3950 Granite St, Terrell, NC 28682
FOR SALE
0.64 ACRES

3950 Granite St
Terrell, NC 28682

    $549,900

    Est. Mortgage $3,049/mo*

    $549,900

    Est. Mortgage $3,049/mo*
    (on 0.64 acres)

    Local Information

    Map showing home location
    © Google
    -- mins to
    Commute Destination

    Description

    Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!

    Home Highlights

    Parking
    No Info
    Outdoor
    No Info
    HOA
    $21/Monthly
    Price/Sqft
    No Info
    Listed
    19 days ago

    Home Details for 3950 Granite St

    Active Status

    MLS Status: Active

    Interior Features

    View
    No View

    Exterior Features

    Parking & Garage
    No Carport
    Frontage
    WaterfrontWaterfront: Dock, Pier, WaterfrontResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: PavedOn Waterfront
    Water & Sewer
    Sewer: Septic NeededWater Body: Lake Norman
    Surface & Elevation
    Elevation Units: Feet

    Days on Market

    Days on Market: 19

    Property Information

    Property Type / Style
    Property Type: LandProperty Subtype: Unimproved Land
    Building
    No Additional ParcelsNot Habitable Residence
    Property Information
    Usage of Home: ResidentialParcel Number: 4617045312370000

    Price & Status

    Price
    List Price: $549,900

    Location

    Direction & Address
    City: TerrellCommunity: Somerset On Lake Norman
    School Information
    Elementary School: Sherrills FordJr High / Middle School: Mills CreekHigh School: Bandys

    Agent Information

    Listing Agent
    Listing ID: 4372189

    Community

    Not Senior Community

    HOA

    Has an HOAHOA Fee: $250/Annually

    Lot Information

    Lot Area: 0.64 acres

    Listing Info

    Special Conditions: Standard

    Miscellaneous

    Mls Number: 4372189Attribution Contact: info@clickitrealty.com
    Last check for updates: about 14 hours ago
    Listing Provided by: Susan Ayers
    HomeZu
    Source: Canopy MLS as distributed by MLS GRID, MLS#4372189

    Price History for 3950 Granite St

    DatePriceEventSource
    04/20/2026$549,900Listed For SaleCanopy MLS as distributed by MLS GRID #4372189
    11/23/2025$572,900ListingRemovedCanopy MLS as distributed by MLS GRID #4262922
    09/12/2025$572,900PriceChange
    Canopy MLS as distributed by MLS GRID #4262922
    08/19/2025$583,000PriceChange
    Canopy MLS as distributed by MLS GRID #4262922
    05/22/2025$598,000Listed For SaleCanopy MLS as distributed by MLS GRID #4262922
    04/09/2025$438,750Sold
    Canopy MLS as distributed by MLS GRID #4158176
    12/05/2024$499,000PriceChange
    Canopy MLS as distributed by MLS GRID #4158176
    09/10/2024$569,000PriceChange
    Canopy MLS as distributed by MLS GRID #4158176
    07/09/2024$579,000Listed For SaleCanopy MLS as distributed by MLS GRID #4158176
    07/16/2008$120,000Sold
    N/A

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    Property Tax and Assessment

    Year2025
    Tax$1,358
    Assessment$273,000
    Home facts updated by county records

    Comparable Sales for 3950 Granite St

    Address
    Distance
    Property Type
    Sold Price
    Sold Date
    Bed
    Bath
    Sqft
    0.21
    Lot/Land
    $590,000
    06/24/25
    -
    -
    0.11
    Lot/Land
    $50,000
    02/04/26
    -
    -
    0.74
    Lot/Land
    $465,000
    01/08/26
    -
    -
    0.82
    Lot/Land
    $450,000
    02/12/26
    -
    -
    0.48
    Lot/Land
    $149,500
    04/29/26
    -
    -
    0.32
    Lot/Land
    $65,000
    06/30/25
    -
    -
    0.58
    Lot/Land
    $600,000
    04/02/26
    -
    -
    1.05
    Lot/Land
    $1,125,000
    07/03/25
    -
    -

    What Locals Say about Terrell

    At least 2 Trulia users voted on each feature.
    • 100 % Say parking is easy

    • 100 % Say yards are well-kept

    • 100 % Say it's quiet

    • 100 % Say people would walk alone at night

    • 75 % Say there's wildlife

    • 75 % Say car is needed

    • 75 % Say there's holiday spirit

    • 73 % Say neighbors are friendly

    • 60 % Say there are community events

    • 50 % Say it's dog friendly

    • 50 % Say kids play outside

    • 40 % Say it's walkable to grocery stores

    • 33 % Say they plan to stay for at least 5 years

    • 25 % Say streets are well-lit

    • 25 % Say it's walkable to restaurants

    Learn more about our methodology.
    • Seandhaley
      "Dogs are always outside being walked and very welcomed. Owners are however not good at picking up their waste"
    • Grace G.
      "enjoyable not too busy quiet and near lots of things to do! commute is longer when going into the city 40 minutes."
    • Simplecountrygirl
      "I’ve lived here almost 3 years. I’ve had the best neighbors in the world. It’s growing rapidly. It’s safe! Almost no crime."
    • arnold g.
      "GREAT area for a family that loves the outdoors and boating(boat ramp close by) Also Space for Guest to stay."

    LGBTQ Local Legal Protections

    Susan Ayers, HomeZu
    Based on information submitted to the MLS GRID as of 2026-05-09 01:18:03 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
    3950 Granite St, Terrell, NC 28682 is a lot/land. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Apr 20, 2026. The MLS # for this home is MLS# 4372189.