642 E Chicago St, Elgin, IL 60120
Property image
Property image
SOLD
SEP 1, 2026

$420,400

Trulia Estimate
  • 4 Beds
  • 3 Baths

642 E Chicago St, Elgin, IL 60120

Lords Park
Est. Refi. Payment $3,124/mo*
Refinance Your Home
Currently Off Market - Sold Sep 1, 2026 for $420,000 (5% above list price)

Home Value

Trulia Estimate
$420K
Since last month
Increased$24K (+6%)
Since last year
Increased$120K (+39.6%)
Since last sale
Increased$2K (+0.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +151% in the last 10 years
MonthEstimated value
2026
October 2026$422K
September 2026$421K
August 2026$398K
July 2026$335K
June 2026$344K
May 2026$329K
April 2026$318K
March 2026$325K
February 2026$305K
January 2026$310K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
528 E Chicago St, Elgin, IL
0.21
Multi-Family Home
$397,000
12/12/25
4
4
-
453 E Chicago St, Elgin, IL
0.39
Multi-Family Home
$293,000
11/14/25
4
2.5
-
143 S Liberty St, Elgin, IL
0.22
Multi-Family Home
$505,000
05/27/26
3
3
-
558 Franklin Blvd, Elgin, IL
0.42
Multi-Family Home
$300,000
10/15/25
3
2
-
495-499 Franklin St, Elgin, IL
0.44
Multi-Family Home
$510,000
08/17/26
6
2
-
265 Center St, Elgin, IL
0.83
Multi-Family Home
$285,000
12/04/25
4
3
-
133 Oak St, Elgin, IL
1.11
Multi-Family Home
$310,000
05/01/26
4
2.5
-
408 E Chicago St, Elgin, IL
0.49
Multi-Family Home
$515,000
05/06/26
6
4
-

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
652 E Chicago St, Elgin, IL 60120
0.02
$322,300
4
2
1,459
Off Market
636 E Chicago St, Elgin, IL 60120
0.02
$315,900
2
2
1,628
Off Market
633 Linden Ave, Elgin, IL 60120
0.02
$255,800
3
1
840
Off Market
Linden Ave, Elgin, IL 60120
0.02
-
-
-
-
Off Market
654 E Chicago St, Elgin, IL 60120
0.03
-
-
-
-
Off Market
654 E Chicago St, Elgin, IL 60120
0.03
-
-
-
-
Off Market
622 E Chicago St, Elgin, IL 60120
0.03
$305,600
3
2.5
1,250
Off Market
629 Linden Ave, Elgin, IL 60120
0.03
$282,600
3
1
1,027
Off Market
618 E Chicago St, Elgin, IL 60120
0.04
$327,100
3
2.5
1,650
Off Market
623 Linden Ave, Elgin, IL 60120
0.04
$289,900
3
2
1,062
Off Market
E Chicago St, Elgin, IL 60120
0.05
-
-
-
-
Off Market
614 E Chicago St, Elgin, IL 60120
0.05
$261,400
3
1
1,272
Off Market
641 E Chicago St, Elgin, IL 60120
0.05
$312,500
3
2
1,852
Off Market
640 Linden Ave, Elgin, IL 60120
0.05
$307,000
2
2
1,000
Off Market
645 E Chicago St, Elgin, IL 60120
0.05
$250,700
2
1
1,201
Off Market
666 E Chicago St, Elgin, IL 60120
0.05
$310,400
4
2
2,688
Off Market
657 Linden Ave, Elgin, IL 60120
0.05
-
Studio
7
3,566
Off Market
647 E Chicago St, Elgin, IL 60120
0.05
$235,500
2
1
901
Off Market
617 Linden Ave, Elgin, IL 60120
0.05
$273,400
3
2
1,345
Off Market
652 Linden Ave, Elgin, IL 60120
0.06
$282,400
4
1
1,610
Off Market

Local Information

  • Map ViewExplore the area around 642 E Chicago St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1900
0.38 acre lot
Garage

About this House

What's unique:Massive garage and workshopFull basement
Attention investors and savvy buyers-look no further for your next cash-flowing machine in Elgin! Perfectly situated near local schools, parks, and shopping, this outstanding multi-unit property is the ideal turnkey investment or ultimate house-hacking opportunity. The main level offers a bright 2-bedroom, 1-bathroom unit, mirrored by a second 2-bedroom, 1-bathroom unit upstairs, while a full basement provides exceptional potential to generate extra rental income. Adding even more value is a massive garage and workshop, perfect for contractor storage or an additional stream of revenue. Properties with this much upside at this price point are a rare find, so schedule your showing today before this incredible deal slips away!
642 E Chicago St, Elgin, IL 60120 is a 4 bedroom, 2 bathroom multi-family in Lords Park, built in 1900. It last sold for $420,000 on Sep 1, 2026 (5% above the $399,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $420,400, with a rent estimate of $1,985/month.
Last check for updates: 1 day ago
Listed by Ivan Santos, (786) 498-7978
O'Neil Property Group, LLC
Bought with: Jesse Berreles, (847) 828-7653, AmeriHome Realty LLC
Source: MRED as distributed by MLS GRID, MLS#12731445

Home Details for 642 E Chicago St

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 7
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 3
Heating & Cooling
Heating: Natural GasHas HeatingHeating Fuel: Natural Gas
View
No View

Exterior Features

Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 13Parking: Yes,Garage Owned,Detached,Driveway,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi Family
Building
Construction Materials: Aluminum Siding, Vinyl Siding, CedarNot a New Construction
Property Information
Parcel Number: 0613282014

Price & Status

Price
List Price: $399,900
Status Change & Dates
Off Market Date: Mon Aug 17 2026Possession Timing: Close Of Escrow, Immediate

Active Status

MLS Status: Closed

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Lot Information

Lot Area: 0.38 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12731445

Additional Information

Source Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD AVM On IDX Display: NoMRD Address On VOW Display: YesMRD Price History On IDX Display: NoMRD Market Time On IDX Display: NoMRD REMARKSINTERNET: YesSource Internet Address DisplayHide Price History DisplayHide Days On Site DisplayMRD Remarks On VOW Display: Yes

Price and Tax history

DateEventPrice
Sep 1, 2026
Source: MRED as distributed by MLS GRID #12731445
Sold
$420,000
Aug 21, 2026
Source: MRED as distributed by MLS GRID #12731445
Contingent
$399,900
Aug 13, 2026
Source: MRED as distributed by MLS GRID #12731445
Listed For Sale
$399,900
Jul 16, 2026
Source: N/A
Sold
$265,000

Market trends in Elgin

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$331K
$4.67KMoM
Sale-to-List Price
100.2%
Price per sq ft
$203
$4MoM
Available listings
264
13MoM

Around this home

Neighborhood Overview

Lords Park
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Lords Park

This October

Trick-or-Treat Score

Built from what locals say about Lords Park.
  • 83% say there's holiday spirit
  • 64% say there are sidewalks
  • 47% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 6 Trulia users voted on each feature.

  • 83 % Say there's holiday spirit

  • 82 % Say car is needed

  • 78 % Say it's dog friendly

  • 69 % Say yards are well-kept

  • 67 % Say it's walkable to grocery stores

  • 64 % Say parking is easy

  • 64 % Say there are sidewalks

  • 60 % Say there's wildlife

  • 56 % Say it's walkable to restaurants

  • 56 % Say they plan to stay for at least 5 years

  • 50 % Say streets are well-lit

  • 50 % Say kids play outside

  • 47 % Say neighbors are friendly

  • 40 % Say people would walk alone at night

  • 25 % Say it's quiet

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Moosiewho
    "It’s not safe. We’ve been broke into twice. Police aren’t very helpful. Nor are most of them kind to victims of crime. They treat everyone like criminals. Upsetting."
    0
    Flag
  • Manuela A.
    "It’s not a bad area but you can never be too safe. Bad things happen all the time better be safe than sorry even if nothing bad usually happens around here"
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 642 E Chicago St

  • What is 642 E Chicago St estimated to be worth?
    Trulia's estimated value for 642 E Chicago St in Elgin, IL is $420,400.
  • What is the price history for 642 E Chicago St?
    642 E Chicago St in Elgin, IL last sold for $420,000 in September 2026.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $331K. That is down $4.67K from the prior month.

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