$274,900
Original price: $284,900
4 Beds
1.5 Baths
1,878 sqft
20 Oswego Ln, Plattsburgh, NY 12901
Est. Mortgage $1,908/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 94% nearby.
Home Highlights
Single-Family Home
Built in 1957
$146/sqft
Local Information
- Map ViewExplore the area around 20 Oswego Ln.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Welcome to this beautifully maintained four-bedroom home offering the ease of single-floor living in one of Cumberland Head's most sought-after neighborhoods, just moments from Lake Champlain. Thoughtfully designed with spacious living areas that never feel too big, this home offers the perfect balance of comfort, functionality, and charm.
Inside, you'll find hardwood floors flowing through much of the home, a bright living room, a welcoming family room centered around a stunning stone hearth wood stove installed in 2023, a dedicated dining room, and a versatile office ideal for working from home or pursuing hobbies. The kitchen is equipped with stainless steel appliances, most of which were replaced in 2023. A convenient walk-in pantry provides abundant storage.
The primary bedroom features a walk-in closet and an ensuite half bath. In addition there is a full main bathroom and three additional bedrooms provide plenty of space for family, guests, or flexible use.
Step outside to enjoy the inviting front porch, enhanced by a new front door and storm door installed in 2025, or retreat to the beautifully landscaped backyard, a private oasis perfect for relaxing, gardening, or entertaining. Multiple storage sheds provide ample room for lawn equipment, tools, and seasonal items.
Located in a desirable neighborhood on Cumberland Head, you'll enjoy walkable access to Lake Champlain and nearby recreation park complete with a playground. Combining generous living space, thoughtful updates, practical design, and an exceptional location, this home is ready to welcome its next owners.
Inside, you'll find hardwood floors flowing through much of the home, a bright living room, a welcoming family room centered around a stunning stone hearth wood stove installed in 2023, a dedicated dining room, and a versatile office ideal for working from home or pursuing hobbies. The kitchen is equipped with stainless steel appliances, most of which were replaced in 2023. A convenient walk-in pantry provides abundant storage.
The primary bedroom features a walk-in closet and an ensuite half bath. In addition there is a full main bathroom and three additional bedrooms provide plenty of space for family, guests, or flexible use.
Step outside to enjoy the inviting front porch, enhanced by a new front door and storm door installed in 2025, or retreat to the beautifully landscaped backyard, a private oasis perfect for relaxing, gardening, or entertaining. Multiple storage sheds provide ample room for lawn equipment, tools, and seasonal items.
Located in a desirable neighborhood on Cumberland Head, you'll enjoy walkable access to Lake Champlain and nearby recreation park complete with a playground. Combining generous living space, thoughtful updates, practical design, and an exceptional location, this home is ready to welcome its next owners.
We estimate this home will sell faster than 94% nearby.
Last check for updates: about 7 hours ago
Listing by: REMAX North Country, (518) 563-1200
Kira Witherwax
Source: ACVMLS, MLS#208072
Also Listed on ACVMLS.
Home Details for 20 Oswego Ln
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Interior Details Basement: NoneNumber of Rooms: 13Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 1, Bathroom 2, Den, Dining Room, Family Room, Kitchen, Living Room, Office, Other Room |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 1878 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Internet Available, Sewer Connected, Water ConnectedAppliances: Built-In Electric Oven, Dishwasher, Electric Cooktop, Refrigerator, Stainless Steel Appliance(s)DishwasherLaundry: In Hall,Main LevelRefrigerator |
Heating & Cooling Heating: Electric,Wood,Wood StoveHas CoolingAir Conditioning: Ceiling Fan(s)Has HeatingHeating Fuel: Electric |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Family Room, Wood Burning, Wood Burning StoveHas a Fireplace |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Window: Vinyl Clad WindowsDoor: Storm Door(s)Flooring: Carpet, Hardwood, Laminate, Linoleum, Vinyl |
Levels, Entrance, & Accessibility Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Hardwood, Laminate, Linoleum, Vinyl |
View Has a ViewView: Neighborhood |
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Exterior Home Features Roof: AsphaltPatio / Porch: Deck, Patio, PorchOther Structures: Shed(s), StorageExterior: Fire Pit, Private Yard, Rain Gutters, StorageFoundation: Slab |
Parking & Garage No GarageNo Attached GarageParking: Driveway,Paved |
Frontage Road Frontage: PublicRoad Surface Type: PavedNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Surface & Elevation Topography: Level |
Finished Area Finished Area (above surface): 1878 Square Feet |
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Days on Market: 29 |
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Year Built Year Built: 1957 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch |
Building Construction Materials: Vinyl Siding |
Property Information Parcel Number: 208.8222 |
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Price List Price: $274,900Price Per Sqft: $146 |
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MLS Status: Active |
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Direction & Address City: PlattsburghCommunity: Champlain Park |
School Information High School District: Beekmantown |
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Listing Agent Listing ID: 208072 |
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Building Area Building Area: 1878 Square Feet |
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Lot Area: 9147.6 sqft |
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Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 208072Above Grade Unfinished Area: 1878 |
Around this home
Neighborhood Overview
Neighborhood stats provided by third party data sources.
What Locals Say about Cumberland Head
At least 4 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say it's dog friendly
100 % Say people would walk alone at night
100 % Say car is needed
100 % Say yards are well-kept
72 % Say neighbors are friendly
71 % Say it's quiet
67 % Say kids play outside
63 % Say they plan to stay for at least 5 years
60 % Say there's holiday spirit
50 % Say there are community events
50 % Say streets are well-lit
50 % Say there's wildlife
29 % Say it's walkable to restaurants
20 % Say there are sidewalks
14 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Plattsburgh
Last updated July 2026
Avg. sale price
$232K
Sale-to-List Price
—
Price per sq ft
$150
Available listings
83
1MoM
Home Value
Trulia Estimate
$269KSince last month
Decreased$12K (-4.3%)Since last year
Increased$50K (+22.8%)Since last sale
Increased$132K (+95.9%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +118% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $270K |
| August 2026 | $269K |
| July 2026 | $282K |
| June 2026 | $280K |
| May 2026 | $276K |
| April 2026 | $273K |
| March 2026 | $272K |
| February 2026 | $261K |
| January 2026 | $259K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.01 | Single-Family Home | $294,400 | 12/18/25 | 4 | 2 | 2,166 | |
0.16 | Single-Family Home | $245,000 | 01/20/26 | 4 | 2 | 1,425 | |
0.04 | Single-Family Home | $250,000 | 06/22/26 | 3 | 1.5 | 1,189 | |
0.09 | Single-Family Home | $255,000 | 12/19/25 | 3 | 1 | 1,693 | |
0.11 | Single-Family Home | $220,000 | 10/30/25 | 3 | 1 | 1,281 | |
0.08 | Single-Family Home | $180,000 | 11/03/25 | 3 | 1 | 1,025 | |
0.09 | Single-Family Home | $245,000 | 08/17/26 | 3 | 1 | 1,149 | |
0.16 | Single-Family Home | $185,000 | 12/26/25 | 3 | 1 | 925 | |
0.18 | Single-Family Home | $216,000 | 12/05/25 | 3 | 1 | 1,073 | |
0.17 | Single-Family Home | $78,000 | 03/03/26 | 3 | 1 | 900 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $250,000 | 3 | 1.5 | 1,189 | Recently Sold | |
0.04 | $218,900 | 3 | 1.5 | 1,189 | Off Market | |
0.01 | $294,400 | 4 | 2 | 2,166 | Recently Sold | |
0.09 | $255,000 | 3 | 1 | 1,693 | Recently Sold | |
0.09 | $245,000 | 3 | 1 | 1,149 | Recently Sold | |
0.06 | $269,000 | 3 | 1 | 1,397 | For Sale | |
0.07 | $187,600 | 3 | 1 | 1,073 | Off Market | |
0.08 | $186,900 | 3 | 1 | 1,025 | Off Market | |
0.11 | $214,900 | 3 | 1 | 1,250 | Off Market | |
0.11 | $228,500 | 3 | 1 | 1,281 | Off Market | |
0.13 | $213,900 | 3 | 1.5 | 1,537 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 13, 2026 Source: ACVMLS #208072 | PriceChange | $274,900 Price decreased by 4% |
Aug 5, 2026 Source: ACVMLS #208072 | Listed For Sale | $284,900 |
Oct 18, 2022 Source: ACVMLS #177091 | Sold | $138,000 |
Sep 1, 2022 Source: ACVMLS #177091 | Pending | $159,900 |
Aug 19, 2022 Source: ACVMLS #177091 | PriceChange | $159,900 Price increased by 12% |
Aug 21, 2012 Source: Agent Provided | PriceChange | $142,900 Price decreased by 5% |
May 23, 2012 Source: Agent Provided | Listed For Sale | $149,900 |
May 21, 2007 Source: N/A | Sold | $122,500 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | Unavailable | $204,800 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Kira Witherwax, REMAX North Country, (518) 563-1200
Listing data courtesy of the Internet Data Exchange (IDX) Program of the Adirondack Champlain Valley Multiple Listing Service.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing information deemed reliable but not guaranteed.
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Frequently asked questions about 20 Oswego Ln
- What is the estimated monthly payment for 20 Oswego Ln?Based on a $274,900 list price with 20% down at today's rates, the estimated monthly payment for 20 Oswego Ln in Plattsburgh, NY is approximately $1,920 (about $1,428 principal & interest, $417 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 20 Oswego Ln compare to homes in Plattsburgh?20 Oswego Ln in Plattsburgh, NY is listed at $274,900, about 19% above the $232K median sale price in Plattsburgh.
- What are the closest schools to 20 Oswego Ln?The closest schools to 20 Oswego Ln in Plattsburgh, NY are Beekmantown High School (rated 6/10), Beekmantown Middle School (rated 6/10), Cumberland Head Elementary School (Pre-K, rated 4/10).
- What is 20 Oswego Ln estimated to be worth?Trulia's estimated value for 20 Oswego Ln in Plattsburgh, NY is $268,700.
- Does 20 Oswego Ln have air conditioning?Yes, 20 Oswego Ln in Plattsburgh, NY has air conditioning.
- Does 20 Oswego Ln have laundry facilities?Yes, 20 Oswego Ln in Plattsburgh, NY has laundry facilities.
20 Oswego Ln, Plattsburgh, NY 12901 is a 4 bedroom, 2 bathroom, 1,878 sqft single-family home built in 1957. 20 Oswego Ln is located in Cumberland Head, Plattsburgh. This property is currently available for sale and was listed by ACVMLS on Aug 5, 2026. The MLS # for this home is MLS# 208072.