344 RUBY LAKE LOOP, Winter Haven, FL 33884
Property image
Property image
FOR SALE
3D VIEW

$409,000

Original price: $429,000
  • 4 Beds
  • 2 Baths
  • 2,215 sqft

344 RUBY LAKE LOOP, Winter Haven, FL 33884

Est. Mortgage $2,846/mo*
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We estimate this home will sell faster than 81% nearby.

Home Highlights

Single-Family Home
Built in 1998
$185/sqft
2 Car Garage
HOA $71/mo

Local Information

  • Map ViewExplore the area around 344 RUBY LAKE LOOP.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Two-car garageBeautifully renovated homeGenerously sized bedroomsGranite countertopsAbundant natural lightHigh ceilings
Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County’s most desirable gated communities, this beautifully renovated home is move-in ready. The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room—perfect for everyday living and entertaining. The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard. Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!
Last check for updates: about 15 hours ago
Listing Provided by: Brenda Brooks, (863) 370-9667
KELLER WILLIAMS REALTY SMART 1, (863) 508-3000
Originating MLS: East Polk
Source: Stellar MLS, MLS#S5156261
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
We estimate this home will sell faster than 81% nearby.

Home Details for 344 RUBY LAKE LOOP

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Kitchen, Laundry, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2215 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: Electric Dryer Hookup,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Luxury Vinyl, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Luxury Vinyl, Tile
View
No View
Security
Security: Gated Community

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation SystemFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 29Days on Market: 29

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Parcel Number: 272907855605000530

Price & Status

Price
List Price: $409,000Price Per Sqft: $185
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: WINTER HAVENCommunity: RUBY LAKE PH 02

Agent Information

Listing Agent
Listing ID: S5156261

Building

Building Area
Building Area: 2831 Square Feet

Community

Community Features: Gated Community - No GuardNot Senior Community

HOA

HOA Name: Ruby Lake HOA Inc Michellette RamosHOA Phone: 407-483-1301Association for this Listing: East PolkHas an HOAHOA Fee: $71/Monthly

Lot Information

Lot Area: 10411 sqft

Listing Info

Special Conditions: Short Sale

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5156261Showing Requirements: Gate Code RequiredUniversal Property Id: US-12105-N-272907855605000530-R-N

Additional Information

Gated Community - No Guard

Around this home

What Locals Say about Winter Haven

At least 800 Trulia users voted on each feature.

  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 78 % Say yards are well-kept

  • 76 % Say it's dog friendly

  • 68 % Say there's holiday spirit

  • 64 % Say it's quiet

  • 61 % Say kids play outside

  • 49 % Say people would walk alone at night

  • 48 % Say there are sidewalks

  • 47 % Say they plan to stay for at least 5 years

  • 46 % Say streets are well-lit

  • 44 % Say neighbors are friendly

  • 43 % Say it's walkable to grocery stores

  • 32 % Say there's wildlife

  • 30 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Cathyharris1222
    "Safe area for children and families "
    0
    Flag
  • Cocobrownie3
    "Freindly neighbors, Holloween is wonderful here, everyone loves to BBQ , and Santa Clause comes on Chismas Eve. Wonderful place to live. However, to schools are not so good. "
    0
    Flag
  • William David Evans
    "We have our personal cars have used uber a few times but not really necessary for us because we live close to most of the stores and restaurants "
    1
    Flag
  • Morgan Ivey-trask
    "Everyone is friendly and so nice. I like it here but I will be moving out soon to live in North Carolina to get my kids back and live a new life "
    2
    Flag
  • Madeline R
    "Its neighborly and quiet while still being close to the theme parks and airport. Ive lived here for 5 years and it was the best decision we made."
    0
    Flag
  • Miguel Catalano
    "Quiet neighborhood, everything you need is close by and affordable, and places of worship for everyone. Light traffic all the time and great restaurants all over town with views of the lake. Serenity is everywhere in Winter Haven."
    0
    Flag
  • Z64p52x99r
    "I don’t go to the community events in the area I solely go to work and home I enjoy this peace in the neighborhood "
    0
    Flag
  • John Van Volkenburgh
    "Quick. No issues as long as you don’t work in Orlando or Tampa. Rural and central to the state. Small town. I’m "
    0
    Flag
  • Jenna Strickler
    "Food giveaways, law enforcement always circling/passing by Security feels safe Not the best neighborhood overall, but I have not had an issue since living here. "
    0
    Flag
  • Emily Torres
    "I’ve lived close to this area for 3 years now and worked there for a year and a half. Very nice area !"
    1
    Flag
  • Anonymous
    "You can walk your dogs with no problems. Many houses are fenced. Dogs will bark but not bite. Dogs ca"
    0
    Flag
  • Bianca Nieves
    "A lot of cats on the NE side of winter haven other than that winter haven lots of parks for children good schools "
    4
    Flag
  • Nicole Horton
    "I don’t feel safe for my 13 year old son to walk to the middle school by himself. I drive him and pick him up every day."
    0
    Flag
  • Chris M
    "There is a farmers market every weekend. A lot of community activities every weekend. Christmas parade happened a few weekends ago. "
    1
    Flag
  • Yoflyboys
    "NW Winter Haven has turned into a dump site. Homeless has taken over bus stop. Inman park and the surrounding areas."
    4
    Flag
  • Oo7legend
    "Great for families to live in and feel part of a community. Needs more retailers, restaurants and higher rated schools."
    30
    Flag
  • April_stylist
    "Quiet hard working families, no issues with traffic or safety we love this area. Very friendly folks"
    5
    Flag
  • Angmartinez05
    "Not much to do in terms of attractions but safe everywhere. 45 min from either Orlando or Tampa. Friendly people "
    0
    Flag
  • Katia S.
    "I live there for 3 years ,it’s quiet,I don’t have any complaint against it.I recommend it for a start,no to stay for a long time .I live close to the park.i like it and I feel safe."
    1
    Flag
  • Atrollergirl
    "My commute is nice. I live 1 mile from Wahneta and I'm located near Bartow, Eagle Lake, Winter Haven."
    0
    Flag
  • Carly.m.williams
    "The area is a family friendly area. High traffic area also. Schools and shopping nearby. Legoland brings in a lot of traffic also"
    0
    Flag
  • Nakeem G.
    "My neighborhood in walking distance to a college, police station, farmers market, hair store, hospital/clinics and parks"
    11
    Flag
  • Joan
    "I live in this great neighborhood with great neighbors who get along. Quiet neighborhood. It feels safe."
    0
    Flag
  • Angela S.
    "Very busy front Street with big trucks daily passing by. Car speed a lot on the main road thru the area. "
    0
    Flag
  • Carly.m.williams
    "The area is very family friendly in my opinion. Never had any issues with neighbors. Quite a few stray cats but no issues."
    0
    Flag
  • Nancy F.
    "I see people walking there dogs daily. we have a dog park in the community very nice area they are allowed off the leash in the fenced in area, they can run and play freely, very friendly area for them all maintained spayed often to keep fleas away.. pet friendly area. "
    1
    Flag
  • Jennycomp
    "There are no sidewalks or places to walk your dogs. They are forced to use people’s yards and they get upset."
    0
    Flag
  • Gina K.
    "Halloween is great here!!! Trick or treating is like a giant party and there’s so much fun going on. "
    0
    Flag
  • Shelley P.
    "the downtown markets on 2and saturday, the water show @ lake howard things that go on at the church's and community centers n parks. I love Winter Haven I can go on and on just being able to walk lake"
    22
    Flag
  • Martha K.
    "My neighborhood is nice and quiet and their isn’t any crimes they maintain over here but sometimes the neighbors can be loud."
    0
    Flag
  • Shelley P.
    "traffic can be a little heavy on the main roads n have a tendency to speed thru the side streets. But overall the traffic is decent."
    5
    Flag
  • John D. B.
    "very quiet,peaceful...laid back family oriented neighborhoods... older community.... spirit lake road can get busy with traffic noice.... best to live away from spirit lake road.."
    0
    Flag
  • Basapooh81
    "Winter Haven holds a lot of community events. They have something going on mostly every weekend in downtown winter Haven. Winter Haven has Legoland park and water park also. "
    10
    Flag
  • Cdixon496
    "Dog owners would like the fact that there is plenty of open fields and place for the dogs to run around."
    0
    Flag
  • Victoria W.
    "Some people don’t pick up after their dogs and some dog parks aren’t well kept. You can walk your dog easily with a lot of sidewalks and areas to walk to"
    14
    Flag
  • Mp19601
    "I just work around the area and every time i talk to sombody there nice and no complane for nothing...maybe i move in this area one fay"
    0
    Flag
  • Solomon G. .
    "Yes it’s nice area to be in no issues what so ever I like it very much . Can’t say anything bad nor good "
    1
    Flag
  • Norma.G
    "Well the associated need to be more strict,and severe with the Owners each property, how they park at the street, not at the grass, do not allow any car on the side of street,they should park at there own driveway ,and the driving at the neighbors area should be limited speed,driving to fast can cause hitting someone."
    0
    Flag
  • DR
    "Work is minutes away. Hardly ever go anywhere but Orlando as I don’t feel theres anything to do around here."
    0
    Flag
  • Ctjohns34
    "Neighbors complain about walking dogs, dogs only recently became allowed in this community and some neighbors resist change "
    0
    Flag

Market trends in Winter Haven

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$258K
$2.5KMoM
Sale-to-List Price
98.3%
0.1%MoM
Price per sq ft
$160
$1MoM
Available listings
771
7MoM

Home Value

Trulia Estimate
$402K
Since last month
Decreased$24K (-5.5%)
Since last year
Increased$15K (+3.9%)
Since last sale
Decreased$3K (-0.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +100% in the last 10 years
MonthEstimated value
2026
September 2026$402K
August 2026$426K
July 2026$392K
June 2026$383K
May 2026$377K
April 2026$386K
March 2026$382K
February 2026$385K
January 2026$382K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
335 RUBY LAKE LOOP, Winter Haven, FL
0.08
Single-Family Home
$484,900
07/17/26
4
3
2,406
316 RUBY LAKE LOOP, Winter Haven, FL
0.13
Single-Family Home
$398,900
10/17/25
3
2
1,805
131 RUBY LAKE DRIVE, Winter Haven, FL
0.03
Single-Family Home
$261,000
03/31/26
3
2
1,914
413 RUBY LAKE PLACE, Winter Haven, FL
0.13
Single-Family Home
$455,000
11/19/25
4
2
2,172
349 RUBY LAKE LOOP, Winter Haven, FL
0.05
Single-Family Home
$465,000
04/01/26
4
3
2,374
307 RUBY LAKE LOOP, Winter Haven, FL
0.20
Single-Family Home
$294,900
04/29/26
4
2
1,840
7341 BENT GRASS DRIVE, Winter Haven, FL
0.20
Single-Family Home
$420,000
06/12/26
4
3
2,419
7182 SUMMIT DRIVE, Winter Haven, FL
0.29
Single-Family Home
$348,000
03/31/26
4
2
1,888
7327 BENT GRASS DRIVE, Winter Haven, FL
0.15
Single-Family Home
$486,900
09/25/25
4
3
2,788
406 RUBY LAKE PLACE, Winter Haven, FL
0.16
Single-Family Home
$627,000
04/30/26
4
3
2,835

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
131 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.03
$359,000
3
2
1,914
For Sale
7348 BENT GRASS LOOP, Winter Haven, FL 33884
0.07
$398,800
4
2
2,481
Off Market
349 RUBY LAKE LOOP, Winter Haven, FL 33884
0.05
$465,000
4
3
2,374
Recently Sold
335 RUBY LAKE LOOP, Winter Haven, FL 33884
0.08
$484,900
4
3
2,406
Recently Sold
132 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.06
$437,400
3
2
1,950
Off Market
134 RUBY LAKE DRIVE, Winter Haven, FL 33884
0.06
$467,900
4
3
2,411
Off Market
357 RUBY LAKE LOOP, Winter Haven, FL 33884
0.06
$399,900
3
2
2,107
For Sale
123 Ruby Lake Drive, Winter Haven, FL 33884
0.09
$287,000
3
2
1,919
Recently Sold
359 RUBY LAKE LOOP, Winter Haven, FL 33884
0.07
$389,300
4
2
1,849
Off Market
7306 BENT GRASS LOOP, Winter Haven, FL 33884
0.14
$447,900
4
2
2,455
Off Market
411 RUBY LAKE PLACE, Winter Haven, FL 33884
0.12
$450,200
4
2
2,307
Off Market

Price and Tax history

DateEventPrice
Sep 18, 2026
Source: Stellar MLS #S5156261
PriceChange
$409,000
Price decreased by 5%
Aug 25, 2026
Source: Stellar MLS #S5156261
Listed For Sale
$429,000
Dec 2, 2024
Source: Stellar MLS #O6243500
Sold
$405,000
Oct 22, 2024
Source: Stellar MLS #O6243500
Pending
$419,900
Oct 13, 2024
Source: Stellar MLS #O6243500
PriceChange
$419,900
Price decreased by 2%

LGBTQ Local Legal Protections

Brenda Brooks, KELLER WILLIAMS REALTY SMART 1, (863) 508-3000
Agent Phone: (863) 370-9667

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Frequently asked questions about 344 RUBY LAKE LOOP

  • What is the estimated monthly payment for 344 RUBY LAKE LOOP?
    Based on a $409,000 list price with 20% down at today's rates, the estimated monthly payment for 344 RUBY LAKE LOOP in Winter Haven, FL is approximately $2,849 (about $2,249 principal & interest, $525 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 344 RUBY LAKE LOOP compare to homes in Winter Haven?
    344 RUBY LAKE LOOP in Winter Haven, FL is listed at $409,000, about 59% above the $258K median sale price in Winter Haven.
  • What do residents say about Winter Haven?
    Residents describe Winter Haven, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Winter Haven, FL.
  • What are the closest schools to 344 RUBY LAKE LOOP?
    The closest schools to 344 RUBY LAKE LOOP in Winter Haven, FL are Chain Of Lakes Elementary School (Pre-K, rated 5/10), Denison Middle School (rated 3/10), Lake Region High School (rated 2/10).
  • Does 344 RUBY LAKE LOOP have air conditioning?
    Yes, 344 RUBY LAKE LOOP in Winter Haven, FL has air conditioning.
  • Does 344 RUBY LAKE LOOP have laundry facilities?
    Yes, 344 RUBY LAKE LOOP in Winter Haven, FL has laundry facilities.
344 RUBY LAKE LOOP, Winter Haven, FL 33884 is a 4 bedroom, 2 bathroom, 2,215 sqft single-family home built in 1998. This property is currently available for sale and was listed by Stellar MLS on Aug 25, 2026. The MLS # for this home is MLS# S5156261.