264 Ruby Lake Ln, Winter Haven, FL 33884
PENDING
0.46 ACRES

264 Ruby Lake Ln
Winter Haven, FL 33884

  • 4 Beds
  • 2 Baths
  • 2,217 sqft (on 0.46 acres)

$699,000

Est. Mortgage $4,443/mo*

$699,000

Est. Mortgage $4,443/mo*
4 Beds
2 Baths
2,217 sqft
(on 0.46 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Under contract-accepting backup offers. Central Florida Lakefront home for sale now with a HUGE PRICE IMPROVEMENT! Move in ready 4BR/2BA with Office on Private-Access Lake Bess complete with a Slalom Ski Course! Enjoy direct connection to Lake Ruby! You access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters. These lakes are ideal for water sports (private access) and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that’s both vibrant and serene!

Home Highlights

Parking
2 Car Garage
Outdoor
Patio, Deck, Pool
View
Water, Lake
HOA
$71/Monthly
Price/Sqft
$315
Listed
180+ days ago

Home Details for 264 Ruby Lake Ln

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Balcony Porch Lanai, Kitchen, Laundry, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2217 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water ConnectedAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Ceramic Tile, Laminate
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Ceramic Tile, Laminate
View
Has a ViewView: Water, Lake
Security
Security: Gated Community, Security System Owned, Touchless Entry

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Deck, Patio, ScreenedOther Structures: Boat HouseExterior: Irrigation System, Rain Gutters, SidewalkFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Pool
Pool: Deck, In Ground, Lighting, Pool Sweep, Screen EnclosurePool
Frontage
WaterfrontWaterfront: Lake Front, Lake Privileges, Lift, Lift - Covered, Skiing AllowedResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Paved, AsphaltOn Waterfront
Water & Sewer
Sewer: Public SewerWater Body: LAKE BESS & LAKE RUBY

Days on Market

Cumulative Days on Market: 165Days on Market: 180+

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 272907856604001020

Price & Status

Price
List Price: $699,000Price Per Sqft: $315
Status Change & Dates
Off Market Date: Sun Mar 29 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Pending

Location

Direction & Address
City: WINTER HAVENCommunity: RUBY LAKE PH 04
School Information
Elementary School: Chain O Lakes ElemJr High / Middle School: Denison MiddleHigh School: Lake Region High

Agent Information

Listing Agent
Listing ID: P4936678

Building

Building Area
Building Area: 3040 Square Feet

Community

Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OKNot Senior Community

HOA

HOA Fee Includes: Maintenance Repairs, Private RoadHOA Name: Don Asher & Assoc / Michellette RamosHOA Phone: 407-483-1301Association for this Listing: East PolkHas an HOAHOA Fee: $71/Monthly

Lot Information

Lot Area: 0.46 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: P4936678Water ViewWater View: Water, LakeShowing Considerations: See RemarksShowing Requirements: Combination Lock Box, Gate Code Required, Go Direct, ShowingTimeUniversal Property Id: US-12105-N-272907856604001020-R-N

Additional Information

HOA Amenities: Gated
Last check for updates: about 5 hours ago
Listing Provided by: Andrea Friedmann, (863) 661-6535
KELLER WILLIAMS REALTY SMART 1, (863) 508-3000
Originating MLS: East Polk
Source: Stellar MLS, MLS#P4936678
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 264 Ruby Lake Ln

DatePriceEventSource
03/30/2026$699,000PendingStellar MLS #P4936678
03/12/2026$699,000PriceChange
Stellar MLS #P4936678
02/05/2026$740,000PriceChange
Stellar MLS #P4936678
10/15/2025$750,000Listed For SaleStellar MLS #P4936678
02/24/2020$484,900Sold
Stellar MLS #P4909324
01/30/2020$484,900PendingAgent Provided
01/22/2020$484,900Listed For SaleAgent Provided
07/02/2015$375,000ListingRemovedAgent Provided
03/02/2015$345,000Sold
N/A
12/11/2014$375,000Listed For SaleAgent Provided
08/05/2013$345,000Sold
N/A
02/02/2013$369,500Listed For SaleAgent Provided
03/07/2012$350,000Sold
N/A
01/06/2012$350,000Listed For SaleAgent Provided
08/23/2011$395,000ListingRemovedAgent Provided
04/21/2011$395,000PriceChange
Agent Provided
01/30/2011$399,000Listed For SaleAgent Provided
08/22/2010$495,000ListingRemovedAgent Provided
07/22/2010$495,000Listed For SaleAgent Provided
04/10/2010$495,000ListingRemovedAgent Provided
01/23/2010$495,000Listed For SaleAgent Provided
12/07/2004$350,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$5,543
Assessment$523,690
Home facts updated by county records

Comparable Sales for 264 Ruby Lake Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.24
Single-Family Home
$455,000
11/19/25
4
2
2,172
0.15
Single-Family Home
$440,000
09/02/25
4
3
2,542
0.46
Single-Family Home
$499,235
08/09/25
4
2
2,021
0.32
Single-Family Home
$465,000
04/01/26
4
3
2,374
0.07
Single-Family Home
$800,000
10/30/25
4
3.5
2,965
0.22
Single-Family Home
$627,000
04/30/26
4
3
2,835
0.45
Single-Family Home
$548,820
08/09/25
4
3
2,551
0.48
Single-Family Home
$619,698
01/10/26
3
2
2,021
0.38
Single-Family Home
$486,900
09/25/25
4
3
2,788
0.47
Single-Family Home
$689,445
12/05/25
4
3
2,551

Assigned Schools

These are the assigned schools for 264 Ruby Lake Ln.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Winter Haven

At least 795 Trulia users voted on each feature.
  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 78 % Say yards are well-kept

  • 76 % Say it's dog friendly

  • 68 % Say there's holiday spirit

  • 64 % Say it's quiet

  • 61 % Say kids play outside

  • 49 % Say people would walk alone at night

  • 48 % Say there are sidewalks

  • 47 % Say streets are well-lit

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say neighbors are friendly

  • 43 % Say it's walkable to grocery stores

  • 32 % Say there's wildlife

  • 30 % Say it's walkable to restaurants

  • 24 % Say there are community events

Learn more about our methodology.
  • Cocobrownie3
    "Freindly neighbors, Holloween is wonderful here, everyone loves to BBQ , and Santa Clause comes on Chismas Eve. Wonderful place to live. However, to schools are not so good. "
  • William David Evans
    "We have our personal cars have used uber a few times but not really necessary for us because we live close to most of the stores and restaurants "
  • Morgan Ivey-trask
    "Everyone is friendly and so nice. I like it here but I will be moving out soon to live in North Carolina to get my kids back and live a new life "
  • Madeline R
    "Its neighborly and quiet while still being close to the theme parks and airport. Ive lived here for 5 years and it was the best decision we made."
  • Miguel Catalano
    "Quiet neighborhood, everything you need is close by and affordable, and places of worship for everyone. Light traffic all the time and great restaurants all over town with views of the lake. Serenity is everywhere in Winter Haven."
  • Z64p52x99r
    "I don’t go to the community events in the area I solely go to work and home I enjoy this peace in the neighborhood "
  • John Van Volkenburgh
    "Quick. No issues as long as you don’t work in Orlando or Tampa. Rural and central to the state. Small town. I’m "
  • Jenna Strickler
    "Food giveaways, law enforcement always circling/passing by Security feels safe Not the best neighborhood overall, but I have not had an issue since living here. "
  • Emily Torres
    "I’ve lived close to this area for 3 years now and worked there for a year and a half. Very nice area !"
  • Anonymous
    "You can walk your dogs with no problems. Many houses are fenced. Dogs will bark but not bite. Dogs ca"
  • Bianca Nieves
    "A lot of cats on the NE side of winter haven other than that winter haven lots of parks for children good schools "
  • Nicole Horton
    "I don’t feel safe for my 13 year old son to walk to the middle school by himself. I drive him and pick him up every day."
  • Chris M
    "There is a farmers market every weekend. A lot of community activities every weekend. Christmas parade happened a few weekends ago. "
  • Yoflyboys
    "NW Winter Haven has turned into a dump site. Homeless has taken over bus stop. Inman park and the surrounding areas."
  • Oo7legend
    "Great for families to live in and feel part of a community. Needs more retailers, restaurants and higher rated schools."
  • April_stylist
    "Quiet hard working families, no issues with traffic or safety we love this area. Very friendly folks"
  • Angmartinez05
    "Not much to do in terms of attractions but safe everywhere. 45 min from either Orlando or Tampa. Friendly people "
  • Katia S.
    "I live there for 3 years ,it’s quiet,I don’t have any complaint against it.I recommend it for a start,no to stay for a long time .I live close to the park.i like it and I feel safe."
  • Atrollergirl
    "My commute is nice. I live 1 mile from Wahneta and I'm located near Bartow, Eagle Lake, Winter Haven."
  • Carly.m.williams
    "The area is a family friendly area. High traffic area also. Schools and shopping nearby. Legoland brings in a lot of traffic also"
  • Nakeem G.
    "My neighborhood in walking distance to a college, police station, farmers market, hair store, hospital/clinics and parks"
  • Joan
    "I live in this great neighborhood with great neighbors who get along. Quiet neighborhood. It feels safe."
  • Angela S.
    "Very busy front Street with big trucks daily passing by. Car speed a lot on the main road thru the area. "
  • Carly.m.williams
    "The area is very family friendly in my opinion. Never had any issues with neighbors. Quite a few stray cats but no issues."
  • Nancy F.
    "I see people walking there dogs daily. we have a dog park in the community very nice area they are allowed off the leash in the fenced in area, they can run and play freely, very friendly area for them all maintained spayed often to keep fleas away.. pet friendly area. "
  • Jennycomp
    "There are no sidewalks or places to walk your dogs. They are forced to use people’s yards and they get upset."
  • Gina K.
    "Halloween is great here!!! Trick or treating is like a giant party and there’s so much fun going on. "
  • Shelley P.
    "the downtown markets on 2and saturday, the water show @ lake howard things that go on at the church's and community centers n parks. I love Winter Haven I can go on and on just being able to walk lake"
  • Martha K.
    "My neighborhood is nice and quiet and their isn’t any crimes they maintain over here but sometimes the neighbors can be loud."
  • Shelley P.
    "traffic can be a little heavy on the main roads n have a tendency to speed thru the side streets. But overall the traffic is decent."
  • John D. B.
    "very quiet,peaceful...laid back family oriented neighborhoods... older community.... spirit lake road can get busy with traffic noice.... best to live away from spirit lake road.."
  • Basapooh81
    "Winter Haven holds a lot of community events. They have something going on mostly every weekend in downtown winter Haven. Winter Haven has Legoland park and water park also. "
  • Cdixon496
    "Dog owners would like the fact that there is plenty of open fields and place for the dogs to run around."
  • Mobreezwayz
    " schools are close by food near parks and recs are nice in the area. Fishing with in walking distance "
  • Victoria W.
    "Some people don’t pick up after their dogs and some dog parks aren’t well kept. You can walk your dog easily with a lot of sidewalks and areas to walk to"
  • Mp19601
    "I just work around the area and every time i talk to sombody there nice and no complane for nothing...maybe i move in this area one fay"
  • Solomon G. .
    "Yes it’s nice area to be in no issues what so ever I like it very much . Can’t say anything bad nor good "
  • Norma.G
    "Well the associated need to be more strict,and severe with the Owners each property, how they park at the street, not at the grass, do not allow any car on the side of street,they should park at there own driveway ,and the driving at the neighbors area should be limited speed,driving to fast can cause hitting someone."
  • DR
    "Work is minutes away. Hardly ever go anywhere but Orlando as I don’t feel theres anything to do around here."
  • Ctjohns34
    "Neighbors complain about walking dogs, dogs only recently became allowed in this community and some neighbors resist change "

LGBTQ Local Legal Protections

Andrea Friedmann, KELLER WILLIAMS REALTY SMART 1, (863) 508-3000
Agent Phone: (863) 661-6535
264 Ruby Lake Ln, Winter Haven, FL 33884 is a 4 bedroom, 2 bathroom, 2,217 sqft single-family home built in 1999. This property is currently available for sale and was listed by Stellar MLS on Oct 15, 2025. The MLS # for this home is MLS# P4936678.