309 W 4th St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Carla S Mercer, eXp Realty, (618) 207-1804 . Bought with eXp Realty

$234,200

Trulia Estimate
  • 3 Beds
  • 1 Bath
  • 1,404 sqft (on 0.32 acres)

309 W 4th St, Waterloo, IL 62298

Est. Refi. Payment $1,648/mo*
Refinance Your Home
Currently Off Market - Sold Jul 18, 2024 for $190,000

Home Value

Trulia Estimate
$234K
Since last month
Decreased$2K (-0.9%)
Since last year
Increased$25K (+11.9%)
Since last sale
Increased$42K (+21.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +73% in the last 10 years
MonthEstimated value
2026
September 2026$232K
August 2026$234K
July 2026$234K
June 2026$239K
May 2026$242K
April 2026$241K
March 2026$228K
February 2026$220K
January 2026$204K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
401 Park St, Waterloo, IL
0.09
Single-Family Home
$215,000
07/10/26
3
1
1,654
227 N Moore St, Waterloo, IL
0.29
Single-Family Home
$167,500
04/02/26
3
1.5
1,408
9 Kevin St, Waterloo, IL
0.21
Single-Family Home
$259,500
01/06/26
3
2
1,400
421 S Church St, Waterloo, IL
0.22
Single-Family Home
$250,000
12/15/25
3
1.5
1,110
108 Rau St, Waterloo, IL
0.12
Single-Family Home
$170,000
07/27/26
3
2
1,596
601 Stiening St, Waterloo, IL
0.25
Single-Family Home
$194,368
10/03/25
2
1
1,040
317 Walnut St, Waterloo, IL
0.15
Single-Family Home
$190,000
09/15/25
2
1
959

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
314 W 3rd St, Waterloo, IL 62298
0.03
$248,500
2
2
1,092
Off Market
213 S Library St, Waterloo, IL 62298
0.04
$169,600
3
2
1,070
Off Market
222 W 3rd St, Waterloo, IL 62298
0.08
$217,900
3
1
1,700
Off Market
320 W 3rd St, Waterloo, IL 62298
0.05
$152,900
2
3
1,008
Off Market
203 Salisbury St, Waterloo, IL 62298
0.09
$238,200
2
2
2,130
Off Market
335 W 4th St, Waterloo, IL 62298
0.09
$139,000
2
1
1,062
Recently Sold
401 Park St, Waterloo, IL 62298
0.09
$215,000
3
1
1,654
Recently Sold
108 Rau St, Waterloo, IL 62298
0.12
$170,000
3
2
1,596
Recently Sold
108 S Moore St, Waterloo, IL 62298
0.14
$40,000
2
-
1,134
Recently Sold
404-406 Flower St, Waterloo, IL 62298
0.17
$217,000
Studio
-
1,980
Recently Sold
307 Walnut St, Waterloo, IL 62298
0.15
$181,900
2
1
891
Off Market

Local Information

  • Map ViewExplore the area around 309 W 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1894
0.32 acre lot
1,404 sqft
$167/sqft
Garage

About this House

Property being sold AS IS. Seller will not do any repairs, priced accordingly. Step back in time when you walk through the door of this enchanting home. Close to all that downtown Waterloo has to offer. Soaring ceilings and oversized rooms make each space seem larger. Enjoy not 1 but 2 living/gathering spaces in the front of the home...use one for a music room, library, office, or whatever your needs are. Eat in kitchen for smaller gatherings, Large dining room that bridges the Living Room to the kitchen, perfect for entertaining a houseful. Main level Master B/R & 2 additional B/R's upstairs. This home is brimming with potential and looking for an owner that appreciates all that it has to offer. Detached 1 car oversized garage and LARGE yard. 2 accessory buildings on the back of the property making this outdoor space private. You can tell this home was adored & well loved by its owner. Incredibly charming from the curb to the alleyway in back. You have to see this to appreciate it! Additional Rooms: Mud Room
309 W 4th St, Waterloo, IL 62298 is a 3 bedroom, 1 bathroom, 1,404 sqft single-family home built in 1894. It last sold for $190,000 on Jul 18, 2024 (27% above the $149,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $234,200, with a rent estimate of $1,557/month.

Home Details for 309 W 4th St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: FullNumber of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom, Bathroom, Dining Room, Family Room, Kitchen, Living Room, Mud Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1404 Square Feet
Appliances & Utilities
Appliances: Dryer, Microwave, Gas Range, Gas Oven, Refrigerator, Washer, Gas Water HeaterDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Wall/Window Unit(s),Gas,Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Wood FramesFlooring: Hardwood
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Hardwood

Exterior Features

Exterior Home Features
Other Structures: Shed(s)Exterior: Entry Steps/StairsFoundation: Stone
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageParking Spaces: 1Parking: Additional Parking,Detached,Garage,Garage Door Opener,Off Street
Frontage
Road Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1404 Square Feet

Days on Market

Cumulative Days on Market: 40

Property Information

Year Built
Year Built: 1894
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other,Historic
Building
Construction Materials: Brick
Property Information
Parcel Number: 0725251025000

Price & Status

Price
List Price: $149,900
Status Change & Dates
Off Market Date: Thu Jul 18 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Martins Add
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1404 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORS

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Closing-BuyerListing Terms: Cash, Conventional

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 24036356Above Grade Unfinished Area: 1404Showing Requirements: Lockbox

Price and Tax history

DateEventPrice
Jul 18, 2024
Source: MARIS #24036356
Sold
$190,000
Jul 18, 2024
Source: MARIS #24036356
Pending
$149,900
Jul 9, 2024
Source: MARIS #24036356
Contingent
$149,900
Jul 9, 2024
Source: MARIS #24036356
PendingToActive
$149,900
Jun 15, 2024
Source: MARIS #24036356
Contingent
$149,900

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Frequently asked questions about 309 W 4th St

  • What is 309 W 4th St estimated to be worth?
    Trulia's estimated value for 309 W 4th St in Waterloo, IL is $234,200.
  • What is the price history for 309 W 4th St?
    309 W 4th St in Waterloo, IL last sold for $190,000 in July 2024.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 309 W 4th St have air conditioning?
    Yes, 309 W 4th St in Waterloo, IL has air conditioning.
  • Does 309 W 4th St have laundry facilities?
    Yes, 309 W 4th St in Waterloo, IL has in-unit laundry.

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