20845 Lagoona Dr, Cornelius, NC 28031
Property image
Property image
FOR SALE
0.48 ACRES

$1,399,900

  • 3 Beds
  • 3 Baths
  • 2,327 sqft (on 0.48 acres)

20845 Lagoona Dr, Cornelius, NC 28031

Est. Mortgage $8,297/mo*
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We estimate this home will sell faster than 99% nearby.

Home Highlights

Single-Family Home
Built in 1985
0.48 acre lot
$602/sqft
Garage
HOA $8/mo

Local Information

  • Map ViewExplore the area around 20845 Lagoona Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer—a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.
Last check for updates: about 16 hours ago
Listing Provided by: Matt Sarver
Keller Williams Lake Norman
Source: Canopy MLS as distributed by MLS GRID, MLS#4417083
We estimate this home will sell faster than 99% nearby.

Home Details for 20845 Lagoona Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Dining Area, Great Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2327 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Oven, Plumbed For Ice Maker, Self Cleaning OvenDishwasherLaundry: Laundry Closet
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: Great Room, Wood Burning
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Tile, Wood
View
Has a ViewView: Long Range, Water, Year Round
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Deck, Front Porch, PatioFencing: Back Yard, FencedFoundation: Crawl Space
Parking & Garage
Number of Garage Spaces: 1Number of Carport Spaces: 1Number of Covered Spaces: 2Has a CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Basement,Detached Garage,Parking Space(s)
Frontage
WaterfrontWaterfront: Dock, Pier, WaterfrontResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete, PavedOn Waterfront
Water & Sewer
Sewer: Septic InstalledWater Body: Lake Norman
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 2327 Square Feet

Days on Market

Cumulative Days on Market: 14Days on Market: 23

Property Information

Year Built
Year Built: 1985
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: VinylNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 00170121

Price & Status

Price
List Price: $1,399,900Price Per Sqft: $602

Location

Direction & Address
City: CorneliusCommunity: Biscayne Park
School Information
Elementary School: CorneliusJr High / Middle School: BaileyHigh School: William Amos Hough

Agent Information

Listing Agent
Listing ID: 4417083

Building

Building Area
Building Area: 2327 Square Feet

Community

Not Senior Community

HOA

HOA Name: Biscayne Park HOAHas an HOAHOA Fee: $100/Annually

Lot Information

Lot Area: 0.48 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

Mls Number: 4417083Water ViewWater View: WaterAttribution Contact: Matt@TheSarverGroup.comAbove Grade Unfinished Area: 2327

What Locals Say about Cornelius

At least 238 Trulia users voted on each feature.
  • 96 % Say it's dog friendly

  • 87 % Say there are sidewalks

  • 86 % Say parking is easy

  • 85 % Say car is needed

  • 77 % Say there's holiday spirit

  • 76 % Say people would walk alone at night

  • 71 % Say it's quiet

  • 70 % Say streets are well-lit

  • 68 % Say yards are well-kept

  • 67 % Say it's walkable to restaurants

  • 65 % Say kids play outside

  • 61 % Say it's walkable to grocery stores

  • 54 % Say neighbors are friendly

  • 53 % Say they plan to stay for at least 5 years

  • 45 % Say there are community events

  • 44 % Say there's wildlife

Sourced by Trulia users. Learn more about our methodology.
  • Hunter_stolldorf
    "Been here 10 years. Very upscale lake community that is uber safe. "
  • Mwhitney51
    "The community involvement and walkability. "
  • Mariancollier
    "Grateful for a Christian neighborhood with lots of friendly friends and new neighbors. Do worry about a better place to live. This is it! "
  • Mariancollier
    "Bible studies, live singing outdoors during holiday, shop in antique stores, hanging out with neighbors, playing pickleball. "
  • Mariancollier
    "Great area easy to walk, ride, drive and close to water and fun summer activities, along with local theatre, restaurants, and more "
  • Sik5559
    "Clean parks with lots of walking trails. Everyone very friendly, lots of dining . Just say off of west Catawba road during an and pm rush hour traffic "
  • AKSANA BUTAKOVA
    "I like Cornelius. It is beautiful and friendly community. I feel good here. There are many trees and walkways here. It is great place for walking and for big families "
  • Jessica partee
    "Very friendly neighborhood a great place to raise a family everyone look out for each other kind of thing"
  • Gary Poe
    "My neighborhood is close to everything and we have public transportation within walking distance. It’s a great place to raise kids"
  • Luis M.
    "Safe area, there are plenty of parks and recreational areas. Schools are highly rated and well regarded. 20 minute drive to uptown Charlotte."
  • Rweim19
    "Sidewalks connect neighborhood to shops and restaurants. Safe to walk your dogs anywhere. Also parks and trails nearby. "
  • Laura
    "Not bad, but can get easily backed up on Catawba and 77. If you are willing to take the toll lanes, it's a big difference."
  • Erik P.
    "Love the neighborhood and love the town. Food and social scene is growing. Great place to live and highly recommend. "
  • Trulia User
    "There aren’t any community events that we participate in, except the local farmer’s market in Davidson. "
  • Maru V.
    "I love this place.. feel like home!! Alwasys clean, very good people, my kids love here and the school are amazing"
  • Erin T.
    "My apartment complex put on many different events for the neighborhood. Such as pumpkin carving, wrapping stations and bbq pool parties. "
  • Rweim19
    "Hough High School is far better than Hopewell or North Meck High. This lake town is one of a kind. "
  • Lisa B.
    "2-3 miles from local dining, entertainment and the lake. Catawba Walk in the spring and fall show off local artists creations. Birkdale Village is just 2 miles south and something is going on every weekend. "
  • Snownickj
    "A lot of friendly people, good opportunities, and facilities to use. The neighborhood feels very safe, and there are plenty of activities."
  • Dkeating03
    "Many parks in the area. Great for kids and families. Lots of indoor and outdoor activities. Close to the lake and not far from the city."
  • Catherine P.
    "It’s absolutely beautiful. Our dream town especially with being so close to Davidson. We enjoy lake living coupled with a small town environment. "
  • Trulia User
    "Quiet and near Lake Norman which allows for recreational water sports along with fine dining. Easy access to local airports for businesses and pleasure."
  • Anna R
    "Most people use cars, there are a few busses that run through but not many. It’s difficult to get around without a car, though some people bike "
  • Mildred S.
    "I've lived in this neighborhood for 11 years and like it very much. I feel safe and neighbors look out for one another. I would definitely recommend it to anyone looking to rehome. "
  • Tish
    "Great neighbors, a community pool with events, a community park and gazebo area. Well maintained. Some events at pool include history lessons on holidays, barbecues, and social get togethers. Close to A rated schools Cornelius Elementary, Bailey Middle School and Hough High School. Several bus stops very close and convenient for kids. Many neighbors involved through Next Door app so news gets through quickly. High level of police involvement on holidays like Halloween. Great fire rescue also heavily involved in the town. "
  • Tish
    "Great schools, family friendly, safe, active HOA, great amenities. Nice mix of homes and some with basements. Community park and community pool. Close to A rated schools of Cornelius Elementary, Bailey Middle School and Hough High school. Also CPCC Merancus Community college close by. "
  • lkngirlie
    "Park nearby and sidewalks. Lake nearby and trails. A lot of other dog and pet people live here and organic pet store within walking distance."
  • Etandy14
    "The area is fine. It seems to have a lot of kids and is relatively safe. There are a lot of cars though. "
  • annettelotspaih
    "My commute is very close. On my way to work We pas many conveniences, including post office, coffee, and bank. It can get a little busy during peak periods.l, but nothing too bad."
  • Jeniefer T.
    "Walkable to Shopping & Food center. Great walking trails, dog park nearby and local family friendly parks within a few miles. Lots of local breweries! "
  • Angela b. s.
    "Very safe environment for everyone. We love our neighborhood it is truly like living in paradise. We have two clubs, one is a yacht club and the other the country club. Best of both worlds."
  • Dstmassie
    "Dog-friendly Community. It seems almost every othe r home has a dog. Dog owners are always walking their dogs; morning, noon and night! Great place for dog owners!"

Market trends in Cornelius

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$649K
$40K
MoM
Sale-to-List Price
Price per sq ft
$291
$7
MoM
Available listings
276

Home Value

Trulia Estimate
$1.33M
Since last month
Increased$146K (+12.3%)
Since last year
Increased$290K (+27.7%)
Since last sale
Increased$147K (+12.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +147% in the last 10 years
MonthEstimated value
2026
September 2026$1.34M
August 2026$1.38M
July 2026$1.19M
June 2026$1.19M
May 2026$1.2M
April 2026$1.19M
March 2026$1.2M
February 2026$1.19M
January 2026$1.19M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.09
Single-Family Home
$1,600,000
05/11/26
3
2
1,808
0.10
Single-Family Home
$620,000
08/21/26
3
2
1,833
0.20
Single-Family Home
$1,250,000
10/16/25
5
4
3,254
0.21
Single-Family Home
$1,700,000
07/30/26
6
4
3,803
0.61
Single-Family Home
$1,400,000
08/03/26
4
2.5
3,073
0.52
Single-Family Home
$735,000
07/02/26
4
2.5
2,663

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.11
$832,400
4
4.5
3,569
Off Market
0.12
$514,200
3
2
1,554
Off Market
0.09
$1,600,000
3
2
1,808
Recently Sold
0.10
$620,000
3
2
1,833
Recently Sold
0.12
$520,300
3
2
1,030
Off Market
0.13
$2,575,000
5
5.5
4,845
Recently Sold
0.17
$1,265,400
3
3.5
3,490
Off Market
0.16
$3,399,200
4
5
4,100
Off Market
0.20
$1,239,400
5
4
3,254
Off Market
0.17
$2,115,500
5
4.5
4,060
Off Market
0.21
$1,700,000
6
4
3,803
Recently Sold

Price and Tax history

DateEventPrice
Aug 22, 2026
Source: Canopy MLS as distributed by MLS GRID #4417083
Listed For Sale
$1,399,900
Dec 30, 2025
Source: Canopy MLS as distributed by MLS GRID #4311425
Sold
$1,188,479
Oct 30, 2025
Source: Canopy MLS as distributed by MLS GRID #4311425
Listed For Sale
$1,200,000
Feb 8, 2017
Source: Agent Provided
ListingRemoved
$599,900
Jun 8, 2016
Source: Agent Provided
ListingRemoved
$625,000

LGBTQ Local Legal Protections

Matt Sarver, Keller Williams Lake Norman
Based on information submitted to the MLS GRID as of 2026-09-13 18:43:02 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 20845 Lagoona Dr

  • What is the estimated monthly payment for 20845 Lagoona Dr?
    Based on a $1,399,900 list price with 20% down at today's rates, the estimated monthly payment for 20845 Lagoona Dr in Cornelius, NC is approximately $8,386 (about $7,518 principal & interest, $793 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 20845 Lagoona Dr compare to homes in Cornelius?
    20845 Lagoona Dr in Cornelius, NC is listed at $1,399,900, about 116% above the $649K median sale price in Cornelius.
  • What do residents say about Cornelius?
    Residents describe Cornelius, NC as dog-friendly, pedestrian-friendly, and easy to park in. See homes for sale in Cornelius, NC.
  • What are the closest schools to 20845 Lagoona Dr?
    The closest schools to 20845 Lagoona Dr in Cornelius, NC are Bailey Middle School (rated 10/10), Cornelius Elementary (rated 6/10), William Amos Hough High (rated 7/10).
  • Does 20845 Lagoona Dr have air conditioning?
    Yes, 20845 Lagoona Dr in Cornelius, NC has air conditioning.
  • Does 20845 Lagoona Dr have laundry facilities?
    Yes, 20845 Lagoona Dr in Cornelius, NC has laundry facilities.
20845 Lagoona Dr, Cornelius, NC 28031 is a 3 bedroom, 3 bathroom, 2,327 sqft single-family home built in 1985. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Aug 22, 2026. The MLS # for this home is MLS# 4417083.