221 Chatto Loop, Murphy, NC 28906
SOLD
SEP 9, 2025

221 Chatto Loop
Murphy, NC 28906

  • 2 Beds
  • 2 Baths
  • 988 sqft (on 0.73 acres)

$275,000

Last Sold: Sep 9, 2025
4% below list $287K
$278/sqft
Est. Refi. Payment $1,547/mo*
Refinance Your Home

$275,000

Last Sold: Sep 9, 2025
4% below list $287K
$278/sqft
Est. Refi. Payment $1,547/mo*
Refinance Your Home
2 Beds
2 Baths
988 sqft
(on 0.73 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Tucked away just minutes from downtown Murphy, this charming two bedroom, two bath cabin is a true gem that's move-in ready! Everything about this property invites comfort and mountain living, from the open layout to its multiple outdoor spaces that include firepit areas perfect for cozy evenings. The kitchen impresses with granite countertops and upgraded stainless appliances, including a gas range, making it a great space for both casual and gourmet cooking. A wood burning stove adds warmth and rustic charm, with the option to convert back to a vented fireplace if desired. The cabin offers a new roof, replaced in 2024 and a newer HVAC replaced in 2020. Step outside and you'll find a large, covered private porch that wraps around to an open deck overlooking the lower yard. The crawl space is outfitted with workbenches - a perfect setup for anyone who enjoys DIY. This immaculate cabin combines functionality with mountain charm, and it's ready for its next chapter.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from September 11, 2025

Home Highlights

Parking
Open Parking
Outdoor
Deck
A/C
Heating & Cooling
HOA
$29/Monthly
Price/Sqft
$278/sqft
Listed
180+ days ago

Home Details for 221 Chatto Loop

Active Status

MLS Status: Sold

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 988 Square Feet
Appliances & Utilities
Utilities: Fiber OpticsAppliances: Refrigerator, RangeLaundry: Main LevelRefrigerator
Heating & Cooling
Heating: Central,Heat PumpHas CoolingAir Conditioning: Central Air,Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Vented, Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Tile, Laminate, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile, Laminate, Luxury Vinyl
View
Has a ViewView: Trees/Woods
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, CoveredFencing: FencedExterior: Garden, Fire PitGarden
Parking & Garage
No CarportNo GarageHas Open ParkingParking: Driveway,Gravel,Asphalt
Frontage
Frontage Type: RoadRoad Surface Type: Gravel, PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Surface & Elevation
Topography: Sloping

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Ranch
Building
Construction Materials: Frame, Cedar, Wood SidingNot a New Construction
Property Information
Condition: ResaleParcel Number: 453100611635000

Price & Status

Price
List Price: $287,000Price Per Sqft: $278/sqft

Media

Location

Direction & Address
City: MurphyCommunity: Indian Rock Springs

Building

Building Area
Building Area: 988 Square Feet

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $350/Annually

Lot Information

Lot Area: 0.73 acres

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 417070Attribution Contact: 7064413786
Last check for updates: about 3 hours ago
Listed by Kelley Richardson, (706) 633-8510
BHHS Georgia Properties - Ellijay
Bought with: Non NON-MLS MEMBER, 111-1111 x1, NON-MLS OFFICE
Source: NGBOR, MLS#417070

Price History for 221 Chatto Loop

DatePriceEventSource
09/09/2025$275,000Sold
NGBOR #417070
08/08/2025$287,000PendingNGBOR #417070
07/08/2025$287,000PriceChange
NGBOR #417070
07/07/2025$297,000Listed For SaleMountain Lakes BOR #153219
05/01/2025$280,000Sold
N/A
04/09/2025$282,500PendingNGBOR #413592
04/07/2025$282,500PriceChange
NGBOR #413592
03/03/2025$299,900Listed For SaleNGBOR #413592
12/07/2005$124,000Sold
N/A

Market trends in Murphy

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$312K
$15.83KMoM
Sale-to-List Price
96.8%
0.1%MoM
Price per sq ft
$187
$2MoM
Available listings
339
17MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$93,130
Home facts updated by county records

Homeowner tools

Estimated monthly rent$1,492/mo
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Homes for rent near 221 Chatto Loop

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Comparable Sales for 221 Chatto Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
217 Chatto Loop, Murphy, NC
0.02
Single-Family Home
$200,000
07/07/25
2
1
864
118 McIntosh Way, Murphy, NC
0.71
Single-Family Home
$335,000
06/15/26
2
2
1,300
415 Sahkanaga Dr, Murphy, NC
0.32
Single-Family Home
$540,000
11/21/25
3
4
-
1498 Hollybrook, Murphy, NC
0.81
Single-Family Home
$352,000
01/23/26
2
2
1,741
64 Talulu Pass, Murphy, NC
0.55
Single-Family Home
$575,000
10/28/25
3
3
3,640
906 Hideaway Mountain Dr, Murphy, NC
0.76
Single-Family Home
$320,000
08/26/25
1
1
-
164 Freedom Pass Dr, Murphy, NC
1.45
Single-Family Home
$400,000
10/01/25
2
3
2,795
229 Ringtail Run, Murphy, NC
1.93
Single-Family Home
$389,900
03/23/26
3
2
1,176

Nearby homes

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Assigned Schools

These are the assigned schools for 221 Chatto Loop.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
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  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
221 Chatto Loop, Murphy, NC 28906 is a 2 bedroom, 2 bathroom, 988 sqft single-family home built in 1994. This property is not currently available for sale. 221 Chatto Loop was last sold on Sep 9, 2025 for $275,000 (4% lower than the asking price of $287,000). The current Trulia Estimate for 221 Chatto Loop is $274,300.