732 Garrard St
Covington, KY 41011
- 4 Beds
- 3.5 Baths
- 2,365 sqft
$650,000
Last Sold: Mar 5, 2026
4% below list $680K
$275/sqft
Est. Refi. Payment $3,371/mo*
$650,000
Last Sold: Mar 5, 2026
4% below list $680K
$275/sqft
Est. Refi. Payment $3,371/mo*
4 Beds
3.5 Baths
2,365 sqft
Local Information
-- mins to
Description
Nestled in Covington's historic Licking Riverside district, 732 Garrard Street blends modern comfort with timeless charm. This four-bedroom, four-bath home offers nearly 2,500 square feet of open, light-filled living. The main level flows seamlessly from the spacious kitchen and dining area to a bright living room ideal for entertaining. Upstairs, the primary suite features a private deck and spa-style bath, while additional bedrooms offer flexibility for guests or office space. Efficiency upgrades include all-new luxury Pella windows, enhanced insulation, split HVAC systems, and a tankless water heater. Outdoor living shines with dual decks, covered parking, and a generous fenced lot—rare for this walkable neighborhood. Moments from MainStrasse, the riverfront, and downtown Cincinnati, this home combines luxury, efficiency, and location in perfect balance.
732 Garrard St, Covington, KY 41011 is a 4 bedroom, 4 bathroom, 2,365 sqft single-family home. It last sold for $650,000 on Mar 5, 2026 (4% below the $680,000 asking price). It is currently off market. The Trulia Estimate is $661,200, with a rent estimate of $3,013/month.
Home Highlights
Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$275/sqft
Listed
180+ days ago
Home Details for 732 Garrard St
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Interior Details Number of Rooms: 12Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 2, Bathroom 3, Bathroom 4, Dining Room, Kitchen, Laundry, Living Room, Other Room, Primary Bath |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 2365 Square Feet |
Appliances & Utilities Utilities: Natural Gas AvailableAppliances: Stainless Steel Appliance(s), Gas Range, RefrigeratorRefrigerator |
Heating & Cooling Heating: Heat Pump,Forced Air,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump |
Levels, Entrance, & Accessibility Stories: 3Levels: Three Or More |
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Exterior Home Features Roof: Asphalt ShingleFoundation: Stone |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Off Street |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 98 |
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Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Other,Historic |
Building Construction Materials: Brick, Wood SidingNot a New ConstructionNot Attached Property |
Property Information Condition: Existing StructureParcel Number: 0542327003.00 |
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Price List Price: $680,000Price Per Sqft: $275/sqft |
Status Change & Dates Off Market Date: Fri Jan 16 2026 |
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MLS Status: Sold |
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Direction & Address City: Covington |
School Information Elementary School: First District ElementaryJr High / Middle School: Holmes Middle SchoolHigh School: Holmes Senior HighHigh School District: Covington Indep |
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Building Area Building Area: 2365 Square Feet |
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No HOA |
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Lot Area: 9583.2 sqft |
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Mobile Home Park Mobile Home Units: Feet |
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Mls Number: 637048 |
Last check for updates: about 2 hours ago
Listed by Ana Williams, (859) 443-1117
eXp Realty, LLC
Bought with: Nicole Rankin, (859) 394-4930, Coldwell Banker Realty FM
Source: NKMLS, MLS#637048

Price History for 732 Garrard St
| Date | Price | Event | Source |
|---|---|---|---|
| 03/05/2026 | $650,000 | Sold | NKMLS #637048 |
| 01/19/2026 | $680,000 | Pending | NKMLS #637048 |
| 12/15/2025 | $680,000 | PriceChange | NKMLS #637048 |
| 11/04/2025 | $699,000 | PriceChange | NKMLS #637048 |
| 10/10/2025 | $725,000 | Listed For Sale | NKMLS #637048 |
| 10/09/2025 | ListingRemoved | N/A | |
| 09/05/2025 | $749,900 | Listed For Sale | N/A |
| 09/30/2024 | $150,000 | Sold | N/A |
| 03/19/2019 | $55,000 | Sold | N/A |
| 03/30/2015 | $29,700 | Sold | N/A |
| 05/15/2014 | $19,000 | Sold | N/A |
| 04/12/2014 | $19,900 | PriceChange | Agent Provided |
| 01/09/2014 | $51,000 | Listed For Sale | Agent Provided |
| 10/10/2013 | $35,000 | ListingRemoved | Agent Provided |
| 10/06/2012 | $35,000 | Listed For Sale | Agent Provided |
| 08/22/2012 | $35,000 | ListingRemoved | Agent Provided |
| 07/28/2012 | $35,000 | PriceChange | Agent Provided |
| 06/21/2012 | $40,000 | PriceChange | Agent Provided |
| 06/15/2012 | $79,900 | Listed For Sale | Agent Provided |
| 04/11/2012 | $79,900 | ListingRemoved | Agent Provided |
| 02/16/2012 | $79,900 | PriceChange | Agent Provided |
| 10/11/2011 | $89,900 | Listed For Sale | Agent Provided |
| 03/24/2011 | $189,900 | ListingRemoved | N/A |
| 11/10/2008 | $189,900 | Listed For Sale | N/A |
| 01/07/1997 | $92,000 | Sold | N/A |
Market trends in Covington
Last updated June 2026
Avg. sale price
$224K
$9KMoM
Sale-to-List Price
98.7%
Price per sq ft
$168
$6MoM
Available listings
193
23MoM
Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $1,447 |
| Assessment | $110,000 |
Home facts updated by county records
Comparable Sales for 732 Garrard St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.12 | Single-Family Home | $528,100 | 10/03/25 | 3 | 2.5 | 2,985 | |
0.22 | Single-Family Home | $675,000 | 10/28/25 | 3 | 2.5 | 2,438 | |
0.50 | Single-Family Home | $750,000 | 11/18/25 | 4 | 3.5 | 3,750 | |
0.07 | Single-Family Home | $489,900 | 09/02/25 | 2 | 1.5 | 2,418 | |
0.19 | Single-Family Home | $284,900 | 06/26/26 | 4 | 2.5 | 1,676 | |
0.60 | Single-Family Home | $540,000 | 12/31/25 | 3 | 2.5 | 3,065 | |
0.56 | Single-Family Home | $1,010,000 | 11/21/25 | 3 | 3.5 | 3,768 | |
0.45 | Single-Family Home | $504,900 | 09/12/25 | 3 | 3.5 | 2,096 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 732 Garrard St.
What Locals Say about Covington
At least 420 Trulia users voted on each feature.
88 % Say there are sidewalks
87 % Say it's dog friendly
73 % Say car is needed
72 % Say yards are well-kept
66 % Say there's holiday spirit
65 % Say parking is easy
63 % Say kids play outside
58 % Say streets are well-lit
55 % Say neighbors are friendly
53 % Say it's walkable to restaurants
52 % Say people would walk alone at night
52 % Say there's wildlife
50 % Say it's walkable to grocery stores
48 % Say they plan to stay for at least 5 years
37 % Say it's quiet
35 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
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Apartments for Rent
Homes for sale near 732 Garrard St
Off Market Homes Near 732 Garrard St

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

