431 Elm St, Elgin, IL 60123
OFF MARKET

431 Elm St
Elgin, IL 60123

Southwest Elgin
  • 3 Beds
  • 1.5 Baths
  • 900 sqft

$293,700

Trulia Estimate
as of Jun 15, 2026
Est. Refi. Payment $2,074/mo*
Refinance Your Home

$293,700

Trulia Estimate
as of Jun 15, 2026
Est. Refi. Payment $2,074/mo*
Refinance Your Home
3 Beds
1.5 Baths
900 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Lovely bungalow home situated on a tree lined street boasts a spacious front porch. Upon entering this beautiful home you'll be greeted by beautiful hardwood floors and oak crown molding in the living and dining rooms. Kitchen features brand new vinyl plank flooring, fresh paint, brand new cabinet hardware, an abundance of counter & cabinet space & a brand new dishwasher. All three bedrooms have hardwood floors & ceiling fans. Full bath includes modern subway tile & jetted tub as well as a convenient laundry chute leading to the basement. The large, full basement includes front loading LG washer and dryer with storage pedestals, a separate storage room & an additional shower. Easily control the temperature of this home from anywhere with the Honeywell thermostat app. The fully fenced yard includes a storage shed, mature landscaping & a 2 car garage. Additional storage space is available in the large attic. Conveniently located minutes from Rt 20, a 5 min drive to the National St Metra station & downtown Elgin with many dining options. Newly separated storm & sanitation sewers with brand new, lead free water main to home!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 431 Elm St

Interior Features

Interior Details
BasementAtticTypes of Rooms: Breakfast Nook, Dining Room, Family Room, Laundry Room, Recreation Room, WorkshopCeiling Fan
Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Concrete, Hardwood
Appliances & Utilities
Cable ReadyDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
Jetted Bath Tub
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: WoodGardenLawnPatioPorch
Parking & Garage
GarageParking Spaces: 2Parking: Garage Detached

Property Information

Year Built
Year Built: 1925
Property Type / Style
Property Type: Single Family HomeArchitecture: Bungalow

Community

Units in Building: 1

Lot Information

Lot Area: 7235 sqft

Price History for 431 Elm St

DatePriceEventSource
12/13/2019$178,000Sold
MRED as distributed by MLS GRID #10555601
11/13/2019$178,900PendingAgent Provided
10/23/2019$178,900Listed For SaleAgent Provided
09/28/2007$185,500Sold
MRED as distributed by MLS GRID #06575261

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$4,593
Assessment$196,176
Home facts updated by county records

Homeowner tools

Estimated monthly rent$2,138/mo
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Homes for rent near 431 Elm St

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Comparable Sales for 431 Elm St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
402 Orange St, Elgin, IL
0.04
Single-Family Home
$259,700
12/22/25
3
2
1,554
371 Elm St, Elgin, IL
0.09
Single-Family Home
$250,000
08/14/25
3
2
1,525
321 Morgan St, Elgin, IL
0.11
Single-Family Home
$222,000
09/09/25
2
1
775
333 Elm St, Elgin, IL
0.18
Single-Family Home
$249,900
11/21/25
3
1
1,140
431 Griswold St, Elgin, IL
0.18
Single-Family Home
$305,000
07/18/25
4
2
1,128
331 Orange St, Elgin, IL
0.05
Single-Family Home
$237,000
04/10/26
3
2
2,226
552 Orange St, Elgin, IL
0.23
Single-Family Home
$215,000
08/29/25
2
1
1,131
455 Walnut Ave, Elgin, IL
0.25
Single-Family Home
$145,000
03/03/26
3
1
1,671
468 Gertrude St, Elgin, IL
0.37
Single-Family Home
$175,000
07/07/25
3
1
1,173
261 Perry St, Elgin, IL
0.30
Single-Family Home
$205,000
01/09/26
2
1
904

Nearby homes

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Assigned Schools

These are the assigned schools for 431 Elm St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
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  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
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  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
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  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
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  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
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  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
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Homes for sale near 431 Elm St

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Off Market Homes Near 431 Elm St

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431 Elm St, Elgin, IL 60123 is a 3 bedroom, 2 bathroom, 900 sqft single-family home built in 1925. 431 Elm St is located in Southwest Elgin, Elgin. This property is not currently available for sale. 431 Elm St was last sold on Dec 13, 2019 for $178,000. The current Trulia Estimate for 431 Elm St is $293,700.