190 POLERMO AVENUE, Saint Cloud, FL 34771
Property image
Property image
FOR SALE
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$415,000

  • 4 Beds
  • 2 Baths
  • 1,825 sqft

190 POLERMO AVENUE, Saint Cloud, FL 34771

Est. Mortgage $3,084/mo*
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Home Highlights

Single-Family Home
Built in 2021
$227/sqft
2 Car Garage
HOA $65/mo

Local Information

  • Map ViewExplore the area around 190 POLERMO AVENUE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

SELLER IS OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS! Take advantage of this incredible opportunity at 190 Polermo Avenue in Saint Cloud—a beautifully upgraded, move-in-ready home located just minutes from Lake Nona and Medical City! Built only four years ago, this newer home combines modern design, smart-home technology, and thoughtful upgrades throughout. Step inside to a bright, open-concept floor plan accented by 5.25-inch baseboards and stylish finishes. The heart of the home is the beautiful kitchen featuring quartz countertops, crown molding on the cabinetry, under-cabinet lighting, pendant lights over the bar area, and plenty of space for gathering and entertaining. Quartz countertops continue into the bathrooms, creating a cohesive and polished look. The home is packed with upgrades designed for today's lifestyle, including a keyless smart lock, WiFi-enabled sprinkler system, upgraded WiFi light switches in the garage, kitchen, front porch, and lanai, plus pre-wiring for cameras in the front and backyard. The gathering room and one bedroom are also pre-wired for surround sound—perfect for movie nights, a media room, home office, or entertainment space. Step outside and enjoy the fenced side and backyard, offering additional privacy and plenty of space to relax, entertain, or enjoy Florida's beautiful weather. Modern window treatments are already installed, adding another finishing touch to this truly move-in-ready home. The community offers a refreshing pool, dog park, and playground, providing something for everyone to enjoy. Even better, you'll be conveniently located near Lake Nona, Medical City, major highways, shopping, dining, schools, and everything this rapidly growing area. MOVE-IN READY + GREAT LOCATION + $10,000 TOWARD BUYER’S CLOSING COSTS! Don't miss this opportunity—schedule your private showing today and see why 190 Polermo Avenue should be your next home!
Last check for updates: about 10 hours ago
Listing Provided by: Syliam Reyes, (407) 701-7154
FLORIDA CAPITAL REALTY, (786) 953-5870
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6351221
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 190 POLERMO AVENUE

Interior Features

Interior Details
Number of Rooms: 4Types of Rooms: Primary Bedroom, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1825 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Public, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Porcelain Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleFencing: FencedExterior: Balcony, Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 329Days on Market: 180+

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, ConcreteNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 212531497800010300

Price & Status

Price
List Price: $415,000Price Per Sqft: $227

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: SIENA RESERVE PH 2A & 2B

Agent Information

Listing Agent
Listing ID: O6351221

Building

Building Area
Building Area: 2512 Square Feet

Community

Community Features: Community Mailbox, Dog Park, Playground, Pool, SidewalksNot Senior Community
Other
Playground

HOA

HOA Name: Highland Community Management, LLCHOA Phone: 863-940-2863Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $65/Monthly

Lot Information

Lot Area: 6970 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6351221Showing Advance Notice: 24Showing Requirements: 24 Hour Notice, Appointment OnlyUniversal Property Id: US-12097-N-212531497800010300-R-N

Additional Information

Community MailboxDog ParkPlaygroundPoolSidewalks

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.
  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17K
MoM
Sale-to-List Price
98.8%
0.1%
MoM
Price per sq ft
$202
$1
MoM
Available listings
991
12
MoM

Home Value

Trulia Estimate
$408K
Since last month
Increased$1K (+0.3%)
Since last year
Increased$30K (+7.8%)
Since last sale
Increased$101K (+32.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +1% in the last 10 years
MonthEstimated value
2026
September 2026$408K
August 2026$406K
July 2026$407K
June 2026$408K
May 2026$409K
April 2026$410K
March 2026$416K
February 2026$411K
January 2026$412K
2025
2024
2023

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.26
Single-Family Home
$370,000
03/26/26
4
2
1,825
0.19
Single-Family Home
$409,000
08/14/26
3
2
2,005
0.36
Single-Family Home
$364,000
07/20/26
4
2
1,846
0.27
Single-Family Home
$370,000
01/15/26
3
2
1,802
0.32
Single-Family Home
$309,990
05/26/26
3
2
1,536
0.33
Single-Family Home
$415,000
03/04/26
4
2
2,045
0.44
Single-Family Home
$349,000
08/14/26
4
2
1,846
0.26
Single-Family Home
$429,000
06/08/26
3
2
1,996
0.19
Single-Family Home
$460,000
06/25/26
4
3
2,748

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.09
$448,300
4
2
2,005
Off Market
0.11
$403,100
4
2
1,828
Off Market
0.11
$397,100
4
2
1,829
Off Market
0.11
$455,400
5
3
2,601
Off Market
0.11
$382,000
4
2
1,825
Off Market
0.11
$391,800
3
2
1,990
Off Market
0.14
$401,600
4
2
1,828
Off Market
0.15
$407,100
4
2
1,828
Off Market
0.16
$425,900
4
2.5
2,260
Off Market
0.16
$461,300
5
3
2,601
Off Market
0.17
$426,400
5
3
2,674
Off Market

Price and Tax history

DateEventPrice
Sep 3, 2026
Source: Stellar MLS #O6351221
PriceChange
$415,000
Price decreased by 1%
Dec 5, 2025
Source: Stellar MLS #O6351221
PriceChange
$419,000
Price decreased by 1%
Nov 1, 2025
Source: Stellar MLS #O6351221
PriceChange
$425,000
Price decreased by 1%
Oct 9, 2025
Source: Stellar MLS #O6351221
Listed For Sale
$430,000
Nov 1, 2021
Source: N/A
Sold
$306,600

LGBTQ Local Legal Protections

Syliam Reyes, FLORIDA CAPITAL REALTY, (786) 953-5870
Agent Phone: (407) 701-7154

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Frequently asked questions about 190 POLERMO AVENUE

  • What is the estimated monthly payment for 190 POLERMO AVENUE?
    Based on a $415,000 list price with 20% down at today's rates, the estimated monthly payment for 190 POLERMO AVENUE in Saint Cloud, FL is approximately $3,068 (about $2,256 principal & interest, $737 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 190 POLERMO AVENUE compare to homes in Saint Cloud?
    190 POLERMO AVENUE in Saint Cloud, FL is listed at $415,000, about 9% above the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 190 POLERMO AVENUE?
    The closest schools to 190 POLERMO AVENUE in Saint Cloud, FL are Harmony High School (rated 5/10), Narcoossee Elementary School (Pre-K, rated 6/10), Narcoossee Middle School (rated 6/10).
  • Does 190 POLERMO AVENUE have air conditioning?
    Yes, 190 POLERMO AVENUE in Saint Cloud, FL has air conditioning.
  • Does 190 POLERMO AVENUE have a pool?
    Yes, 190 POLERMO AVENUE in Saint Cloud, FL has a pool.
190 POLERMO AVENUE, Saint Cloud, FL 34771 is a 4 bedroom, 2 bathroom, 1,825 sqft single-family home built in 2021. This property is currently available for sale and was listed by Stellar MLS on Oct 9, 2025. The MLS # for this home is MLS# O6351221.