309 W  4th St, Waterloo, IL 62298
OFF MARKET
Listed by Carla S Mercer, eXp Realty, (888) 574-9405 . Bought with eXp Realty

309 W 4th St
Waterloo, IL 62298

  • 3 Beds
  • 1 Bath
  • 1,404 sqft (on 0.32 acres)

$237,300

Trulia Estimate
as of Jun 10, 2026
Est. Refi. Payment $1,596/mo*

$237,300

Trulia Estimate
as of Jun 10, 2026
Est. Refi. Payment $1,596/mo*
3 Beds
1 Bath
1,404 sqft
(on 0.32 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Property being sold AS IS. Seller will not do any repairs, priced accordingly. Step back in time when you walk through the door of this enchanting home. Close to all that downtown Waterloo has to offer. Soaring ceilings and oversized rooms make each space seem larger. Enjoy not 1 but 2 living/gathering spaces in the front of the home...use one for a music room, library, office, or whatever your needs are. Eat in kitchen for smaller gatherings, Large dining room that bridges the Living Room to the kitchen, perfect for entertaining a houseful. Main level Master B/R & 2 additional B/R's upstairs. This home is brimming with potential and looking for an owner that appreciates all that it has to offer. Detached 1 car oversized garage and LARGE yard. 2 accessory buildings on the back of the property making this outdoor space private. You can tell this home was adored & well loved by its owner. Incredibly charming from the curb to the alleyway in back. You have to see this to appreciate it! Additional Rooms: Mud Room
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from April 29, 2025

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 309 W 4th St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: FullNumber of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom, Bathroom, Dining Room, Family Room, Kitchen, Living Room, Mud Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1404 Square Feet
Appliances & Utilities
Appliances: Dryer, Microwave, Gas Range, Gas Oven, Refrigerator, Washer, Gas Water HeaterDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Wall/Window Unit(s),Gas,Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Wood FramesFlooring: Hardwood
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Hardwood

Exterior Features

Exterior Home Features
Other Structures: Shed(s)Exterior: Entry Steps/StairsFoundation: Stone
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageParking Spaces: 1Parking: Additional Parking,Detached,Garage,Garage Door Opener,Off Street
Frontage
Road Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1404 Square Feet

Days on Market

Cumulative Days on Market: 40

Property Information

Year Built
Year Built: 1894
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other,Historic
Building
Construction Materials: Brick
Property Information
Parcel Number: 0725251025000

Price & Status

Price
List Price: $149,900
Status Change & Dates
Off Market Date: Thu Jul 18 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Martins Add
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1404 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORS

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Closing-BuyerListing Terms: Cash, Conventional

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 24036356Above Grade Unfinished Area: 1404Showing Requirements: Lockbox
Last check for updates: about 3 hours ago
Listed by Carla S Mercer, (618) 207-1804
eXp Realty
Bought with: Monica Schmidt, (618) 567-9203, eXp Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#24036356

Price History for 309 W 4th St

DatePriceEventSource
07/18/2024$190,000Sold
MARIS #24036356
07/18/2024$149,900PendingMARIS #24036356
07/09/2024$149,900ContingentMARIS #24036356
07/09/2024$149,900PendingToActiveMARIS #24036356
06/15/2024$149,900ContingentMARIS #24036356
06/08/2024$149,900Listed For SaleMARIS #24036356

Market trends in Waterloo

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
61
2
MoM
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Property Tax and Assessment

Year2024
Tax$1,888
Assessment$217,110
Home facts updated by county records

Homeowner tools

Estimated monthly rent$1,530/mo

Comparable Sales for 309 W 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.29
Single-Family Home
$167,500
04/02/26
3
1.5
1,408
0.21
Single-Family Home
$259,500
01/06/26
3
2
1,400
0.04
Single-Family Home
$168,000
06/20/25
3
2
1,070
0.22
Single-Family Home
$250,000
12/15/25
3
1.5
1,110
0.25
Single-Family Home
$194,368
10/03/25
2
1
1,040
0.36
Single-Family Home
$190,000
08/18/25
2
1
1,209
0.15
Single-Family Home
$190,000
09/15/25
2
1
959
0.09
Single-Family Home
$139,000
05/15/26
2
1
1,062

Nearby homes

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Assigned Schools

These are the assigned schools for 309 W 4th St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information
309 W 4th St, Waterloo, IL 62298 is a 3 bedroom, 1 bathroom, 1,404 sqft single-family home built in 1894. This property is not currently available for sale. 309 W 4th St was last sold on Jul 18, 2024 for $190,000 (27% higher than the asking price of $149,900). The current Trulia Estimate for 309 W 4th St is $237,300.