320 W 3rd St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Jena Gibbs, eXp Realty, (618) 317-2319 . Bought with eXp Realty

$154,800

Trulia Estimate
  • 2 Beds
  • 3 Baths
  • 1,008 sqft

320 W 3rd St, Waterloo, IL 62298

Est. Refi. Payment $1,125/mo*
Refinance Your Home
Currently Off Market - Sold May 27, 2025 for $151,000

Home Value

Trulia Estimate
$155K
Since last month
Increased$2K (+1.4%)
Since last year
Increased$1K (+0.6%)
Since last sale
Increased$4K (+2.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +49% in the last 10 years
MonthEstimated value
2026
September 2026$155K
August 2026$153K
July 2026$154K
June 2026$152K
May 2026$152K
April 2026$154K
March 2026$154K
February 2026$154K
January 2026$153K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
335 W 4th St, Waterloo, IL
0.07
Single-Family Home
$139,000
05/15/26
2
1
1,062
108 Rau St, Waterloo, IL
0.07
Single-Family Home
$170,000
07/27/26
3
2
1,596
237 N Moore St, Waterloo, IL
0.31
Single-Family Home
$194,400
06/12/26
3
2.5
1,204
100 Lemen St, Waterloo, IL
0.15
Single-Family Home
$198,000
05/20/26
2
2
1,613
218 Magnolia Ave, Waterloo, IL
0.22
Single-Family Home
$175,000
08/04/26
2
1
1,031
611 S Market St, Waterloo, IL
0.48
Single-Family Home
$130,000
09/25/25
2
2
1,086
206 Magnolia Ave, Waterloo, IL
0.25
Single-Family Home
$239,900
08/03/26
3
3
1,311
308 Walnut St, Waterloo, IL
0.23
Single-Family Home
$260,000
06/01/26
3
2.5
2,090
412 Park St, Waterloo, IL
0.15
Single-Family Home
$265,000
04/29/26
4
2
1,254

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
314 W 3rd St, Waterloo, IL 62298
0.03
$248,000
2
2
1,092
Off Market
309 W 4th St, Waterloo, IL 62298
0.05
$234,600
3
1
1,404
Off Market
203 Salisbury St, Waterloo, IL 62298
0.05
$237,600
2
2
2,130
Off Market
335 W 4th St, Waterloo, IL 62298
0.07
$139,000
2
1
1,062
Recently Sold
108 Rau St, Waterloo, IL 62298
0.07
$170,000
3
2
1,596
Recently Sold
213 S Library St, Waterloo, IL 62298
0.08
$171,900
3
2
1,070
Off Market
108 S Moore St, Waterloo, IL 62298
0.09
$40,000
2
-
1,134
Recently Sold
401 Park St, Waterloo, IL 62298
0.11
$215,000
3
1
1,654
Recently Sold
222 W 3rd St, Waterloo, IL 62298
0.10
$220,700
3
1
1,700
Off Market
404-406 Flower St, Waterloo, IL 62298
0.13
$217,000
Studio
-
1,980
Recently Sold
412 Park St, Waterloo, IL 62298
0.15
$265,000
4
2
1,254
Recently Sold

Local Information

  • Map ViewExplore the area around 320 W 3rd St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1933
1,008 sqft
$154/sqft

About this House

What's unique:Spacious bedroomsLarge fenced-in backyardEntertainment roomBonus roomRadiant heater systemFull unfinished basement
This inviting 2-bedroom, 2-bath bungalow is ready for a new owner to bring their finishing touches and make it their own. The main level features two spacious bedrooms, a full bathroom, and new LVP flooring throughout. Recent updates include new plumbing on the main floor and a radiant heater system, complemented by a new furnace installed in 2018. Upstairs, you'll find a bonus room that is used as a 3rd bedroom and an entertainment room, along with an additional full bath — perfect for a guest suite, home office, or hobby space. The full unfinished basement with a 3rd full bath area. Bar and bar stools in basement stays. Outside, enjoy a large, fenced-in backyard — ideal for pets, play, and outdoor gatherings. Don’t miss the chance to transform this charming home into your dream space! Seller is selling "AS IS".
320 W 3rd St, Waterloo, IL 62298 is a 2 bedroom, 3 bathroom, 1,008 sqft single-family home built in 1933. It last sold for $151,000 on May 27, 2025 (5% below the $159,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $154,800, with a rent estimate of $1,601/month.

Home Details for 320 W 3rd St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,Walk-Up AccessNumber of Rooms: 2
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1008 Square Feet
Appliances & Utilities
Appliances: Electric Range, Electric Oven, Refrigerator, Gas Water HeaterRefrigerator
Heating & Cooling
Heating: Radiant,Natural GasHas CoolingAir Conditioning: Attic FanHas HeatingHeating Fuel: Radiant
Fireplace & Spa
Fireplace: NoneNo Fireplace
Levels, Entrance, & Accessibility
Levels: One and One Half

Exterior Features

Parking & Garage
No CarportNo GarageParking: Off Street
Frontage
Road Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1008 Square Feet

Days on Market

Cumulative Days on Market: 37

Property Information

Year Built
Year Built: 1933
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional,Bungalow
Property Information
Parcel Number: 0725251006000

Price & Status

Price
List Price: $159,000
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: West Outlots Sec
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 1008 Square Feet

HOA

HOA Fee Includes: OtherAssociation for this Listing: Southwestern Illinois Board of REALTORS

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan, Assumable

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25024680Above Grade Unfinished Area: 1008Showing Requirements: Combination Lock Box, Occupied

Price and Tax history

DateEventPrice
May 27, 2025
Source: MARIS #25024680
Sold
$151,000
Apr 24, 2025
Source: MARIS #25024680
Pending
$159,000
Apr 21, 2025
Source: MARIS #25024680
Listed For Sale
$159,000
Jun 30, 2017
Source: N/A
Sold
$83,000

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
41
4MoM

Around this home

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

LGBTQ Local Legal Protections

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Frequently asked questions about 320 W 3rd St

  • What is 320 W 3rd St estimated to be worth?
    Trulia's estimated value for 320 W 3rd St in Waterloo, IL is $154,800.
  • What is the price history for 320 W 3rd St?
    320 W 3rd St in Waterloo, IL last sold for $151,000 in May 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 320 W 3rd St have air conditioning?
    Yes, 320 W 3rd St in Waterloo, IL has air conditioning.
  • How big is the lot at 320 W 3rd St?
    The lot at 320 W 3rd St in Waterloo, IL is about 0.19 acres (8,276 sq ft).

Explore by feature - Air Conditioning

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