$645,000
3 Beds
4 Baths
5,262 sqft (on 0.31 acres)
422 Main Street, Franklin, NY 13775
Est. Mortgage $4,405/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1878
0.31 acre lot
$123/sqft
Open Parking
Local Information
- Map ViewExplore the area around 422 Main Street.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
HISTORIC 422 MAIN - A rare opportunity to own one of the most distinctive mixed-use properties in the western Catskills, 422 Main Street is a landmark building in the heart of the historic village of Franklin. Built in 1878 as the town's original bank and post office, this remarkable property has been thoughtfully restored by two acclaimed designers - Sean Scherer of Kabinett & Kammer and Gary Graham, fashion designer and artist - preserving its architectural character while introducing refined updates. The result is a truly inspiring live/work environment ready for its next chapter.
Natural light is the defining feature throughout. With four exposures and oversized windows on every level, sunlight pours into nearly every space, making the property an exceptional setting for artists, designers, makers, entrepreneurs, or anyone who values beautiful, light-filled interiors.
The ground floor features two expansive storefronts with soaring 11- and 12-foot ceilings, original storefront windows, poured concrete floors, partial wainscoting, and custom partitions crafted from salvaged antique windows. A newly reconstructed front porch and entry, inspired by historic photographs, restores the building's original presence on Main Street. Two half baths serve the commercial spaces, which are ideally suited for retail, gallery, studio, wellness, or creative business use.
Additional income opportunities abound. A spacious one-bedroom apartment at the rear of the first floor (pictures upon request)has an established rental history, while an adjoining flexible commercial space has previously operated as a cafe, antique shop, and professional office.
The second floor is equally impressive. One wing offers a dramatic loft-style studio with 10-foot ceilings and exceptional natural light, currently configured as a fashion design atelier but easily adapted for a wide range of creative or professional uses.
The opposite wing has been transformed into a beautifully restored two-bedroom residence where every detail reflects thoughtful craftsmanship and timeless design. The custom English-inspired kitchen is enveloped in classic beadboard walls & ceiling, and features antique built-ins, a wavy-glass display cabinet, an Italian ceramic farmhouse sink, Kallista brass fixtures, and premium appliances including a Dacor oven, Bosch dishwasher, and KitchenAid refrigerator. Expansive windows frame picturesque views of the surrounding hills and changing seasons.
The adjoining living and sitting rooms are warm, inviting spaces, while the private bedroom wing includes a charming guest bedroom tucked beneath the eaves and a serene primary bedroom with a beautifully appointed bath featuring Waterworks fixtures, honed marble flooring, and a tiled shower. Throughout the residence, carefully selected finishes--including brass switch plates, new Andersen windows, and exceptional period-inspired details--blend historic character with modern ease.
Additional features include a private owner's entrance, interior access between the residential and commercial spaces, four off-street parking spaces, generous storage, and a sweet backyard.
Steeped in history yet thoughtfully reimagined for contemporary living, 422 Main Street presents a truly uncommon opportunity to own a beautifully restored village landmark offering exceptional flexibility for living, creating, and working under one remarkable roof.
Set just 2 hours and 45 minutes from the George Washington Bridge and minutes from Oneonta and Delhi, the building enjoys an ideal balance of small-town charm and everyday convenience.
Natural light is the defining feature throughout. With four exposures and oversized windows on every level, sunlight pours into nearly every space, making the property an exceptional setting for artists, designers, makers, entrepreneurs, or anyone who values beautiful, light-filled interiors.
The ground floor features two expansive storefronts with soaring 11- and 12-foot ceilings, original storefront windows, poured concrete floors, partial wainscoting, and custom partitions crafted from salvaged antique windows. A newly reconstructed front porch and entry, inspired by historic photographs, restores the building's original presence on Main Street. Two half baths serve the commercial spaces, which are ideally suited for retail, gallery, studio, wellness, or creative business use.
Additional income opportunities abound. A spacious one-bedroom apartment at the rear of the first floor (pictures upon request)has an established rental history, while an adjoining flexible commercial space has previously operated as a cafe, antique shop, and professional office.
The second floor is equally impressive. One wing offers a dramatic loft-style studio with 10-foot ceilings and exceptional natural light, currently configured as a fashion design atelier but easily adapted for a wide range of creative or professional uses.
The opposite wing has been transformed into a beautifully restored two-bedroom residence where every detail reflects thoughtful craftsmanship and timeless design. The custom English-inspired kitchen is enveloped in classic beadboard walls & ceiling, and features antique built-ins, a wavy-glass display cabinet, an Italian ceramic farmhouse sink, Kallista brass fixtures, and premium appliances including a Dacor oven, Bosch dishwasher, and KitchenAid refrigerator. Expansive windows frame picturesque views of the surrounding hills and changing seasons.
The adjoining living and sitting rooms are warm, inviting spaces, while the private bedroom wing includes a charming guest bedroom tucked beneath the eaves and a serene primary bedroom with a beautifully appointed bath featuring Waterworks fixtures, honed marble flooring, and a tiled shower. Throughout the residence, carefully selected finishes--including brass switch plates, new Andersen windows, and exceptional period-inspired details--blend historic character with modern ease.
Additional features include a private owner's entrance, interior access between the residential and commercial spaces, four off-street parking spaces, generous storage, and a sweet backyard.
Steeped in history yet thoughtfully reimagined for contemporary living, 422 Main Street presents a truly uncommon opportunity to own a beautifully restored village landmark offering exceptional flexibility for living, creating, and working under one remarkable roof.
Set just 2 hours and 45 minutes from the George Washington Bridge and minutes from Oneonta and Delhi, the building enjoys an ideal balance of small-town charm and everyday convenience.
Last check for updates: about 5 hours ago
Listing by: Keller Williams Upstate NY, (607) 431-2540
Deb Dolan, (607) 544-4062
Compass Greater NY, LLC, (914) 238-0676
Sarah Broach, (917) 535-1127
Source: HVCRMLS, MLS#20263730
Also Listed on HVCRMLS.
Home Details for 422 Main Street
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MLS Status: Active |
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Interior Details Number of Rooms: 20Types of Rooms: Bedroom, Bathroom, Kitchen, Living Room, Other Room, Utility Room, Workshop |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 5Number of Bathrooms (full): 3Number of Bathrooms (half): 2 |
Dimensions and Layout Living Area: 5262 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity Connected, Water ConnectedAppliances: Washer/Dryer, Refrigerator, Electric Cooktop, Dishwasher, Built-In Electric OvenDishwasherLaundry: In Basement,In Hall,Laundry ClosetRefrigerator |
Heating & Cooling Heating: Hot Water,Oil,Radiant FloorNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Hot Water |
Gas & Electric Electric: 200+ Amp ServiceHas Electric on Property |
Windows, Doors, Floors & Walls Window: Aluminum Frames, Insulated WindowsFlooring: Concrete, Hardwood, Varies, Wood |
Levels, Entrance, & Accessibility Stories: 2Levels: Three Or MoreFloors: Concrete, Hardwood, Varies, Wood |
View Has a ViewView: Rural |
Security Security: Carbon Monoxide Detector(s), Smoke Detector(s) |
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Exterior Home Features Roof: MetalFencing: NoneFoundation: Stone |
Parking & Garage No CarportNo GarageNo Attached GarageHas Open ParkingParking: Open,Outside |
Pool Pool: None |
Frontage Road Frontage: Town, County RoadRoad Surface Type: Paved |
Water & Sewer Sewer: Septic Tank |
Finished Area Finished Area (above surface): 5262 Square Feet |
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Days on Market: 75 |
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Year Built Year Built: 1878 |
Property Type / Style Property Type: ResidentialProperty Subtype: Mixed UseStructure Type: Mixed Use, RetailArchitecture: Traditional |
Building Construction Materials: Frame, Glass, Vinyl Siding, Wood SidingNot a New Construction |
Property Information Condition: Updated/RemodeledParcel Number: 12320197.1239 |
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Price List Price: $645,000Price Per Sqft: $123 |
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Direction & Address City: Franklin |
School Information High School District: Franklin Central Schools |
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Listing Agent Listing ID: 20263730 |
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Building Area Building Area: 5262 Square Feet |
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Community Features: Curbs, Restaurant, Sidewalks |
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Lot Area: 0.31 acres |
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Listing Terms: 1031 Exchange, Cash, Contract, Conventional |
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Mls Number: 20263730Above Grade Unfinished Area: 5262 |
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CurbsRestaurantSidewalks |
Around this home
What Locals Say about Franklin
At least 1 Trulia users voted on each feature.
100 % Say it's dog friendly
100 % Say they plan to stay for at least 5 years
100 % Say car is needed
100 % Say yards are well-kept
75 % Say parking is easy
67 % Say neighbors are friendly
67 % Say people would walk alone at night
67 % Say streets are well-lit
67 % Say kids play outside
60 % Say it's walkable to restaurants
50 % Say there are community events
50 % Say there are sidewalks
50 % Say there's wildlife
40 % Say there's holiday spirit
33 % Say it's walkable to grocery stores
33 % Say it's quiet
Sourced by Trulia users. Learn more about our methodology.
Market trends in Franklin
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
15
Home Value
Trulia Estimate
$613KSince last month
Increased$500 (+0.1%)Since last year
Increased$209K (+51.3%)Since last sale
Increased$400K (+186.2%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +431% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $615K |
| August 2026 | $612K |
| July 2026 | $615K |
| June 2026 | $407K |
| May 2026 | $403K |
| April 2026 | $403K |
| March 2026 | $418K |
| February 2026 | $402K |
| January 2026 | $380K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.05 | Single-Family Home | $255,000 | 04/02/26 | 5 | 2.5 | 2,448 | |
1.22 | Single-Family Home | $300,000 | 09/24/25 | 3 | 2 | 1,750 | |
1.61 | Single-Family Home | $575,000 | 02/25/26 | 3 | 3 | 1,876 | |
1.77 | Single-Family Home | $235,000 | 02/23/26 | 3 | 1.5 | 1,400 | |
2.64 | Single-Family Home | $304,000 | 08/11/26 | 3 | 2 | 1,204 | |
3.42 | Single-Family Home | $210,000 | 03/20/26 | 4 | 2 | 1,372 | |
3.14 | Single-Family Home | $265,000 | 09/19/25 | 2 | 1.5 | 1,592 | |
3.49 | Single-Family Home | $185,000 | 10/07/25 | 3 | 1.5 | 1,298 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $495,000 | 1 | 1.5 | 3,500 | For Sale | |
0.05 | $255,000 | 5 | 2.5 | 2,448 | Recently Sold | |
0.05 | $326,100 | 4 | 1 | 2,290 | Off Market | |
0.10 | $282,200 | 5 | 1.5 | 3,000 | Off Market | |
0.09 | $230,000 | 3 | 1 | 1,450 | Off Market | |
0.10 | $360,000 | 4 | 2.5 | 2,400 | For Sale | |
0.13 | $162,800 | 5 | 2 | 3,360 | Off Market | |
0.14 | $268,600 | 5 | 2 | 2,020 | Off Market | |
0.15 | $197,200 | 3 | 1 | 1,335 | Off Market | |
0.17 | $465,900 | 6 | 2 | 3,123 | Off Market | |
0.31 | $374,700 | 3 | 3 | 2,800 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jul 8, 2026 Source: HVCRMLS #20263730 | Listed For Sale | $645,000 |
May 9, 2018 Source: NYSAMLSs #OD114759 | Sold | $215,000 |
May 4, 2018 Source: Agent Provided | Pending | $219,000 |
May 4, 2018 Source: Agent Provided | Listed For Sale | $219,000 |
Aug 5, 2005 Source: N/A | Sold | $162,500 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | Unavailable | $298,507 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Deb Dolan, Keller Williams Upstate NY, (607) 431-2540
Agent Phone: (607) 544-4062
IDX information © 2026 by the Hudson Valley Catskill Region MLS. All Rights Reserved.
The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Frequently asked questions about 422 Main Street
- What is the estimated monthly payment for 422 Main Street?Based on a $645,000 list price with 20% down at today's rates, the estimated monthly payment for 422 Main Street in Franklin, NY is approximately $4,488 (about $3,478 principal & interest, $935 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 422 Main Street?The closest schools to 422 Main Street in Franklin, NY are Franklin Central School (K-12, rated 5/10).
- What is 422 Main Street estimated to be worth?Trulia's estimated value for 422 Main Street in Franklin, NY is $612,500.
- Does 422 Main Street have laundry facilities?Yes, 422 Main Street in Franklin, NY has laundry facilities.
- How big is the lot at 422 Main Street?The lot at 422 Main Street in Franklin, NY is about 0.31 acres (13,504 sq ft).
- Does 422 Main Street have parking?Yes, 422 Main Street in Franklin, NY has on-site parking.
422 Main Street, Franklin, NY 13775 is a 3 bedroom, 5 bathroom, 5,262 sqft single-family home built in 1878. This property is currently available for sale and was listed by HVCRMLS on Jul 2, 2026. The MLS # for this home is MLS# 20263730.