406 Walnut St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Monica Schmidt, eXp Realty, (888) 574-9405 . Bought with Nester Realty

406 Walnut St
Waterloo, IL 62298

  • 2 Beds
  • 1 Bath
  • 976 sqft

$185,600

Trulia Estimate
as of Aug 21, 2026
Est. Refi. Payment $1,289/mo*
Refinance Your Home

$185,600

Trulia Estimate
as of Aug 21, 2026
Est. Refi. Payment $1,289/mo*
Refinance Your Home
2 Beds
1 Bath
976 sqft

Home Value

Trulia Estimate
$186K
Since last month
$0 (0%)
Since last year
Decreased$1K (-0.6%)
Since last sale
Increased$4K (+1.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +55% in the last 10 years
MonthEstimated value
2026
August 2026$188K
July 2026$188K
June 2026$186K
May 2026$185K
April 2026$188K
March 2026$189K
February 2026$188K
January 2026$187K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
317 Walnut St, Waterloo, IL
0.08
Single-Family Home
$190,000
09/15/25
2
1
959
508 Stiening St, Waterloo, IL
0.08
Single-Family Home
$190,000
05/08/26
2
1
840
207 Hoener Ave, Waterloo, IL
0.21
Single-Family Home
$190,000
04/16/26
2
1
980
601 Stiening St, Waterloo, IL
0.07
Single-Family Home
$194,368
10/03/25
2
1
1,040
335 W 4th St, Waterloo, IL
0.18
Single-Family Home
$139,000
05/15/26
2
1
1,062
704 Park St, Waterloo, IL
0.37
Single-Family Home
$185,000
10/03/25
2
1
816
401 Park St, Waterloo, IL
0.11
Single-Family Home
$215,000
07/10/26
3
1
1,654

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
506 Mobile St, Waterloo, IL 62298
0.04
$217,000
3
1
936
Off Market
317 Walnut St, Waterloo, IL 62298
0.08
$189,800
2
1
959
Off Market
508 Stiening St, Waterloo, IL 62298
0.08
$190,000
2
1
840
Recently Sold
601 Stiening St, Waterloo, IL 62298
0.07
$194,200
2
1
1,040
Off Market
412 Park St, Waterloo, IL 62298
0.07
$265,000
4
2
1,254
Recently Sold
603 Stiening St, Waterloo, IL 62298
0.08
$203,900
2
1
768
Off Market
308 Walnut St, Waterloo, IL 62298
0.11
$260,000
3
2.5
2,090
Recently Sold
306 Walnut St, Waterloo, IL 62298
0.12
$259,000
4
1.5
1,380
For Sale
307 Walnut St, Waterloo, IL 62298
0.12
$184,600
2
1
891
Off Market
401 Park St, Waterloo, IL 62298
0.11
$215,000
3
1
1,654
Recently Sold
304 Walnut St, Waterloo, IL 62298
0.13
$230,300
3
2
1,836
Off Market

Local Information

  • Map ViewExplore the area around 406 Walnut St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1953
Living Area
976 sqft
Price/Sqft
$190
Parking
1 Carport Spaces

About this House

Welcome to this charming home nestled on a quaint street, just a short distance from downtown Waterloo and conveniently located with easy access to Route 3. This delightful residence features 2 spacious bedrooms and a well-appointed bathroom, perfect for comfortable living. Enjoy the convenience of a carport and a screened-in patio, ideal for relaxing or entertaining. The full basement includes a bonus room, offering additional space for your needs. Outdoors, you'll find a small shed for storage and a lovely garden area in the yard, perfect for gardening enthusiasts. Don’t miss the opportunity to make this inviting home your own!
406 Walnut St, Waterloo, IL 62298 is a 2 bedroom, 1 bathroom, 976 sqft single-family home built in 1953. It last sold for $184,000 on Apr 28, 2025 (5% above the $175,000 asking price). It is currently off market. The Trulia Estimate is $185,600, with a rent estimate of $1,380/month.

Home Details for 406 Walnut St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full,UnfinishedNumber of Rooms: 6
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 976 Square Feet
Appliances & Utilities
Appliances: Electric Water Heater, Gas Water Heater
Heating & Cooling
Heating: Forced Air,Electric,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneNo Fireplace
Levels, Entrance, & Accessibility
Levels: One

Exterior Features

Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageParking Spaces: 1Parking: Covered,Off Street
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 976 Square Feet

Days on Market

Cumulative Days on Market: 36

Property Information

Year Built
Year Built: 1953
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional,Ranch
Building
Construction Materials: Vinyl Siding
Property Information
Parcel Number: 0725337004000

Price & Status

Price
List Price: $175,000
Status Change & Dates
Off Market Date: Mon Apr 28 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Not In A Subdivision
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 976 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORS

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Other/Call Listing AgentListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25012804Above Grade Unfinished Area: 976Showing Requirements: Appointment Only, Showing Service, Lockbox

Price and Tax history

DateEventPrice
Apr 29, 2025
Source: MARIS #25012804
Pending
$175,000
Apr 28, 2025
Source: MARIS #25012804
Sold
$184,000
Mar 27, 2025
Source: MARIS #25012804
Contingent
$175,000
Mar 24, 2025
Source: MARIS #25012804
Listed For Sale
$175,000
Dec 13, 2018
Source: N/A
Sold
$127,000

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$293K
$7.5KMoM
Sale-to-List Price
—
Price per sq ft
$165
$2MoM
Available listings
45
14MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 406 Walnut St

  • What is 406 Walnut St estimated to be worth?
    Trulia's estimated value for 406 Walnut St in Waterloo, IL is $185,600.
  • What is the price history for 406 Walnut St?
    406 Walnut St in Waterloo, IL last sold for $184,000 in April 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $293K. That is down $7.5K from the prior month.
  • Does 406 Walnut St have air conditioning?
    Yes, 406 Walnut St in Waterloo, IL has air conditioning.
  • How big is the lot at 406 Walnut St?
    The lot at 406 Walnut St in Waterloo, IL is about 0.19 acres (8,276 sq ft).

Explore by feature - Air Conditioning

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