3860 River Bluff Rd, Union, KY 41091
Property image
Property image
OFF MARKET

3860 River Bluff Rd
Union, KY 41091

  • 4 Beds
  • 3 Baths
  • 2,520 sqft (on 6.29 acres)

$614,300

Trulia Estimate
as of Jul 29, 2026
Est. Refi. Payment $3,660/mo*
Refinance Your Home

$614,300

Trulia Estimate
as of Jul 29, 2026
Est. Refi. Payment $3,660/mo*
Refinance Your Home
4 Beds
3 Baths
2,520 sqft
(on 6.29 acres)

Local Information

  • Map ViewExplore the area around 3860 River Bluff Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2002
Lot Size
6.29 acres
Living Area
2,520 sqft
Price/Sqft
$244
Parking
Garage

About this House

Seldom does such a grand custom home come on the market just up the hill from the mighty and scenic Ohio River. Built by the builder-developer for himself, this home is full of upgrades and luxuries, too many to list here. The sellers rave most about the fabulous views like the sunsets and winter river views from the front deck, the abundant wildlife, and the tranquility of life in the country. They also love being close to historical locations like Big Bone Lick State Park, Jane's Saddlebag, and Rabbit Hash. Please schedule your private showing right away while you still have the chance!
3860 River Bluff Rd, Union, KY 41091 is a 4 bedroom, 3 bathroom, 2,520 sqft single-family home built in 2002. It last sold for $410,000 on Nov 20, 2020. It is currently off market. The Trulia Estimate is $614,300, with a rent estimate of $2,941/month.

Home Details for 3860 River Bluff Rd

Interior Features

Heating & Cooling
Heating: Forced AirAir ConditioningCooling System: OtherHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2
Fireplace & Spa
Fireplace

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Exterior Features

Exterior Home Features
Exterior: Other
Parking & Garage
GarageParking Spaces: 3Parking: Garage Attached, Off Street

Lot Information

Lot Area: 6.29 acres

Price History for 3860 River Bluff Rd

DatePriceEventSource
11/20/2020$410,000Sold
N/A
08/17/2020$439,900PendingAgent Provided
08/13/2020$439,900Listed For SaleAgent Provided
11/08/2010$250,000Sold
N/A
06/05/2000$43,000Sold
N/A

Market trends in Union

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$476K
$26.67KMoM
Sale-to-List Price
98.6%
0.8%MoM
Price per sq ft
$182
$2MoM
Available listings
130
15MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2024
Tax$4,579
Assessment$410,000
Home facts updated by county records

Comparable Sales for 3860 River Bluff Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
12264 Ryle Rd, Union, KY
1.77
Single-Family Home
$242,500
09/10/25
2
2
2,118
80 Jenna Dr, Verona, KY
1.65
Single-Family Home
$235,000
06/10/26
3
2.5
1,800
3948 Beaver Rd, Union, KY
2.21
Single-Family Home
$490,000
02/27/26
5
3
1,620
11960 Big Bone Church Rd, Union, KY
2.12
Single-Family Home
$376,000
10/10/25
3
1.5
1,620
4985 State Highway 1992, Warsaw, KY
0.96
Single-Family Home
$50,000
10/31/25
2
1
986
460 Nicholas Ridge Rd, Verona, KY
2.19
Single-Family Home
$213,000
07/24/26
3
2
1,586
11813 Big Bone Church Rd, Union, KY
2.55
Single-Family Home
$615,000
06/18/26
5
3
3,415
12300 Cleek Ln, Walton, KY
2.80
Single-Family Home
$660,000
02/05/26
3
3
3,234
11783 Big Bone Church Rd, Union, KY
2.72
Single-Family Home
$650,000
06/12/26
3
3
2,146
3255 State Highway 1992, Warsaw, KY
2.66
Single-Family Home
$406,000
04/08/26
3
1
1,847

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 3860 River Bluff Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Union

At least 100 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 92 % Say parking is easy

  • 90 % Say car is needed

  • 87 % Say there are sidewalks

  • 85 % Say it's quiet

  • 84 % Say people would walk alone at night

  • 83 % Say there's holiday spirit

  • 80 % Say yards are well-kept

  • 80 % Say kids play outside

  • 73 % Say streets are well-lit

  • 66 % Say there's wildlife

  • 62 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 48 % Say there are community events

  • 38 % Say it's walkable to grocery stores

  • 24 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Kjvn264th7
    "The schools are very good and lots of families in every neighborhood with children of all ages. Most neighborhoods are pretty safe for children to play outside and small parks to use. "
    0
    Flag
  • Sarahdamron
    "Limited public transit available. Car required, even to just get to the bus stop in most areas. Lots of traffic if you commute to downtown Cincinnati."
    0
    Flag
  • Psholtz2000
    "Lots of dogs in the neighborhood and people walking their animals. We plan on eventually getting a dog ourselves. "
    0
    Flag
  • Sammy M.
    "Lots of families live here. Good schools. Quiet streets. Our neighborhood has two pools, two ponds, two tennis courts, half a basketball court and a playground"
    0
    Flag
  • Sammy M.
    "Commute wise you have to have a car. If desperate you could walk to Kroger and some other business nearby but the road is currently under construction 7/2020 so there is no side walk available for a large portion to Kroger. It’s about 25 minutes to downtown Cincinnati by car. You basically have to have a car to get around. You do have to contend with I71/75 traffic if you have to get to work (unless you work in Florence which is the neighboring town, not many jobs in Union outside of retail and restaurant) which is notorious for a lot of traffic and major delays. But if you need to you can hop on to I-275 and take that to I471 and you will make it to the city. Or you can get off several exits after I-275 to take back roads through Covington to get to downtown Cincinnati. Now if for some reason you have to drive south of Union you will have very little traffic pending an accident or bad weather as most people commute north. "
    0
    Flag
  • Sammy M.
    "Lots of kids. good schools. Low crime rate. Lots of activities to join. Library close by. Lots of restaurants and shops short drive. "
    0
    Flag
  • Sammy M.
    "There are lots of families. Good public schools Ryle, Grey, Mann. Very safe community. Houses are well taken care of"
    0
    Flag
  • Smbreitling
    "I drive my kids to catholic school 20 minutes north on I 75/71. The majority of their activities are north of the I 275 loop, off I75. There are A LOT of semi trucks on the interstate. It takes 12 minutes to drive to the closest grocery store. I have lived in Union 15 yrs & the population is growing & so is the traffic. The roads aren’t ready for all the traffic. So, overall I really dislike the commute to anywhere I need to go, including restaurants & shopping. I’m ready to move 15 miles north. "
    0
    Flag
  • Zevelyc1
    "It can be a rough ride to Downtown in peak hours. They are redoing Richwood road so that will help. With no traffic the ride into Cincinnati is easy. With traffic though there are lots of ways around."
    1
    Flag
  • Xrzv.00
    "Very easy access to main highway, unfortunately mostly congested but it appears improvements are being made."
    0
    Flag
  • Angela P.
    "The commute is quite simple. Just minutes away from local major grocery stores, drugstores, and the major interstates. "
    1
    Flag
  • Mdvguest
    "Great schools and family oriented. A short commute to Cincinnati but a secluded and surrounded by farmland. "
    0
    Flag
  • hahaha
    "there are parades occasionally and there is a lot of development in the area. it will be booming within the next decade"
    0
    Flag
  • Jacklynemink
    "Please be careful around the road people tend to speed. Family neighborhood with nice parks and pools"
    0
    Flag
  • Markls42
    "I lived in this neighborhood for 9 years and we love this area. Great people and a great neighborhood to live in."
    0
    Flag
  • Anthony S.
    "there was a stabbing the other day with air care........................it wasn't a good sight really made us think. there's a lot of dirty in rich neighborhoods "
    0
    Flag
  • Ehodzic429
    "Walking their dogs outside in the manly parks that we have here. People clean up after their dogs. They have a dog park. "
    0
    Flag
  • Elysialee883
    "It’s laid back & almost suburban but country at the same time. I honestly love it . The greatest place"
    0
    Flag
  • Kayla A.
    "Great neighborhood, very safe, great community, young ones can grow up well with all the schools nearby."
    0
    Flag
  • Leslie S.
    "Family friendly. Very safe environment. Close to everything. Can’t get lost. Always something going on near by. "
    0
    Flag
  • Mfrancis1127
    "I have lived in this neighborhood for over one year and I love it. It is the kind of community would want to raise your family"
    0
    Flag
  • Mfrancis1127
    "I’ve lived in this neighborhood for almost a year and I have gotten to know quite a few of the neighbors. I love the setting and very happy to be here."
    0
    Flag
  • remy e.
    "Union is a lovely little town with the charm of a small community but the convenience of the mall down the road and the city 20 minutes away. Boone County was voted the healthiest county in the state and the Ryle High School District is fantastic."
    0
    Flag
  • Awinitaky
    "Union is a small town but close to big cities. It is central to everything needed and freeway accessible. It is growing very fast out here so traffic is a little congested at peak travel times (week days to and from work) but not enough to discourage moving here. We have beautiful well kept subdivisions in and around Union with great neighbors. Perfect for families who care about their homes."
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
  • Results are loading
Skip to first item

Explore by feature - Garage

Explore by feature - Air Conditioning

Explore by feature - Washer/dryer

Homes for sale near 3860 River Bluff Rd

Skip to last item
Skip to first item

Off Market Homes Near 3860 River Bluff Rd

Skip to last item
Skip to first item