3950 Granite St, Terrell, NC 28682
Property image
Property image
FOR SALE
0.64 ACRES

$539,900

Original price: $549,900

    3950 Granite St, Terrell, NC 28682

    Est. Mortgage $3,243/mo*
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    Home Highlights

    Lot/Land
    0.64 acre lot
    HOA $21/mo

    Local Information

    • Map ViewExplore the area around 3950 Granite St.
    • Schools1 Preschool School1 Elementary School1 Middle School1 High School
    • Shop & Eat
    -- mins to
    Commute Destination

    About this House

    What's unique:Close to big water
    Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!
    Last check for updates: about 4 hours ago
    Listing Provided by: Susan Ayers
    HomeZu
    Source: Canopy MLS as distributed by MLS GRID, MLS#4372189

    Home Details for 3950 Granite St

    Active Status

    MLS Status: Active

    Interior Features

    View
    No View

    Exterior Features

    Parking & Garage
    No Carport
    Frontage
    WaterfrontWaterfront: Dock, Pier, WaterfrontResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: PavedOn Waterfront
    Water & Sewer
    Sewer: Septic NeededWater Body: Lake Norman
    Surface & Elevation
    Elevation Units: Feet

    Days on Market

    Cumulative Days on Market: 111Days on Market: 155

    Property Information

    Property Type / Style
    Property Type: LandProperty Subtype: Unimproved Land
    Building
    No Additional ParcelsNot Habitable Residence
    Property Information
    Usage of Home: ResidentialParcel Number: 4617045312370000

    Price & Status

    Price
    List Price: $539,900

    Location

    Direction & Address
    City: TerrellCommunity: Somerset On Lake Norman
    School Information
    Elementary School: Sherrills FordJr High / Middle School: Mills CreekHigh School: Bandys

    Agent Information

    Listing Agent
    Listing ID: 4372189

    Community

    Not Senior Community

    HOA

    Has an HOAHOA Fee: $250/Annually

    Lot Information

    Lot Area: 0.64 acres

    Listing Info

    Special Conditions: Standard

    Miscellaneous

    Mls Number: 4372189Attribution Contact: info@clickitrealty.com

    What Locals Say about Terrell

    At least 2 Trulia users voted on each feature.
    • 100 % Say parking is easy

    • 100 % Say yards are well-kept

    • 100 % Say it's quiet

    • 100 % Say people would walk alone at night

    • 75 % Say there's wildlife

    • 75 % Say car is needed

    • 75 % Say there's holiday spirit

    • 73 % Say neighbors are friendly

    • 60 % Say there are community events

    • 50 % Say it's dog friendly

    • 50 % Say kids play outside

    • 40 % Say it's walkable to grocery stores

    • 33 % Say they plan to stay for at least 5 years

    • 25 % Say streets are well-lit

    • 25 % Say it's walkable to restaurants

    Sourced by Trulia users. Learn more about our methodology.
    • Seandhaley
      "Dogs are always outside being walked and very welcomed. Owners are however not good at picking up their waste"
    • Grace G.
      "enjoyable not too busy quiet and near lots of things to do! commute is longer when going into the city 40 minutes."
    • Simplecountrygirl
      "I’ve lived here almost 3 years. I’ve had the best neighbors in the world. It’s growing rapidly. It’s safe! Almost no crime."
    • arnold g.
      "GREAT area for a family that loves the outdoors and boating(boat ramp close by) Also Space for Guest to stay."

    Market trends in Terrell

    Last updated August 2026
    Buyer'sMarketSeller'sMarket
    Avg. sale price
    —
    Sale-to-List Price
    —
    Price per sq ft
    —
    Available listings
    17

    Home Value

    Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

    Comparable sales

    These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
    Address
    Distance
    Property Type
    Sold Price
    Sold Date
    Bed
    Bath
    Sqft
    0.11
    Lot/Land
    $50,000
    02/04/26
    -
    -
    0.74
    Lot/Land
    $465,000
    01/08/26
    -
    -
    0.36
    Lot/Land
    $95,000
    06/03/26
    -
    -
    0.82
    Lot/Land
    $450,000
    02/12/26
    -
    -
    0.48
    Lot/Land
    $149,500
    04/29/26
    -
    -
    0.52
    Lot/Land
    $1,150,000
    08/28/26
    -
    -
    0.72
    Lot/Land
    $496,200
    05/29/26
    -
    -
    0.58
    Lot/Land
    $600,000
    04/02/26
    -
    -

    Nearby home prices

    Get a sense of expected prices in the area by checking the value of nearby homes.
    Address
    Distance
    Price
    Bed
    Bath
    Sqft
    Status
    0.11
    -
    -
    -
    -
    Off Market
    0.11
    $1,241,800
    4
    3
    3,490
    Off Market
    0.12
    $1,109,500
    3
    2.5
    2,669
    Off Market
    0.12
    $1,560,000
    4
    5.5
    5,067
    Off Market
    0.12
    $545,200
    3
    3.5
    2,559
    Off Market
    0.11
    $50,000
    -
    -
    -
    Recently Sold
    0.12
    $709,500
    4
    3
    3,300
    Off Market
    0.15
    $1,593,900
    4
    3.5
    3,738
    Off Market
    0.14
    $615,000
    3
    2.5
    2,950
    For Sale
    0.16
    $1,271,500
    2
    3.5
    3,525
    Off Market
    0.17
    -
    -
    -
    -
    Off Market

    Price and Tax history

    DateEventPrice
    Aug 10, 2026
    Source: Canopy MLS as distributed by MLS GRID #4372189
    PriceChange
    $539,900
    Price decreased by 2%
    Apr 20, 2026
    Source: Canopy MLS as distributed by MLS GRID #4372189
    Listed For Sale
    $549,900
    Nov 23, 2025
    Source: Canopy MLS as distributed by MLS GRID #4262922
    ListingRemoved
    $572,900
    Sep 12, 2025
    Source: Canopy MLS as distributed by MLS GRID #4262922
    PriceChange
    $572,900
    Price decreased by 2%
    Aug 19, 2025
    Source: Canopy MLS as distributed by MLS GRID #4262922
    PriceChange
    $583,000
    Price decreased by 3%

    LGBTQ Local Legal Protections

    Susan Ayers, HomeZu
    Based on information submitted to the MLS GRID as of 2026-09-22 13:18:26 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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    Frequently asked questions about 3950 Granite St

    • How big is 3950 Granite St?
      3950 Granite St in Terrell, NC is about 0.64 acres (27,878 sq ft).
    • What is the price per acre for 3950 Granite St?
      3950 Granite St in Terrell, NC is listed at $539,900, or about $845K per acre.
    • What are the closest schools to 3950 Granite St?
      The closest schools to 3950 Granite St in Terrell, NC are Bandys High (Pre-K, rated 8/10), Mill Creek Middle (rated 4/10), Sherrills Ford Elementary (rated 7/10).
    • What is the price history for 3950 Granite St?
      3950 Granite St in Terrell, NC last sold for $438,750 in April 2025.
    3950 Granite St, Terrell, NC 28682 is a lot/land. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Apr 20, 2026. The MLS # for this home is MLS# 4372189.