312 Garrard St, Covington, KY 41011
Property image
Property image
OFF MARKET

$857,500

Trulia Estimate
  • 5 Beds
  • 5.5 Baths
  • 5,000 sqft

312 Garrard St, Covington, KY 41011

Est. Refi. Payment $5,332/mo*
Refinance Your Home
Currently Off Market - Sold Nov 26, 2024 for $675,000

Home Value

Trulia Estimate
$858K
Since last month
Increased$32K (+3.9%)
Since last year
Increased$174K (+25.1%)
Since last sale
Increased$191K (+28.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +61% in the last 10 years
MonthEstimated value
2026
August 2026$866K
August 2026$858K
July 2026$834K
June 2026$804K
May 2026$724K
April 2026$717K
March 2026$701K
February 2026$703K
January 2026$700K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
420-422 Riverside Dr, Covington, KY
0.20
Single-Family Home
$1,010,000
11/21/25
3
3.5
3,768
732 Garrard St, Covington, KY
0.37
Single-Family Home
$650,000
03/05/26
4
3.5
2,365
109 W 11th St, Covington, KY
0.77
Single-Family Home
$750,000
11/18/25
4
3.5
3,750
636 Greenup St, Covington, KY
0.31
Single-Family Home
$528,100
10/03/25
3
2.5
2,985
711 Scott St, Covington, KY
0.39
Single-Family Home
$675,000
10/28/25
3
2.5
2,438
914 Central Ave, Newport, KY
0.65
Single-Family Home
$575,000
07/22/26
4
3
3,032
109 Shelby St, Covington, KY
0.20
Single-Family Home
$912,500
12/02/25
2
3
2,004
525 E 4th St, Newport, KY
1.04
Single-Family Home
$905,000
02/17/26
4
4
4,148

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
305 E 3rd St, Covington, KY 41011
0.03
$341,000
2
2
1,241
Off Market
334 Scott St #3A, Covington, KY 41011
0.05
$735,000
2
2
1,853
Recently Sold
323 E 2nd St #309, Covington, KY 41011
0.09
$376,700
2
2
1,076
Off Market
323 E 2nd St #208, Covington, KY 41011
0.09
$289,000
2
1
987
For Sale
221B E 3rd St, Covington, KY 41011
0.06
$351,700
2
1.5
1,729
Off Market
323 E 2nd St #108, Covington, KY 41011
0.10
$344,500
2
2
1,150
Off Market
323 E 2nd St #201, Covington, KY 41011
0.10
$316,700
2
2
1,223
Off Market
323 E 2nd St #305, Covington, KY 41011
0.10
$212,600
1
1
740
Off Market
323 E 2nd St #407, Covington, KY 41011
0.10
$246,400
2
1
-
Off Market
323 E 2nd St #308, Covington, KY 41011
0.11
$310,000
2
1
989
Recently Sold
203 Garrard St, Covington, KY 41011
0.11
$722,900
5
2.5
4,672
Off Market

Local Information

  • Map ViewExplore the area around 312 Garrard St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
5,000 sqft
$172/sqft
Garage

About this House

The auction to sell the remaining items in the house is now going to private. If you would like to be invited. Please call the listing agent for info. We believe this home was built 2 years prior to the Civil War in 1853. It was eventually the home of Mary Florence Taney, famous author & community leader. It is an incredible home, loved & maintained by its current owner & local artist since 1985. This is a rare & special opportunity. It offers almost 5000 sq ft of living space. You will not believe the extensive millwork, the arched plaster moldings, the towering ceilings on all three floors, the 10-foot doors with 2-foot transoms, floor to ceiling windows with marble windowsills, 7 fireplaces, gorgeous pocket doors that work seamlessly, third floor cupola, gorgeous backyard & garden, original potting shed, one car garage, plenty of off-street parking & more. Years ago, it was converted into 5 luxury apartments without many architectural changes. The current owner was slowly converting it back to a single-family home but didn't quite complete the project. It could now easily go back to single or multi-family living.
312 Garrard St, Covington, KY 41011 is a 5 bedroom, 6 bathroom, 5,000 sqft single-family home. It last sold for $675,000 on Nov 26, 2024 (16% below the $799,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $857,500, with a rent estimate of $4,469/month.
Last check for updates: about 10 hours ago
Listed by Lori Taylor, (859) 486-8239
Coldwell Banker Realty FM
Bought with: Kristi Aytes, (859) 250-8668, Trauth Property Group
Source: NKMLS, MLS#623008

Home Details for 312 Garrard St

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bonus Room, Dining Room, Entry, Family Room, Kitchen, Laundry, Living Room, Utility Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 6Number of Bathrooms (full): 5Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 5000 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Gas Range, Dishwasher, Dryer, Refrigerator, WasherDishwasherDryerLaundry: Electric Dryer Hookup,Laundry Room,Main Level,Washer HookupRefrigeratorWasher
Heating & Cooling
Heating: Steam,Hot Water,RadiantHas CoolingAir Conditioning: Central Air,Wall Unit(s)Has HeatingHeating Fuel: Steam
Fireplace & Spa
Number of Fireplaces: 7Fireplace: InoperableHas a Fireplace
Windows, Doors, Floors & Walls
Window: Storm Window(s), Wood FramesDoor: Pocket Door(s), Multi Panel Doors
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or More
View
Has a ViewView: City, River, Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioOther Structures: Garage(s), Shed(s)Exterior: Private YardFoundation: Block
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Assigned,Driveway,Garage,Garage Door Opener,Off Street,On Street
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 142

Property Information

Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Historic
Building
Construction Materials: BrickNot a New ConstructionNot Attached Property
Property Information
Condition: Existing StructureParcel Number: 0541417009.00

Price & Status

Price
List Price: $799,900
Status Change & Dates
Off Market Date: Thu Oct 10 2024

Active Status

MLS Status: Sold

Location

Direction & Address
City: Covington
School Information
Elementary School: John G. Carlisle ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep

Building

Building Area
Building Area: 5000 Square Feet

HOA

No HOA

Lot Information

Lot Area: 9147.6 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 623008Water ViewWater View: River

Price and Tax history

DateEventPrice
Nov 26, 2024
Source: NKMLS #623008
Sold
$675,000
Oct 15, 2024
Source: NKMLS #623008
Pending
$799,900
Sep 8, 2024
Source: NKMLS #623008
PriceChange
$799,900
Price decreased by 11%
Aug 20, 2024
Source: NKMLS #623008
Listed For Sale
$899,900
Aug 4, 2024
Source: NKMLS #623008
ListingRemoved

Market trends in Covington

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$230K
Sale-to-List Price
99.7%
0.6%MoM
Price per sq ft
$169
$1MoM
Available listings
207
14MoM

Around this home

What Locals Say about Covington

At least 422 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 73 % Say car is needed

  • 72 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 65 % Say parking is easy

  • 63 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 53 % Say it's walkable to restaurants

  • 52 % Say people would walk alone at night

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 48 % Say they plan to stay for at least 5 years

  • 37 % Say it's quiet

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Khnf6nyf29
    "Dogs are walked, both on sidewalks and alley ways. Done barking dogs in neighborhood and a few coyotes. "
    0
    Flag
  • Drew Woll
    "Close to almost anything in the Cincinnati area. If commute is a top priority this is the cheapest location with the shortest commute. I work 30 mins up north in Springdale which is a 25 mile drive. In 30 mins I could probably make it down to Williamstown, KY. South of MLK Street can be a bit unsafe just fyi."
    0
    Flag
  • Reeds-fuzzier.0l
    "Nice area, very quiet, packages are safe outside.. however not a very minority friendly area. I've lived here for years, neighbors only began to speak/ look me in the face once they seen I had gotten a puppy. "
    0
    Flag
  • Keli Simpson
    "The schools are not the greatest. The sixth district school has been completely remodeled and has air conditioning. There is an FC sponsored soccer pitch close,"
    0
    Flag
  • Htibtani
    "I moved in Covington on year 2000 Started my business and purchase home raised my kids and I’m still here, I love my Covington."
    0
    Flag
  • Asiago Lattimore
    "Probably the traffic sometimes lack of green space. There’s only 1 dog park and it’s near the northern west part of the city. "
    2
    Flag
  • Trulia User
    "It’s safe to live in Kentucky. I enjoy that everything is around me and we have great parks to go to "
    2
    Flag
  • Leanna
    "There's a new dog park right across from Larry's -great vibe neighborhood bar with food! The small dog community is starting to form and it's fun to run into your community friends out and about."
    0
    Flag
  • Leanna
    "There's a new dog park that's becoming a great place to meet people and getting to know your neighbors."
    1
    Flag
  • Trulia User
    "Yes it is very important for them to know everything about it they will know everything about it yes "
    1
    Flag
  • Trulia User
    "I love Latonia I’ve lived here for 47 years Latonia is our home for my daughter and I We love the area I still run in to people I went to kindergarten with A lot is in walking distance "
    0
    Flag
  • Trulia User
    "My mom lives here I visit her very frequently it’s not the nicest place since it’s a low income place people take advantage "
    0
    Flag
  • Trulia User
    "Not much space for pets house are on hills, the streets are horrible and it’s a pain to get around in the winter season "
    2
    Flag
  • Tim
    "LOVE IT I don’t have a dog. We have a pet rabbit, but all that does is make all the neighborhood dogs be quite affectionate. I think at least 75% of residence own a dog. 90% have a pet of some type"
    0
    Flag
  • Marsha B.
    "We have the licking river historic community. Neighborly condo association., farmers market for the community. "
    0
    Flag
  • Kelsie L.
    "There is few grassy spots on walks and the yard space is pretty limited in most areas in town. Great dogs parks nearby as well as devou park for hikes. "
    0
    Flag
  • Jdt.714
    "Some areas are okay, many are sketchy. Not an area to walk alone at night. Petty crime is common. Many folks won’t clean up after their pets."
    22
    Flag
  • Dena H.
    "Oktoberfest Maifest Dog costume parade. There used to be a festival every month during the summer and fall "
    0
    Flag
  • Jmsmith1990
    "trustworthy group of individuals, left packages on our doorstep and none have disappeared. I have borrowed from neighbors and all have been very generous"
    0
    Flag
  • Orlando W.
    "The neighborhood is a dog friendly area and people are very friendly. I like the area for that reason as well. When my grand babies come over I feel safe with them playing out side."
    0
    Flag
  • Skloeker01
    "Schools are improving and there is a general sense of community that has developed strongly over the last 8 to 10 years."
    0
    Flag
  • Debra H.
    "there are 4 buses that I can take to get downtown so if I miss one there are 3 others I can take. it gets me where I need to go"
    6
    Flag
  • Alicia H.
    "Alot of events in the main Strauss area threw out the year. It's known as a German town. Food pubs year around. then festivals Mardi gras ect. It's a beautiful city. any day of the year just for a walk by the river for the view "
    12
    Flag
  • Aaron.henderson33
    "My neighborhood has a great community feel. It’s safe and convenient but still secluded enough to feel private"
    0
    Flag
  • Charles H.
    "All kinds of events put on by the Mainstrasse council during the holidays. Halloween costume contest and animal parades, tree lightings etc"
    0
    Flag
  • Donna
    "Street parties in main Strauss are always fun and family friendly. We’re also close to other towns who throw events. "
    1
    Flag
  • Shelli.rowland
    "I’ve lived here for 10 yrs. we live in the oldest settlement in Covington. The neighbors are kind and we have a great walking neighborhood. "
    15
    Flag
  • TJ
    "It’s been very enjoyable. The neighborhood is quiet and the area is well kept. I have been here for a year and so far so good."
    12
    Flag
  • Lacie H.
    "It’s home to me! I’ve grown up here. The community sticks together, we are one big family. I’m safe here. Positive out-ways the negative."
    2
    Flag
  • Jessezetko
    "great access to TANK services, bus stop around every corner. Uber and Lyft is everywhere for people who can't or don't drive. Not any bad traffic besides when there are crashes on Madison."
    6
    Flag
  • Dan M.
    "A quick and easy access to 75, 71, 74, and 275. The perfect in between location! Downtown is only an 8 minute drive. Uber and Lyft rides downtown are on average about $12. "
    0
    Flag
  • Rob B.
    "There are lots of families moving into the city and the parks and restaurants are wonderful. The city is actively working to improve life for the city’s residents. "
    0
    Flag
  • Daisy W.
    "German heritage, gentrification, goetta fest, may fest, Madison theater, garden tours, biking and walking to work!"
    0
    Flag

LGBTQ Local Legal Protections

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Frequently asked questions about 312 Garrard St

  • What is 312 Garrard St estimated to be worth?
    Trulia's estimated value for 312 Garrard St in Covington, KY is $857,500.
  • What is the price history for 312 Garrard St?
    312 Garrard St in Covington, KY last sold for $675,000 in November 2024.
  • Is Covington a buyer's or seller's market?
    Covington is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Covington?
    The median sale price in Covington is $230K. That is roughly unchanged from the prior month.
  • Does 312 Garrard St have air conditioning?
    Yes, 312 Garrard St in Covington, KY has air conditioning.
  • Does 312 Garrard St have laundry facilities?
    Yes, 312 Garrard St in Covington, KY has in-unit laundry.

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