431 Elm St, Elgin, IL 60123
Property image
Property image
OFF MARKET

$293,400

Trulia Estimate
  • 3 Beds
  • 1.5 Baths
  • 900 sqft

431 Elm St, Elgin, IL 60123

Southwest Elgin
Est. Refi. Payment $2,099/mo*
Refinance Your Home
Currently Off Market - Sold Dec 13, 2019 for $178,000

Home Value

Trulia Estimate
$293K
Since last month
Decreased$4K (-1.3%)
Since last year
Increased$10K (+3.5%)
Since last sale
Increased$115K (+64.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +115% in the last 10 years
MonthEstimated value
2026
August 2026$293K
August 2026$293K
July 2026$297K
June 2026$297K
May 2026$294K
April 2026$288K
March 2026$286K
February 2026$278K
January 2026$275K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
402 Orange St, Elgin, IL
0.04
Single-Family Home
$259,700
12/22/25
3
2
1,554
321 Morgan St, Elgin, IL
0.11
Single-Family Home
$222,000
09/09/25
2
1
775
333 Elm St, Elgin, IL
0.18
Single-Family Home
$249,900
11/21/25
3
1
1,140
515 Oak St, Elgin, IL
0.18
Single-Family Home
$277,000
07/14/26
3
1
1,100
331 Orange St, Elgin, IL
0.05
Single-Family Home
$237,000
04/10/26
3
2
2,226
455 Walnut Ave, Elgin, IL
0.25
Single-Family Home
$145,000
03/03/26
3
1
1,671
261 Perry St, Elgin, IL
0.30
Single-Family Home
$205,000
01/09/26
2
1
904
414 Billings St, Elgin, IL
0.08
Single-Family Home
$345,000
12/12/25
4
1.5
2,110
603 Orange St, Elgin, IL
0.30
Single-Family Home
$240,000
11/26/25
2
1
1,179
500 Gertrude St, Elgin, IL
0.38
Single-Family Home
$290,000
09/26/25
3
2
840

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
331 Orange St, Elgin, IL 60123
0.05
$237,000
3
2
2,226
Recently Sold
402 Orange St, Elgin, IL 60123
0.04
$259,700
3
2
1,554
Recently Sold
418 Elm St, Elgin, IL 60123
0.05
$331,700
3
2.5
1,403
Off Market
408 Elm St, Elgin, IL 60123
0.06
$292,100
3
1
1,166
Off Market
321 Morgan St, Elgin, IL 60123
0.11
$247,200
2
1
775
Off Market
414 Billings St, Elgin, IL 60123
0.08
$345,000
4
1.5
2,110
Recently Sold
371 Elm St, Elgin, IL 60123
0.09
$317,200
3
2
1,525
Off Market
318 E Oak St, Elgin, IL 60123
0.10
$245,200
2
1
-
Off Market
417 W Billings St, Elgin, IL 60123
0.12
$316,100
4
2
1,873
Off Market
455 Oak St, Elgin, IL 60123
0.11
$368,800
4
3
-
Off Market
427 Moseley St, Elgin, IL 60123
0.12
$320,400
3
1.5
1,632
Off Market
359 Elm St, Elgin, IL 60123
0.12
$184,600
1
1
521
Off Market

Local Information

  • Map ViewExplore the area around 431 Elm St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1925
Living Area
900 sqft
Price/Sqft
$326
Parking
Garage

About this House

Lovely bungalow home situated on a tree lined street boasts a spacious front porch. Upon entering this beautiful home you'll be greeted by beautiful hardwood floors and oak crown molding in the living and dining rooms. Kitchen features brand new vinyl plank flooring, fresh paint, brand new cabinet hardware, an abundance of counter & cabinet space & a brand new dishwasher. All three bedrooms have hardwood floors & ceiling fans. Full bath includes modern subway tile & jetted tub as well as a convenient laundry chute leading to the basement. The large, full basement includes front loading LG washer and dryer with storage pedestals, a separate storage room & an additional shower. Easily control the temperature of this home from anywhere with the Honeywell thermostat app. The fully fenced yard includes a storage shed, mature landscaping & a 2 car garage. Additional storage space is available in the large attic. Conveniently located minutes from Rt 20, a 5 min drive to the National St Metra station & downtown Elgin with many dining options. Newly separated storm & sanitation sewers with brand new, lead free water main to home!
431 Elm St, Elgin, IL 60123 is a 3 bedroom, 2 bathroom, 900 sqft single-family home in Southwest Elgin, built in 1925. It last sold for $178,000 on Dec 13, 2019. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $293,400, with a rent estimate of $2,298/month.

Home Details for 431 Elm St

Interior Features

Interior Details
BasementAtticTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Laundry Room, Recreation Room, WorkshopCeiling Fan
Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Concrete, Hardwood
Appliances & Utilities
Cable ReadyDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
Jetted Bath Tub
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: WoodGardenLawnPatioPorch
Parking & Garage
GarageParking Spaces: 2Parking: Garage Detached

Property Information

Year Built
Year Built: 1925
Property Type / Style
Property Type: Single Family HomeArchitecture: Bungalow

Community

Units in Building: 1

Lot Information

Lot Area: 7235 sqft

Price and Tax history

DateEventPrice
Dec 13, 2019
Source: MRED as distributed by MLS GRID #10555601
Sold
$178,000
Nov 13, 2019
Source: Agent Provided
Pending
$178,900
Oct 23, 2019
Source: Agent Provided
Listed For Sale
$178,900
Sep 28, 2007
Source: MRED as distributed by MLS GRID #06575261
Sold
$185,500

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Around this home

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
    Flag
  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
    Flag
  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
    Flag
  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 431 Elm St

  • What is 431 Elm St estimated to be worth?
    Trulia's estimated value for 431 Elm St in Elgin, IL is $293,400.
  • What is the price history for 431 Elm St?
    431 Elm St in Elgin, IL last sold for $178,000 in December 2019.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 431 Elm St have air conditioning?
    Yes, 431 Elm St in Elgin, IL has air conditioning.
  • Does 431 Elm St have laundry facilities?
    Yes, 431 Elm St in Elgin, IL has in-unit laundry.

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Off Market Homes Near 431 Elm St

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