3889 Granite St, Terrell, NC 28682
Property image
Property image
ACCEPTING BACKUPS
3D VIEW
0.85 ACRES

$600,000

  • 3 Beds
  • 2.5 Baths
  • 2,929 sqft (on 0.85 acres)

3889 Granite St, Terrell, NC 28682

Est. Mortgage $3,602/mo*
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Home Highlights

Single-Family Home
Built in 2003
0.85 acre lot
$205/sqft
2 Car Garage
HOA $19/mo

Local Information

  • Map ViewExplore the area around 3889 Granite St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Gas fireplaceSoaring ceilingsLush landscapingTwo fireplacesManicured lawnFresh paint
There’s something special about finding a home that feels like a private retreat while keeping the best of Lake Norman living close at hand. Welcome to Somerset, where timeless European-inspired architecture, beautifully maintained surroundings, and seasonal views of Lake Norman create an inviting setting in the heart of Terrell. Lovingly cared for by its original owner, this exceptional home combines classic character, thoughtful updates, and a versatile floor plan designed to make everyday living feel just a little more extraordinary.

From the moment you arrive, the striking stone façade, distinctive rooflines, manicured lawn, and lush landscaping set the tone. Step inside to discover newly refinished hardwood floors, fresh paint, and a dramatic two-story great room where soaring ceilings and a gas fireplace create a beautiful gathering space. A dedicated dining room with a vaulted ceiling adds architectural interest and an elegant setting for everything from casual dinners to special celebrations.

At the heart of the home, the kitchen brings warmth and functionality together with rich hickory cabinetry, a wall oven, electric cooktop, new stainless steel dishwasher, and pantry storage. Open to the adjoining living area, it keeps conversation flowing and makes entertaining effortless. Just beyond, the sunlit breakfast room overlooks the backyard gardens, offering a lovely place to start the morning. Step outside onto the deck, where a retractable awning provides flexibility for outdoor dining, relaxing, or simply enjoying the peaceful surroundings.

One of the home's most appealing features is its main-level primary suite, offering the comfort and convenience of a private retreat without the need to venture upstairs. Generously proportioned, the suite includes its own sitting area and gas fireplace, creating a cozy escape at the end of the day. The spacious ensuite bath features dual vanities, a garden tub, separate shower, and an expansive walk-in closet complete with a laundry chute. A conveniently located main-level laundry and mudroom, featuring a utility sink, garage access, and an exterior side door, adds everyday practicality, while a tucked-away powder room provides convenience for guests.

Upstairs, two generously sized bedrooms with ample closet space share a full bath with separate double-vanity areas. The expansive bonus room above the garage adds an entirely different dimension to the home. Originally designed to accommodate a home theater, wet bar, and exercise space, this flexible area offers exciting possibilities for entertainment, hobbies, recreation, or working from home.

Thoughtful improvements further enhance the home's appeal, including new windows installed in 2026, plantation shutters, custom roller shades, an encapsulated crawl space, and an irrigation system. An attached two-car garage with approximately 500 square feet and built-in shelving provides additional storage and functionality.

And then there's the location. Positioned between Mooresville and Denver, Somerset offers convenient access to shopping, restaurants, and everyday essentials while keeping the recreation and natural beauty of Lake Norman close by. Midway Marina, offering boat rentals and private boat clubs, is approximately five minutes away, while Pinnacle and McCrary Creek public boat launches are approximately seven minutes away.

Whether your perfect day includes time on the lake, entertaining on the deck, enjoying the gardens, or relaxing beside one of the home's two fireplaces, this property offers a wonderful balance of comfort, character, and connection to its surroundings.

Welcome home to Somerset, where the Lake Norman lifestyle is yours to enjoy.
Last check for updates: about 9 hours ago
Listing Provided by: Kristen Bernard
Keller Williams South Park
Jim Krautkremer
Keller Williams South Park
Source: Canopy MLS as distributed by MLS GRID, MLS#4433194

Home Details for 3889 Granite St

Interior Features

Interior Details
Number of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Half, Bathroom Full, Bonus Room, Breakfast, Dining Room, Flex Space, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2929 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, PropaneAppliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Wall OvenDishwasherDisposalLaundry: Laundry Room,SinkMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Electric,Heat PumpHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas Log, Great Room, Primary Bedroom, Propane
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Carpet, Tile, Wood
View
Has a ViewView: Water, Winter
Security
Security: Security System

Exterior Features

Exterior Home Features
Patio / Porch: DeckExterior: In-Ground IrrigationFoundation: Crawl Space
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached Garage,Garage on Main Level
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete
Water & Sewer
Sewer: Septic InstalledWater Body: Lake Norman
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 2929 Square Feet

Days on Market

Cumulative Days on Market: 30Days on Market: 27

Property Information

Year Built
Year Built: 2003
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: European,Traditional
Building
Construction Materials: Stone Veneer, VinylNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 4617144399280000

Price & Status

Price
List Price: $600,000Price Per Sqft: $205

Active Status

MLS Status: Under Contract-Show

Location

Direction & Address
City: TerrellCommunity: Somerset On Lake Norman
School Information
Elementary School: Sherrills FordJr High / Middle School: Mill CreekHigh School: Bandys

Agent Information

Listing Agent
Listing ID: 4433194

Building

Building Area
Building Area: 2929 Square Feet

Community

Community Features: Lake AccessNot Senior Community

HOA

HOA Name: Somerset on Lake Norman HOAHOA Phone: 828-674-0900Has an HOAHOA Fee: $225/Annually

Lot Information

Lot Area: 0.85 acres

Listing Info

Special Conditions: Standard

Miscellaneous

Mls Number: 4433194Zillow Contingency Status: Accepting Back-up OffersAttic: OtherWater ViewWater View: WaterAttribution Contact: kbernard@empowerhome.comAbove Grade Unfinished Area: 2929

Additional Information

Lake Access

Price and Tax history

DateEventPrice
Oct 14, 2026
Source: Canopy MLS as distributed by MLS GRID #4433194
Listed For Sale
$600,000
Oct 2, 2026
Source: Canopy MLS as distributed by MLS GRID #4367523
ListingRemoved
$615,000
Sep 1, 2026
Source: Canopy MLS as distributed by MLS GRID #4367523
PriceChange
$615,000
Price decreased by 2%
Aug 19, 2026
Source: Canopy MLS as distributed by MLS GRID #4367523
PriceChange
$625,000
Price decreased by 2%
Jul 3, 2026
Source: Canopy MLS as distributed by MLS GRID #4367523
Listed For Sale
$635,000

What Locals Say about Terrell

At least 2 Trulia users voted on each feature.
  • 100 % Say parking is easy

  • 100 % Say yards are well-kept

  • 100 % Say it's quiet

  • 100 % Say people would walk alone at night

  • 75 % Say there's wildlife

  • 75 % Say car is needed

  • 75 % Say there's holiday spirit

  • 73 % Say neighbors are friendly

  • 60 % Say there are community events

  • 50 % Say it's dog friendly

  • 50 % Say kids play outside

  • 40 % Say it's walkable to grocery stores

  • 33 % Say they plan to stay for at least 5 years

  • 25 % Say streets are well-lit

  • 25 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Seandhaley
    "Dogs are always outside being walked and very welcomed. Owners are however not good at picking up their waste"
  • Grace G.
    "enjoyable not too busy quiet and near lots of things to do! commute is longer when going into the city 40 minutes."
  • Simplecountrygirl
    "I’ve lived here almost 3 years. I’ve had the best neighbors in the world. It’s growing rapidly. It’s safe! Almost no crime."
  • arnold g.
    "GREAT area for a family that loves the outdoors and boating(boat ramp close by) Also Space for Guest to stay."

Market trends in Terrell

Last updated October 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
20
4
MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$376,000
02/23/26
3
2
1,664
0.04
Single-Family Home
$560,000
04/01/26
4
3
3,148
0.08
Single-Family Home
$550,000
04/24/26
3
2.5
2,588
0.26
Single-Family Home
$750,000
01/15/26
3
3.5
3,103
0.36
Single-Family Home
$275,000
12/09/25
3
2
1,248
0.38
Single-Family Home
$325,000
04/20/26
3
2
1,268
0.39
Single-Family Home
$1,215,000
03/02/26
3
3
4,066

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$627,900
3
2.5
2,749
Off Market
0.02
-
-
-
-
Off Market
0.02
$724,200
4
3
3,300
Off Market
0.04
-
-
-
-
Off Market
0.04
$560,000
4
3
3,148
Recently Sold
0.04
$557,800
3
3.5
2,559
Off Market
0.05
-
-
-
-
Off Market
0.05
$376,000
3
2
1,664
Recently Sold
0.06
-
-
-
-
Off Market
0.06
$670,100
4
2.5
3,587
Off Market
0.07
$601,900
4
3
2,955
Off Market
0.07
$729,700
4
3.5
2,610
Off Market
0.07
$1,337,600
4
4.5
3,776
Off Market
0.07
-
-
-
-
Off Market
0.07
$1,186,000
3
4
2,450
Off Market
0.07
$1,244,300
4
3
3,360
Off Market
0.08
-
-
-
-
Off Market
0.08
$1,207,000
4
3.5
3,466
Off Market
0.08
-
-
-
-
Off Market
0.08
$767,900
4
3
2,265
Off Market

LGBTQ Local Legal Protections

Kristen Bernard, Keller Williams South Park
Based on information submitted to the MLS GRID as of 2026-11-14 01:58:38 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 3889 Granite St

  • What is the estimated monthly payment for 3889 Granite St?
    Based on a $600,000 list price with 20% down at today's rates, the estimated monthly payment for 3889 Granite St in Terrell, NC is approximately $3,696 (about $3,336 principal & interest, $285 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 3889 Granite St?
    The closest schools to 3889 Granite St in Terrell, NC are Bandys High (Pre-K, rated 8/10), Mill Creek Middle (rated 4/10), Sherrills Ford Elementary (rated 7/10).
  • Does 3889 Granite St have air conditioning?
    Yes, 3889 Granite St in Terrell, NC has air conditioning.
  • Does 3889 Granite St have laundry facilities?
    Yes, 3889 Granite St in Terrell, NC has laundry facilities.
  • How big is the lot at 3889 Granite St?
    The lot at 3889 Granite St in Terrell, NC is about 0.85 acres (37,026 sq ft).
  • Does 3889 Granite St have a garage?
    Yes, 3889 Granite St in Terrell, NC has an attached garage.
3889 Granite St, Terrell, NC 28682 is a 3 bedroom, 3 bathroom, 2,929 sqft single-family home built in 2003. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Oct 14, 2026. The MLS # for this home is MLS# 4433194.