357 RUBY LAKE LOOP, Winter Haven, FL 33884
Property image
Property image
FOR SALE

$399,900

Original price: $415,000
  • 3 Beds
  • 2 Baths
  • 2,107 sqft

357 RUBY LAKE LOOP, Winter Haven, FL 33884

Est. Mortgage $2,785/mo*
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Home Highlights

Single-Family Home
Built in 1998
$190/sqft
2 Car Garage
HOA $71/mo

Local Information

  • Map ViewExplore the area around 357 RUBY LAKE LOOP.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai—perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando—this exceptional home truly has it all. Don’t miss your opportunity to make it yours!
Last check for updates: about 5 hours ago
Listing Provided by: Steve Lockhart, (863) 289-9801
LOCKHART & ASSOCIATES INC, (863) 293-1234
Amy Reynolds, (863) 412-2279
LOCKHART & ASSOCIATES INC, (863) 293-1234
Originating MLS: Lakeland
Source: Stellar MLS, MLS#L4960449
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 357 RUBY LAKE LOOP

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2107 Square Feet
Appliances & Utilities
Utilities: PublicAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, RangeDishwasherDisposalLaundry: Inside,Laundry RoomMicrowave
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Ceramic Tile, Laminate
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Ceramic Tile, Laminate
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Rear Porch, ScreenedExterior: Irrigation SystemFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 21x21No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Frontage
Responsible for Road Maintenance: Private Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 178Days on Market: 180+

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 272907856603000080

Price & Status

Price
List Price: $399,900Price Per Sqft: $190

Active Status

MLS Status: Active

Location

Direction & Address
City: WINTER HAVENCommunity: RUBY LAKE PH 01
School Information
Elementary School: Chain O Lakes ElemJr High / Middle School: Denison MiddleHigh School: Lake Region High

Agent Information

Listing Agent
Listing ID: L4960449

Building

Building Area
Building Area: 2828 Square Feet

Community

Community Features: Deed Restrictions, Gated Community - No GuardNot Senior Community

HOA

HOA Fee Includes: Common Area Taxes, Private RoadHOA Name: Don Asher & Associates, Inc/Michellette RamosHOA Phone: 407-483-1301Association for this Listing: LakelandHas an HOAHOA Fee: $71/Monthly

Lot Information

Lot Area: 10193 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: L4960449Showing Requirements: Call Listing Agent, ShowingTimeUniversal Property Id: US-12105-N-272907856603000080-R-N

Additional Information

HOA Amenities: Gated

Around this home

What Locals Say about Winter Haven

At least 800 Trulia users voted on each feature.

  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 78 % Say yards are well-kept

  • 76 % Say it's dog friendly

  • 68 % Say there's holiday spirit

  • 64 % Say it's quiet

  • 61 % Say kids play outside

  • 49 % Say people would walk alone at night

  • 48 % Say there are sidewalks

  • 47 % Say they plan to stay for at least 5 years

  • 46 % Say streets are well-lit

  • 44 % Say neighbors are friendly

  • 43 % Say it's walkable to grocery stores

  • 32 % Say there's wildlife

  • 30 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Cathyharris1222
    "Safe area for children and families "
    0
    Flag
  • Cocobrownie3
    "Freindly neighbors, Holloween is wonderful here, everyone loves to BBQ , and Santa Clause comes on Chismas Eve. Wonderful place to live. However, to schools are not so good. "
    0
    Flag
  • William David Evans
    "We have our personal cars have used uber a few times but not really necessary for us because we live close to most of the stores and restaurants "
    1
    Flag
  • Morgan Ivey-trask
    "Everyone is friendly and so nice. I like it here but I will be moving out soon to live in North Carolina to get my kids back and live a new life "
    2
    Flag
  • Madeline R
    "Its neighborly and quiet while still being close to the theme parks and airport. Ive lived here for 5 years and it was the best decision we made."
    0
    Flag
  • Miguel Catalano
    "Quiet neighborhood, everything you need is close by and affordable, and places of worship for everyone. Light traffic all the time and great restaurants all over town with views of the lake. Serenity is everywhere in Winter Haven."
    0
    Flag
  • Z64p52x99r
    "I don’t go to the community events in the area I solely go to work and home I enjoy this peace in the neighborhood "
    0
    Flag
  • John Van Volkenburgh
    "Quick. No issues as long as you don’t work in Orlando or Tampa. Rural and central to the state. Small town. I’m "
    0
    Flag
  • Jenna Strickler
    "Food giveaways, law enforcement always circling/passing by Security feels safe Not the best neighborhood overall, but I have not had an issue since living here. "
    0
    Flag
  • Emily Torres
    "I’ve lived close to this area for 3 years now and worked there for a year and a half. Very nice area !"
    1
    Flag
  • Anonymous
    "You can walk your dogs with no problems. Many houses are fenced. Dogs will bark but not bite. Dogs ca"
    0
    Flag
  • Bianca Nieves
    "A lot of cats on the NE side of winter haven other than that winter haven lots of parks for children good schools "
    4
    Flag
  • Nicole Horton
    "I don’t feel safe for my 13 year old son to walk to the middle school by himself. I drive him and pick him up every day."
    0
    Flag
  • Chris M
    "There is a farmers market every weekend. A lot of community activities every weekend. Christmas parade happened a few weekends ago. "
    1
    Flag
  • Yoflyboys
    "NW Winter Haven has turned into a dump site. Homeless has taken over bus stop. Inman park and the surrounding areas."
    4
    Flag
  • Oo7legend
    "Great for families to live in and feel part of a community. Needs more retailers, restaurants and higher rated schools."
    30
    Flag
  • April_stylist
    "Quiet hard working families, no issues with traffic or safety we love this area. Very friendly folks"
    5
    Flag
  • Angmartinez05
    "Not much to do in terms of attractions but safe everywhere. 45 min from either Orlando or Tampa. Friendly people "
    0
    Flag
  • Katia S.
    "I live there for 3 years ,it’s quiet,I don’t have any complaint against it.I recommend it for a start,no to stay for a long time .I live close to the park.i like it and I feel safe."
    1
    Flag
  • Atrollergirl
    "My commute is nice. I live 1 mile from Wahneta and I'm located near Bartow, Eagle Lake, Winter Haven."
    0
    Flag
  • Carly.m.williams
    "The area is a family friendly area. High traffic area also. Schools and shopping nearby. Legoland brings in a lot of traffic also"
    0
    Flag
  • Nakeem G.
    "My neighborhood in walking distance to a college, police station, farmers market, hair store, hospital/clinics and parks"
    11
    Flag
  • Joan
    "I live in this great neighborhood with great neighbors who get along. Quiet neighborhood. It feels safe."
    0
    Flag
  • Angela S.
    "Very busy front Street with big trucks daily passing by. Car speed a lot on the main road thru the area. "
    0
    Flag
  • Carly.m.williams
    "The area is very family friendly in my opinion. Never had any issues with neighbors. Quite a few stray cats but no issues."
    0
    Flag
  • Nancy F.
    "I see people walking there dogs daily. we have a dog park in the community very nice area they are allowed off the leash in the fenced in area, they can run and play freely, very friendly area for them all maintained spayed often to keep fleas away.. pet friendly area. "
    1
    Flag
  • Jennycomp
    "There are no sidewalks or places to walk your dogs. They are forced to use people’s yards and they get upset."
    0
    Flag
  • Gina K.
    "Halloween is great here!!! Trick or treating is like a giant party and there’s so much fun going on. "
    0
    Flag
  • Shelley P.
    "the downtown markets on 2and saturday, the water show @ lake howard things that go on at the church's and community centers n parks. I love Winter Haven I can go on and on just being able to walk lake"
    22
    Flag
  • Martha K.
    "My neighborhood is nice and quiet and their isn’t any crimes they maintain over here but sometimes the neighbors can be loud."
    0
    Flag
  • Shelley P.
    "traffic can be a little heavy on the main roads n have a tendency to speed thru the side streets. But overall the traffic is decent."
    5
    Flag
  • John D. B.
    "very quiet,peaceful...laid back family oriented neighborhoods... older community.... spirit lake road can get busy with traffic noice.... best to live away from spirit lake road.."
    0
    Flag
  • Basapooh81
    "Winter Haven holds a lot of community events. They have something going on mostly every weekend in downtown winter Haven. Winter Haven has Legoland park and water park also. "
    10
    Flag
  • Cdixon496
    "Dog owners would like the fact that there is plenty of open fields and place for the dogs to run around."
    0
    Flag
  • Victoria W.
    "Some people don’t pick up after their dogs and some dog parks aren’t well kept. You can walk your dog easily with a lot of sidewalks and areas to walk to"
    14
    Flag
  • Mp19601
    "I just work around the area and every time i talk to sombody there nice and no complane for nothing...maybe i move in this area one fay"
    0
    Flag
  • Solomon G. .
    "Yes it’s nice area to be in no issues what so ever I like it very much . Can’t say anything bad nor good "
    1
    Flag
  • Norma.G
    "Well the associated need to be more strict,and severe with the Owners each property, how they park at the street, not at the grass, do not allow any car on the side of street,they should park at there own driveway ,and the driving at the neighbors area should be limited speed,driving to fast can cause hitting someone."
    0
    Flag
  • DR
    "Work is minutes away. Hardly ever go anywhere but Orlando as I don’t feel theres anything to do around here."
    0
    Flag
  • Ctjohns34
    "Neighbors complain about walking dogs, dogs only recently became allowed in this community and some neighbors resist change "
    0
    Flag

Market trends in Winter Haven

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$258K
$2.5KMoM
Sale-to-List Price
98.3%
0.1%MoM
Price per sq ft
$160
$1MoM
Available listings
771
7MoM

Home Value

Trulia Estimate
$392K
Since last month
Increased$4K (+1.1%)
Since last year
Decreased$15K (-3.6%)
Since last sale
Increased$173K (+78.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +98% in the last 10 years
MonthEstimated value
2026
September 2026$392K
August 2026$388K
July 2026$389K
June 2026$402K
May 2026$403K
April 2026$405K
March 2026$411K
February 2026$407K
January 2026$406K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
131 RUBY LAKE DRIVE, Winter Haven, FL
0.07
Single-Family Home
$261,000
03/31/26
3
2
1,914
316 RUBY LAKE LOOP, Winter Haven, FL
0.16
Single-Family Home
$398,900
10/17/25
3
2
1,805
307 RUBY LAKE LOOP, Winter Haven, FL
0.21
Single-Family Home
$294,900
04/29/26
4
2
1,840
274 RUBY LAKE LANE, Winter Haven, FL
0.30
Single-Family Home
$160,000
06/25/26
3
3
2,149
29 LAMPLIGHT LANE, Winter Haven, FL
0.37
Single-Family Home
$225,000
11/14/25
3
2
1,274
413 RUBY LAKE PLACE, Winter Haven, FL
0.12
Single-Family Home
$455,000
11/19/25
4
2
2,172
335 RUBY LAKE LOOP, Winter Haven, FL
0.14
Single-Family Home
$484,900
07/17/26
4
3
2,406
106 LANTERN LANE, Winter Haven, FL
0.28
Single-Family Home
$202,000
07/20/26
2
2
1,134

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
359 RUBY LAKE LOOP, Winter Haven, FL 33884
0.02
$389,300
4
2
1,849
Off Market
134 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.03
$467,900
4
3
2,411
Off Market
132 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.05
$434,800
3
2
1,950
Off Market
349 RUBY LAKE LOOP, Winter Haven, FL 33884
0.07
$465,000
4
3
2,374
Recently Sold
344 RUBY LAKE LOOP, Winter Haven, FL 33884
0.06
$409,000
4
2
2,215
For Sale
131 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.07
$359,000
3
2
1,914
For Sale
411 RUBY LAKE PLACE, Winter Haven, FL 33884
0.10
$450,200
4
2
2,307
Off Market
406 RUBY LAKE PLACE, Winter Haven, FL 33884
0.12
$627,000
4
3
2,835
Recently Sold
225 RUBY LAKE LANE, Winter Haven, FL 33884
0.12
$506,300
4
2
2,340
Off Market
413 RUBY LAKE PLACE, Winter Haven, FL 33884
0.12
$456,700
4
2
2,172
Off Market
220 RUBY LAKE LANE, Winter Haven, FL 33884
0.12
$761,000
4
3
2,705
Recently Sold

Price and Tax history

DateEventPrice
Jul 24, 2026
Source: Stellar MLS #L4960449
PriceChange
$399,900
Price decreased by 4%
Mar 20, 2026
Source: Stellar MLS #L4960449
Listed For Sale
$415,000
Dec 16, 2025
Source: Stellar MLS #P4935858
ListingRemoved
$419,000
Aug 8, 2025
Source: Stellar MLS #P4935858
Listed For Sale
$419,000
Apr 28, 2025
Source: Stellar MLS #P4932850
ListingRemoved
$429,000

LGBTQ Local Legal Protections

Steve Lockhart, LOCKHART & ASSOCIATES INC, (863) 293-1234
Agent Phone: (863) 289-9801

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Frequently asked questions about 357 RUBY LAKE LOOP

  • What is the estimated monthly payment for 357 RUBY LAKE LOOP?
    Based on a $399,900 list price with 20% down at today's rates, the estimated monthly payment for 357 RUBY LAKE LOOP in Winter Haven, FL is approximately $2,754 (about $2,166 principal & interest, $513 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 357 RUBY LAKE LOOP compare to homes in Winter Haven?
    357 RUBY LAKE LOOP in Winter Haven, FL is listed at $399,900, about 55% above the $258K median sale price in Winter Haven.
  • What do residents say about Winter Haven?
    Residents describe Winter Haven, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Winter Haven, FL.
  • What are the closest schools to 357 RUBY LAKE LOOP?
    The closest schools to 357 RUBY LAKE LOOP in Winter Haven, FL are Chain Of Lakes Elementary School (Pre-K, rated 5/10), Denison Middle School (rated 3/10), Lake Region High School (rated 2/10).
  • Does 357 RUBY LAKE LOOP have air conditioning?
    Yes, 357 RUBY LAKE LOOP in Winter Haven, FL has air conditioning.
  • Does 357 RUBY LAKE LOOP have laundry facilities?
    Yes, 357 RUBY LAKE LOOP in Winter Haven, FL has laundry facilities.
357 RUBY LAKE LOOP, Winter Haven, FL 33884 is a 3 bedroom, 2 bathroom, 2,107 sqft single-family home built in 1998. This property is currently available for sale and was listed by Stellar MLS on Mar 20, 2026. The MLS # for this home is MLS# L4960449.