408 Elm St, Elgin, IL 60123
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Property image
OFF MARKET

408 Elm St
Elgin, IL 60123

Southwest Elgin
  • 3 Beds
  • 1 Bath
  • 1,166 sqft

$297,900

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $2,106/mo*
Refinance Your Home

$297,900

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $2,106/mo*
Refinance Your Home
3 Beds
1 Bath
1,166 sqft

Local Information

  • Map ViewExplore the area around 408 Elm St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Fantastic opportunity to own this charming 4 bedroom Cape Cod with newer roof & new siding on the garage. Hardi Board siding on the house, nice deck & newer windows. Furnace & A/C replaced in 2018. Generous size covered front porch perfect to enjoy and relax in those hot summer afternoons. Good size living room & formal dining room, great for entertaining. Screened porch overlooks back yard. Full unfinished basement for endless possibilities such as family/recreational room plus a laundry room. There is also plenty of storage space throughout the house. This home also offers a two car garage with plenty of parking space, great size back yard and so much more!
408 Elm St, Elgin, IL 60123 is a 3 bedroom, 1 bathroom, 1,166 sqft single-family home in Southwest Elgin, built in 1918. It last sold for $252,000 on Aug 30, 2023 (3% above the $244,900 asking price). It is currently off market. The Trulia Estimate is $297,900, with a rent estimate of $2,182/month.

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 408 Elm St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room, Recreation Room, Screened Porch
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1166 Square Feet
Appliances & Utilities
Appliances: Range, RefrigeratorRefrigerator
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Porch, ScreenedFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Garage Door Opener,On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1918
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: OtherNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0623253019

Price & Status

Price
List Price: $244,900
Status Change & Dates
Off Market Date: Thu Jul 20 2023Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Lowrie Elementary SchoolElementary School District: 46Jr High / Middle School: Abbott Middle SchoolJr High / Middle School District: 46High School: Larkin High SchoolHigh School District: 46

Building

Building Area
Building Area: 583 Square Feet

Community

Community Features: Curbs, Sidewalks, Street Lights, Street Paved

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 7766.748 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 11831137Attic: Pull Down Stair, Unfinished

Additional Information

CurbsSidewalksStreet LightsStreet PavedSource Internet Automated Valuation DisplaySource Internet Consumer CommentSource Internet Entire Listing DisplayMRD REMARKSINTERNET: YesSource Internet Address Display
Last check for updates: about 11 hours ago
Listed by Esther Zamudio, GRI,SRES, (847) 508-7500
Zamudio Realty Group
Juan Dominguez, (847) 514-9869
Zamudio Realty Group
Bought with: Jerry Tribuzio, (847) 721-4865, HomeSmart Connect LLC
Source: MRED as distributed by MLS GRID, MLS#11831137

Price History for 408 Elm St

DatePriceEventSource
08/30/2023$252,000Sold
MRED as distributed by MLS GRID #11831137
07/20/2023$244,900ContingentMRED as distributed by MLS GRID #11831137
07/13/2023$244,900Listed For SaleMRED as distributed by MLS GRID #11831137
12/18/2018$176,500Sold
MRED as distributed by MLS GRID #10120896
11/09/2018$179,000PendingAgent Provided
10/08/2018$179,000Listed For SaleAgent Provided
09/03/2002$150,000Sold
N/A

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$4,670
Assessment$199,080
Home facts updated by county records

Comparable Sales for 408 Elm St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
333 Elm St, Elgin, IL
0.15
Single-Family Home
$249,900
11/21/25
3
1
1,140
402 Orange St, Elgin, IL
0.05
Single-Family Home
$259,700
12/22/25
3
2
1,554
371 Elm St, Elgin, IL
0.06
Single-Family Home
$250,000
08/14/25
3
2
1,525
552 Orange St, Elgin, IL
0.20
Single-Family Home
$215,000
08/29/25
2
1
1,131
570 Morgan St, Elgin, IL
0.24
Single-Family Home
$260,000
01/15/26
3
1
2,004
321 Morgan St, Elgin, IL
0.16
Single-Family Home
$222,000
09/09/25
2
1
775
455 Walnut Ave, Elgin, IL
0.20
Single-Family Home
$145,000
03/03/26
3
1
1,671
552 Walnut Ave, Elgin, IL
0.30
Single-Family Home
$215,000
04/06/26
3
1
1,600

Nearby homes

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Assigned Schools

These are the assigned schools for 408 Elm St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
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  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
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  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
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  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
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  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
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  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

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Homes for sale near 408 Elm St

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Off Market Homes Near 408 Elm St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information