455 Oak St, Elgin, IL 60123
Property image
Property image
OFF MARKET

455 Oak St
Elgin, IL 60123

Southwest Elgin
  • 4 Beds
  • 3 Baths

$374,500

Trulia Estimate
as of Aug 7, 2026
Est. Refi. Payment $2,663/mo*
Refinance Your Home

$374,500

Trulia Estimate
as of Aug 7, 2026
Est. Refi. Payment $2,663/mo*
Refinance Your Home
4 Beds
3 Baths

Local Information

  • Map ViewExplore the area around 455 Oak St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Multi-Family
Year Built
1924
Parking
Open Parking

About this House

Charming Multi-Family Property with Historic Character & Rental Income Potential! Step into this timeless, two-story, all-brick home built in 1924. It exudes classic charm with its arched front door and gleaming hardwood floors throughout the main living areas. This 3-bedroom, 2-bath home offers generous space, plus an unfinished basement ready for your personal touch-whether it's additional living space, a home office, or extra storage. The potential for personalization is yours to explore. But that's not all! Buy one home and enjoy additional income with the separate coach house at the rear of the property. Featuring 1 bedroom, 1 bath, and a full kitchen, this space is perfect for generating rental income, housing in-laws, or hosting guests. It's a smart investment that keeps on giving. While there is no garage, the property includes a long driveway and front parking, providing ample space for multiple vehicles. You'll never have to worry about parking again. Don't miss out on this versatile, income-generating opportunity! Schedule your showing today!
455 Oak St, Elgin, IL 60123 is a 4 bedroom, 3 bathroom multi-family in Southwest Elgin, built in 1924. It last sold for $315,000 on Apr 11, 2025 (5% below the $329,900 asking price). It is currently off market. The Trulia Estimate is $374,500, with a rent estimate of $1,769/month.

Home Details for 455 Oak St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 10
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Heating & Cooling
Heating: Natural GasHas HeatingHeating Fuel: Natural Gas
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No View

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
No Attached GarageHas Open ParkingParking Spaces: 4Parking: Off Street,Driveway,On Site,Owned
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1924
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi Family
Building
Construction Materials: BrickNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0623253006

Price & Status

Price
List Price: $329,900
Status Change & Dates
Off Market Date: Mon Mar 17 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Buyer Agent
Buyer Company Name: The Pinnacle Team

Lot Information

Lot Area: 9100 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12284759

Additional Information

Source Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes
Last check for updates: about 16 hours ago
Listed by Esther Zamudio, GRI,SRES, (847) 508-7500
Zamudio Realty Group
Bought with: Ryan Gossett, (312) 724-8670, Compass
Source: MRED as distributed by MLS GRID, MLS#12284759

Price History for 455 Oak St

DatePriceEventSource
04/11/2025$315,000Sold
MRED as distributed by MLS GRID #12284759
03/18/2025$329,900ContingentMRED as distributed by MLS GRID #12284759
02/15/2025$329,900Listed For SaleMRED as distributed by MLS GRID #12284759
09/10/2021$205,000Sold
N/A
12/31/2015$135,000Sold
MRED as distributed by MLS GRID #08825075
09/25/2015$149,900PriceChange
Agent Provided
07/29/2015$159,900PriceChange
Agent Provided
07/26/2015$164,900PendingToActiveAgent Provided
06/25/2015$164,900PendingAgent Provided
02/14/2015$164,900PendingToActiveAgent Provided
02/13/2015$164,900PendingAgent Provided
01/14/2015$164,900PriceChange
Agent Provided
11/19/2014$174,900Listed For SaleAgent Provided
06/27/2014$174,900ListingRemovedAgent Provided
02/17/2014$174,900PriceChange
Agent Provided
07/04/2013$184,900Listed For SaleAgent Provided

Market trends in Elgin

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$323K
$10.67KMoM
Sale-to-List Price
100.0%
0.4%MoM
Price per sq ft
$209
$3MoM
Available listings
263
29MoM
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Property Tax and Assessment

Year2024
Tax$6,094
Assessment$252,441
Home facts updated by county records

Comparable Sales for 455 Oak St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
571 Walnut Ave, Elgin, IL
0.25
Multi-Family Home
$335,000
07/20/26
4
2
-
133 Oak St, Elgin, IL
0.43
Multi-Family Home
$310,000
05/01/26
4
2.5
-
462 Ashland Ave, Elgin, IL
0.46
Multi-Family Home
$310,000
05/29/26
5
2
-
518 South St, Elgin, IL
0.55
Multi-Family Home
$455,000
01/20/26
5
3
-
330 W Highland Ave, Elgin, IL
0.76
Multi-Family Home
$435,000
12/03/25
4
3
-
624 South St, Elgin, IL
0.53
Multi-Family Home
$390,000
12/31/25
4
2
-
39 Leonard St, Elgin, IL
0.73
Multi-Family Home
$345,000
08/15/25
5
2
-
458 Morgan St, Elgin, IL
0.10
Multi-Family Home
$316,000
12/30/25
3
2
-
566 Raymond St, Elgin, IL
0.85
Multi-Family Home
$225,000
08/12/25
5
3
-

Nearby homes

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Assigned Schools

These are the assigned schools for 455 Oak St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
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  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
    Flag
  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
    Flag
  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
    Flag

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Homes for sale near 455 Oak St

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Off Market Homes Near 455 Oak St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information