20 Elm St, Schenectady, NY 12304
Property image
Property image
SOLD
JUN 29, 2026

$35,400

Trulia Estimate
  • Studio
  • 1,920 sqft

20 Elm St, Schenectady, NY 12304

Central State Street
Est. Refi. Payment $311/mo*
Refinance Your Home
Currently Off Market - Sold Jun 29, 2026 for $35,000

Home Value

Trulia Estimate
$35.4K
Since last month
Increased$200 (+0.6%)
Since last year
Decreased$209K (-85.5%)
Since last sale
Increased$400 (+1.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +6% in the last 10 years
MonthEstimated value
2026
September 2026$35K
August 2026$35K
July 2026$35K
June 2026$256K
May 2026$251K
April 2026$252K
March 2026$251K
February 2026$231K
January 2026$238K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
51 Elm St, Schenectady, NY
0.06
Multi-Family Home
$225,000
07/27/26
3
2
2,028
44 Elm Street, Schenectady, NY
0.04
Multi-Family Home
$290,000
02/19/26
6
2
2,198
1321 State Street, Schenectady, NY
0.08
Multi-Family Home
$240,000
04/24/26
6
2
2,196
80 Furman St, Schenectady, NY
0.17
Multi-Family Home
$180,000
11/25/25
4
3
2,366
58 Furman St, Schenectady, NY
0.16
Multi-Family Home
$202,000
11/19/25
6
3
2,392
54 Furman St, Schenectady, NY
0.15
Multi-Family Home
$229,000
11/20/25
6
2
2,274
82 Robinson Street, Schenectady, NY
0.18
Multi-Family Home
$170,000
03/13/26
6
2
2,222
82 Robinson St, Schenectady, NY
0.18
Multi-Family Home
$170,000
03/26/26
5
2
2,222
147 Linden Street, Schenectady, NY
0.21
Multi-Family Home
$262,500
01/26/26
6
2
2,308

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
44 Elm Street, Schenectady, NY 12304
0.04
$290,000
6
2
2,198
Recently Sold
48 Elm Street, Schenectady, NY 12304
0.04
$308,100
6
2
2,200
Off Market
63 Elm Street, Schenectady, NY 12304
0.08
$316,100
5
2
2,368
Off Market
1232 STATE Street, Schenectady, NY 12304
0.08
$358,500
Studio
-
4,470
Off Market
71 Elder Street, Schenectady, NY 12304
0.12
$314,900
4
2.5
1,285
For Sale
1321 State Street, Schenectady, NY 12304
0.08
$240,000
6
2
2,196
Recently Sold
67 Division Street, Schenectady, NY 12304
0.13
$261,700
3
2
1,717
Off Market
106 Elm Street, Schenectady, NY 12304
0.14
$296,500
6
2
2,172
Recently Sold
54-56 ELDER Street, Schenectady, NY 12304
0.12
$225,200
6
2
2,040
Off Market
22 Elder Street, Schenectady, NY 12304
0.11
$449,000
9
2
3,440
For Sale
22-24 ELDER Street, Schenectady, NY 12304
0.11
$279,600
6
2
2,300
Off Market
91 Division Street, Schenectady, NY 12304
0.15
$227,600
6
2
2,136
Off Market

Local Information

  • Map ViewExplore the area around 20 Elm St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1890
1,920 sqft
$18/sqft
Garage

About this House

3 unit close to all amenities. Needs almost complete rehab. Enclosed porches, wood floors, large yard and a 2 car garage. How can you go wrong. Live on the 2nd floor and let you tenants pay your mortgage.
20 Elm St, Schenectady, NY 12304 is a studio, 1,920 sqft multi-family in Central State Street, built in 1890. It last sold for $35,000 on Jun 29, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $35,400, with a rent estimate of $1,669/month.

Home Details for 20 Elm St

Interior Features

Heating & Cooling
Heating: Forced AirHeating Fuel: Forced Air
Interior Details
Number of Rooms: 10

Property Information

Year Built
Year Built: 1890
Property Type / Style
Property Type: Multi FamilyArchitecture: Old Style

Exterior Features

Exterior Home Features
Exterior: Other
Parking & Garage
GarageParking: Garage Detached

Price & Status

Price
Price Per Sqft: $18/sqft

Lot Information

Lot Area: 4704 sqft

Price and Tax history

DateEventPrice
Jun 29, 2026
Source: N/A
Sold
$35,000
Feb 21, 2017
Source: N/A
Sold
$30,000
Oct 9, 2015
Source: Global MLS #201509783
Sold
$33,000
Sep 11, 2015
Source: Agent Provided
Pending
$32,500
Aug 26, 2015
Source: Agent Provided
Listed For Sale
$32,500

Market trends in Schenectady

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$318K
$12.48KMoM
Sale-to-List Price
103.1%
0.8%MoM
Price per sq ft
$212
$6MoM
Available listings
328

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Central State Street
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Central State Street

At least 38 Trulia users voted on each feature.

  • 88 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 73 % Say it's dog friendly

  • 73 % Say car is needed

  • 70 % Say parking is easy

  • 66 % Say kids play outside

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 54 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 44 % Say there's wildlife

  • 42 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 37 % Say neighbors are friendly

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A very nice neighborhood seems like a safe there’s not many stores near it but it is a supermarket people are very responsible and you need a car you can use the bus or cab and sometimes bikes or motorcycles but it seems like it’s safe for the children and the people. Love the scenery an the area has a high school and elementary schools near it very good building up their neighborhood and keeping their streets in their lawn clean."
    5
    Flag
  • Trulia User
    "It’s a great neighborhood but I have no car but I do use a cab service so anyway I can get downtown I would take the cab service not the bus"
    1
    Flag
  • Trulia User
    "Everything here is nice live this Neighborhood people are nice streets a clean family oriented please"
    0
    Flag
  • Trulia User
    "The stores are close by You can walk to the store. convenient locations..Friendly neighbors. and quit place to live. "
    0
    Flag
  • Stargyal90
    "people drive like they are crazy lots of car break ins use to be a nice neighborhood then all of the good people slowly leave"
    2
    Flag
  • Daivon B.
    "Its quiet. Not much goes on. If you treat people with respect they will respect you. Somewhat clean. One of best places in Schenectady living wise "
    2
    Flag
  • M.M
    "I moved here in 2016. I bought a house. I love my house. I have no problems. Neighbors all keep to themselves. Not very friendly. Mostly quiet. "
    1
    Flag
  • Jacqueline B.
    "Everybody in this neighborhood mind their own business when we see each other we speak put up a hand go about our business"
    0
    Flag
  • Deaonna
    "State street is a very busy street. It’s really loud cars, buses and trucks constantly going up and down the street."
    0
    Flag
  • Omarkallicharran
    "i've lived on McClellan for about 5 years now it's been fine. somethings to note it's near state street so the road tend to be loud however it usually gets quiet at night. On a few occasions i have heard fight and arguments outside. besides that nothing else bad really happens."
    8
    Flag
  • Estelle J.
    "There is central access to things but offset the main road near the park . Also it is easy bus line access."
    0
    Flag
  • mscool250
    "IT'S A GREAT PLACE TO LIVE, VERY QUIET, WONDERFUL VIEW OF CENTRAL PARK AND GLOWING WATER FOUNTAIN. CENTRAL PARK IS HOST TO MANY ACTIVIES IN THE SUMMER AND YOU ARE ABLE TO JUST WALK ACROSS THE STREET AND INTO THE PARK TO ENJOY ALL THE FREE CONCERTS AND ACTIVITIES. MEDICAL OFFICES, UNION STREET SHOPPING AND RESTAURANTS MINUTES AWAY, DOWNTOWN SCHENECTADY AND PROCTORS CLOSE BY. A GREAT PLACE TO LIVE AND PLAY."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 20 Elm St

  • What is 20 Elm St estimated to be worth?
    Trulia's estimated value for 20 Elm St in Schenectady, NY is $35,400.
  • What is the price history for 20 Elm St?
    20 Elm St in Schenectady, NY last sold for $35,000 in June 2026.
  • Is Schenectady a buyer's or seller's market?
    Schenectady is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Schenectady?
    The median sale price in Schenectady is $318K. That is up $12.48K from the prior month.

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