221 Chatto Loop, Murphy, NC 28906
Property image
Property image
FOR SALE
0.74 ACRES

221 Chatto Loop
Murphy, NC 28906

  • 2 Beds
  • 2 Baths
  • 988 sqft (on 0.74 acres)

$285,000

Est. Mortgage $1,667/mo*
Get Pre-Qualified

$285,000

Est. Mortgage $1,667/mo*
Get Pre-Qualified
2 Beds
2 Baths
988 sqft
(on 0.74 acres)
We estimate this home will sell faster than 81% nearby.

Home Highlights

Parking
Open Parking
Outdoor
Porch, Deck
Climate Control
Heating & Cooling
HOA
$29/Monthly
Price/Sqft
$288
Listed
16 days ago

Local Information

  • Map ViewExplore the area around 221 Chatto Loop.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.
We estimate this home will sell faster than 81% nearby.

Home Details for 221 Chatto Loop

Interior Features

Interior Details
Basement: Exterior Entry,Partial,UnfinishedNumber of Rooms: 4Types of Rooms: Master Bedroom, Bedroom 2, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 988 Square Feet
Appliances & Utilities
Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Gas RangeDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Attic Fan,Whole House Fan,Heat PumpHas HeatingHeating Fuel: Heat Pump
Gas & Electric
No Electric on Property
Windows, Doors, Floors & Walls
Window: Skylight(s)Flooring: LVT/LVP, Laminate, Ceramic Tile
Levels, Entrance, & Accessibility
Number of Stories: 1Levels: OneFloors: LVT LVP, Laminate, Ceramic Tile
View
View: See Remarks

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: Covered, Deck, PorchFencing: Wire, PartialFoundation: Block
Parking & Garage
No Attached GarageHas Open ParkingParking: Circular Driveway,Gravel,Asphalt,No Garage
Pool
Pool: None
Frontage
Waterfront: NoneFrontage Type: See RemarksNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 8Days on Market: 16

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: Stick BuiltArchitecture: Stick Built
Building
Construction Materials: Cedar, Block, Wood SidingNot a New Construction
Property Information
Parcel Number: 453100611635000

Price & Status

Price
List Price: $285,000Price Per Sqft: $288
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: MurphyCommunity: Indian Rock Springs
School Information
Elementary School: RangerJr High / Middle School: Hiwassee DamHigh School: Hiwassee Dam

Agent Information

Listing Agent
Listing ID: 100592236

Building

Building Area
Building Area: 988 Square Feet

HOA

HOA Name: Indian Rock Springs HOAHOA Fee Frequency (second): AnnuallyAssociation for this Listing: Mountain Lakes Board of REALTORS®Has an HOAHOA Fee: $350/Annually

Lot Information

Lot Area: 0.74 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 100592236Living Area Range: 800 - 999Attic: See RemarksAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetShowing Considerations: See RemarksShowing Requirements: Appointment Only, Lockbox, No Sign, See Remarks

Additional Information

HOA Amenities: Maintenance Common Areas,Maintenance Roads
Last check for updates: about 3 hours ago
Listing courtesy of Shelly Rewis, (828) 347-6156
Re/Max Elite Realty
Originating MLS: Mountain Lakes Board of REALTORS®
Source: Hive MLS, MLS#100592236
Also Listed on Hive MLS, Carolina Smokies MLS.

Market trends in Murphy

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$583MoM
Sale-to-List Price
97.5%
0.7%MoM
Price per sq ft
$202
$15MoM
Available listings
364
25MoM

Price History for 221 Chatto Loop

DatePriceEventSource
07/29/2026$285,000Listed For SaleHive MLS #100592236
09/09/2025$275,000Sold
NGBOR #417070
08/08/2025$287,000PendingNGBOR #417070
07/08/2025$287,000PriceChange
NGBOR #417070
07/07/2025$297,000Listed For SaleMountain Lakes BOR #153219
05/01/2025$280,000Sold
N/A
04/09/2025$282,500PendingNGBOR #413592
04/07/2025$282,500PriceChange
NGBOR #413592
03/03/2025$299,900Listed For SaleNGBOR #413592
12/07/2005$124,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax
Assessment$93,130
Home facts updated by county records

Comparable Sales for 221 Chatto Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
118 Mcintosh Way, Murphy, NC
0.71
Single-Family Home
$335,000
06/15/26
2
2
1,300
1627 Hideaway Mountain Drive, Murphy, NC
0.73
Single-Family Home
$140,200
07/15/26
2
1
1,019
582 Sahkanaga Drive, Murphy, NC
0.48
Single-Family Home
$510,000
07/27/26
3
3.5
2,436
415 Sahkanaga Dr, Murphy, NC
0.32
Single-Family Home
$540,000
11/21/25
3
4
-
1498 Hollybrook, Murphy, NC
0.82
Single-Family Home
$352,000
01/23/26
2
2
1,741
64 Talulu Pass, Murphy, NC
0.54
Single-Family Home
$575,000
10/28/25
3
3
3,640
906 Hideaway Mountain Dr, Murphy, NC
0.75
Single-Family Home
$320,000
08/26/25
1
1
-
164 Freedom Pass Dr, Murphy, NC
1.45
Single-Family Home
$400,000
10/01/25
2
3
2,795
229 Ringtail Run, Murphy, NC
1.92
Single-Family Home
$389,900
03/23/26
3
2
1,176

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 221 Chatto Loop.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

LGBTQ Local Legal Protections

Shelly Rewis, Re/Max Elite Realty
Agent Phone: (828) 347-6156
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-08-06 11:38:19 PDT. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2025-10-17 12:20:34 PDT Hive MLS
221 Chatto Loop, Murphy, NC 28906 is a 2 bedroom, 2 bathroom, 988 sqft single-family home built in 1994. This property is currently available for sale and was listed by Hive MLS on Jul 29, 2026. The MLS # for this home is MLS# 100592236.