55 Ridgeline Rd, Murphy, NC 28906
Property image
Property image
FOR SALE
NEW CONSTRUCTION
3D VIEW
2.99 ACRES

55 Ridgeline Rd
Murphy, NC 28906

  • 2 Beds
  • 2 Baths
  • 1,248 sqft (on 2.99 acres)

$445,000

Original price: $465,000
Est. Mortgage $2,562/mo*
Get Pre-Qualified

$445,000

Original price: $465,000
Est. Mortgage $2,562/mo*
Get Pre-Qualified
2 Beds
2 Baths
1,248 sqft
(on 2.99 acres)

Home Highlights

Parking
Open Parking
Outdoor
Porch
Climate Control
Heating & Cooling
HOA
$38/Monthly
Price/Sqft
$357
Listed
180+ days ago

Local Information

  • Map ViewExplore the area around 55 Ridgeline Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

REDUCED PRICE! Are you looking to downsize or add this to your income-producing Airbnb? Welcome to this Brand-New 2BR/2BA Cabin, nestled on 2.99 +/- acres in the upscale gated Riverwalk on the Hiwassee River. Serene neighborhood with beautiful homes. Convenient location to Downtown Murphy, shopping, restaurants, Harrah's Cherokee Valley River Casino, Tri-County Community College, Cherokee Schools, Erlanger Western Carolina Hospital, John C. Campbell Folk School-Brasstown, Hayesville NC and amazing mountain outdoor attractions. This home offers all on one floor, with granite countertops throughout the home. Beautiful custom cabinets, high-end stainless steel appliances in the kitchen. Split floor plan for privacy, cozy masonry gas log Fireplace, high ceilings. Large Master Bedroom walkout to a full-length 48' covered porch. Huge custom ceramic tile Shower, double vanities and walk-in closet. Large Laundry room with matching cabinets and granite countertop. Nice circular driveway, private well and room for your future garage if you like (See Home Features List attached). Relaxing on your porch listening to the birds singing, viewing the wildlife, and enjoying your morning walk with your dog by the Hiwassee River. Seasonal mountain view from front porch. Enjoy family and friends gathering at the Pavilion by the river with a fireplace and BBQ grill. Life is good. Make it your Mountain Retreat! Priced improvement. Bring offers!

Home Details for 55 Ridgeline Rd

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1248 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable InternetAppliances: Refrigerator, Range, Microwave, Dishwasher, See RemarksDishwasherLaundry: Main Level,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Heat Pump,Electric,PropaneHas CoolingAir Conditioning: Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Ventless, Gas LogHas a Fireplace
Windows, Doors, Floors & Walls
Window: Insulated Windows, Wood FramesFlooring: Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: Handicap AccessFloors: Luxury Vinyl
View
Has a ViewView: Mountain(s), Seasonal, Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, Covered, See Remarks
Parking & Garage
No CarportNo GarageHas Open ParkingParking: Driveway,Gravel,Asphalt
Frontage
Frontage Type: Road, BranchRoad Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Hiwassee River
Surface & Elevation
Topography: Rolling, Wooded

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Cabin
Building
Construction Materials: Frame, Wood Siding, See RemarksIs a New Construction
Property Information
Condition: New ConstructionParcel Number: 550200507078000

Price & Status

Price
List Price: $445,000Price Per Sqft: $357

Media

Location

Direction & Address
City: MurphyCommunity: Riverwalk On The Hiwassee

Agent Information

Listing Agent
Listing ID: 414085

Building

Building Area
Building Area: 1248 Square Feet

Community

Community Features: Gated, River Access, Pavilion, See RemarksNot Senior Community

HOA

Has an HOAHOA Fee: $450/Annually

Lot Information

Lot Area: 2.99 Acres

Miscellaneous

Mls Number: 414085Attribution Contact: 8288376464, info@bigrealtync.com

Additional Information

GatedRiver AccessPavilionSee Remarks
Last check for updates: about 17 hours ago
Listing courtesy of Mary Schuler, (828) 557-0273
BIG Realty!
Source: NGBOR, MLS#414085
Also Listed on Hive MLS, NGBOR, Hive MLS.

Market trends in Murphy

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$583MoM
Sale-to-List Price
97.5%
0.7%MoM
Price per sq ft
$202
$15MoM
Available listings
364
25MoM

Price History for 55 Ridgeline Rd

DatePriceEventSource
02/02/2026$445,000PriceChange
Mountain Lakes BOR #152284
11/03/2025$465,000PriceChange
Mountain Lakes BOR #152284
03/19/2025$495,000Listed For SaleMountain Lakes BOR #152284
09/30/2022$45,000Sold
N/A
09/25/2014$40,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax
Assessment$93,520
Home facts updated by county records

Comparable Sales for 55 Ridgeline Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
259 River Mountain Road, Murphy, NC
0.28
Single-Family Home
$490,000
12/17/25
3
3.5
2,134
56 Mashie Lane, Murphy, NC
0.88
Single-Family Home
$450,000
07/14/26
3
3
2,008
71 Mountain Laurel Road, Murphy, NC
1.40
Single-Family Home
$265,000
07/14/26
2
2
1,422
50 Bear Ridge Trl, Murphy, NC
1.18
Single-Family Home
$37,000
09/25/25
1
1
624
29 Beckwith Road, Murphy, NC
1.08
Single-Family Home
$520,000
07/24/26
2
2.5
2,622
53 Will Scott Church Rd, Murphy, NC
0.80
Single-Family Home
$225,000
07/24/26
2
2
-
151 Bison Ln, Murphy, NC
0.98
Single-Family Home
$320,000
11/13/25
2
2
-

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 55 Ridgeline Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
    Flag
  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 55 Ridgeline Rd

  • What is the estimated monthly payment for 55 Ridgeline Rd?
    Based on a $445,000 list price with 20% down at today's rates, the estimated monthly payment for 55 Ridgeline Rd in Murphy, NC is approximately $2,579 (about $2,319 principal & interest, $185 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 55 Ridgeline Rd compare to homes in Murphy?
    55 Ridgeline Rd in Murphy, NC is listed at $445,000, about 42% above the $313K median sale price in Murphy.
  • What do residents say about Murphy?
    Residents describe Murphy, NC as well-kept, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Murphy, NC.
  • What are the closest schools to 55 Ridgeline Rd?
    The closest schools to 55 Ridgeline Rd in Murphy, NC are Murphy Elementary (Pre-K, rated 8/10), Murphy High (rated 7/10), Murphy Middle (rated 5/10).
  • Does 55 Ridgeline Rd have air conditioning?
    Yes, 55 Ridgeline Rd in Murphy, NC has air conditioning.
  • Does 55 Ridgeline Rd have laundry facilities?
    Yes, 55 Ridgeline Rd in Murphy, NC has laundry facilities.
Mary Schuler, BIG Realty!
Agent Phone: (828) 557-0273
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
55 Ridgeline Rd, Murphy, NC 28906 is a 2 bedroom, 2 bathroom, 1,248 sqft single-family home built in 2025. This property is currently available for sale and was listed by NGBOR on Mar 20, 2025. The MLS # for this home is MLS# 414085.