$539,900
Original price: $549,900
3950 Granite St, Terrell, NC 28682
Est. Mortgage $3,243/mo*
Get Pre-QualifiedHome Highlights
Lot/Land
0.64 acre lot
HOA $21/mo
Local Information
-- mins to
About this House
What's unique:Close to big water
Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!
Last check for updates: about 4 hours ago
Listing Provided by: Susan Ayers
HomeZu
Source: Canopy MLS as distributed by MLS GRID, MLS#4372189

Also Listed on Canopy MLS as distributed by MLS GRID.
Home Details for 3950 Granite St
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MLS Status: Active |
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View No View |
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Parking & Garage No Carport |
Frontage WaterfrontWaterfront: Dock, Pier, WaterfrontResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: PavedOn Waterfront |
Water & Sewer Sewer: Septic NeededWater Body: Lake Norman |
Surface & Elevation Elevation Units: Feet |
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Cumulative Days on Market: 111Days on Market: 155 |
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Property Type / Style Property Type: LandProperty Subtype: Unimproved Land |
Building No Additional ParcelsNot Habitable Residence |
Property Information Usage of Home: ResidentialParcel Number: 4617045312370000 |
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Price List Price: $539,900 |
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Direction & Address City: TerrellCommunity: Somerset On Lake Norman |
School Information Elementary School: Sherrills FordJr High / Middle School: Mills CreekHigh School: Bandys |
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Listing Agent Listing ID: 4372189 |
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Not Senior Community |
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Has an HOAHOA Fee: $250/Annually |
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Lot Area: 0.64 acres |
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Special Conditions: Standard |
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Mls Number: 4372189Attribution Contact: info@clickitrealty.com |
Around this home
What Locals Say about Terrell
At least 2 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say yards are well-kept
100 % Say it's quiet
100 % Say people would walk alone at night
75 % Say there's wildlife
75 % Say car is needed
75 % Say there's holiday spirit
73 % Say neighbors are friendly
60 % Say there are community events
50 % Say it's dog friendly
50 % Say kids play outside
40 % Say it's walkable to grocery stores
33 % Say they plan to stay for at least 5 years
25 % Say streets are well-lit
25 % Say it's walkable to restaurants
Sourced by Trulia users. Learn more about our methodology.
Market trends in Terrell
Last updated August 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
17
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.11 | Lot/Land | $50,000 | 02/04/26 | - | - | ||
0.74 | Lot/Land | $465,000 | 01/08/26 | - | - | ||
0.36 | Lot/Land | $95,000 | 06/03/26 | - | - | ||
0.82 | Lot/Land | $450,000 | 02/12/26 | - | - | ||
0.48 | Lot/Land | $149,500 | 04/29/26 | - | - | ||
0.52 | Lot/Land | $1,150,000 | 08/28/26 | - | - | ||
0.72 | Lot/Land | $496,200 | 05/29/26 | - | - | ||
0.58 | Lot/Land | $600,000 | 04/02/26 | - | - |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.11 | - | - | - | - | Off Market | |
0.11 | $1,241,800 | 4 | 3 | 3,490 | Off Market | |
0.12 | $1,109,500 | 3 | 2.5 | 2,669 | Off Market | |
0.12 | $1,560,000 | 4 | 5.5 | 5,067 | Off Market | |
0.12 | $545,200 | 3 | 3.5 | 2,559 | Off Market | |
0.11 | $50,000 | - | - | - | Recently Sold | |
0.12 | $709,500 | 4 | 3 | 3,300 | Off Market | |
0.15 | $1,593,900 | 4 | 3.5 | 3,738 | Off Market | |
0.14 | $615,000 | 3 | 2.5 | 2,950 | For Sale | |
0.16 | $1,271,500 | 2 | 3.5 | 3,525 | Off Market | |
0.17 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
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Aug 10, 2026 Source: Canopy MLS as distributed by MLS GRID #4372189 | PriceChange | $539,900 Price decreased by 2% |
Apr 20, 2026 Source: Canopy MLS as distributed by MLS GRID #4372189 | Listed For Sale | $549,900 |
Nov 23, 2025 Source: Canopy MLS as distributed by MLS GRID #4262922 | ListingRemoved | $572,900 |
Sep 12, 2025 Source: Canopy MLS as distributed by MLS GRID #4262922 | PriceChange | $572,900 Price decreased by 2% |
Aug 19, 2025 Source: Canopy MLS as distributed by MLS GRID #4262922 | PriceChange | $583,000 Price decreased by 3% |
May 22, 2025 Source: Canopy MLS as distributed by MLS GRID #4262922 | Listed For Sale | $598,000 |
Apr 9, 2025 Source: Canopy MLS as distributed by MLS GRID #4158176 | Sold | $438,750 |
Dec 5, 2024 Source: Canopy MLS as distributed by MLS GRID #4158176 | PriceChange | $499,000 Price decreased by 12% |
Sep 10, 2024 Source: Canopy MLS as distributed by MLS GRID #4158176 | PriceChange | $569,000 Price decreased by 2% |
Jul 9, 2024 Source: Canopy MLS as distributed by MLS GRID #4158176 | Listed For Sale | $579,000 |
Jul 16, 2008 Source: N/A | Sold | $120,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,358 | $273,000 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Susan Ayers, HomeZu

Based on information submitted to the MLS GRID as of 2026-09-22 13:18:26 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 3950 Granite St
- How big is 3950 Granite St?3950 Granite St in Terrell, NC is about 0.64 acres (27,878 sq ft).
- What is the price per acre for 3950 Granite St?3950 Granite St in Terrell, NC is listed at $539,900, or about $845K per acre.
- What are the closest schools to 3950 Granite St?The closest schools to 3950 Granite St in Terrell, NC are Bandys High (Pre-K, rated 8/10), Mill Creek Middle (rated 4/10), Sherrills Ford Elementary (rated 7/10).
- What is the price history for 3950 Granite St?3950 Granite St in Terrell, NC last sold for $438,750 in April 2025.
3950 Granite St, Terrell, NC 28682 is a lot/land. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Apr 20, 2026. The MLS # for this home is MLS# 4372189.

