528 E Chicago St, Elgin, IL 60120
Property image
Property image
SOLD
DEC 12, 2025

528 E Chicago St
Elgin, IL 60120

Gifford Park
  • 4 Beds
  • 4 Baths

$397,000

Last Sold: Dec 12, 2025
5% below list $420K
Est. Refi. Payment $2,728/mo*
Refinance Your Home

$397,000

Last Sold: Dec 12, 2025
5% below list $420K
Est. Refi. Payment $2,728/mo*
Refinance Your Home
4 Beds
4 Baths

Local Information

  • Map ViewExplore the area around 528 E Chicago St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Multi Family - Income Producing Investment Property * 2900 above ground SQFT * 1511 BSMT SQFT * $4050.00 per month in rents collected * 3 Car Garage * All units have been renovated over time: Unit #1 2013 to 2025, Unit #2 Bathroom Reno 2023, Unit #3 Kitchen Reno 2004 and Bathroom Reno 2023, Unit #4 Reno 2016. * 1.19 miles from Elgin Metra * Property located in Historical Elgin. Exterior recently stripped and painted $22,500. Historical Building * Est: 6% CAP Rate
528 E Chicago St, Elgin, IL 60120 is a 4 bedroom, 4 bathroom multi-family in Gifford Park, built in 1875. It last sold for $397,000 on Dec 12, 2025 (5% below the $419,900 asking price). It is currently off market. The Trulia Estimate is $412,900, with a rent estimate of $1,831/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 528 E Chicago St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,Cellar,Exterior Entry,FullNumber of Rooms: 14
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 4
Heating & Cooling
Heating: RadiantHas HeatingHeating Fuel: Radiant
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltOther Structures: Second Garage, Garage(s)Foundation: Stone
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageNo Attached GarageParking Spaces: 3Parking: Yes,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1875Year Renovated: 2004
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi FamilyArchitecture: Colonial
Building
Construction Materials: FrameNot a New Construction
Property Information
Parcel Number: 0613261012Model Home Type: 4 unit - Investment Property

Price & Status

Price
List Price: $419,900
Status Change & Dates
Off Market Date: Fri Nov 14 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Channing Memorial Elementary SchElementary School District: 46Jr High / Middle School: Ellis Middle SchoolJr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

Agent Information

Buyer Agent
Buyer Company Name: Dean Tubekis Team

Building

Building Details
Builder Model: 4 unit - Investment Property

Community

Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12482790

Additional Information

ParkCurbsSidewalksStreet LightsStreet PavedSource Internet Entire Listing DisplayMRD Listing On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address Display
Last check for updates: about 1 hour ago
Listed by Barbara Cullen, (847) 381-0300
@properties Christie's International Real Estate
Bought with: Dean Tubekis, Coldwell Banker Realty
Source: MRED as distributed by MLS GRID, MLS#12482790

Price History for 528 E Chicago St

DatePriceEventSource
12/12/2025$397,000Sold
MRED as distributed by MLS GRID #12482790
11/15/2025$419,900ContingentMRED as distributed by MLS GRID #12482790
10/29/2025$419,900PriceChange
MRED as distributed by MLS GRID #12482790
10/08/2025$450,000Listed For SaleMRED as distributed by MLS GRID #12482790
09/11/2001$187,500Sold
N/A

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$9,142
Assessment$342,693
Home facts updated by county records

Comparable Sales for 528 E Chicago St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
453 E Chicago St, Elgin, IL
0.18
Multi-Family Home
$293,000
11/14/25
4
2.5
-
310 Hill Ave, Elgin, IL
0.40
Multi-Family Home
$322,000
08/06/25
4
2
-
478 Barrett St, Elgin, IL
0.36
Multi-Family Home
$295,000
08/15/25
4
2
-
558 Franklin Blvd, Elgin, IL
0.40
Multi-Family Home
$300,000
10/15/25
3
2
-
475 Laurel St, Elgin, IL
0.30
Multi-Family Home
$275,000
07/31/25
5
2
-
265 Center St, Elgin, IL
0.65
Multi-Family Home
$285,000
12/04/25
4
3
-
356-358 N Spring St, Elgin, IL
0.80
Multi-Family Home
$393,933
09/26/25
6
3
-
523 N Liberty St, Elgin, IL
0.68
Multi-Family Home
$265,000
09/12/25
3
2.5
-
258-260 Ann St, Elgin, IL
0.70
Multi-Family Home
$235,000
04/21/26
6
2
-

Nearby homes

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Assigned Schools

These are the assigned schools for 528 E Chicago St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Gifford Park
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Gifford Park

At least 62 Trulia users voted on each feature.

  • 93 % Say there are sidewalks

  • 79 % Say it's dog friendly

  • 79 % Say streets are well-lit

  • 74 % Say it's walkable to restaurants

  • 74 % Say kids play outside

  • 73 % Say yards are well-kept

  • 71 % Say car is needed

  • 71 % Say parking is easy

  • 58 % Say people would walk alone at night

  • 58 % Say there's holiday spirit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say neighbors are friendly

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 38 % Say there are community events

  • 35 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Loupad32
    "a means of transport from one place to another usually farther than usual. To get to work. or school on a daily basis. In most situations you are often forced to drive to these far places out of necessity."
    2
    Flag
  • Dalejaacks
    "Very unique homes from the 1800s and early 1900s. One next door was used in a TV sitcom “Grace Under Fire”. Our plat was the third one in the whole city of Elgin. "
    0
    Flag
  • Susanne H.
    "I live here and over the years have witnessed a renaissance of this area. Elgin is fast becoming a place to watch. Ideally located for those who work in Chicago or in the western suburbs, Elgin has 3 commuter train stops and easy access to areas like Schaumburg and Algonquin. Directly adjacent to I90 and Route 20, as well as Randall and Irving Park road. Elgin offers easy access to the western business corridor and recreation."
    3
    Flag

LGBTQ Local Legal Protections

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Homes for sale near 528 E Chicago St

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Off Market Homes Near 528 E Chicago St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information