406 Ruby Lake Pl, Winter Haven, FL 33884
SOLD
APR 30, 2026

406 Ruby Lake Pl
Winter Haven, FL 33884

  • 4 Beds
  • 3 Baths
  • 2,835 sqft (on 0.28 acres)

$627,000

Last Sold: Apr 30, 2026
0% below list $629K
$221/sqft
Est. Refi. Payment $3,946/mo*

$627,000

Last Sold: Apr 30, 2026
0% below list $629K
$221/sqft
Est. Refi. Payment $3,946/mo*
4 Beds
3 Baths
2,835 sqft
(on 0.28 acres)

Homes for sale near 406 Ruby Lake Pl

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Apartments for Rent

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome home to Ruby Lake, an established gated neighborhood of only 214 executive homes nestled between beautiful Lake Ruby and Lake Bess in Winter Haven. Known for its peaceful setting and pride of ownership, this sought after community captures the charm of lake life. This beautifully renovated pool home has been thoughtfully updated from top to bottom and offers incredible features rarely found in this price point, including a full, private entry in-law suite and fully paid solar panels for remarkable low energy costs. Sitting on a pristine quarter acre lot, several tall palm trees and mature landscaping welcome your arrival. Once inside, you have a clear view of the sparkling pool and lush green yard beyond the double sliding glass doors, connecting indoor-outdoor living. Durable easily maintained laminate flooring flows throughout most of the home, with upgraded LVP in the in-law suite and neutral porcelain tiles at the entry and kitchen. Entirely carpet free for clean, easy living. Privately positioned at the front of the home, the primary suite serves as a quiet retreat tucked away from the main living area. The fully renovated ensuite bathroom is striking, featuring designer finishes throughout – including bohemian-inspired tile flooring, dramatic floor to ceiling shower tile, a custom shower bench and niches, matte black fixtures and a stunning arched window that fills the space with natural light. Dual vanities, a dedicated vanity space and additional overhead storage complete the bathroom. The standout feature of this home is the versatile in-law wing. With its own private entrance and driveway, spacious bedroom, full bath, personal living room with lanai access, and a full kitchen with all appliances included, this private suite offers endless possibilities. It’s ideal for extended guests, multigenerational living, or even a private retreat. The main kitchen is both stylish and functional, featuring quartzite countertops and tiled backsplash, freshly painted wood cabinetry, farm sink, stainless steel appliances and a deep built-in pantry with charming barn door access. A breakfast bar under custom pendant lights provides casual seating, while the sunny breakfast nook with built-in bench seating offers a relaxed spot to start the day. Sliders from the master, living, and family room all open to the screened lanai, showcasing beautiful pool views. The saltwater pool is surrounded by plenty extra deck space for both alfresco dining and pool side sunbathing. Outdoors, the fully fenced yard is over a quarter acre and has room to relax, play or garden. The home backs up to the neighborhood retention space, providing added privacy with no rear neighbors. Nestled in Ruby Lake, a peaceful and well-established neighborhood with no CDD and a low HOA, residents enjoy proximity to the area’s beautiful lakes while remaining centrally located between Tampa and Orlando’s shopping, dining and world-class attractions. Experience the comfort, flexibility and Florida lifestyle this exceptional home has to offer. Welcome home!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from April 30, 2026

Home Highlights

Parking
2 Car Garage
Outdoor
Pool
View
No Info
HOA
$71/Monthly
Price/Sqft
$221/sqft
Listed
56 days ago

Home Details for 406 Ruby Lake Pl

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2835 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Public, Sewer Connected, Solar, Street Lights, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Electric,SolarHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Electric: Photovoltaics Seller OwnedHas Electric on Property
Windows, Doors, Floors & Walls
Window: Blinds, Shutters, Window TreatmentsDoor: Sliding DoorsFlooring: Laminate, Luxury Vinyl, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate, Luxury Vinyl, Tile
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: CoveredFencing: VinylVegetation: Trees/LandscapedExterior: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sprinkler MeteredFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener,Guest
Pool
Pool: Auto Cleaner, Gunite, In Ground, Salt Water, Screen EnclosurePool
Frontage
Waterfront: LakeRoad Frontage: Private RoadRoad Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 17

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 272907856604001270

Price & Status

Price
List Price: $629,000Price Per Sqft: $221/sqft
Status Change & Dates
Off Market Date: Sun Mar 29 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Location

Direction & Address
City: WINTER HAVENCommunity: RUBY LAKE PH 04
School Information
Elementary School: Chain O Lakes ElemJr High / Middle School: Denison MiddleHigh School: Lake Region High

Building

Building Area
Building Area: 3557 Square Feet

Community

Community Features: Lake, Gated Community - No Guard, SidewalksNot Senior Community

HOA

HOA Name: Don Asher & Associates Inc/ Michellette RamosHOA Phone: 407-483-1301Association for this Listing: Suncoast TampaHas an HOAHOA Fee: $71/Monthly

Lot Information

Lot Area: 0.28 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8484755Showing Requirements: Appointment Only, Combination Lock Box, Gate Code Required, Lockbox - Electronic, See Remarks, ShowingTimeUniversal Property Id: US-12105-N-272907856604001270-R-N

Additional Information

HOA Amenities: Gated
Last check for updates: about 8 hours ago
Listed by Beth Stevens, PA, (813) 967-0772
FUTURE HOME REALTY INC, (813) 855-4982
Bought with: Barb Allen, (813) 610-7591, FLORIDA EXECUTIVE REALTY, (813) 327-7807
Co-Buyer's Agent: Brian Allen, (813) 382-8077, FLORIDA EXECUTIVE REALTY, (813) 327-7807
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8484755
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 406 Ruby Lake Pl

DatePriceEventSource
04/30/2026$627,000Sold
Stellar MLS #TB8484755
03/29/2026$629,000PendingStellar MLS #TB8484755
03/12/2026$629,000Listed For SaleStellar MLS #TB8484755
06/07/2022$522,000Sold
N/A
04/30/2022$531,000PendingStellar MLS #O5999689
04/22/2022$531,000PriceChange
Stellar MLS #O5999689
04/07/2022$541,000PriceChange
Stellar MLS #O5999689
03/15/2022$546,000PendingToActiveStellar MLS #O5999689
03/12/2022$546,000PendingStellar MLS #O5999689
01/26/2022$546,000Listed For SaleStellar MLS #O5999689
12/28/2021$453,000Sold
N/A
08/09/2018$308,000Sold
N/A
06/28/2018$308,000PendingAgent Provided
06/25/2018$308,000Listed For SaleAgent Provided
12/10/2013$252,000Sold
N/A
09/10/2013$259,000Listed For SaleAgent Provided
05/30/2008$275,000Sold
N/A
03/21/2008$299,900PriceChange
Agent Provided
12/09/2007$319,900PriceChange
Agent Provided
11/16/2007$329,900Listed For SaleAgent Provided
09/02/1999$211,300Sold
N/A
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Property Tax and Assessment

Year2024
Tax$7,590
Assessment$448,572
Home facts updated by county records

Comparable Sales for 406 Ruby Lake Pl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.16
Single-Family Home
$440,000
09/02/25
4
3
2,542
0.22
Single-Family Home
$486,900
09/25/25
4
3
2,788
0.12
Single-Family Home
$465,000
04/01/26
4
3
2,374
0.06
Single-Family Home
$455,000
11/19/25
4
2
2,172
0.21
Single-Family Home
$800,000
10/30/25
4
3.5
2,965
0.64
Single-Family Home
$460,135
02/19/26
4
3
2,551
0.33
Single-Family Home
$294,900
04/29/26
4
2
1,840
0.18
Single-Family Home
$261,000
03/31/26
3
2
1,914

Assigned Schools

These are the assigned schools for 406 Ruby Lake Pl.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Winter Haven

At least 795 Trulia users voted on each feature.
  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 78 % Say yards are well-kept

  • 76 % Say it's dog friendly

  • 68 % Say there's holiday spirit

  • 64 % Say it's quiet

  • 61 % Say kids play outside

  • 49 % Say people would walk alone at night

  • 48 % Say there are sidewalks

  • 47 % Say streets are well-lit

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say neighbors are friendly

  • 43 % Say it's walkable to grocery stores

  • 32 % Say there's wildlife

  • 30 % Say it's walkable to restaurants

  • 24 % Say there are community events

Learn more about our methodology.
  • Cocobrownie3
    "Freindly neighbors, Holloween is wonderful here, everyone loves to BBQ , and Santa Clause comes on Chismas Eve. Wonderful place to live. However, to schools are not so good. "
  • William David Evans
    "We have our personal cars have used uber a few times but not really necessary for us because we live close to most of the stores and restaurants "
  • Morgan Ivey-trask
    "Everyone is friendly and so nice. I like it here but I will be moving out soon to live in North Carolina to get my kids back and live a new life "
  • Madeline R
    "Its neighborly and quiet while still being close to the theme parks and airport. Ive lived here for 5 years and it was the best decision we made."
  • Miguel Catalano
    "Quiet neighborhood, everything you need is close by and affordable, and places of worship for everyone. Light traffic all the time and great restaurants all over town with views of the lake. Serenity is everywhere in Winter Haven."
  • Z64p52x99r
    "I don’t go to the community events in the area I solely go to work and home I enjoy this peace in the neighborhood "
  • John Van Volkenburgh
    "Quick. No issues as long as you don’t work in Orlando or Tampa. Rural and central to the state. Small town. I’m "
  • Jenna Strickler
    "Food giveaways, law enforcement always circling/passing by Security feels safe Not the best neighborhood overall, but I have not had an issue since living here. "
  • Emily Torres
    "I’ve lived close to this area for 3 years now and worked there for a year and a half. Very nice area !"
  • Anonymous
    "You can walk your dogs with no problems. Many houses are fenced. Dogs will bark but not bite. Dogs ca"
  • Bianca Nieves
    "A lot of cats on the NE side of winter haven other than that winter haven lots of parks for children good schools "
  • Nicole Horton
    "I don’t feel safe for my 13 year old son to walk to the middle school by himself. I drive him and pick him up every day."
  • Chris M
    "There is a farmers market every weekend. A lot of community activities every weekend. Christmas parade happened a few weekends ago. "
  • Yoflyboys
    "NW Winter Haven has turned into a dump site. Homeless has taken over bus stop. Inman park and the surrounding areas."
  • Oo7legend
    "Great for families to live in and feel part of a community. Needs more retailers, restaurants and higher rated schools."
  • April_stylist
    "Quiet hard working families, no issues with traffic or safety we love this area. Very friendly folks"
  • Angmartinez05
    "Not much to do in terms of attractions but safe everywhere. 45 min from either Orlando or Tampa. Friendly people "
  • Katia S.
    "I live there for 3 years ,it’s quiet,I don’t have any complaint against it.I recommend it for a start,no to stay for a long time .I live close to the park.i like it and I feel safe."
  • Atrollergirl
    "My commute is nice. I live 1 mile from Wahneta and I'm located near Bartow, Eagle Lake, Winter Haven."
  • Carly.m.williams
    "The area is a family friendly area. High traffic area also. Schools and shopping nearby. Legoland brings in a lot of traffic also"
  • Nakeem G.
    "My neighborhood in walking distance to a college, police station, farmers market, hair store, hospital/clinics and parks"
  • Joan
    "I live in this great neighborhood with great neighbors who get along. Quiet neighborhood. It feels safe."
  • Angela S.
    "Very busy front Street with big trucks daily passing by. Car speed a lot on the main road thru the area. "
  • Carly.m.williams
    "The area is very family friendly in my opinion. Never had any issues with neighbors. Quite a few stray cats but no issues."
  • Nancy F.
    "I see people walking there dogs daily. we have a dog park in the community very nice area they are allowed off the leash in the fenced in area, they can run and play freely, very friendly area for them all maintained spayed often to keep fleas away.. pet friendly area. "
  • Jennycomp
    "There are no sidewalks or places to walk your dogs. They are forced to use people’s yards and they get upset."
  • Gina K.
    "Halloween is great here!!! Trick or treating is like a giant party and there’s so much fun going on. "
  • Shelley P.
    "the downtown markets on 2and saturday, the water show @ lake howard things that go on at the church's and community centers n parks. I love Winter Haven I can go on and on just being able to walk lake"
  • Martha K.
    "My neighborhood is nice and quiet and their isn’t any crimes they maintain over here but sometimes the neighbors can be loud."
  • Shelley P.
    "traffic can be a little heavy on the main roads n have a tendency to speed thru the side streets. But overall the traffic is decent."
  • John D. B.
    "very quiet,peaceful...laid back family oriented neighborhoods... older community.... spirit lake road can get busy with traffic noice.... best to live away from spirit lake road.."
  • Basapooh81
    "Winter Haven holds a lot of community events. They have something going on mostly every weekend in downtown winter Haven. Winter Haven has Legoland park and water park also. "
  • Cdixon496
    "Dog owners would like the fact that there is plenty of open fields and place for the dogs to run around."
  • Mobreezwayz
    " schools are close by food near parks and recs are nice in the area. Fishing with in walking distance "
  • Victoria W.
    "Some people don’t pick up after their dogs and some dog parks aren’t well kept. You can walk your dog easily with a lot of sidewalks and areas to walk to"
  • Mp19601
    "I just work around the area and every time i talk to sombody there nice and no complane for nothing...maybe i move in this area one fay"
  • Solomon G. .
    "Yes it’s nice area to be in no issues what so ever I like it very much . Can’t say anything bad nor good "
  • Norma.G
    "Well the associated need to be more strict,and severe with the Owners each property, how they park at the street, not at the grass, do not allow any car on the side of street,they should park at there own driveway ,and the driving at the neighbors area should be limited speed,driving to fast can cause hitting someone."
  • DR
    "Work is minutes away. Hardly ever go anywhere but Orlando as I don’t feel theres anything to do around here."
  • Ctjohns34
    "Neighbors complain about walking dogs, dogs only recently became allowed in this community and some neighbors resist change "

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Homes for rent near 406 Ruby Lake Pl

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Off Market Homes Near 406 Ruby Lake Pl

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406 Ruby Lake Pl, Winter Haven, FL 33884 is a 4 bedroom, 3 bathroom, 2,835 sqft single-family home built in 1999. This property is not currently available for sale. 406 Ruby Lake Pl was last sold on Apr 30, 2026 for $627,000 (0% lower than the asking price of $629,000). The current Trulia Estimate for 406 Ruby Lake Pl is $620,200.