here for three years and its great place secured friendly and great schools. Close to shopping and very convenient "
    0
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  • Terri Hoover
    "This is a great family neighborhood with friendly neighbors who take care of each other. They are respectful of your privacy but are there to help if you need it"
    0
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  • Terri Hoover
    "People walk their dogs. People who have dogs keep them in gated yards and they do not wander the neighborhood."
    0
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  • AySha
    "Love to walk the dog around but it’s grass everywhere and others could bring there dog over to your side of the grass "
    0
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  • Cody Lester
    "Friendly community with many activities for kids, teens, and adults. There’s something for everybody "
    0
    Flag
  • Bigmacattack 1
    "Commute is touch and go. morning Traffic on the highways are bad. evening Traffic on the highways are bad. side roads are touch and go"
    1
    Flag
  • Juliegold787
    "I moved here out of necessity almost 6 yrs ago and I think it's one of the most friendly, eclectic and progressive neighborhoods....even though it's historical. Quaint and has seasonal appeal. "
    19
    Flag
  • Charity W.
    "it's a nice suburban area. most ppl r friendly and for the most part it's relatively safe and worry free."
    1
    Flag
  • Boyer_k
    "The area is growing, it is a great location, great restaurants and family oriented. The Historic District is special."
    4
    Flag
  • Ymitchell27
    "It’s quite and family oriented. Is walkable and a lot of dog owners in the area. A lot of shops and restaurants nearby."
    1
    Flag
  • Kelsey P.
    "Great family area. Great schools. Great sports teams and a lot of other supportive parents around. Lots of childcare options. "
    0
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  • Hugo C.
    "Diekamp estate is one of the best neighborhoods in Saint Charles. Children are safe to play in the streets. "
    0
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  • Raad Q.
    "I live close to major highways so commute is very easy and fast, very accessible. We love the city we wouldnt wanna stay anywhere else. "
    2
    Flag
  • Juliegold787
    "I work from home however everything I need or want is in walking distance. I do own a car however this community is very convenient "
    1
    Flag
  • Wilkins M.
    "The neighborhood is clean well maintenance quiet low crime well lit at night active during the day. A lot of privacy beautiful trees beautiful yards. No public transportation"
    2
    Flag
  • Marknvickit
    "Theirs a park down the street and a dog park about 3 mile away, great for families and pet friendly !"
    0
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  • Ymitchell27
    "Plenty of grocery store, shopping centers and movie theater in the area. Great school district and walkable neighborhood."
    3
    Flag
  • Charles H.
    "Like all places do your homework, it has very bad parts too. Crime and drugs are rising here. We had cars Brocken into regularly since we moved here. Now leaving the area. So look at crime maps and police reports "
    21
    Flag
  • Betsy
    "Historical Main Street is unique. Small shops businesses and restaurants offer a variety of fun. Parks and schools are great for kids."
    1
    Flag
  • Kirstie Y.
    "Everyone walks their dogs and it’s clean and friendly. There are some sidewalks that just stop randomly. "
    1
    Flag
  • Rachel M.
    "Ppl are very friendly and not afraid of your dog. I have a larger breed. I see a lot of Ppl with large breeds they are very welco.e and there is a dog park very close by "
    0
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  • Ally C.
    "Everyone here has a dog, maybe multiple! The dog park is nice, and friendly and the apartment complexes are mostly pet friendly. We have a dog who loves to walk around the neighborhood and we always pass others with dogs. Not everyone picks up poop but there is a ton of doggie stations for bags! Personally we were inspired to get a dog because so many people had one here already and we wanted to join in on the fun! Main Street is pet friendly too and the Katy trail is a great path for dogs. "
    0
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  • Brenda V.
    "Close to highways. Safe. Quiet. Close to schools. Part of St Charles city. Sideways for safe walking. "
    0
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  • Kngfsh1979
    "Unique houses, grid street network, walkable to school, church, entertainment, restaurants. Proximity to festivals, events. "
    2
    Flag
  • Tanisha P.
    "St. Charles has always been my favorite place to live! you can walk safely for miles. The Katy trail and Main street are worth paying a little more to live within walking distance, but I will say the cost of living has started to really increase in the past 5 years in this area."
    4
    Flag
  • Lisa L. F.
    "No dogs running around loose. Almost everyone picks up after their dogs. Lots of places for boarding and/or grooming "
    0
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  • Grnii72
    "Near most highways.Can get downtown in 30 minutes in normal traffic. Very centrally located. Close to 3 major malls. "
    0
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  • Dorenda S.
    "People aren’t the friendliest but it is in a good location and clean. I’ve lived in better subdivisions and looking to get back to one of them"
    2
    Flag
  • Osaindon2015
    "County police events, school football games and shopping and close by entertainment like movies and go karts "
    0
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  • Jean S.
    "We live near old town St Charles . They have a lot of events. It is really not a neighborhood like most because of all the streets are arteries for Main Street."
    0
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  • Stuff, W. S.
    "congested due to construction to fix the previous construction plan, which was a total fail in my opinion. could be worse though."
    0
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  • Donna
    "The parks and libraries are great. It's very safe and a great area to raise a family. There are lots of great churches to attend as well. "
    1
    Flag
  • Jkzwyers
    "gun and knife show, casinos, park's and recreation, creeks, rivers, and boating. festivals, carnivals, and parties."
    0
    Flag

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Homes for sale near 4320 McClay Rd

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Off Market Homes Near 4320 McClay Rd

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